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10 Ways to Put Time to Work for You

10 Ways to Put Time to Work for You
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“Either you run the day, or the day runs you.” -Jim Rohn

If you’re looking for a walking (well . . . ticking) contradiction, time fits the bill. It’s our most precious resource—and our biggest nemesis. It’s impossible to get rid of it, but there’s never enough of it. You can’t save it up, speed it up, or slow it down. So what can you do with it? Make the most of it.

Check out these 10 tips for making time work for you.

1. Strategize It

strat

    You probably already sense that you get more done at certain times of day. Some people naturally feel their best and brightest in the morning, while others are just beginning to get their groove on around midnight. Put time to work for you by making a concerted effort to learn when you work most productively,then get deliberate about scheduling your most important to-do’s done during that time.

    How will you know when you’ve found your peak productivity hours? Daniel Gold, author of  Evernote: The Unofficial Guide to Capturing Everything and Getting Things Done, says you’ll know you’ve hit peak productivity hours when you’re able to work on a given task for about 90 minutes without getting distracted.

    And how do you figure that out?

    2. Track It

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    track

      Take guesswork out of the ways you’re using your time and when you’re operating at peak capacity, by tracking it. “Patterns will show themselves if you start tracking [your time],” Gold says. What’s the best way? A tool that doesn’t use any more of your precious minutes recording tasks, adding up minutes and noting breaks.

      Mobile time tracking is an effortless way to get an easy, accurate picture of where your minutes, hours and breaks are going. TSheets Time Tracking (the top-rated mobile time tracking app on Apps.com) offers a free version for freelancers and a paid version for business (with a 14-day free trial).

      Once you have the app, all that’s left is to enter your job codes (these can be anything from “grant writing” to “lawn mowing” ), then track and switch tasks with one click from any mobile device or on the desktop. Not only will you get a more accurate view of where your minutes and hours are going (and when your peak patterns are), but you’ll have more accurate billing hours for your clients.

      3. Prioritize It

      prioritize

        It might seem like a no-brainer, but one of the best ways you can make time work for you is to prioritize it. It’s easy to get bogged down by urgent, not-important tasks. Evaluating each task based on this quadrant formula from Steven Covey can help you keep a focus on the not-urgent, important tasks that so often get pushed off your plate and give you a sense of “always running, never getting anywhere” when it comes to the really important things.

        It can also be psychologically tempting to leave the big stuff until the end, telling yourself that if you can just get all those pesky “wildfires” out of the way, you’ll be able to focus on the important things. However, it’s more likely that the Quadrant III tasks will continue to pop up, while the Quadrant II tasks are left undone.

        According to psychologist Amy Morin in Psychology Today, we also procrastinate our most important to-do’s while taking the time to put out less important brushfires because, “When we categorize a deadline as being in the present, we’re likely to start working on the goal. When we decide something falls into the future category, we file it in our “someday” archives, making it easy for those goals to be neglected.”

        How to overcome the focus on urgent and non-important goals? Take a look at your non-urgent, important tasks and add a “now” component to them, so you get the ball rolling. Morin says, “Even if your goal is something that will take a long time to reach … you’re more likely to take action if you have time limits in the present. Create target dates to reach your objectives. Find something you can do this week to begin taking some type of action now.”

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        4. Focus It

        focus

          While it’s important to look at the big picture so you know where you’re going and what your overall goals are, doing so constantly without honing in on the specifics that will get you there can leave you feeling unfocused and overwhelmed. Read: not maximizing your time. Choose just a few things per hour to accomplish, then keep your focus on them.

          The time window and number of tasks will depend on what you want to accomplish and how you break down your tasks. However, keep in mind that the key to making this tip effective is to choose bite-sized tasks (or break larger tasks into bite-sized tasks first). Instead of saying “I will contact everyone on my client list today about our new promotion,” decide you’ll contact three clients in the next half an hour, accomplish your task, and repeat.

          The buzz from setting out to accomplish–and then accomplishing these tasks is no small reward, which will keep you motivated to continue onward. As author David Nowell states in Psychology Today, “It’s a great feeling, when your head is full of 50 things you could be doing right now, to know [you’re] in exactly the right place and doing exactly the right thing right now.”

          For more tips on focus, check out this article about how successful people plan their time!

          5. Time It

          time (2)

            What should you do with those bite-sized tasks you’ve set out to accomplish in a given amount of time? Make yourself accountable and stay on task by using a timer. Any stopwatch (or stopwatch app) will do, but if you’re looking for the real deal you’ll want to get yourself a little tomato-shaped timer. Why? Keep reading.

            Pomodoro means “tomato” in italian. And the Pomodoro time management principles are, as Pomodoro itself says, “at once deceptively simple to learn and life-changing to use.” It pretty much hinges on using a timer system to keep yourself on track with those segmented tasks you’ve made for yourself, with an immediate reminder that there is a NOW deadline associated with them (in the form of a timer).

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            It works by setting your tiny tomato timer to 25 minutes, then working on a given task without interruptions until the timer goes off. Then taking a 5-minute break and repeat the process. After every four pomodoros, take a longer break.

            6. Stop It

            stop

              The human brain can only survive for about 11 days without sleep, and yet, sleep tends to be one of those things we push to the backburner in effort to make more time in the day. We work later, wake up earlier, and tell ourselves “I’ll sleep when I’m dead.” But recent studies show that sacrificing sleep could ensure that day comes much sooner than you think. And even if your death isn’t on the line, the death of your productivity certainly is.

              According to Robert Oexman, Director of the Sleep to Live Institute, a sleep-deprived mind lacks focus and drive to stay on task. It’s simple: When your brain is tired and your mind is foggy, the less productive you become. Likewise, the Journal of Sleep Research claims that people tend to make smarter calls and wiser decisions after they’ve had a good night’s sleep. That’s because your brain uses your REM cycle to remove toxic proteins from its neurons–a process that can only be completed while you’re asleep. Cut that process short, or skip it entirely, and those proteins will wreak havoc on your ability to think.

              High performance coach, Cheryl Hunter, suggests changing the way you think about sleep by setting a self-imposed bedtime. This gives your mind something to aim towards and encourages you to go to bed at the same time each night–which enables you to fall asleep faster. Allowing yourself to succumb to a healthy amount of shut eye (around eight hours a night) not only increases your productivity, but all that clear thinking is guaranteed to free up some extra time.

              7. Enjoy It

              enjoy

                The less you enjoy something, the more time it takes to complete. Case in point: Think of the last time you took a bite of food you didn’t like. Chances are you probably spent a lot of time pushing that food around on your plate, and an even longer time chewing it. Now think of the last time you had to do something you didn’t enjoy. You probably procrastinated, and the task took way longer than it had to.

                However, if you can inject a little enjoyment into everything you do, the job will get done much faster.

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                Do this by turning your focus to increasing the quality of the task at hand. Whether you’re cleaning the bathroom, or working on a big project at work, focusing more on doing a great job (and less on scrubbing the toilet) turns the task into a form of art. You’ll feel motivated, productive, and much happier to do it.

                8. Refocus It

                refocus

                  The average person receives more than 85 emails per day–combine that with nearly 100 texts, Facebook notifications, and instant messages, and it’s no surprise that many people have a hard time focusing. And if you’re one of them, check out these helpful apps and websites that are guaranteed to eliminate distractions and allow you to focus on the task at hand.

                  • Self-Control: This OS X application allows you to block access to certain mail servers and websites for a predetermined amount of time. So if you’re feeling distracted by your Twitter feed, you can prevent yourself from viewing the twitter page for however long you need. But here’s the caveat: If you decide you want back in, you have to wait for the timer to run out. No amount of restarting your computer, or even deleting the app can lift the block. PC users can download Freedom, a similar app.
                  • Think: It can be hard to focus on one thing at a time when you’ve got more than a handful of windows cluttering your computer screen. Think allows you to focus on one application or page at a time by “hiding” everything else under a nearly opaque backdrop. Think is currently for Mac users only, but PC users can enjoy a similar environment through Isolator.
                  • StayFocused: While many apps and websites offer to block access for certain periods of time, StayFocused, a Google Chrome extension, increases productivity by simply limiting your access. Only want to spend 30 minutes checking email? StayFocused will kick you out when your time is up and you won’t have access to those time-sucking sites for the rest of the day.

                  9. Fuel It

                  fuel

                    You know what they say, “you are what you eat.” So if you want to be more productive, you gotta stock up on snacks that increase productivity! Some foods are more obvious than others (we all know that bananas can give you that extra boost you need each morning, and green tea helps you focus), but there are a few superfoods you might not recognize.

                    • Eggplants help improve communication between brain cells and messenger molecules–which keeps your brain sharp! But you’ll only reap maximum benefits if you also eat the skin.
                    • Dark chocolate contains antioxidants that improve your focus and concentration, and milk chocolate is proven to boost your memory.
                    • Sunflower seeds are rich in B vitamins and can increase your mental processing power. They’re also shown to increase your mood–but that’s a happy side-effect.
                    • Carrots don’t really help you see in the dark, but they are a great way to fuel your brain at a steady pace all day long–allowing you to focus on important tasks at hand!

                    10. Maximize It

                    max

                      A recent study from MIT determined that the average American spends nearly two full years of their life standing in line. From standing in line at the grocery store to standing in line for your favorite ride at an amusement park–that’s a lot of wasted time. Yet another study conducted by Vitals.com found that patients can expect to spend 21 minutes in the waiting room each time they visit their doctor or dentist. And while it can oftentimes feel like an eternity, that time adds up to wasted hours each year.

                      Maximize that time by catching up on your email, brainstorming your next big project, or jotting down a few notes that will enable you to get a head start later. Making the most of every spare second can free up veritable hours of your day.

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                      Featured photo credit: pexels via pexels.com

                      More by this author

                      Dan Matthews, CPRP

                      A Certified Psychosocial Rehabilitation Practitioner with an extensive background working with clients on community-based rehabilitation.

                      Why You Can (And You Should) Quit Your Job Because of Stress 15 Ways to Stop Overthinking and Worrying About Everything How to Be More Positive: 15 Habits to Take Up How To Stop Negative Thoughts from Killing Your Confidence 17 Types of Meditation (Techniques and Basics) to Practice Mindfulness

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                      Last Updated on July 20, 2021

                      Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

                      Financial Freedom is Not a Fantasy: 9 Secrets to Get You There
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                      Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

                      Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

                      Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

                      In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

                      Break Free of Your Finances

                      Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

                      When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

                      Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

                      Though it seems hard to believe, it is really very simple to get financial freedom.

                      To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

                      While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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                      Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

                      1. Stop Unnecessary Spending

                      We often spend money inwardly, instead of objectively.

                      For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

                      To stop this habitual spending, log down all your spending over the course of a month.

                      Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

                      This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

                      2. Plan a Monthly Budget

                      This is a great opportunity to get serious.

                      Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

                      Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

                      3. Cut-up Credit Cards

                      Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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                      If not, you may want to consider ridding your life of the burden that credit cards bring.

                      Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

                      Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

                      4. Increase Savings

                      There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

                      It’s good practice to save up to 15% of your income.

                      Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

                      Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

                      5. Invest Wisely

                      Consider investing in funds.

                      Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

                      To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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                      Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

                      6. Invest in Gold

                      There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

                      You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

                      Another way to invest in gold is through ETFs (Exchange Traded Funds).

                      These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

                      With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

                      7. Stash Emergency Funds

                      Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

                      If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

                      Make it hard to get your cash.

                      Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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                      8. Find Fabulous Mentors

                      Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

                      If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

                      There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

                      9. Be Extra Patient

                      Patience is the key of financial success.

                      Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

                      So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

                      Financial Freedom for All

                      Anyone can achieve financial freedom, regardless of their financial circumstance.

                      Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

                      Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

                      Featured photo credit: rawpixel via unsplash.com

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                      Reference

                      [1] Hartford Gold Group: IRA Retirement Accounts

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