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Staying Safe on the Internet: Why all the Hullabaloo about Passwords?

Staying Safe on the Internet: Why all the Hullabaloo about Passwords?

A couple of weeks ago, a friend of mine had his PayPal account hacked. Thankfully, the perpetrators hadn’t gotten to playing around with the cash in the account, thanks to PayPal’s email notification system and the 1-2 business days it takes to transfer cash from the bank.

This is one of the many faces of Internet safety and security that proves once again that cyber security is a big deal. Passwords are an important part of cyber security and usually the first line of defense when it comes to staying safe while roaming the Internet. Most of us continue to fall victim to password-related security incidences, even with the large, scary pop-ups and descriptions on signup forms and login pages warning us of impending doom if we dare use weak or repetitive passwords.

The Stats

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    Poor password habits are actually more common than you think. Over half of internet users use the same password over two or more sites, according to a recent TeleSign survey. Many of these passwords often remain unchanged for years, making it easy for hackers to crack them.

    Additionally, for the 2,000 individuals who participated in this survey, close to half of them had at least one incident involving password theft or an account that was hacked.

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    The 2012 LinkedIn data breach also provided a glimpse into the ugly state of affairs when it came to passwords and information security. Analysts who looked at the data said that they had decrypted about 90% of passwords obtained from the breach in just under 3 days.

    Not surprisingly, the most common password was “123456,” closely followed by “LinkedIn,” and “password.” Identity thieves or hackers don’t need to be IT-savvy individuals to crack such passwords, which unfortunately happens a little too often.

    Practicing Good Password Habits

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      Password theft can result in a number of unwarranted effects, both personally and financially. So it always pays to be level-headed and aware when coming up with passwords and when you are giving them out on a site.

      There are a number of simple, practical steps you can take to ensure you protect yourself on the Internet. Here are some of the best.

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      1. Come up with a Strong Password

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        This is the oldest rule in the book. A password with a mix of numbers, alphabetical letters, and symbols will go a long way in deterring potential hackers. Also avoid personalized passwords with any of your names because these are the simplest to break.

        If you don’t want to spend time coming up with strong passwords, you can opt to use a random password generator to come up with a good password. Choose one that generates passwords that make sense since these will be easier to remember.

        2. Use Two-factor Authentication

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          Passwords are only one of the main lines of defense when it comes to online safety and security. Even the strongest passwords will benefit greatly from the addition of an extra layer of security.

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          Two-Factor Authentication (2FA) is a technique that combines traditional passwords with an extra layer of security such as your cell phone. When you (or a potential hacker) try to log into an account with 2FA, a text or phone call verification will be required in addition to the correct password.

          Many websites have automatically integrated 2FA into their processes, especially the likes of PayPal that deal with sensitive personal and financial information.

          3. Use Unique Passwords on Different Platforms

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            Many of us find it hard to remember multiple passwords, which makes it tempting to create one password for multiple accounts. Over 73% of Internet users practice this habit that has seen only six unique passwords being used to protect an average of 24 accounts.

            If you have several online accounts and have trouble remembering the passwords to each of them, you can use a password manager to store your passwords. This nifty piece of software will not only store your passwords, but can also be used to log you into your accounts, change or update your passwords.

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            Practice Internet Safety

            Social media and online financial transactions have grown exponentially over the past couple of years. For many of these transactions, a single password is usually the only thing protecting members of the online community from identity and financial theft.

            Practicing good password habits will not only protect you from hackers, but will also save you time that you could have wasted trying to recover lost information or funds.

            Featured photo credit: geralt via pixabay.com

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            Last Updated on November 15, 2018

            Success In Reaching Goals Is Determined By Mindset

            Success In Reaching Goals Is Determined By Mindset

            What do you think it takes to achieve your goals? Hard work? Lots of actions? While these are paramount to becoming successful in reaching our goals, neither of these are possible without a positive mindset.

            As humans, we naturally tend to lean towards a negative outlook when it comes to our hopes and dreams. We are prone to believing that we have limitations either from within ourselves or from external forces keeping us from truly getting to where we want to be in life. Our tendency to think that we’ll “believe it when we see it” suggests that our mindsets are focused on our goals not really being attainable until they’ve been achieved. The problem with this is that this common mindset fuels our limiting beliefs and shows a lack of faith in ourselves.

            The Success Mindset

            Success in achieving our goals comes down to a ‘success mindset’. Successful mindsets are those focused on victory, based on positive mental attitudes, empowering inclinations and good habits. Acquiring a success mindset is the sure-fire way to dramatically increase your chance to achieve your goals.

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            The idea that achieving our goals comes down to our habits and actions is actually a typical type of mindset that misses a crucial point; that our mindset is, in fact, the determiner of our energy and what actions we take. A negative mindset will tend to create negative actions and similarly if we have a mindset that will only set into action once we see ‘proof’ that our goals are achievable, then the road will be much longer and arduous. This is why, instead of thinking “I’ll believe it when I see it”, a success mindset will think “I’ll see it when I believe it.”

            The Placebo Effect and What It Shows Us About The Power of Mindset

            The placebo effect is a perfect example of how mindset really can be powerful. In scientific trials, a group of participants were told they received medication that will heal an ailment but were actually given a sugar pill that does nothing (the placebo). Yet after the trial the participants believed it’s had a positive effect – sometimes even cured their ailment even though nothing has changed. This is the power of mindset.

            How do we apply this to our goals? Well, when we set goals and dreams how often do we really believe they’ll come to fruition? Have absolute faith that they can be achieved? Have a complete unwavering expectation? Most of us don’t because we hold on to negative mindsets and limiting beliefs about ourselves that stop us from fully believing we are capable or that it’s at all possible. We tend to listen to the opinions of others despite them misaligning with our own or bow to societal pressures that make us believe we should think and act a certain way. There are many reasons why we possess these types of mindsets but a success mindset can be achieved.

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            How To Create a Success Mindset

            People with success mindsets have a particular way of perceiving things. They have positive outlooks and are able to put faith fully in their ability to succeed. With that in mind, here are a few ways that can turn a negative mindset into a successful one.

            1. A Success Mindset Comes From a Growth Mindset

            How does a mindset even manifest itself? It comes from the way you talk to yourself in the privacy of your own head. Realising this will go a long way towards noticing how you speak to yourself and others around you. If it’s mainly negative language you use when you talk about your goals and aspirations then this is an example of a fixed mindset.

            A negative mindset brings with it a huge number of limiting beliefs. It creates a fixed mindset – one that can’t see beyond it’s own limitations. A growth mindset sees these limitations and looks beyond them – it finds ways to overcome obstacles and believes that this will result in success. When you think of your goal, a fixed mindset may think “what if I fail?” A growth mindset would look at the same goal and think “failures happen but that doesn’t mean I won’t be successful.”

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            There’s a lot of power in changing your perspective.

            2. Look For The Successes

            It’s really important to get your mind focused on positive aspects of your goal. Finding inspiration through others can be really uplifting and keep you on track with developing your success mindset; reinforcing your belief that your dreams can be achieved. Find people that you can talk with about how they achieved their goals and seek out and surround yourself with positive people. This is crucial if you’re learning to develop a positive mindset.

            3. Eliminate Negativity

            You can come up against a lot of negativity sometimes either through other people or within yourself. Understanding that other people’s negative opinions are created through their own fears and limiting beliefs will go a long way in sustaining your success mindset. But for a lot of us, negative chatter can come from within and these usually manifest as negative words such as can’t, won’t, shouldn’t. Sometimes, when we think of how we’re going to achieve our goals, statements in our minds come out as negative absolutes: ‘It never works out for me’ or ‘I always fail.’

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            When you notice these coming up you need to turn them around with ‘It always works out for me!’ and ‘I never fail!’ The trick is to believe it no matter what’s happened in the past. Remember that every new day is a clean slate and for you to adjust your mindset.

            4. Create a Vision

            Envisioning your end goal and seeing it in your mind is an important trait of a success mindset. Allowing ourselves to imagine our success creates a powerful excitement that shouldn’t be underestimated. When our brain becomes excited at the thought of achieving our goals, we become more committed, work harder towards achieving it and more likely to do whatever it takes to make it happen.

            If this involves creating a vision board that you can look at to remind yourself every day then go for it. Small techniques like this go a long way in sustaining your success mindset and shouldn’t be dismissed.

            An Inspirational Story…

            For centuries experts said that running a mile in under 4 minutes was humanly impossible. On the 6th May 1954, Rodger Bannister did just that. As part of his training, Bannister relentlessly visualised the achievement, believing he could accomplish what everyone said wasn’t possible…and he did it.

            What’s more amazing is that, as soon as Bannister achieved the 4-minute mile, more and more people also achieved it. How was this possible after so many years of no one achieving it? Because in people’s minds it was suddenly possible – once people knew that it was achievable it created a mindset of success and now, after over fifty years since Bannister did the ‘impossible’, his record has been lowered by 17 seconds – the power of the success mindset!

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