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Staying Safe on the Internet: Why all the Hullabaloo about Passwords?

Staying Safe on the Internet: Why all the Hullabaloo about Passwords?

A couple of weeks ago, a friend of mine had his PayPal account hacked. Thankfully, the perpetrators hadn’t gotten to playing around with the cash in the account, thanks to PayPal’s email notification system and the 1-2 business days it takes to transfer cash from the bank.

This is one of the many faces of Internet safety and security that proves once again that cyber security is a big deal. Passwords are an important part of cyber security and usually the first line of defense when it comes to staying safe while roaming the Internet. Most of us continue to fall victim to password-related security incidences, even with the large, scary pop-ups and descriptions on signup forms and login pages warning us of impending doom if we dare use weak or repetitive passwords.

The Stats

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    Poor password habits are actually more common than you think. Over half of internet users use the same password over two or more sites, according to a recent TeleSign survey. Many of these passwords often remain unchanged for years, making it easy for hackers to crack them.

    Additionally, for the 2,000 individuals who participated in this survey, close to half of them had at least one incident involving password theft or an account that was hacked.

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    The 2012 LinkedIn data breach also provided a glimpse into the ugly state of affairs when it came to passwords and information security. Analysts who looked at the data said that they had decrypted about 90% of passwords obtained from the breach in just under 3 days.

    Not surprisingly, the most common password was “123456,” closely followed by “LinkedIn,” and “password.” Identity thieves or hackers don’t need to be IT-savvy individuals to crack such passwords, which unfortunately happens a little too often.

    Practicing Good Password Habits

    Small Password Story

      Password theft can result in a number of unwarranted effects, both personally and financially. So it always pays to be level-headed and aware when coming up with passwords and when you are giving them out on a site.

      There are a number of simple, practical steps you can take to ensure you protect yourself on the Internet. Here are some of the best.

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      1. Come up with a Strong Password

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        This is the oldest rule in the book. A password with a mix of numbers, alphabetical letters, and symbols will go a long way in deterring potential hackers. Also avoid personalized passwords with any of your names because these are the simplest to break.

        If you don’t want to spend time coming up with strong passwords, you can opt to use a random password generator to come up with a good password. Choose one that generates passwords that make sense since these will be easier to remember.

        2. Use Two-factor Authentication

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          Passwords are only one of the main lines of defense when it comes to online safety and security. Even the strongest passwords will benefit greatly from the addition of an extra layer of security.

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          Two-Factor Authentication (2FA) is a technique that combines traditional passwords with an extra layer of security such as your cell phone. When you (or a potential hacker) try to log into an account with 2FA, a text or phone call verification will be required in addition to the correct password.

          Many websites have automatically integrated 2FA into their processes, especially the likes of PayPal that deal with sensitive personal and financial information.

          3. Use Unique Passwords on Different Platforms

          unique-password

            Many of us find it hard to remember multiple passwords, which makes it tempting to create one password for multiple accounts. Over 73% of Internet users practice this habit that has seen only six unique passwords being used to protect an average of 24 accounts.

            If you have several online accounts and have trouble remembering the passwords to each of them, you can use a password manager to store your passwords. This nifty piece of software will not only store your passwords, but can also be used to log you into your accounts, change or update your passwords.

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            Practice Internet Safety

            Social media and online financial transactions have grown exponentially over the past couple of years. For many of these transactions, a single password is usually the only thing protecting members of the online community from identity and financial theft.

            Practicing good password habits will not only protect you from hackers, but will also save you time that you could have wasted trying to recover lost information or funds.

            Featured photo credit: geralt via pixabay.com

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            Vikas Agrawal

            Vikas is the co-founder of Infobrandz, an Infographic design agency that offers creative visual content solutions to medium to large companies.

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            Last Updated on January 24, 2020

            10 Good Habits To Have in Life To Be More Successful

            10 Good Habits To Have in Life To Be More Successful

            Habits are behaviors and patterns that you showcase by default. They enable you to carry out crucial activities like taking a shower, brushing your teeth, getting prepared for work.

            Interestingly, you follow this routine every day without considering them. Your unconscious habits create room for your brain to perform more advanced activities like problem-solving and choosing what book to read.

            Everyone has habits, and several of those habits are activated every day. I would classify them into three groups:

            • The first category includes the habits that you hardly notice as they have become a major part of your life- such as brushing teeth or wearing clothes.
            • The second category comprises good habits to have to be more successful-like eating healthily, exercising your body and reading books.
            • The last group consists of those habits that are harmful-like procrastinating, smoking or overeating.

            Habits are fundamental to becoming successful in life — or probably ending up a failure. Yet, as significant as habits are, some lack the knowledge of their capabilities.

            Habits are default activities that you engage in without giving an afterthought. They are automatic behavioral or mental activities. They help you carry out some actions without exerting too much energy. They simplify your life.

            Several people aspire to break bad habits. For instance, some people diet to stop overeating. They exercise to reduce obesity. Habits can hinder or impact your performance and productivity.

            That’s why I would share 10 good habits to have to be more successful in life.

            1. Begin Your Day with Meditation

            I recommend mindful meditation early in the morning. This practice helps you to be in the present moment. Consequently, it enables you to be mindful of challenging situations during the day.

            Different stressors may trigger as you go through the day; meditation helps you to remain calm before taking on the challenges.

            Personally, it helps me to devise strategies and think about ideas. Meditation is a good habit to have if you want to be connected to what’s significant in your life.

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            2. Be Grateful for What You Have

            Sometimes, you waste time thinking of what’s not enough. You become immersed in those daunting challenges. However, challenges justify the presence of hope. When you have life, you have expectations. You will be free from challenges when you are six feet under. The only strategy you have to stop focusing on your problems is to focus on what you have.

            Gratitude is a time-tested pathway to success, health, and happiness. It redirects your focus to what you have from what you lack. Here’s what James Clear does every day,[1]

            “I say one thing I’m grateful for each day when I sit down to eat dinner.”

            3. Smile

            Can you pause and smile before you continue reading this?

            Now here is what just happened based on research conducted by the Association for Psychological Science; you set a pace for living a happier life when you smile. A genuine smile or what’s called a Duchenne smile is a good habit to have if you want to find spiritual, emotional and mental peace of mind.[2]

            Smiling induces the release of molecules that function towards fighting stress. The physiological state of your body determines the state of your mind. When you slouch or frown, your mind takes cues relating to unhappiness and depression. But, once you adjust yourself by putting up a smile, you begin to feel a new level of excitement and vibrancy.

            Can you smile again?

            4. Start Your Day with a Healthy Breakfast

            Starting your day with a healthy breakfast is a good habit to have and forms a crucial part of your life. Nevertheless, about 31 million Americans skip their breakfast each day.[3]

            If you are fed up hearing that breakfast is a crucial component of your day, you are only fighting the truth. If you want to become more successful, you need to ‘break your fast’ with healthy foods every morning.

            This habit is not difficult to form if you usually rush out the door every single morning. You can wake up earlier to fix yourself a meal so you don’t break down during the day.

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            Get inspired by these 20 Healthy Breakfast Choices That Will Save You Time.

            5. Exercise Daily

            One of the good habits to have is to exercise your body and muscles every day. You don’t have to run a marathon or lift a weight. You only need to engage in less strenuous activities that oxygenate your blood and inject endorphins in your body.

            Jack Dorsey, the CEO of Twitter, classified exercise as a good habit to maximize his already jam-packed schedule.[4] He said,

            ‘I wake up by 5, meditate for 30 minutes, seven-minute workout times three, make coffee, and check-in.’

            He said on Product Hunt that he follows this routine every day as it gives him a steady-state that empowers him to be more productive.

            6. Manage Your Time as You Manage Your Finance

            Another good habit is the act of managing your time effectively. This goes a long way to impact your achievement.

            Time management is what separates the successful from the rest of the world as we all possess the same amount of time. How you leverage time determines your potential to succeed in life.

            So how do you manage your time effectively?

            Here’s Jack Dorsey’s recommendation in one of the Techonomy events;

            “I accomplish effective time management by theming my days and practicing self-discipline. These themes help me handle distractions and interactions. If a request or task does not align with the theme for that day, I don’t do it. This sets a cadence for everyone in the company to deliver and evaluate their progress”.

            And this is Dorsey’s weekly theme:[5]

            • Monday – Management
            • Tuesdays – Product
            • Wednesday – Marketing and growth
            • Thursdays – Developers and partnerships
            • Fridays – Culture and recruiting
            • Saturdays – Taking off
            • Sundays – Reflection, feedback, strategy, and preparing for Monday

            No wonder he was able to run two companies when others were struggling with one job.

            7. Set Daily Goals with Intentions

            Everyone has goals. It may relate to business or personal life. The truth is, we’re all tending towards a particular direction or another. Nevertheless, while long-term goals can offer you direction, it’s your daily goals that you establish that help you develop short-term goals that are essential for your success.

            Long-term goals may not give you the motivation you need to keep on. But when you implement your short-term milestones daily, you become fired up, and you can overcome the challenges that come with taking on bigger tasks.

            Here’s the main truth:Successful people don’t set goals without establishing their intentions. According to Jennifer Cohen of Forbes,[6]

            “What helps you to achieve your desired expectation is ensuring intentions accompany your daily goals.”

            Be intentional about your daily goals!

            8. Seek Inspiration

            It is usually difficult to be inspired for a considerable length of time. Sometimes, you become discouraged and feel like giving up on your goals when things are not working out as intended.

            A practical approach to stay on top of the situation is to inspire yourself each day. When you wake up in the morning after meditation, watch some motivational videos, and let the story of great leaders inspire you.

            Establish what Anthony Robbins called the ‘hour of power.’ Determine how many minutes you spend but make it count. Inspiration is the fuel for achievement because when you can conceive it in your mind, you can accomplish it.

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            Michal Solowow, an investor and the founder of Mitex, a construction company puts it this way,[7]

            “The problems I encounter in everyday life motivates me to find solutions. This is a self-propelling mechanism. becoming a billionaire was never a motivating factor.”

            9. Save Steadily, Invest with All Prudence

            I can exhaust the good habits to have without talking about saving and investing. Most times, you overlook the significance of saving for the future when you are living in your present moment. According to CNBC, a $1000 emergency will propel several Americans into debt.[8]

            However, it is not enough to save, and you must invest your fund and be wise with it. If you pay attention to this now, you will set yourself for a life of success in the future. Ensure you save at least six months in your emergency account so you can be prepared for any future emergency.

            10. Budget and Track Your Spendings

            Benjamin Franklin warned of taking the precaution of little expenses. He said,

            “A small leak sinks a great ship.”

            It is easy to discard little expenses, but the truth is they always add up. This happens when you fail to budget.

            Budgeting is a good habit to have, which can impact your financial life significantly. The money you spend on extravagant lifestyles can be saved and invested in your future.

            The Bottom Line

            Endeavor to cultivate these good habits to have to become more successful as you journey through life. The quicker you cultivate them, the faster you achieve your goals.

            More About Habits

            Featured photo credit: Andrijana Bozic via unsplash.com

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            Reference

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