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Save Money For This Year’s Halloween In 10 Ways Most People Don’t Know

Save Money For This Year’s Halloween In 10 Ways Most People Don’t Know

Halloween saving is frighteningly easy with these cost-cutting and saving tips. From costumes to candy to a great deal more there are all kinds of ways to have a great Halloween without spending a lot of dough.

1. Costumes

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    A great imagination is all that is required when scaring up costumes for kids or adults. Try a thrift store or better yet go through closets for out dated clothes that can later be donated. You don’t necessarily have to stay away from the popular costumes in order to have a great time. After all, eyeliner, a skull cap and a pork pie hat are all that would’ve been needed in 2013 to become ‘Breaking Bad’s’ Walter White.

    2. Home Decorations

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      Cardboard makes for great tombstones for the front yard.Cut into tombstone shape, use a magic marker to note monsters who’ve gone on to their eternal rest. Or use “Ima Goner” or “Ill B Bac,” Cut eyes into toilet paper rolls. Stick a glow wand in the tube and place the ‘eyes’ into bushes. Stash leaves into pumpkin decorated trash bags. Scare up more fun with balloons covered in old sheets and hanging from trees.

      3. Candy

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        If you’re staying at home to treat the treaters, save by purchasing hard candy. Take care to not overestimate the number of treaters at your door. It’s easy to get caught up in the sugary excitement and spend to much. Don’t worry about complaints with the hard candy win. Most kids don’t care as long as something yummy hits their bag. Of course, you’ll save if you have little ones and will be out in the neighborhood. Don’t forget to turn off your light.

        4. Activities

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          Scare up family and friends for a frightfully good time with a potluck dinner. Have a pumpkin carving or stenciling contest. Another fun activity is to bob for apples. You decide whether to have guests come costumed or not. Although a costume judging contest would also be fun. Make a scary maze by attaching cardboard boxes together.

          5. Make Your Pumpkin Last Longer

          pumpkin

            Once the pumpkin is gutted, clean out the insides with bleach and water. Let dry completely before carving. Spread petroleum jelly on the carved parts of the pumpkin. This should make the pumpkin last through October. Another tip is to not set the pumpkin directly on concrete. Instead, place paper between the pumpkin and the concrete.

            6. Scary Scarecrow

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            scarecrow

              Before carting off clothes to the thrift shop, stuff old newspapers into them to build a scarecrow. Use a pumpkin for the head or an over sized hat. Stuff a pair of garden gloves, if your scarecrow needs hands. Use an old pair of tennies or boots for feet. Your scarecrow can be made sitting or standing. The scarecrow can be a funny or scary addition, depending on your taste. The kids will love the project and you won’t have broken the bank with the addition to your yard.

              7. DIY Indoor Decorations

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                Create a spookier look by draping furniture in old, white sheets. Stretch cheese cloth across a mirror to look like a spider web. Pick up some scary spiders at the store to add to the effect.

                8. Halloween Curtains

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                curtains

                  Make scary curtains by cutting ribbons from trash bags or by hanging and tying back black trash bags. The effect indoors or outdoors is spooky and is bound to cause second looks.

                  9. Halloween Trees

                  halloween-trees

                    An example can be seen on the far right of the picture. Use modeling clay that can be baked in the oven to create eyes, nose, and mouth. To attach use reusable putty or double sided tape to attach the whimsical faces.

                    10. Giant Spiders

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                      Stuff nine large trash bags with newspaper, leaves or packing material. Tie off the body to segregate the head. Section the legs in the same way. Add paper fangs and scary eyes to finish off the creature. Tie close to a tree so the monster looks like it’s getting ready to crawl.

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                      Last Updated on March 29, 2021

                      Life Insurance: A Secure Way To Protect Your Future.

                      Life Insurance: A Secure Way To Protect Your Future.

                      Life is a journey full of ups and downs. No one can actually predict what might happen the next moment; there are times where the happiest moments do not even take a second to turn into the gravest. Planning for your future can help you face such unwelcomed but irrepressible situations with much ease. We all want to make every memorable event of our life more special and to cherish all those moments happily and worry less, you must financially plan your future. But no one has control over life and death. Who would wish to see his family suffer in his absence? Insurance hands over the financial jeopardy of life’s happenings to an insurance company.

                      Importance of getting a life insurance

                      No one has control over life and death. Nobody would like to see their family suffering in an absence, and that’s why many people recommend life insurance. A life insurance plan is one of the best ways to secure the future of your family, even against those financial troubles after an untimely demise. These plans are safe and credible, and you could trust them for your family’s better future.

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                      On the other hand, a life insurance policy is a contract between a company (insurance provider) and policyholder in which the insurance provider ensures to pay a certain amount of money to the nominated beneficiary in case of the policyholder’s death during the term of the agreement. There are different types of insurance plans, and it is important for you to know the benefits of those plans such as a funeral, medical or some life expenses provided they are mentioned in the agreement.

                      Choosing the right insurance plan

                      If you’re about to select an insurance plan, you should consider some important factors:

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                      • The time at which you start investing in a program and the number of family members you want to get insured. Obviously, a married man with two children has different needs compared to a single one. The number of persons who are dependent on an individual also varies from person to person.
                      • The next thing you need to consider is you and your family needs. What are your child’s dream, your retirement plans, for how long would your dependents need financial support, any personal injury, etc. And do not forget those events or situations that will surely demand a huge sum of money.
                      • The next thing one must consider is your current income. You should preferably choose a plan which you can afford.

                      Now you must be having a pretty clear idea of how to choose the best plan for you. Further, you should also compare various plans offered by different companies and numerous sites available online that help will you to compare them.

                      Differences between life insurance plans

                      Here’s a short brief of some plan categories you can choose according to your needs:

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                      • Term Insurance Plan – You have to pay once, and your nominee gets the paid money under your misfortune demise. It ensures a person for a fixed time. If you survive the policy period, you do not get your premiums back.
                      • Whole Life Policy – This plan continues for your lifetime. Under this, the policyholder has to pay regular premiums, until their death.
                      • Endowment Policy –  In case the individual dies during the tenure, the beneficiary gets the amount assured. If the person survives the policy tenure, they gets back the premiums paid with other investment returns along with several other benefits.
                      • Money Back Policy – In this a portion of the money invested is returned to the investor at regular intervals. If you survive the insurance term you get the entire amount back; else the beneficiary receives the entire sum assured.
                      • ULIPs – These are the life insurance plans that offer you future security plus wealth creation options.

                      Many people do not opt for whole life policy and endowment policy because of the high amount of money you need to pay, while others may prefer to opt for these if they have a high life expectancy. Surely you will find the best one for you.

                      So what are you waiting for? Plan for your future and live a happier and carefree life today.

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                      Featured photo credit: aryehsampson.com via aryehsampson.com

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