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25 Supermarket Tips for You to Check Out!

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25 Supermarket Tips for You to Check Out!

Have you ever found yourself walking out a supermarket with a lot of purchases and a larger bill then you originally intended? Ever wonder why sometimes the foods you have purchased do not taste fresh?

Check out the below tips before you go to the supermarket next time!

1. Filling Your Shopping Cart? No No NO!

shopping cart 2

    Did your eyes deceive you, or did your shopping cart just look bigger? The carts are actually getting bigger so that it can trick your mind to purchase just a little more to fill it up. Be mindful not to fill up your shopping cart. Try to use a basket or just carry what you need to purchase – straight to the cash register!

    2. Gotta Get A Cake? Order ahead!

    birthday cake

      Ever need to purchase a cake in a hurry? Try not to purchase on the day you need it, as the only cakes available are older and lack texture and taste. If you order ahead a few days earlier (or even on the phone), you can request them to make a fresh cake for the day you pick up.

      If you must purchase in a hurry, look at the dates of all the cakes and select the furthest date out from the ‘it is good until’. I promise you, the date with the furthest date out will be the freshest one there.

      3. Like to Hang Out at the Supermarket? Don’t Stay Too Long!

      clock

        Some people enjoy going to the supermarket and looking around at the variety of products available. However, they are available there for one reason – for YOU to purchase! As you stay longer at the store, you are bound to see something you want to try or something that provokes a past memory or desire, prompting you to make the purchase. You might say, ‘it’s on sale so why not purchase now’? Or think, ‘I sure would like to have some of those chips, or cookies, or drink again’. All of these excuses get you to purchase more as you stay longer at the supermarket.

        4. If It Is In the Circular Ad, It Must Be On Sale. – WRONG!

        sale tag

          The items in the circular ads are all nice and bright, nicely arranged, and made to capture your attention. Although many would think all the items on the circulars are on sale, that is incorrect. Many items that are advertised are at its usual full price, just placed in the circular to get your attention.

          5. Buying Fresh Bread? Take Off the Paper Bag!

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          bread

            Fresh bread looks fancier in a paper bag, but unfortunately it goes stale faster. If it goes stale faster, guess who will be making another round to the supermarket? You! What can be done? Slice it up and put it in a container or use a plastic bag to wrap it.

            6. Don’t Mind the Expiry Date on Food Items? Ask for A Discount!

            discount

              Have you ever seen products in the meat or bakery expiring the next 1 or 2 days and back away from purchasing? If you are going to eat it right away or don’t mind consuming something about to expire, ask for a discount. This will help the supermarket get rid of the item, and you get to save some money in the process! If the supermarket refuses, you lose nothing!

              7. Shop on Weekdays? Potential to Shop Less!

              weekday

                When the store is more crowded, some people may tend to psychologically shop more to ‘go along with the crowd’. It is similar to seeing a lot of people crowding around something, and you instinctively follow to see what is attracting so many people’s attention. Avoid shopping on weekends like the plague!

                8. Making a List to Go By? Don’t Stray Away From the List!

                check list

                  Want to be more practical? Make a list of items you need to purchase and stick to the list. Checking the list off as you go is helpful. If you would like to have a little fun, set a small challenge to finish your shopping in a certain amount of time.

                  9. ‘My, Those are Pretty Flowers and Pretty Cookies! Oh Yeah, It’s THAT Holiday!’ Stay Focused!

                  flowers

                    The floral and bakery sections are placed near the front entrance to attract shopper’s attention to purchase something. Perhaps it is to remind you that it is Valentine’s Day or some other commercial-driven holiday of the 365 days in our calendar year. Stay focused on what you need to get unless you really have the intention to get something from those sections.

                    10. It’s Sure Is A Long Way to Get Those Eggs and Milk! Get Your Priorities Straight!

                    eggs

                      The dairy and egg sections are generally in the back or sides of the supermarket. These essentials force you to walk back to these sections, hoping you will pass other aisles that may have products that just may also capture your attention to buy.

                      As these products are also refrigerated, it is also not likely you will shop around long after getting them. If these are the only things you need, make sure you get these items first.

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                      11. My, Those Look Like Fresh Fish On Ice! Check Out the Frozen Section for the Same Fish.

                      fish

                        Most fish are cleaned and frozen aboard the catching vessel. The fish in the supermarket may simply just be thawed, sliced, and placed for you to think it’s fresh fish when it’s the same as the fish fillets in the frozen aisle. Check the frozen aisles for the same tasting fish.

                        12. Want to Try Some Free Samples While Hungry? Go Shopping When You Are Full!

                        samples

                          Free samples don’t hurt, right? Anyway, it’s offered to you for free and anything free is good, right? Well, samples are there to get you to purchase the actual product. If you taste something you really like, you are more tempted to purchase it. But it is better to not taste, then taste and lose a few bucks! How can you help make sure that happens? Make sure you are full before visiting the supermarket. You are less likely to taste (and purchase) any foods when you are not hungry.

                          13. Got Kids? It’s Hard to Say No to Them, Right?

                          shelves

                            Generally products that target kids are placed on lower shelves so that it catches the attention of your kids. Once your kids begs you to buy, it’s difficult to look into their big, soft eyes and deny their request. If possible, try to shop when your kids are busy at school.

                            More expensive brand names are also more at eye level or easier to notice than cheaper, no-brand products. Be sure to look around before finalizing on something that is just easier to get.

                            14. Regularly Purchasing Something? Keep Your Receipts.

                            receipt

                              If you are regularly purchasing something and consuming it regularly, it may help you save some money. You can keep track of the prices of items you purchased before at the same place or other places. You can compare whether a product is on sale or whether one store sells it cheaper than others.

                              15. End of the Aisles Are Bargains? Not Necessarily!

                              sale

                                The products placed on the end of the aisles may not necessarily be bargains. They are certainly there to capture your attention, but the prices may not always be a bargain.Try to compare prices before you shop in order to see whether it is indeed a bargain deal.

                                16. Waiting in Line to Check Out? Try Using the Time to Think ‘Do I Really Need That Item‘?

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                                shopping cart 1

                                  The longer you stand in line, the possibility of you dropping products off is higher. As you wait in line, don’t think about what else you need to buy, think about what you don’t really need.

                                  The sales associate will likely be peeved at you for dropping things off on nearby shelves at the checkout sections making it look messy and unorganized and of course messing the inventory up. Everyone is guilty in at least doing this once in their lives. Perhaps it is better if we decide not to purchase something to give it back to the cashier so at least they are aware that they have inventory that’s not in the correct location.

                                  17. Name Brands or Generic? Go the Generic Route!

                                  klauandlauf-22186-m

                                    Like medicine, go for the generic brands for the food products as well. They taste the same as the brand names and cost much cheaper! It does not hurt to at least try once to see whether generic is acceptable or not as per your standards.

                                    18. The Candy is Calling Out For You! So is the Gum! Impulse Buy? Don’t Fall For It!

                                    gummies

                                      Bored and waiting in line, maybe some chocolate, candy, gummy bears, or a new type of gum is drawing your attention? All of these are impulse buys designed to torment you as you wait in line to purchase the things you actually need. Use the self-check out line instead!

                                      19. Can Coupons Save You Money? Not Necessarily.

                                      sale-tag-1072725-m

                                        Most coupons are only valid if you purchase more volume. How annoying are the coupons that say buy three boxes and get 50 cents off of the whole purchase? Now, is it really worth it? Other coupons are made to entice you to purchase a product. Some consumers would say coupons are all a waste of time.

                                        20. Need Produce? Buy Fruits and Vegetables When They’re In Season.

                                        produce 1

                                          Fresh fruits and vegetables are cheaper when in season due to bulk availability. Do some research to see when certain fruits and vegetables are in season and try purchasing them during those times (or eat dishes related to specific veggie or fruits). You may be able to save some money in the process.

                                          21. It’s ‘Natural’ So It Must Be Organic? Do Not Assume It’s Organic!

                                          organic

                                            Products with labels that say ‘natural’ may not be entirely organic. It is best to check the ingredients list before assuming it is organic. In addition, even if you go to the organic brand store, not everything inside is organic. If it does not say organic and says conventionally grown, then it is not organic. Research is key. Do not go in and purchase blindly assuming you are purchasing fully organic products.

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                                            22. Those Prepared Foods Look So Good. Do They Use Fresh Ingredients?

                                            pizza

                                              Sometimes supermarkets like to reuse produce that doesn’t sell in time to cook or make prepared foods for customers. Although the dishes look tasty, it may not as fresh as you think when you do eat it. Some pizzas are from the same frozen pizzas in the frozen aisle!

                                              23. The Cheese and Deli Section Seems More Unique and Fresh. Is it really?

                                              cheese

                                                Try checking out the pre-packaged section to see whether they have the same type of cheese available. It is likely more cheaper than the cheese you ask to be sliced. Pre-packaged foods generally taste the same as the products in the cheese section. Cheese from the cheese section may also be more exposed and likely to have multiple people touching it.

                                                24. Worried About What’s In Your Ground Meat? Ask the Butcher to Grind A Fresh Piece.

                                                OLYMPUS DIGITAL CAMERA

                                                  If you buy a fresh piece of roast and ask the butcher to cut it up for you, then you don’t have to worry about what’s in your meat. Contamination is also lower as it is meat from one cow. (In my personal opinion, it is best not to eat red meat at all!)

                                                  25. Who Cleans the Produce After Someone Touches It? How About Shopping Carts? The Answer is You!

                                                  cleaning

                                                    In a supermarket, lots of people likely have touched your fruits and vegetables before you even got your hands on them. It’s a public place with lots of people passing through, which means lots of germs pass through as well. Some products get dropped on the floor, kicked around, and then put back up on the shelves for sale. Be sure to wash your fruits and vegetables thoroughly before you consume them.

                                                    Having started this list with a shopping cart tip, lets end it with another shopping cart tip. The shopping carts are never cleaned by anyone. It may look decent and clean, but it’s been handled by lots of people and touched by lots of babies, kids, and possibly sick adults. If sanitizing wipes are available, at least clean the handles.

                                                    Featured photo credit: Stokpic.com via stokpic.com

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                                                    Last Updated on July 20, 2021

                                                    Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

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                                                    Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

                                                    Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

                                                    Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

                                                    Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

                                                    In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

                                                    Break Free of Your Finances

                                                    Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

                                                    When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

                                                    Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

                                                    Though it seems hard to believe, it is really very simple to get financial freedom.

                                                    To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

                                                    While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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                                                    Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

                                                    1. Stop Unnecessary Spending

                                                    We often spend money inwardly, instead of objectively.

                                                    For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

                                                    To stop this habitual spending, log down all your spending over the course of a month.

                                                    Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

                                                    This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

                                                    2. Plan a Monthly Budget

                                                    This is a great opportunity to get serious.

                                                    Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

                                                    Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

                                                    3. Cut-up Credit Cards

                                                    Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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                                                    If not, you may want to consider ridding your life of the burden that credit cards bring.

                                                    Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

                                                    Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

                                                    4. Increase Savings

                                                    There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

                                                    It’s good practice to save up to 15% of your income.

                                                    Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

                                                    Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

                                                    5. Invest Wisely

                                                    Consider investing in funds.

                                                    Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

                                                    To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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                                                    Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

                                                    6. Invest in Gold

                                                    There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

                                                    You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

                                                    Another way to invest in gold is through ETFs (Exchange Traded Funds).

                                                    These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

                                                    With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

                                                    7. Stash Emergency Funds

                                                    Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

                                                    If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

                                                    Make it hard to get your cash.

                                                    Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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                                                    8. Find Fabulous Mentors

                                                    Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

                                                    If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

                                                    There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

                                                    9. Be Extra Patient

                                                    Patience is the key of financial success.

                                                    Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

                                                    So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

                                                    Financial Freedom for All

                                                    Anyone can achieve financial freedom, regardless of their financial circumstance.

                                                    Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

                                                    Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

                                                    Featured photo credit: rawpixel via unsplash.com

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                                                    Reference

                                                    [1] Hartford Gold Group: IRA Retirement Accounts

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