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12 Great Part-Time Jobs For College Students

12 Great Part-Time Jobs For College Students

If you’re a college student, chances are you’re strapped for cash, or if you’re not, you’d at least like to have a little more of it. The good news is you don’t have to wait until you earn your diploma to start padding your wallet. Read on to discover awesome part-time job opportunities that will help you earn cash without cramping your college lifestyle:

1. Academic Tutor

If there’s a class that you excel in, whether it’s organic chemistry, calculus, Arabic, or anything else, you can leverage your smarts to rake in cash by tutoring students who struggle with that subject. Set an hourly rate, meet with the student to clearly establish performance goals, and then meet with the student once or twice a week until those goals are met. If the idea of tutoring people your own age makes you uncomfortable, you could also help high school students get ready for the SAT or ACT.

2. Babysitter

If you thought babysitting was something reserved for the teenage crowd, think again; you can rake in serious cash as a babysitter. If you have certain days of the week with no classes, you could use those days to babysit kids, while their parents are at work. If they’re elementary school students, you could even plan a babysitting gig anytime you have a free afternoon. Try using the website Care.com to find families in need of a sitter near you.

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3. Fitness Instructor

If you’re someone who loves working out, why not start getting paid for what you love? As a fitness instructor at your campus gym, you can teach classes in yoga, spin, Zumba, and more, providing that you get the proper certifications that your gym requires. Not only will working as a fitness instructor give you that good feeling that comes with getting in a solid workout, but you’ll also feel great knowing you’ve helped other people get fit too!

4. Office Assistant

Pretty much all of the departments on your campus will need an assistant who handles responsibilities such as answering phones, scheduling appointments, and maintaining files. Although this might not be the most fascinating job out there, the organizational skills you will develop will be a great asset to you as you go through the rest of college and eventually launch your career.

5. Freelance Writer

Thanks to the flexibility of being able to work from home or at school, freelance writing is a great job for college students who have an interest in journalism or just a knack for writing. Check the site Upwork or the Pro Blogger job board to find plenty of opportunities and freelance job listings.

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6. Residence Advisors

Sure, there might be some random late night wake-ups involving pulled fire alarms and trips to the ER, but working as an RA also comes with plenty of perks. For one thing, most RA positions come with your college room, board and classes paid for, and for another, this job demands the highly coveted leadership skills that will look excellent on your resume.

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    7. Campus Tour Guide

    If you’re an outgoing, friendly person and you know your campus backwards and forwards, you should consider signing up to become a campus tour guide. Potential students and their families will really appreciate all the insight you can give them.

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    8. Princess/Superhero

    Yes, you read that right—you can actually find a job where you get to dress up as a princess or superhero for little kids’ birthday parties and get paid for it. Click here to get an idea of the types of characters you can be and pricing.

    9. Sales Representative For a Work From Home Company

    If you’ve got top notch persuasive skills, and you always did well with those school fundraisers, you should consider becoming a sales rep for companies such as Amway, Thirty-One, Mary Kay, etc. These companies allow you to work from the comfort of your own home (or dorm room), and with a little time and effort, you can bring in some serious cash flow!

    10. Teaching Assistant

    Students who are upperclassmen can usually land jobs as teaching assistants for large underclassmen seminar classes. Check in with professors you’ve had in the past to inquire about any opportunities they might have.

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    11. Grader

    If you can’t find a job as a teaching assistant, you might be able to land something grading assignments. Classes that have a lot of students also come with a lot of papers that need to be graded. It can be a little tedious at times, but the workload is generally spread out so you’ll still have time for your own classes and extracurricular activities. Most times, you can get a job as a grader even for online schools.

    12. Work Study Jobs

    Students who qualify for financial aid can get a job through the Federal Work Study program. You can get part-time or full-time work depending on your schedule and needs, and typically you can find work that’s relevant to your major or field of study (for example, a kinesiology major could land a job working with their college’s sports team).

    Check out the part-time jobs for college students listed above and you just might come away with a better looking bank account and resume!

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    Published on January 8, 2021

    How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

    How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

    Ever wondered whether your credit card debt is the reason you’re in a bad financial situation? You can’t enjoy any fun activities because a good chunk of your money goes toward debt payment. Heck, you’re even behind on some of your monthly bills.

    The effects of clumsy debt management are too many to list here. This guide is going to help you discover how to pay off credit card debt fast and start chasing your financial goals.

    Debt problems are the last thing anyone wants to encounter. But things can get out of hand when all the “little debts” you take accumulate in interests.

    What if you knew some simple and proven ways to be debt-free quickly? Implementing them would mean better financial health for you. It becomes possible to free up cash for your “wants.” These include taking a trip or buying something you’ve always desired. All that while paying your bills on time!

    Let’s not wait any longer. Here are 7 powerful tips for paying off credit card debt fast:

    1. Pay More Than the Minimum Credit Card Payments

    Many people only pay the monthly minimum on their credit cards. Truly, that’s the right amount for staying on good terms with your credit card company. But you need a different approach if you’re looking to achieve financial independence within a short time.[1]

    Most of your payments go toward interest costs when you only pay the minimum amount. A substantial sum of your balance remains standing. As a result, it becomes more expensive to eliminate your debts.

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    You don’t want to wait more than 10 years to get rid of debt while it’s possible to do it sooner. All you have to do is double that $100 minimum payment to $200 or go higher.

    The good thing is that minimum credit card payments are affordable in most cases. By paying a higher amount, you reduce your interest costs, lessen your borrowing period, and boost your credit score.

    2. Start With High-Interest Credit Card Debt

    If you have more than one credit card debt, prioritize putting the extra money toward the ones with the highest interests. This debt pay-off strategy, known as the debt avalanche method, is essential for being debt-free quickly.[2]

    First, you need to list down all the credit card debts you have in the order of their interest rates. Next, you choose the one with the highest interest and pay a significant amount toward it each month. It can be an amount twice or even thrice larger than the minimum payment.

    At the same time, you make monthly minimum payments on the other debts. Their interest charges won’t be as costly as that of the first debt on your list. You only move on to the next high-interest debt after the first one is gone. Remember that your focus is on the interest rates and not the balances.

    3. Revisit Your Budget

    Budgeting is useful for tracking your financial moves. Once you create a budget, some tweaks along the way can make it work for you better. One situation that requires you to revisit your budget is when you’re struggling with debts. It might hurt a bit to slash some expenses. But you also don’t want to miss out on achieving financial freedom in the long run.

    You can reduce some variable expenses to free up more cash for credit card debt payments. They’re the ones that change from time to time. Some examples are groceries, fuel, and clothing.

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    Other opportunities for cutting down your spending lie in non-essential expenses. Instead of dining out all the time, you can cook at home more to save money. You can also share some subscriptions with friends and pay a fraction of the cost.

    If you’re determined enough, you can eliminate all your unnecessary expenses and focus on paying off your credit card debt first.

    4. Avoid Using Your Credit Cards

    Do you want to know how to pay off credit card debt with a low income? One simple way is to stop using them. Having your credit cards everywhere you go means that you’ll be more tempted to buy unnecessary stuff. In this case, you spend money that you don’t really own and get deeper into debt.

    The quickest fix to stop the debt build-up is spending with cash. You’ll be more aware of everything you can afford at any particular time. If you decide to keep one or two cards to ease the transition, always make wise choices. For instance, only use them when experiencing financial difficulties.

    It’s best to categorize your fun activities under “discretionary spending” in your budget. This way, you won’t need more debt to kill your boredom. By halting your credit debt from accumulating, it’s easy to pay down what you already owe and be happy with the progress.

    5. Start a Side Hustle to Boost Your Income

    You’re probably turning away a lot of money by not monetizing your skills. Everyone has something that they’re good at doing. And you can use that to generate extra income for attacking your credit card debt.

    If you look around your neighborhood, you can find several side hustle opportunities. It can be pet sitting, tutoring, or lawn mowing. You can start an online business by offering services such as digital marketing, content creation, and web development. Such skills go in high demand on freelance sites and job boards.

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    Finding clients on social media is also a good strategy to utilize your skills and make more money. Facebook groups, Quora Spaces, and subreddits are some places to look for side jobs. You only have to join a niche-specific platform, share your services, and respond to any opportunities.

    It’s possible to learn a skill, practice it, and earn from it. Use the free resources online or purchase some e-courses to get started.

    6. Sell Your Used Items for Extra Cash

    Starting a side hustle isn’t the only way to generate extra money. You can turn unwanted items into cash for paying off credit card debt. Whether it’s an old TV, book, or furniture, there is always someone itching to buy your used stuff.

    A garage sale, as much as it’s old-fashioned, is perfect for getting your neighbors and passers-by to buy from you. You keep all the money because there are no business permits or taxes involved. While you may not make much cash, it’s better than leaving your stuff to go defunct in your storage.

    Other than that, you can sell your used stuff on online marketplaces. Facebook groups are great places to start if you want quick approvals and hence sales. You only have to ensure that your listing follows Facebook’s commerce policies.

    When selling any pre-owned items online, ensure they’re in good shape to avoid problems with your buyers.

    7. Know When to Seek Help With Your Debt

    Asking for help with your credit card debt can be challenging to do. But letting it drown you is a road you don’t want to take. While you may feel embarrassed at first, it’s the best way to get back on track when you run out of options.

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    There are tons of non-profit credit counseling organizations that can offer you free guidance on how to escape the debt trap. An example is The National Foundation for Credit Counseling. They simply review your finances and help you determine the source of your financial problems. After that, they match you with an actionable debt management solution.[3]

    In extreme cases, the debt solution can be:

    • Debt relief – where your debt is partially or wholly forgiven
    • Debt consolidation – taking out one loan to repay others
    • Debt settlement – the creditor forgives a significant portion of your debt
    • Bankruptcy – legal process for seeking relief from some or all your debts

    It’s necessary to carefully weigh your options before deciding on the way to go. Find out how it might affect your credit score and any other risks.

    Wrapping It Up

    Debt is a major setback when you’re trying to prosper in life. Paying off credit card debt is essential if you want to reach your financial goals. That means having more free income, a good credit card score, and even a chance to retire early. You become more productive each day because of the peace in your mind.

    So, you now have some tips on how to pay off credit fast. Go ahead and get rid of that good life progress killer!

    More Tips on How to Pay Off Debt

    Featured photo credit: rupixen.com via unsplash.com

    Reference

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