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9 simple pleasures that don’t cost a thing but time

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9 simple pleasures that don’t cost a thing but time

Let’s admit it. Finding time to do the things we absolutely need to get done doesn’t always happen. I know I wish there were more hours in a day and I have yet to find someone who is willing to share some of their “leftover” hours with me. Time is short for all of us and it is our most precious commodity.

I will be honest. For years, I hurried through life. I was barely making it through my day, going at the speed of light on some days, let alone having time to doing anything else. My diet was horrible (sure, I will eat that last chicken nugget so as to not waste food), I didn’t make time for exercise (said the former athlete), and I stopped reading anything that didn’t remind me about upcoming parent-teacher conferences or include a baseball schedule.

That was me. Perhaps you can relate a little. Then, due to those same time constraints I found one of my favorite pleasures that is included on this list. And I didn’t just find it…I fell in love with it. Because of that one little thing, I became more aware of other little things that seem to fill my heart with joy in ways nothing else could.

Just in the last few weeks, I have seen a heron glide over a local pond with such grace and stillness that it appeared to be fake. I have seen baby bunnies hop and frolic with one another on a nearby hill. I have had a staring contest with a baby deer as it stumbled onto a park trail.

In short, I have become more in tune with what I have been missing all of these years and have chosen to embrace those moments – to make time for them – when they come. And if it has been too long since I last had one of these temporary reprieves from life, I create my own.

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Here are your 9 simple pleasures, in no particular order:

1. Laughing out loud.

We take laughing for granted, although numerous studies have been done to show that laughing is very good for us. Think about it, when was the last time you laughed out loud? More than a giggle and definitely more than a chuckle. One so loud that the person in the next booth could hear you.

Sometimes, those laughs come from something we are watching or just something we hear. Not one of us can watch a YouTube video of four laughing babies laying on the bed with their mom laughing at their dad and not laugh. Plus, laughing is contagious. Soon you won’t laugh alone but your friends and family will join in.

2. Playing with pets.

Who doesn’t love watching animals do funny things, even if we prompt those funny things? Today, a boxer walked up to me and my friend as we were walking and this gorgeous pooch just wanted us to pet her and show her some love.

Having animals to play with brings out the little kid in us all and even if we talk a bit differently (“well, hi shnookums” in our best baby talk), we are all a little better for those few minutes when the rest of the hustle and bustle of life just wasn’t as important as we watched our new friend almost shake herself out of her tail. Although my friend has an affinity for cats, I think she loved this “baby girl” just as much.

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3. Dancing to your own beat.

I’m love dancing though I often tell people that a “two-step” has one too many steps for me. Whether it be the last Justin Timberlake song where he “Can’t stop the feeling” or a little Leo Sayer who suggest we “dance the night away” – let the music become one with you and allow it to express itself any way it can.

We love it when we hear songs that we grew up with because not only do they take us back in time, but they also give us a little taste of our own youthfulness. Get your groove on and shake it. It will make you feel better.

4. Holding the hand of someone.

Holding someone’s hand is a way to show your concern for the other person or to remind them they are not alone. But it is not something we usually ask for, it just happens. It connects us without saying anything. It expresses love, comfort, and a sense of belonging that cannot be described. Even if you don’t know the person really well, it connects our human spirit and in that moment, we become one. We become united. We are together.

Aside from a good hug, one of my favorite simple things in life is holding someone’s hand. Not because they asked for it, but because it means a lot to both of us. In addition, when someone reaches for mine, whatever is going on in my heart and head seems to be easier to deal with because I’ve got someone right next to me…just in case.

5. Watching a sunrise or sunset.

Here it is, the one that started it all. My first simple pleasure was found in a simple sunrise. I prefer the sunrise because it signals a new day and beginnings – something to look forward to and the sunset reminds me to take a moment to look back. But having no control over something that happens day after day just reminds me of how big the world can be and the littleness I am next to it.

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With the passing of the sun as the Earth revolves around it, I am reminded of time and how quickly it seems to pass as well as how much I wish I could slow it down. But never again I adore the simpleness found in looking towards the horizon as the orange glow rises to say “Hello, World.”

6. Sharing a memory or story.

Too often, we get so caught up in moving forward that we forget to take a look back at where we have come, share an experience, or relive something funny. Sometimes, the specifics aren’t as important as the emotions felt in retelling the story. This connects us to our past in ways we forgot in the fast world of today.

Telling something from years past creates a connection bigger than between a few people – it connects generations and personal history that might otherwise be lost with the passing of the the people who experienced these moments first hand. Sitting together at the dinner table, over a campfire, or even snuggled in bed at night, we all want to hear the retelling of moments that confirm no only who we are but where we come from.

7. Listening to the sounds of life.

This can mean anything from the birds singing to children playing in the sprinkler in your back yard. Taking time to notice and hear these sounds can get drowned out in the echoes we hear every day. Even hearing the sound of the coffee grinding at the local barista can make us appreciate the small things, like a great cup of coffee with someone we love.

Hear the sound of that engine firing up at the race track just down the road, hear the roar of the engine of the airplane soaring overhead, hear the whimper of an infant from the next room as she wakes up from her nap. hear the pitter patter of the feet as he runs down the hall to greet you on Christmas morning. Don’t miss another sound…just listen.

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8. Smiling.

It sounds too good to be true, but smiling is one of life’s easiest and most special ways to communicate with one another. When you surprise your friend at work, what is the first thing you see? You see her smile because in that moment, in addition to the way she looks at you, she tells you, “I’m so glad to see you!”

Smile when your husband takes you out to dinner or gives you a nice back rub after a long day in the office. Smile at people you will never see again – as you do, you connect with them in a way that each of you will remember long after that moment is gone. When you give a smile away, the majority of the time you get one back as an added bonus.

9. Saying “I love you”

Everyone needs to hear these words, several times during our lifetime and they are especially poignant when we aren’t expecting them. Sometimes, saying these three small words can be difficult, but they carry so much power. Sharing them connects us to one another and allows our hearts to not only be heard, but treasured.

It is easy for us to take this phrase for granted as we rush through life as it becomes something more to do out of habit than something we believe in. But love is love. And saying the words, “I love you” to another human being shows us how to be our best selves. Some of us can be afraid to talk about how we feel to the people in our lives, but hearing these words never get old.

There you have it: 9 simple pleasures that make our life better. Ways that we can forget about all of the crazy things going on and the deadlines we are facing and instead think about the moments we really savor in our lives. Life is complicated enough as it is and a good chunk of change is inevitable. But when it comes down to it, there are so many great things out there that we dismiss every day.

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When the time comes and we look back on our lives, I hope your life is littered with these simple pleasures – let them serve as a reminder that life isn’t about large or expensive things, in fact, our greatest treasures come from the smallest of places. So let’s slow down enough to witness them, participate in them, and hold onto them as long as we can.

Featured photo credit: http://getrefe.tumblr.com/ via 66.media.tumblr.com

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Michelle A. Homme

Author, Speaker, Quote Writer, Empowerment Coach

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Last Updated on July 20, 2021

Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

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Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

Break Free of Your Finances

Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

Though it seems hard to believe, it is really very simple to get financial freedom.

To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

1. Stop Unnecessary Spending

We often spend money inwardly, instead of objectively.

For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

To stop this habitual spending, log down all your spending over the course of a month.

Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

2. Plan a Monthly Budget

This is a great opportunity to get serious.

Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

3. Cut-up Credit Cards

Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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If not, you may want to consider ridding your life of the burden that credit cards bring.

Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

4. Increase Savings

There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

It’s good practice to save up to 15% of your income.

Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

5. Invest Wisely

Consider investing in funds.

Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

6. Invest in Gold

There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

Another way to invest in gold is through ETFs (Exchange Traded Funds).

These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

7. Stash Emergency Funds

Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

Make it hard to get your cash.

Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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8. Find Fabulous Mentors

Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

9. Be Extra Patient

Patience is the key of financial success.

Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

Financial Freedom for All

Anyone can achieve financial freedom, regardless of their financial circumstance.

Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

Featured photo credit: rawpixel via unsplash.com

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Reference

[1] Hartford Gold Group: IRA Retirement Accounts

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