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Secrets for Waterfront Living on a Budget

Secrets for Waterfront Living on a Budget

You wake up listening to the tide come in and out, sit on your porch to enjoy a warm beverage at the start of the day, and breathe in the fresh breeze as it blows through your windows all day long—it sounds like a dream, and for many it is. Until now.

It’s possible to enjoy waterfront living on a budget with a little planning and some secret (until now!) tips. If you dream of enjoying waterfront living some day, or already have your dream lake house and want to cut back on spending, you won’t want to miss these tips.

Remember: The Type of Waterfront Matters—A Lot

If you’re looking to buy waterfront property on the cheap, consider the kind of waterfront you look for. Living on a small lake or river will provide the same peace and water opportunities without the higher price tag.

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“In the last decade, the popularity of lakefront property has exploded as well. But it is still not as fashionable as oceanfront…yet. As a result, the appreciation potential of a lakefront home is greater, in the opinion of many investors, than that near the beach.” — Paul Moore, owner of Smith Mountain Homes

Choose Aquatic Sports Wisely

Water sports can be expensive. Whether you enjoy jet skiing or towing guests behind your motorboat, the costs of maintenance and fuel alone are enough to make the financially conscious weary.

Living on water doesn’t mean you have to be a boat owner, though. Pick a few inexpensive water sports to take up as hobby. A few to try:

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  • Fishing: You can find equipment on the cheap easily online.
  • Paddle boarding: While the upfront cost is expensive, there are minimal maintenance costs.
  • Row boating: You can often find inexpensive rowboats online. A small amount of maintenance is required, but it’s minimal compared to other options.

Consider Wear and Tear on Your Boats

While considering where you’ll enjoy your waterfront living matters in terms of home costs, it also makes a big difference in how much maintenance you’ll need to do on your boat. The saltwater causes a lot more wear and tear than freshwater from a lake or river.

“Saltwater is much more corrosive then freshwater; any boat that spends time in saltwater should be thoroughly rinsed with freshwater and should have its engine flushed. It should also be noted that boats used in saltwater have a shorter life expectancy than boats used in freshwater.” — DiscoverBoating.com.

Waterproof Everything

Living on the water means that you not only need to worry about rain showers, but a heavy dose of dew every morning that settles on all of your expensive outdoor furniture. To avoid damaging these pricey additions to your backyard, waterproof your furniture or buy a cover to protect everything. The upfront cost will pay off when you aren’t replacing tables and chairs every year.

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Avoid Touristy Areas

It goes without saying that housing price tags and the cost of living are higher in popular tourist destinations. Look for up-and-coming locations or remote areas that may be further from a town and therefore much less expensive.

Compare the Cost of Dock vs. Marina Mooring

Paying to dock your boat at a local marina gets expensive—fast. The average cost to dock a 35-foot boat at Harbor Island West Marina in San Diego is $577.50 per month, according to their website. Dock it for 12 months out of the year and you’re looking at a hefty annual fee.

Keeping your water vessels at your own dock will not only save you thousands of dollars, but it’s more convenient. Having immediate access to your boat(s) makes it easier to take quick or spur-of-the-moment trips onto the water for sunrise, sunset, or a quick lunch cruise.

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Make waterfront living a reality with these tips. Soon you’ll be sipping tea on your front porch while you watch the sun rise over the water, certain that you’ve hit the jackpot.

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Last Updated on December 2, 2019

10 Powerful Ways to Stop Worrying and Start Living Today

10 Powerful Ways to Stop Worrying and Start Living Today

Plato knew that the body and mind are intimately linked. And in the late 1800s, the Mayo brothers, famous physicians, estimated that over half of all hospital beds are filled with people suffering from frustration, anxiety, worry and despair. Causes of worry are everywhere, in our relationships and our jobs, so it’s key we find ways to take charge of the stress.

In his classic book How to Stop Worrying and Start Living, Dale Carnegie offers tools to ditch excessive worrying that help you make a worry-free environment for your private and professional life.

These are the top 10 tips to grab worry by the horns and wrestle it to the ground:

1. Make Your Decision and Never Look Back

Have you ever made a decision in life only to second-guess it afterwards? Of course you have! It’s hard not to wonder whether you’ve done the right thing and whether there might still be time to take another path.

But keep this in mind: you’ve already made your decision, so act decisively on it and dismiss all your anxiety about it.

Don’t stop to hesitate, to reconsider, or to retrace your steps. Once you’ve chosen a course of action, stick to it and never waver.

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2. Live for Today, Package Things up in “Day-Tight Compartments”

You know that feeling: tossing, turning and worrying over something that happened or something that might, well into the wee hours. To avoid this pointless worrying, you need “day-tight compartments”. Much as a ship has different watertight compartments, your own “day-tight” ones are a way to limit your attention to the present day.

The rule is simple: whatever happened in the past or might happen in the future must not intrude upon today. Everything else has to wait its turn for tomorrow’s box or stay stuck in the past.

3. Embrace the Worst-Case Scenario and Strategize to Offset It

If you’re worried about something, ask yourself: “What’s the worst thing that could happen?” Could you lose your job? Be jailed? Get killed?

Whatever the “worst” might be, it’s probably not so world-ending. You could probably even bounce back from it!

If, for example, you lose your job, you could always find another. Once you accept the worst-case scenario and get thinking about contingency plans, you’ll feel calmer.

4. Put a Lid on Your Worrying

Sometimes we stress endlessly about negative experiences when just walking away from them would serve us far better.

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To make squashing that worry easier, try this strategy, straight from stock traders: it’s called the “stop-loss” order, where shares are bought at a certain price, and then their price development is observed. If things go badly and the share price hits a certain point, they are sold off immediately. This stops the loss from increasing further.

In the same manner, you can put a stop-loss order on things that cause you stress and grief.

5. Fake It ‘Til You Make It – Happiness, That Is

We can’t directly influence how we feel, but we can nudge ourselves to change through how we think and act.

If you’re feeling sad or low, slap a big grin on your face and whistle a chipper tune. You’ll find it impossible to be blue when acting cheerful. But you don’t necessarily need to act outwardly happy; you can simply think happier thoughts instead.

Marcus Aurelius summed it up aptly:

“Our life is what our thoughts make it.”

6. Give for the Joy of Giving

When we perform acts of kindness, we often do so with the expectation of gratitude. But harboring such expectations will probably leave you disappointed.

One person well aware of this fact was the lawyer Samuel Leibowitz. Over the course of his career, Leibowitz saved 78 people from going to the electric chair. Guess how many thanked him? None.

So stop expecting gratitude when you’re kind to someone. Instead, take joy from the act yourself.

7. Dump Envy – Enjoy Being Uniquely You

Your genes are completely unique. Even if someone had the same parents as you, the likelihood of someone identical to you being born is just one in 300,000 billion.

Despite this amazing fact, many of us long to be someone else, thinking the grass is greener on the other side of the fence. But living your life this way is pointless. Embrace your uniqueness and get comfortable with who you really are: How to Be True to Yourself and Live the Life You Want

8. Haters Will Hate — It Just Means You’re Doing It Right

When you’re criticized, it often means you’re accomplishing something noteworthy. In fact, let’s take it a step further and consider this: the more you’re criticized, the more influential and important a person you likely are.

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So the next time somebody talks you down, don’t let it get to you. Take it as a compliment!

9. Chill Out! Learn to Rest Before You Get Tired

Scientists agree that emotions are the most common cause of fatigue. And it works the other way around, too: fatigue produces more worries and negative emotions.

It should be clear, therefore, that you’ve got to relax regularly before you feel tired. Otherwise, worries and fatigue will accumulate on top of each other.

It’s impossible to worry when you are relaxed, and regular rest helps you maintain your ability to work effectively.

10. Get Organized and Enjoy Your Work

There are few greater sources of misery in life than having to work, day in, day out, in a job you despise. It would make sense then that you shouldn’t pick a job you hate, or even just dislike doing.

But say you already have a job. How can you make it more enjoyable and worry-free? One way is to stay organized: a desk full of unanswered mails and memos is sure to breed worries.

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Better yet, rethink about the job you’re doing: What to Do When You Hate Your Job but Want a Successful Career

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Featured photo credit: Tyler Nix via unsplash.com

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