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20 Smart Online Shopping Apps To Save You Big Bucks

20 Smart Online Shopping Apps To Save You Big Bucks

I love the fact that I can get basically everything I need with just a few clicks. However, my credit card statement often left me devastated with the amount of extra costs and fees adding up for nothing. That was until I discovered the 20 nifty online shopping apps allowing me to save (or even earn!) a few dollars here and there.  Allowing you to spend less when shopping more!

1. Revolut

Revoult

    A new hot app to be launched in a few weeks, Revolut, is a true savior for those who love shopping internationally. The app offers you a personal money cloud with a multi-currency card accepted anywhere. It works as a local card in each country and saves you on currency exchange. You can take advantage of interbank exchange rate and even send currencies for free through social networks with just a few clicks. Yet, the best thing is, there are no hidden banking costs involved!

    2. TheFind

    TheFind

      Create a personalized shopping hub with TheFind where you can save all of your favorite stores and brands and receive alerts once your favorite products go discounted.

      iOS (free) and Android (free)

      3. CoSign

      cosign-app-600x480

        Another hot new app on the list to watch out for in 2015! CoSign will let you share your awesome looks online, tag products you wear and get commissioned each time some of your followers click on it and make purchases. Commissions are expected to range from 5% to 30% with brands like Forever 21, Bliss, Macy’s and much more who have already confirmed their participation.

        Sign in to get notified when it will premiere in the App Store.

        4. Swagbucks TV

        screen568x568

          Works in conjunction with your Swagbucks account – a service offering special deals and perks for taking online surveys and buying products through its toolbar or website directly. Get this app installed on your phone, watch videos from different channels such as VEVO or Hulu and see how your SwagBucks meter fills up. You can earn up to 150 Swagbucks a day to exchange them for gift cards or special discounts. How awesome is that?

          iOS (free) and Android (free)   

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          5. Retail Me Not App

          retailmenot_ios

            The biggest and baddest pool of coupons and special discounts from top merchants, both online and offline. Get the Retail Me Not app for instant access to a selected list of stores you’ve been following.

            iOS (free) and Android (free)

            6. Pricegrabber

            PriceGrabber

              A handy app to help you find the best retailer’s deal. Pricegrabber pulls out the whole range of prices for a searched item to run a price comparison search among all merchants online. Alternatively, you can scan the barcode of the desired product and check how much it costs online – including a “Bottom Line Price” with taxes and shipping costs taken into account.

              iOS (free) and Android (free)

              7. Ebates

              ebates-iOS7-proposed_header_cells

                Get paid with Ebates app each time you purchase anything online from one of the participating retailers, plus receive a bunch of coupons and special deals available to members only! Launched in 1998, Ebates is still one of the most trustworthy cash back services on the Internet.

                iOS (free) and Android (free)

                8. ShopSavvy

                shopsavvy

                  ShopSavvy app comes in handy when shopping both online and offline. Get a product barcode or QR code scanned to receive a full pool of prices available in different online and local stores. The app also generates a map of the closest stores with best pricing. Plus, you can save the deals you’ve found online to purchase later.

                  iOS (free) and Android (free)

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                  9. Bestie Shopping

                  bestie-650

                    A Pinterest-styled social network for shoppers, Bestie lets you create and follow feeds from people with tastes similar to yours, like and comment on the products they share, read descriptions and reviews of those goods that matter to you and your network only. Also, Bestie offers special promo codes from selected merchants.

                    iOS (free) and Android (free)

                    10. Google Shopping

                    2 phones together

                      Google Shopping lets you search over a million products available around the web and filter them by prices, reviews or any other special characteristics. Launch search by typing, a voice command, scanning the barcode or even uploading cover art.

                      iOS (free) and Android (free)

                      11. Shop Advisor

                      Shop-Advisor-App1

                        Avoid impulse shopping by adding and organizing all the products you want at Shop Advisor. The app will send you a notification whenever the ‘price is right’.

                        iOS (free) and Android (free)

                        12. ShopKick

                        Shopkick_post

                          An excellent app for redeeming products! Get special rewards (kicks) for browsing ShopKick catalogs or doing paid surveys to later exchange those for gift cards or buy discounted goodies.

                          iOS (free) and Android (free)

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                          13. Raise Mobile

                          raise-mobile-merchant-page-2994424172c424fd538fcd62394e6d02

                            Raise Mobile app allows you to purchase highly discounted gift cards from online merchants. Arguably, the best app to use for when you need buy a last minute gift.

                            iOS (free)

                            14. Myibidder Bid Sniper for eBay

                            Ebay

                              Hate getting outbid at the last seconds of eBay auction? I know I do! Myibidder gets your chances higher for winning the auction, by placing a bid for you as the last seconds count down. There’s no need to hawk over the desired product for days!

                              iOS (1.99$) and Android (free with in app purchases)

                              15. SavedPlus

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                                Spending less is great, but saving is even more awesome! With SavedPlus app you can stash money while you surf the web. Simply link all your credit card and debit information into your account, then you determine how much you want to save with every purchase you make. For example, each time you shop, put away $5 right into your savings account. The service reports that their users manage to save $600 monthly on average!

                                iOS (free) and Android (free)

                                16. Wallaby

                                Wallaby-financial.png

                                  Do you take advantage of cards offering cash backs and smart reward programs? Now with Wallaby you can double your benefits by having the app tell you which card to use for online shopping by analyzing all the nuts-and-bolts of all of your reward programs. Also, you can set up notifications for when you’re getting close to your credit limit or it’s time to pay the bills.

                                  iOS (free) and Android (free)

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                                  17. BillGuard

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                                    An excellent analytics tool, BillGuard allows you to check up your balances and recurring payments for all of your cards on the go. The app also provides your spending analytics, protects your cards from frauds and what’s even better, shows you all the “grey charges” that you may not be aware of!

                                    iOS (free) and Android (free)

                                    18. Redeemia

                                    redeema

                                      Redeemia saves you a huge load of time by aggregating the best money saving deals and discounts from Groupon, Living Social and other coupon sites according to your location and preferences.

                                      iOS (free) and Android (free)

                                      19. Trivago

                                      trivago-app

                                        An excellent app for frequent travelers, Trivago does all the boring work of price comparison for hotel room prices across numerous hotel booking websites, letting you know where you will get the best deal!

                                        iOS (free) and Android (free)

                                        20. Poachit

                                        poachit-brandappo-blog

                                          Poachit promises to enhance your shopping experience by providing you with the product you want for the price you love! Sign in to the app and flag all of the items you would like to purchase. Once the item goes on sale or a coupon becomes available, you will receive instant texts to grab it while it’s hot.

                                          iOS (free) and Android (free)

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                                          Elena Prokopets

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                                          Last Updated on March 4, 2019

                                          How to Use Credit Cards While Staying Out of Debt

                                          How to Use Credit Cards While Staying Out of Debt

                                          Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

                                          I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

                                          Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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                                          Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

                                          Do Not Treat Credit Cards as Your Funding Sources

                                          Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

                                          I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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                                          I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

                                          If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

                                          Make Sure to Always Pay Off Balances in Full Each Month

                                          The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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                                          Using Credit Cards with Rewards

                                          Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

                                          You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

                                          I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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                                          So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

                                          What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

                                          Featured photo credit: Artem Bali via unsplash.com

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