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20 Smart Online Shopping Apps To Save You Big Bucks

20 Smart Online Shopping Apps To Save You Big Bucks

I love the fact that I can get basically everything I need with just a few clicks. However, my credit card statement often left me devastated with the amount of extra costs and fees adding up for nothing. That was until I discovered the 20 nifty online shopping apps allowing me to save (or even earn!) a few dollars here and there.  Allowing you to spend less when shopping more!

1. Revolut

Revoult

    A new hot app to be launched in a few weeks, Revolut, is a true savior for those who love shopping internationally. The app offers you a personal money cloud with a multi-currency card accepted anywhere. It works as a local card in each country and saves you on currency exchange. You can take advantage of interbank exchange rate and even send currencies for free through social networks with just a few clicks. Yet, the best thing is, there are no hidden banking costs involved!

    2. TheFind

    TheFind

      Create a personalized shopping hub with TheFind where you can save all of your favorite stores and brands and receive alerts once your favorite products go discounted.

      iOS (free) and Android (free)

      3. CoSign

      cosign-app-600x480

        Another hot new app on the list to watch out for in 2015! CoSign will let you share your awesome looks online, tag products you wear and get commissioned each time some of your followers click on it and make purchases. Commissions are expected to range from 5% to 30% with brands like Forever 21, Bliss, Macy’s and much more who have already confirmed their participation.

        Sign in to get notified when it will premiere in the App Store.

        4. Swagbucks TV

        screen568x568

          Works in conjunction with your Swagbucks account – a service offering special deals and perks for taking online surveys and buying products through its toolbar or website directly. Get this app installed on your phone, watch videos from different channels such as VEVO or Hulu and see how your SwagBucks meter fills up. You can earn up to 150 Swagbucks a day to exchange them for gift cards or special discounts. How awesome is that?

          iOS (free) and Android (free)   

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          5. Retail Me Not App

          retailmenot_ios

            The biggest and baddest pool of coupons and special discounts from top merchants, both online and offline. Get the Retail Me Not app for instant access to a selected list of stores you’ve been following.

            iOS (free) and Android (free)

            6. Pricegrabber

            PriceGrabber

              A handy app to help you find the best retailer’s deal. Pricegrabber pulls out the whole range of prices for a searched item to run a price comparison search among all merchants online. Alternatively, you can scan the barcode of the desired product and check how much it costs online – including a “Bottom Line Price” with taxes and shipping costs taken into account.

              iOS (free) and Android (free)

              7. Ebates

              ebates-iOS7-proposed_header_cells

                Get paid with Ebates app each time you purchase anything online from one of the participating retailers, plus receive a bunch of coupons and special deals available to members only! Launched in 1998, Ebates is still one of the most trustworthy cash back services on the Internet.

                iOS (free) and Android (free)

                8. ShopSavvy

                shopsavvy

                  ShopSavvy app comes in handy when shopping both online and offline. Get a product barcode or QR code scanned to receive a full pool of prices available in different online and local stores. The app also generates a map of the closest stores with best pricing. Plus, you can save the deals you’ve found online to purchase later.

                  iOS (free) and Android (free)

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                  9. Bestie Shopping

                  bestie-650

                    A Pinterest-styled social network for shoppers, Bestie lets you create and follow feeds from people with tastes similar to yours, like and comment on the products they share, read descriptions and reviews of those goods that matter to you and your network only. Also, Bestie offers special promo codes from selected merchants.

                    iOS (free) and Android (free)

                    10. Google Shopping

                    2 phones together

                      Google Shopping lets you search over a million products available around the web and filter them by prices, reviews or any other special characteristics. Launch search by typing, a voice command, scanning the barcode or even uploading cover art.

                      iOS (free) and Android (free)

                      11. Shop Advisor

                      Shop-Advisor-App1

                        Avoid impulse shopping by adding and organizing all the products you want at Shop Advisor. The app will send you a notification whenever the ‘price is right’.

                        iOS (free) and Android (free)

                        12. ShopKick

                        Shopkick_post

                          An excellent app for redeeming products! Get special rewards (kicks) for browsing ShopKick catalogs or doing paid surveys to later exchange those for gift cards or buy discounted goodies.

                          iOS (free) and Android (free)

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                          13. Raise Mobile

                          raise-mobile-merchant-page-2994424172c424fd538fcd62394e6d02

                            Raise Mobile app allows you to purchase highly discounted gift cards from online merchants. Arguably, the best app to use for when you need buy a last minute gift.

                            iOS (free)

                            14. Myibidder Bid Sniper for eBay

                            Ebay

                              Hate getting outbid at the last seconds of eBay auction? I know I do! Myibidder gets your chances higher for winning the auction, by placing a bid for you as the last seconds count down. There’s no need to hawk over the desired product for days!

                              iOS (1.99$) and Android (free with in app purchases)

                              15. SavedPlus

                              17xk5azl2r83sjpg

                                Spending less is great, but saving is even more awesome! With SavedPlus app you can stash money while you surf the web. Simply link all your credit card and debit information into your account, then you determine how much you want to save with every purchase you make. For example, each time you shop, put away $5 right into your savings account. The service reports that their users manage to save $600 monthly on average!

                                iOS (free) and Android (free)

                                16. Wallaby

                                Wallaby-financial.png

                                  Do you take advantage of cards offering cash backs and smart reward programs? Now with Wallaby you can double your benefits by having the app tell you which card to use for online shopping by analyzing all the nuts-and-bolts of all of your reward programs. Also, you can set up notifications for when you’re getting close to your credit limit or it’s time to pay the bills.

                                  iOS (free) and Android (free)

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                                  17. BillGuard

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                                    An excellent analytics tool, BillGuard allows you to check up your balances and recurring payments for all of your cards on the go. The app also provides your spending analytics, protects your cards from frauds and what’s even better, shows you all the “grey charges” that you may not be aware of!

                                    iOS (free) and Android (free)

                                    18. Redeemia

                                    redeema

                                      Redeemia saves you a huge load of time by aggregating the best money saving deals and discounts from Groupon, Living Social and other coupon sites according to your location and preferences.

                                      iOS (free) and Android (free)

                                      19. Trivago

                                      trivago-app

                                        An excellent app for frequent travelers, Trivago does all the boring work of price comparison for hotel room prices across numerous hotel booking websites, letting you know where you will get the best deal!

                                        iOS (free) and Android (free)

                                        20. Poachit

                                        poachit-brandappo-blog

                                          Poachit promises to enhance your shopping experience by providing you with the product you want for the price you love! Sign in to the app and flag all of the items you would like to purchase. Once the item goes on sale or a coupon becomes available, you will receive instant texts to grab it while it’s hot.

                                          iOS (free) and Android (free)

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                                          Elena Prokopets

                                          Elena is a passionate blogger who shares about lifestyle tips on Lifehack.

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                                          Last Updated on March 29, 2021

                                          Life Insurance: A Secure Way To Protect Your Future.

                                          Life Insurance: A Secure Way To Protect Your Future.

                                          Life is a journey full of ups and downs. No one can actually predict what might happen the next moment; there are times where the happiest moments do not even take a second to turn into the gravest. Planning for your future can help you face such unwelcomed but irrepressible situations with much ease. We all want to make every memorable event of our life more special and to cherish all those moments happily and worry less, you must financially plan your future. But no one has control over life and death. Who would wish to see his family suffer in his absence? Insurance hands over the financial jeopardy of life’s happenings to an insurance company.

                                          Importance of getting a life insurance

                                          No one has control over life and death. Nobody would like to see their family suffering in an absence, and that’s why many people recommend life insurance. A life insurance plan is one of the best ways to secure the future of your family, even against those financial troubles after an untimely demise. These plans are safe and credible, and you could trust them for your family’s better future.

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                                          On the other hand, a life insurance policy is a contract between a company (insurance provider) and policyholder in which the insurance provider ensures to pay a certain amount of money to the nominated beneficiary in case of the policyholder’s death during the term of the agreement. There are different types of insurance plans, and it is important for you to know the benefits of those plans such as a funeral, medical or some life expenses provided they are mentioned in the agreement.

                                          Choosing the right insurance plan

                                          If you’re about to select an insurance plan, you should consider some important factors:

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                                          • The time at which you start investing in a program and the number of family members you want to get insured. Obviously, a married man with two children has different needs compared to a single one. The number of persons who are dependent on an individual also varies from person to person.
                                          • The next thing you need to consider is you and your family needs. What are your child’s dream, your retirement plans, for how long would your dependents need financial support, any personal injury, etc. And do not forget those events or situations that will surely demand a huge sum of money.
                                          • The next thing one must consider is your current income. You should preferably choose a plan which you can afford.

                                          Now you must be having a pretty clear idea of how to choose the best plan for you. Further, you should also compare various plans offered by different companies and numerous sites available online that help will you to compare them.

                                          Differences between life insurance plans

                                          Here’s a short brief of some plan categories you can choose according to your needs:

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                                          • Term Insurance Plan – You have to pay once, and your nominee gets the paid money under your misfortune demise. It ensures a person for a fixed time. If you survive the policy period, you do not get your premiums back.
                                          • Whole Life Policy – This plan continues for your lifetime. Under this, the policyholder has to pay regular premiums, until their death.
                                          • Endowment Policy –  In case the individual dies during the tenure, the beneficiary gets the amount assured. If the person survives the policy tenure, they gets back the premiums paid with other investment returns along with several other benefits.
                                          • Money Back Policy – In this a portion of the money invested is returned to the investor at regular intervals. If you survive the insurance term you get the entire amount back; else the beneficiary receives the entire sum assured.
                                          • ULIPs – These are the life insurance plans that offer you future security plus wealth creation options.

                                          Many people do not opt for whole life policy and endowment policy because of the high amount of money you need to pay, while others may prefer to opt for these if they have a high life expectancy. Surely you will find the best one for you.

                                          So what are you waiting for? Plan for your future and live a happier and carefree life today.

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                                          Featured photo credit: aryehsampson.com via aryehsampson.com

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