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10 Supermarket Spending Tricks You Need To Know To Save More On Groceries

10 Supermarket Spending Tricks You Need To Know To Save More On Groceries

Food is one of the inevitable spendings that eat out a huge chunk of your budget. Yet, you can cut down your expenses drastically without giving up on the goods you love! Try using at least a few of these smart tricks and watch your check shrinking for at least 30%.

1. Opt for bags and bundles

You do know that buying in bulk is cheap. However you always felt reluctant about dragging a truckload of food back home, especially if there’s just the two of you to consume it. Well, middle-sized multi-packs are amazingly great deals too! For instance, a bundle of 4 Dannon Activia yogurts costs 2.58$, when a single cup is typically priced around 1$. Same works with buying loose grocery vs. bagged. Five pounds of potatoes are 36% cheaper when bought bagged. This trick works fantastic with foods, soap and pet food.

Money spent WITHOUT the trick: $22.50

Money spent WITH the trick: $14.40

Money saved: $8.10

2. Grow your own herbs

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    Stop buying bundles of herbs for 2$ per item and make your living space greener instead.You neither need advanced gardening skills, nor a lot of space to set up a small garden, say on your kitchen window or porch. By investing around 5$ once, you will always have fresh fragrant herbs in stock. Plus, no extras spoiled and wasted when you decide to make a few changes in your weekly menu.

    Money spent WITHOUT the trick: $40 per month

    Money spent WITH the trick: $5 for seeds and pots

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    Money saved: $35

    3. Do your own slicing

    Yeah, you love having everything beautifully sliced and vacuum packed for you in pretty packs. However, if you are on a mission to save as much money as you can, you’ll have to do all the peeling, slicing and dicing yourself. It’s pretty rewarding as, for instance, a cut and peeled pineapple costs 5.99$, whereas the uncut one can be bought for just 3.99$. Same applies to whole chicken vs packaged, block cheese vs sliced, and much more goodies.

    Money spent WITHOUT the trick: $33.78 per month

    Money spent WITH the trick: $18.58

    Money saved: $15.20

    4. Do some reconnaissance

    Make a list of items you always buy (e.g. milk, bread, chicken, soap etc) and devote your day to analyzing the prices at a selection of stores in your area (Walmart, Target, supermarket, dollar store) to run a smart price comparison. Put all the data in a spreadsheet like this to go through it later and find out the cheapest place to stock up on the basics. Also, I would add a separate graph listing types of loyalty cards each store offers and which rewards you can get if sticking to a certain chain.

    Money spent WITHOUT the trick: $25 per week on average.

    Money spent WITH the trick: $21.25

    Money saved: $3.75 per week and 15$ per month

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    5. Shop organic … at Walmart

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      Walmart decided to be in trend this year and introduced his own line of organic products – Wild Oats Marketplace. It includes a variety of foods from canned veggies to organic chicken broth, that are 18% to 40% cheaper than similar organic goods at specialized stores and some other big-box outlets. For example, Wild Oats organic pasta sauce costs 40% less than a similar sauce at Target.

      Money spent WITHOUT the trick: $50 per month on average

      Money spent WITH the trick: $32

      Money saved: $18

      6. Check out the discount rack

      Certain products are placed in supermarket clearance sections not because they are bad, but for a number of other reasons like damaged packaging now looking not so flashy and attractive; being slightly off season – Christmas cookies are still delicious in March; or merely just because the manufacturer decided to discount them for some particular reason. Buying discounted stuff will save you at least 50% of the original price if not more. You should still double-check the expiration date though.

      Money spent WITHOUT the trick: $38 for groceries and candies

      Money spent WITH the trick: $19

      Money saved: $19

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      7. Plan menus by the ads

      Now most people first plan their weekly menu and afterwards start searching for relevant discounts and coupons. However, by doing the opposite: finding the hottest deals first and planning your meals around them would save you up to 50% of your weekly bill. Get a few shopping apps installed like Retail Me Not and SnipSnap to take pictures of printed coupons and flash them at the store. Plus, subscribe to newsletters at various stores to be the first to know when certain items go on sale.

      Money spent WITHOUT the trick: $98 per week

      Money spent WITH the trick: $60.76

      Money saved: $37.24

      8. Sign up for subscriptions

      Now there’s a certain list of goods you inevitably stock up on each month – shampoo, bottled water, laundry detergent etc. Save time and a bunch of money by opting for monthly home-delivery subscription services. Amazon guarantees up to 15% discount on your entire order, plus free delivery at your doorstep at the day you’ve selected. Target recently launched a similar service offering free delivery and 5% extra discount added to your Target REDcard discount.

      Money spent WITHOUT the trick: $120 per month

      Money spent WITH the trick: $85.20

      Money saved: $34.80

      9. Buy for 10 weeks at a time

      Did you know that sales typically run through cycles on an eight to twelve week rotation? Take advantage of this fact and stock up with discounted goods in advance. Say, you usually eat one pack of cereals per week. Get ten when they go on sale and put an extra fiver straight to your piggy bank.

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      Money spent WITHOUT the trick: $32.80

      Money spent WITH the trick: $27.80

      Money saved: $5

      10. Learn the layout

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        According to a recent study by Marketing Science Institute the less aisles a shopper visits, the less impulsive purchases they make. While those who walk around the entire shop usually end up with 68% of unplanned purchases, more determined shoppers with a clear plan in mind, usually grab less than 50% of random things to their baskets. Besides, you should avoid pooling goods from middle shelves as loads of companies pay for being placed exactly at your (or your kid’s) eye level. Don’t be lazy to squat and check out the lowest shelves or stretch up to the top where you are likely to find way better deals at lower prices.

        Money spent WITHOUT the trick: $32.80

        Money spent WITH the trick: $27.80

        Money saved: $5

        Featured photo credit: Charlotte via flickr.com

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        Elena Prokopets

        Freelance Writer

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        Last Updated on March 4, 2019

        How to Use Credit Cards While Staying Out of Debt

        How to Use Credit Cards While Staying Out of Debt

        Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

        I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

        Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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        Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

        Do Not Treat Credit Cards as Your Funding Sources

        Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

        I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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        I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

        If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

        Make Sure to Always Pay Off Balances in Full Each Month

        The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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        Using Credit Cards with Rewards

        Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

        You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

        I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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        So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

        What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

        Featured photo credit: Artem Bali via unsplash.com

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