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Secrets for Waterfront Living on a Budget

Secrets for Waterfront Living on a Budget

You wake up listening to the tide come in and out, sit on your porch to enjoy a warm beverage at the start of the day, and breathe in the fresh breeze as it blows through your windows all day long—it sounds like a dream, and for many it is. Until now.

It’s possible to enjoy waterfront living on a budget with a little planning and some secret (until now!) tips. If you dream of enjoying waterfront living some day, or already have your dream lake house and want to cut back on spending, you won’t want to miss these tips.

Remember: The Type of Waterfront Matters—A Lot

If you’re looking to buy waterfront property on the cheap, consider the kind of waterfront you look for. Living on a small lake or river will provide the same peace and water opportunities without the higher price tag.

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“In the last decade, the popularity of lakefront property has exploded as well. But it is still not as fashionable as oceanfront…yet. As a result, the appreciation potential of a lakefront home is greater, in the opinion of many investors, than that near the beach.” — Paul Moore, owner of Smith Mountain Homes

Choose Aquatic Sports Wisely

Water sports can be expensive. Whether you enjoy jet skiing or towing guests behind your motorboat, the costs of maintenance and fuel alone are enough to make the financially conscious weary.

Living on water doesn’t mean you have to be a boat owner, though. Pick a few inexpensive water sports to take up as hobby. A few to try:

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  • Fishing: You can find equipment on the cheap easily online.
  • Paddle boarding: While the upfront cost is expensive, there are minimal maintenance costs.
  • Row boating: You can often find inexpensive rowboats online. A small amount of maintenance is required, but it’s minimal compared to other options.

Consider Wear and Tear on Your Boats

While considering where you’ll enjoy your waterfront living matters in terms of home costs, it also makes a big difference in how much maintenance you’ll need to do on your boat. The saltwater causes a lot more wear and tear than freshwater from a lake or river.

“Saltwater is much more corrosive then freshwater; any boat that spends time in saltwater should be thoroughly rinsed with freshwater and should have its engine flushed. It should also be noted that boats used in saltwater have a shorter life expectancy than boats used in freshwater.” — DiscoverBoating.com.

Waterproof Everything

Living on the water means that you not only need to worry about rain showers, but a heavy dose of dew every morning that settles on all of your expensive outdoor furniture. To avoid damaging these pricey additions to your backyard, waterproof your furniture or buy a cover to protect everything. The upfront cost will pay off when you aren’t replacing tables and chairs every year.

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Avoid Touristy Areas

It goes without saying that housing price tags and the cost of living are higher in popular tourist destinations. Look for up-and-coming locations or remote areas that may be further from a town and therefore much less expensive.

Compare the Cost of Dock vs. Marina Mooring

Paying to dock your boat at a local marina gets expensive—fast. The average cost to dock a 35-foot boat at Harbor Island West Marina in San Diego is $577.50 per month, according to their website. Dock it for 12 months out of the year and you’re looking at a hefty annual fee.

Keeping your water vessels at your own dock will not only save you thousands of dollars, but it’s more convenient. Having immediate access to your boat(s) makes it easier to take quick or spur-of-the-moment trips onto the water for sunrise, sunset, or a quick lunch cruise.

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Make waterfront living a reality with these tips. Soon you’ll be sipping tea on your front porch while you watch the sun rise over the water, certain that you’ve hit the jackpot.

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Last Updated on March 13, 2019

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

How to Get out of a Rut: 12 Useful Ways to Get Unstuck

Have you gotten into a rut before? Or are you in a rut right now?

You know you’re in a rut when you run out of ideas and inspiration. I personally see a rut as a productivity vacuum. It might very well be a reason why you aren’t getting results. Even as you spend more time on your work, you can’t seem to get anything constructive done. While I’m normally productive, I get into occasional ruts (especially when I’ve been working back-to-back without rest). During those times, I can spend an entire day in front of the computer and get nothing done. It can be quite frustrating.

Over time, I have tried and found several methods that are helpful to pull me out of a rut. If you experience ruts too, whether as a working professional, a writer, a blogger, a student or other work, you will find these useful. Here are 12 of my personal tips to get out of ruts:

1. Work on the small tasks.

When you are in a rut, tackle it by starting small. Clear away your smaller tasks which have been piling up. Reply to your emails, organize your documents, declutter your work space, and reply to private messages.

Whenever I finish doing that, I generate a positive momentum which I bring forward to my work.

2. Take a break from your work desk.

Get yourself away from your desk and go take a walk. Go to the washroom, walk around the office, go out and get a snack.

Your mind is too bogged down and needs some airing. Sometimes I get new ideas right after I walk away from my computer.

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3. Upgrade yourself

Take the down time to upgrade yourself. Go to a seminar. Read up on new materials (#7). Pick up a new language. Or any of the 42 ways here to improve yourself.

The modern computer uses different typefaces because Steve Jobs dropped in on a calligraphy class back in college. How’s that for inspiration?

4. Talk to a friend.

Talk to someone and get your mind off work for a while.

Talk about anything, from casual chatting to a deep conversation about something you really care about. You will be surprised at how the short encounter can be rejuvenating in its own way.

5. Forget about trying to be perfect.

If you are in a rut, the last thing you want to do is step on your own toes with perfectionist tendencies.

Just start small. Do what you can, at your own pace. Let yourself make mistakes.

Soon, a little trickle of inspiration will come. And then it’ll build up with more trickles. Before you know it, you have a whole stream of ideas.

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6. Paint a vision to work towards.

If you are continuously getting in a rut with your work, maybe there’s no vision inspiring you to move forward.

Think about why you are doing this, and what you are doing it for. What is the end vision in mind?

Make it as vivid as possible. Make sure it’s a vision that inspires you and use that to trigger you to action.

7. Read a book (or blog).

The things we read are like food to our brain. If you are out of ideas, it’s time to feed your brain with great materials.

Here’s a list of 40 books you can start off with. Stock your browser with only the feeds of high quality blogs, such as Lifehack.org, DumbLittleMan, Seth Godin’s Blog, Tim Ferris’ Blog, Zen Habits or The Personal Excellence Blog.

Check out the best selling books; those are generally packed with great wisdom.

8. Have a quick nap.

If you are at home, take a quick nap for about 20-30 minutes. This clears up your mind and gives you a quick boost. Nothing quite like starting off on a fresh start after catching up on sleep.

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9. Remember why you are doing this.

Sometimes we lose sight of why we do what we do, and after a while we become jaded. A quick refresher on why you even started on this project will help.

What were you thinking when you thought of doing this? Retrace your thoughts back to that moment. Recall why you are doing this. Then reconnect with your muse.

10. Find some competition.

Nothing quite like healthy competition to spur us forward. If you are out of ideas, then check up on what people are doing in your space.

Colleagues at work, competitors in the industry, competitors’ products and websites, networking conventions.. you get the drill.

11. Go exercise.

Since you are not making headway at work, might as well spend the time shaping yourself up.

Sometimes we work so much that we neglect our health and fitness. Go jog, swim, cycle, whichever exercise you prefer.

As you improve your physical health, your mental health will improve, too. The different facets of ourselves are all interlinked.

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Here’re 15 Tips to Restart the Exercise Habit (and How to Keep It).

12. Take a good break.

Ruts are usually signs that you have been working too long and too hard. It’s time to get a break.

Beyond the quick tips above, arrange for a 1-day or 2-days of break from your work. Don’t check your (work) emails or do anything work-related. Relax and do your favorite activities. You will return to your work recharged and ready to start.

Contrary to popular belief, the world will not end from taking a break from your work. In fact, you will be much more ready to make an impact after proper rest. My best ideas and inspiration always hit me whenever I’m away from my work.

Take a look at this to learn the importance of rest: The Importance of Scheduling Downtime

More Resources About Getting out of a Rut

Featured photo credit: Joshua Earle via unsplash.com

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