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Secrets for Waterfront Living on a Budget

Secrets for Waterfront Living on a Budget

You wake up listening to the tide come in and out, sit on your porch to enjoy a warm beverage at the start of the day, and breathe in the fresh breeze as it blows through your windows all day long—it sounds like a dream, and for many it is. Until now.

It’s possible to enjoy waterfront living on a budget with a little planning and some secret (until now!) tips. If you dream of enjoying waterfront living some day, or already have your dream lake house and want to cut back on spending, you won’t want to miss these tips.

Remember: The Type of Waterfront Matters—A Lot

If you’re looking to buy waterfront property on the cheap, consider the kind of waterfront you look for. Living on a small lake or river will provide the same peace and water opportunities without the higher price tag.

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“In the last decade, the popularity of lakefront property has exploded as well. But it is still not as fashionable as oceanfront…yet. As a result, the appreciation potential of a lakefront home is greater, in the opinion of many investors, than that near the beach.” — Paul Moore, owner of Smith Mountain Homes

Choose Aquatic Sports Wisely

Water sports can be expensive. Whether you enjoy jet skiing or towing guests behind your motorboat, the costs of maintenance and fuel alone are enough to make the financially conscious weary.

Living on water doesn’t mean you have to be a boat owner, though. Pick a few inexpensive water sports to take up as hobby. A few to try:

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  • Fishing: You can find equipment on the cheap easily online.
  • Paddle boarding: While the upfront cost is expensive, there are minimal maintenance costs.
  • Row boating: You can often find inexpensive rowboats online. A small amount of maintenance is required, but it’s minimal compared to other options.

Consider Wear and Tear on Your Boats

While considering where you’ll enjoy your waterfront living matters in terms of home costs, it also makes a big difference in how much maintenance you’ll need to do on your boat. The saltwater causes a lot more wear and tear than freshwater from a lake or river.

“Saltwater is much more corrosive then freshwater; any boat that spends time in saltwater should be thoroughly rinsed with freshwater and should have its engine flushed. It should also be noted that boats used in saltwater have a shorter life expectancy than boats used in freshwater.” — DiscoverBoating.com.

Waterproof Everything

Living on the water means that you not only need to worry about rain showers, but a heavy dose of dew every morning that settles on all of your expensive outdoor furniture. To avoid damaging these pricey additions to your backyard, waterproof your furniture or buy a cover to protect everything. The upfront cost will pay off when you aren’t replacing tables and chairs every year.

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Avoid Touristy Areas

It goes without saying that housing price tags and the cost of living are higher in popular tourist destinations. Look for up-and-coming locations or remote areas that may be further from a town and therefore much less expensive.

Compare the Cost of Dock vs. Marina Mooring

Paying to dock your boat at a local marina gets expensive—fast. The average cost to dock a 35-foot boat at Harbor Island West Marina in San Diego is $577.50 per month, according to their website. Dock it for 12 months out of the year and you’re looking at a hefty annual fee.

Keeping your water vessels at your own dock will not only save you thousands of dollars, but it’s more convenient. Having immediate access to your boat(s) makes it easier to take quick or spur-of-the-moment trips onto the water for sunrise, sunset, or a quick lunch cruise.

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Make waterfront living a reality with these tips. Soon you’ll be sipping tea on your front porch while you watch the sun rise over the water, certain that you’ve hit the jackpot.

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Last Updated on October 20, 2020

How to Stop Procrastinating: 11 Practical Ways for Procrastinators

How to Stop Procrastinating: 11 Practical Ways for Procrastinators

You have a deadline looming. However, instead of doing your work, you are fiddling with miscellaneous things like checking email, social media, watching videos, surfing blogs and forums. You know you should be working, but you just don’t feel like doing anything.

We are all familiar with the procrastination phenomenon. When we procrastinate, we squander away our free time and put off important tasks we should be doing them till it’s too late. And when it is indeed too late, we panic and wish we got started earlier.

The chronic procrastinators I know have spent years of their life looped in this cycle. Delaying, putting off things, slacking, hiding from work, facing work only when it’s unavoidable, then repeating this loop all over again. It’s a bad habit that eats us away and prevents us from achieving greater results in life.

Don’t let procrastination take over your life. Here, I will share my personal steps on how to stop procrastinating. These 11 steps will definitely apply to you too:

1. Break Your Work into Little Steps

Part of the reason why we procrastinate is because subconsciously, we find the work too overwhelming for us. Break it down into little parts, then focus on one part at the time. If you still procrastinate on the task after breaking it down, then break it down even further. Soon, your task will be so simple that you will be thinking “gee, this is so simple that I might as well just do it now!”.

For example, I’m currently writing a new book (on How to achieve anything in life). Book writing at its full scale is an enormous project and can be overwhelming. However, when I break it down into phases such as –

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  • (1) Research
  • (2) Deciding the topic
  • (3) Creating the outline
  • (4) Drafting the content
  • (5) Writing Chapters #1 to #10,
  • (6) Revision
  • (7) etc.

Suddenly it seems very manageable. What I do then is to focus on the immediate phase and get it done to my best ability, without thinking about the other phases. When it’s done, I move on to the next.

2. Change Your Environment

Different environments have different impact on our productivity. Look at your work desk and your room. Do they make you want to work or do they make you want to snuggle and sleep? If it’s the latter, you should look into changing your workspace.

One thing to note is that an environment that makes us feel inspired before may lose its effect after a period of time. If that’s the case, then it’s time to change things around. Refer to Steps #2 and #3 of 13 Strategies To Jumpstart Your Productivity, which talks about revamping your environment and workspace.

3. Create a Detailed Timeline with Specific Deadlines

Having just 1 deadline for your work is like an invitation to procrastinate. That’s because we get the impression that we have time and keep pushing everything back, until it’s too late.

Break down your project (see tip #1), then create an overall timeline with specific deadlines for each small task. This way, you know you have to finish each task by a certain date. Your timelines must be robust, too – i.e. if you don’t finish this by today, it’s going to jeopardize everything else you have planned after that. This way it creates the urgency to act.

My goals are broken down into monthly, weekly, right down to the daily task lists, and the list is a call to action that I must accomplish this by the specified date, else my goals will be put off.

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Here’re more tips on setting deadlines: 22 Tips for Effective Deadlines

4. Eliminate Your Procrastination Pit-Stops

If you are procrastinating a little too much, maybe that’s because you make it easy to procrastinate.

Identify your browser bookmarks that take up a lot of your time and shift them into a separate folder that is less accessible. Disable the automatic notification option in your email client. Get rid of the distractions around you.

I know some people will out of the way and delete or deactivate their facebook accounts. I think it’s a little drastic and extreme as addressing procrastination is more about being conscious of our actions than counteracting via self-binding methods, but if you feel that’s what’s needed, go for it.

5. Hang out with People Who Inspire You to Take Action

I’m pretty sure if you spend just 10 minutes talking to Steve Jobs or Bill Gates, you’ll be more inspired to act than if you spent the 10 minutes doing nothing. The people we are with influence our behaviors. Of course spending time with Steve Jobs or Bill Gates every day is probably not a feasible method, but the principle applies — The Hidden Power of Every Single Person Around You

Identify the people, friends or colleagues who trigger you – most likely the go-getters and hard workers – and hang out with them more often. Soon you will inculcate their drive and spirit too.

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As a personal development blogger, I “hang out” with inspiring personal development experts by reading their blogs and corresponding with them regularly via email and social media. It’s communication via new media and it works all the same.

6. Get a Buddy

Having a companion makes the whole process much more fun. Ideally, your buddy should be someone who has his/her own set of goals. Both of you will hold each other accountable to your goals and plans. While it’s not necessary for both of you to have the same goals, it’ll be even better if that’s the case, so you can learn from each other.

I have a good friend whom I talk to regularly, and we always ask each other about our goals and progress in achieving those goals. Needless to say, it spurs us to keep taking action.

7. Tell Others About Your Goals

This serves the same function as #6, on a larger scale. Tell all your friends, colleagues, acquaintances and family about your projects. Now whenever you see them, they are bound to ask you about your status on those projects.

For example, sometimes I announce my projects on The Personal Excellence Blog, Twitter and Facebook, and my readers will ask me about them on an ongoing basis. It’s a great way to keep myself accountable to my plans.

8. Seek out Someone Who Has Already Achieved the Outcome

What is it you want to accomplish here, and who are the people who have accomplished this already? Go seek them out and connect with them. Seeing living proof that your goals are very well achievable if you take action is one of the best triggers for action.

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9. Re-Clarify Your Goals

If you have been procrastinating for an extended period of time, it might reflect a misalignment between what you want and what you are currently doing. Often times, we outgrow our goals as we discover more about ourselves, but we don’t change our goals to reflect that.

Get away from your work (a short vacation will be good, else just a weekend break or staycation will do too) and take some time to regroup yourself. What exactly do you want to achieve? What should you do to get there? What are the steps to take? Does your current work align with that? If not, what can you do about it?

10. Stop Over-Complicating Things

Are you waiting for a perfect time to do this? That maybe now is not the best time because of X, Y, Z reasons? Ditch that thought because there’s never a perfect time. If you keep waiting for one, you are never going to accomplish anything.

Perfectionism is one of the biggest reasons for procrastination. Read more about why perfectionist tendencies can be a bane than a boon: Why Being A Perfectionist May Not Be So Perfect.

11. Get a Grip and Just Do It

At the end, it boils down to taking action. You can do all the strategizing, planning and hypothesizing, but if you don’t take action, nothing’s going to happen. Occasionally, I get readers and clients who keep complaining about their situations but they still refuse to take action at the end of the day.

Reality check:

I have never heard anyone procrastinate their way to success before and I doubt it’s going to change in the near future. Whatever it is you are procrastinating on, if you want to get it done, you need to get a grip on yourself and do it.

Bonus: Think Like a Rhino

More Tips for Procrastinators to Start Taking Action

Featured photo credit: Malvestida Magazine via unsplash.com

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