Advertising
Advertising

20 Hotel Hacks To Save You Money On Your Next Trip

20 Hotel Hacks To Save You Money On Your Next Trip

You might plan your vacation based on your destination or schedule, or perhaps around the activities you plan to pursue once you arrive. But no matter what inspires your vacation choices, your hotel can make or break your trip. The trick is to find a clean, comfortable room with the amenities you consider most important for a price that won’t put a dent in your plans. These hotel hacks can ensure that the hotel that you choose for your next trip will be easy on your pocketbook. If you’re a frequent traveler, check out this huge list of amazing travel hacks!

1. Book Your Room and Flight Together

Travel-related services like Expedia or Travelocity often feature incredible discounts when you book your flight and hotel room together. However, there are a few catches: One is that you have to pay for everything in advance. Another catch is that cancellations or changes can be an expensive prospect. While this may hamper your travel flexibility a bit, if you already have firm dates in mind, this might be the hack for you.

2. Join AAA (Even if You Don’t Own a Car and Never Drive)

Many hotels—both within the United States and abroad—offer significant discounts for AAA members. If you travel frequently for pleasure or for business, or even if you take one big trip each year, your savings could more than pay for the price of a membership. Also, if you plan to drive abroad, AAA is one of two organizations within the United States authorized to issue International Driving Permits, which not only make it easier to rent a car abroad, but can sub for your passport if you’re asked for ID while visiting another country.

3. Make the Most of Your Elite Status

Holding elite status for one or more hotel loyalty programs can qualify you for perks like early check-in, late check-out, free breakfast and free room upgrades. You’ll also find that if you hold elite status, the management and staff are often more receptive to your special requests, such as waiving those ridiculous charges for the hotel mini-bar.

4. Negotiate Long-Term Rates

If you’re planning a trip of at least seven days, inquire about discounted rates for extended stays. You may be able to book an extended stay rate online, but you’re more likely to receive discounts by contacting the hotel directly. You may have to pay in advance, but many hotels will allow you make weekly payments on your balance.

Advertising

5. Take Advantage of Credit Card Sign-Up Bonuses

Unless you churn credit cards on a regular basis, you may be unaware of the perks that often go along with obtaining a new credit card, such as free companion airfare or deep discounts on hotel rooms. You’ll need decent credit to take advantage of this hack, along with sufficient lead time to receive your card and register for your bonus(es).

6. Get Status Matched Across Hotel Loyalty Programs

If you have elite status with one hotel loyalty program, reach out to other programs to request matched status. More often than not, you’ll receive a positive response. You don’t necessarily have to spend a fortune to achieve elite status – many hotels belong to chains or groups, and staying a certain number of nights in a mid-range chain is often enough to allow you to gain elite status across the entire chain.

7. Book Your Room During the Off-Season

If you have your heart set on visiting Europe during the peak season, brace yourself to pay sky-high airfares and hotel rates that may keep you awake at night. But if you’re willing to plan your trip during the off-season, you can save big bucks. If you book a beach or outdoor vacation during the shoulder season—the period immediately before or after the peak season—you’ll still save while enjoying most of the benefits of good weather.

8. Book Directly Through the Hotel

By calling an individual hotel directly, you may receive “off the books” discounts or upgrades. One phone call can translate into savings that really add up. This is especially true if you book during the off-season, when many hotels have rooms standing empty.

9. Search Foreign Hotel Sites with Incognito Browser Settings

Try this experiment when booking a room outside the United States: Open a hotel’s website in your browser as usual. Then, open a second incognito or anonymous browser window and load the same hotel’s website for the country you plan to visit. You may find that the rates offered through the hotel’s foreign website are much cheaper than the rates offered on the domestic website, even allowing for foreign transaction fees.

Advertising

10. Offer to Write a Review

If you’re active on Trip Advisor or Yelp, mention this to the hotel manager, and offer to write a review of your stay. If you’re a travel blogger, offer to write a blog entry. Don’t bribe the hotel by promising a positive review; that’s dishonest and a reputable establishment will turn you down. Likewise, if you blog about the experience, making a full disclosure that you received a discount is expected.

11. Get Payback for Prior Subpar Experiences

No hot water in the shower during your last stay? The front desk failed to give you a wake-up call and you missed your return flight? Posting a polite but firm complaint directly to the hotel manager or to the hotel’s marketing department will often result in vouchers for discounted rates or free upgrades on a future stay.

12. Use Hotel Booking Aggregator Sites to Compare and Contrast Rates

Just like airfare aggregators that compare flight prices for different airlines, hotel booking aggregator sites like Trivago and Kayak allow you to compare prices for hotel rooms across many different sites. All you need is to know where you want to go along with a range of possible dates. You’ll save both time and money—a definite win-win!

13. Bring a Cooler, a Hot Pot, Plates and Utensils

Room service can add significantly to the cost of your hotel. Packing a cooler, a hot pot and disposable plates and utensils allows you to shop locally and save a ton of money by “cooking” in the room, even if you don’t have kitchen facilities. Most hotels are OK with guests bringing in their own food, but if you’re not sure, ask before you arrive.

14. Give the Hotel a Heads-Up About Special Occasions

Are you planning a destination wedding with a ceremony at the hotel? Is your entire extended family gathering for a reunion? Provide the hotel with a heads-up and you may receive a deeply discounted group rate or a free upgrade to the honeymoon suite.

Advertising

15. Ask for a Better Room

Sometimes the simplest way to receive a break on your hotel room is to come right out and ask for an upgrade. If you’re not bold enough to take the direct approach, a more subtle approach is to ask to see different rooms before you check in. You’ll spare yourself from being booked in a dingy room facing an alley that’s no cheaper than the nice room across the hall facing the skyline.

16. Skimp on Amenities, Not Location

When your budget is tight, you recognize that you have to give up something to stay within your hotel budget. But if you have to choose, skimp on amenities rather than location. A plain (but clean) room within steps of the beach or that provides easy access to downtown is a much better bargain than an upgraded room located an expensive cab ride away from everything you want to see and do.

17. Sidestep the Hotel Laundry Service

Many hotels offer the convenience of laundry service—at a hefty price. Save yourself big bucks by taking advantage of the laundry located within your room. Rinse out your pantyhose and other unmentionables in the bathroom sink, and then hang them across the shower rod to dry overnight. Just be sure to pack a travel size package of your favorite detergent.

18. Insist on Free Wi-Fi

If you’re traveling for business, Wi-Fi access is a must. Even if you never plan to check your work email, Wi-Fi access allows you to operate your smart phone without risking expensive data overages. Many hotels offer free Wi-Fi to all their guests; others restrict the perk to guests with elite status.

19. Stream Your Favorite Shows to the Big Screen TV from Your Computer

The cable service in many hotels leaves much to be desired. That said, many hotels offer really nice flat screen TVs. If the hotel has Wi-Fi service for individual rooms and the TV set features an HDMI port (which is likely), you can stream your favorite Netflix shows to the TV from your computer, tablet or smart phone via Google Chromecast.

Advertising

20. Book Refundable Rates and Check Back Often

Nonrefundable rates are often much cheaper than the “best available” or even discounted AAA or AARP rates. But don’t be fooled. Besides being nonrefundable, that low rate may actually turn out to be more expensive than the rate you could ultimately receive. Book the best available refundable rate for your room instead, and check back periodically for discounts or hotel promotions.

Rest Easy!

While some of the hacks listed above require fairly clever maneuvering, many require little or no effort. With a bit of pre-planning and flexibility, you may find yourself in a great room at a great price. You’ll have that much more money to spend on souvenirs.

Featured photo credit: Viktor Hanacek via picjumbo.com

More by this author

20 Hotel Hacks To Save You Money On Your Next Trip Everyone Should Know About These Money Saving Tips from Billionaires Top 10 Money Management Apps Every Personal Finance Enthusiast Must Use

Trending in Money

1 How Personal Finance Software Helps You Get More Out of Your Money 2 The Best Ways to Save Money Even Impulsive Spenders Can Get Behind 3 How to Answer the Tough Question: What are Your Salary Requirements? 4 The Definitive Guide to Get Out of Debt Fast (And Forever) 5 35 Real Ways to Actually Make Money Online

Read Next

Advertising
Advertising
Advertising

Last Updated on January 2, 2019

How Personal Finance Software Helps You Get More Out of Your Money

How Personal Finance Software Helps You Get More Out of Your Money

Do you know what mental health experts point to as the biggest cause of stress in the United States today? If you said “money,” then ding, ding, we have a winner!

Three out of four adults today report feeling stressed out about money at least part of the time. People are either worried about not having enough money or whether they’re putting the money they do have to use in the best possible way.

Your money is either in charge of you or you’re in charge of it, there’s no middle ground. Using some type of personal finance software can help alleviate some of that money stress and better allow you to manage your money effectively. Without it, you may just be setting yourself up for constant financial worry. Life is already tough enough and there’s no need to make it more difficult by simply hoping your money issues will all work out in your favor. Hint: they won’t.

This guide will help you to understand how personal finance software can better assist with both accomplishing long term financial goals and managing day-to-day aspects of life.

Whether it’s tracking the savings plan for your child’s college fund or making sure you won’t be in the red with the month’s grocery budget, personal finance software keeps all this information in one convenient place.

What Exactly is Personal Finance Software?

Think of it like the dashboard in your car. You have a speedometer to tell you how fast you’re going, an odometer to tell you how far you’ve traveled, and then other gauges to tell you things like how much gas is in the tank and your engine temperature. Personal finance software is essentially the same thing for your money.

When you install this software on your computer, tablet, or smartphone, it helps to track your money — how much is going in, how much is going out, and its growth. Most personal finance software programs will display your budget, spending, investments, bills, savings accounts, and even retirement plans, levels of debt, and credit score.

Advertising

How It Leads to Financial Improvement

It shouldn’t come as a surprise, but people who regularly monitor their finances end up wealthier than those who don’t. When you were a kid, keeping track of all of your money in a porcelain piggy bank was pretty easy. As we get older, though, our money becomes spread out across things like car payments, mortgages, retirement funds, taxes, and other investments and debts. All of these things make keeping track of our money a lot more complicated.

Some types of personal finance software can help make things a little less complicated, setting you up to meet financial goals and taking away some of the stress associated with money.

Even if you already have a Certified Financial Planner (CFP) some type of personal finance software can be of great benefit. Whereas CFPs focus on the big picture of your money, they don’t handle the day-to-day aspects that determine your overall financial health.

It’s also not nearly as complicated as you might think and can take out a lot of the tedium that comes with doing everything on an Excel spreadsheet or with a pad and pencil.

Types of Personal Finance Software

When it comes to personal finance software, it generally fits into two categories: tax preparation and money management.

Tax preparation software such as Turbo Tax and H&R Block’s software can help with everything from filing income taxes to IRS rules and regulations and even estate plans. Plus, there’s the benefit of filing online and getting your refund check a lot faster than if you were to mail off your forms after waiting in line at the post office.

For the purpose of this article, however, will be focusing more on the personal finance software that aids with money management.

Advertising

Money management personal finance software will help you to see the health of your cash flow, pay down debt, forecast for expenses and savings, track investments, pay bills, and do a host of other things that 30 years ago would have practically required a team of accountants.

When to Use Personal Finance Software

So far we’ve gone over what exactly personal finance software is and how it can be a benefit to your money. The next logical step in this whole equation is determining when it should be used and how is the best way to go about getting started using it.

Below are four of the most common and practical ways to use personal finance software. If all or any of these apply to you and your money, then downloading some type of personal finance software is going to be a smart move.

1. You Have Multiple Accounts

There’s a good chance that when it comes to your money, it’s in more than one place. Sure, you probably have a checking account, but you may also have a savings account, money market account, and retirement accounts such as an IRA or 401k.

If you’re like the average American, you probably have two to three credit cards as well. Fifty percent of Americans also don’t have loyalty to just one bank and spread their money across multiple banks.

Rather than spending hours typing in every detail of every account you have into a spreadsheet, many programs allow you to easily import your account information. This will help to eliminate any mistakes and give you a bird’s eye view of everything at once.

2. You Want to Automate Some or All of Your Payments

Please don’t say that you’re still writing out paper checks and dropping each bill in the mailbox. While it’s noble that you’re doing your part to keep postal workers employed, we’re 18 years into the 21st century and you can literally pay every bill online now.

Advertising

There’s no need to log into every account you have and type in your routing number either.

With personal finance software you can schedule automatic payments and transfers between all of your imported accounts. Automatic transfers will help to make sure you have the necessary funds in the right account to ensure all bills are paid on the appropriate date. Late fees are annoying and do nothing but cost you money. It’s time that you said goodbye to them once and for all.

3. You Need to Streamline Your Budget

Perhaps the best feature of personal finance software is that it allows you track everything going in and out of your virtual wallet.

Nearly every brand of personal finance software out there has easy-to-read graphs and charts that allow you track every cent you spend or earn, should you choose. You might be pretty amazed when you see just how much you spent on eating out last month or if you splurged a little more than you should have on Christmas gifts last year.

Every successful business on the planet has a budget and using personal finance software can help you trim the fat on your spending in ways that affect your everyday life.

4. You Have Specific Goals to Meet

Maybe it’s paying off debt or saving for up something like a European vacation. Whatever your financial goal is, whether it’s long-term or short-term, personal finance software programs are one of the savviest ways to go about reaching those goals.

You can do everything from set spending alerts to notify you when you’re over budget to automating what percentage of your paycheck goes to things like retirement investments. The personal finance software that you choose should show you exactly how close you are to hitting those goals at any given time.

Advertising

How to Get Started

From AceMoney to Mint and Quicken, there ’s no shortage of personal finance software apps out there. Many of these programs are free to download and will allow you to pay bills, invest, monitor your net worth and credit profile, and even get a loan with the swipe of a finger.

Other programs may only offer you limited services and will require a one-time fee or subscription to unlock all that they offer. These fees can often vary from as little as two dollars to 50 bucks a month.

It’s best to start off with the free version and then gauge whether you’re able to accomplish everything you’d like or if it’s worth exploring one of the paid options. Often times the subscription programs come with assistance from financial planning and investment experts — so that can be a real benefit.

When deciding which personal finance software program to use, it’s also important to look at how many accounts you wish to monitor. Certain programs limit the number of accounts you can add. Be sure that if you have checking, credit card, and investment accounts to monitor, that you choose a service that can monitor them all.

Finally, when looking around for the right personal finance software that meets your needs, make sure that you’re comfortable with the program’s interface. It shouldn’t be expected that you recognize every single feature instantly, but if the features don’t seem readable and manageable to you, then you’re not as likely to use it and get the full benefits.

Final Thoughts

Personal finance software can go a long way in helping you to take control of your money and meeting your financial goals. It’s important to note, however, that some focus more on budgeting and expense tracking while others prioritize investing portfolios and income taxes. Explore several different programs and read reviews to find the one that’s right for you.

In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.

Featured photo credit: rawpixel via unsplash.com

Read Next