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Here’s What To Do When A Spender And Saver Marry

Here’s What To Do When A Spender And Saver Marry

I’m a big saver; always have been, always will be. It’s how I was raised, it’s how I was able to be unemployed for six months and travel continuously, then come back to my hometown and buy a house. My fiance got out of the service and had to start from the ground up. In a way, it was nice that he had to start from scratch because my money mindset influenced him greatly – I’m not being big-headed, he’s said this himself, along with a thank you! After being steadily employed for six months, he’s now started putting money away in a savings account as well as helping out with household bills and prepping for our upcoming baby! I’m immensely proud of him and can tell he’s proud of himself, but it wasn’t an easy road getting to this point… Here are some tips on what you can do when a spender and saver marry.

First, we had to set budgets.

I was handling a bunch of bills on my own, but after my fiance moved in, we split everything. That means we both had to budget for shared expenses like the house payment, groceries, utilities, and surprise household purchases that pop up. We each had to think of what we needed, like paying our cell phone bills, car insurance, and gas. You’d think that splitting bills would mean there’s even more money to spend on fun and entertainment, but that wasn’t the case!

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We were also paying for a midwife and all the things that a new baby will need, while putting aside money for savings. That means we had to think long and hard about what we “needed” outside of the real necessities. We love just being together, so going out wasn’t something we felt we needed to spend money on. Every once in awhile we’d splurge at the grocery store to make a gourmet meal at home, but that was basically it.

We borrow library books and movies instead of buying them new, go for walks around the neighborhood instead of window shopping in a mall, and shop at thrift stores for the things we need. You’ll find that, if you really think about it, you don’t truly need much – society and expendable income just make you think you do.

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Secondly, we rewarded our progress.

It may make me sound big-headed and condescending, but it’s not meant to – every time my fiance puts money in his savings account or makes a smart spending choice, I praise him. I do it genuinely, not sarcastically, because I’m so proud of how far he’s come so quickly. I know how hard it is to change your mindset on something as serious as money, and I love that he’s putting away savings for himself and our family.

We also reward ourselves every month or so by doing something fun, if we’ve kept our bills down and already put something aside. Like I said above, we splurge with nice food from the grocery and enjoy a good meal together. Sometimes we’ll buy fun art supplies and make something together, because we get to spend that time together and then have something gorgeous to display in our home. After we got our tax refund, we splurged on a luxurious trip, since we’re usually such homebodies. You have to be careful with rewards because it’s so easy to overspend, so make sure you’re still keeping a budget even for the fun side of things!

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We continuously set purchase goals.

As homeowners, we have unexpected major expenses. We had to get a new refrigerator a couple months ago, and we’re not entirely sure how much longer our rickety old washer and dryer will hold out. We’re both healthy and don’t require much medically, but we know with a new baby, we’re going to have some medical expenses we haven’t thought of. We’ve been putting money into savings to have “just in case”, but we also realize that this money might have to be used for more boring – uh, I mean practical – expenses. We keep an eye on the numbers in our savings accounts and make sure we have enough to buy what we might need, without splurging on the coolest washer and dryer (is there such thing??) and blowing too much money.

Featured photo credit: 401(K) 2012 via flickr.com

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Last Updated on February 11, 2021

Want to Get Free Product Samples Like Bloggers and Beauty Gurus Do? Read This.

Want to Get Free Product Samples Like Bloggers and Beauty Gurus Do? Read This.

Imagine receiving a regular supply of free samples through your letterbox?

These free samples by mail could include things such as cleaning products, cosmetics and packaged food.

Free samples are a great way to try out some of the latest products. One week you may have a new toothpaste to try – the next week you may be snacking on a delicious chocolate cookie sample.

As the saying goes, variety is the spice of life. And by requesting free samples by mail (I’ll show you how shortly), you’ll have not just variety – but fun too!

Tell Me More About Getting Free Samples Sent to My Door!

So, it looks like I’ve caught your interest. That’s great news!

Just before I introduce you to 10 places where you can get free samples by mail, let me clarify a couple of things.

Firstly, all the places I’ll talk about are currently active in sending out free samples to consumers. (In other words, no links to out-of-date or dead pages!)

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Secondly, location is key. If you live in North America, then you’ll have a wide selection of places to sign up to. In other locations (for example, Africa, Asia and Europe), you’ll have fewer choices – but free samples by mail are still a possibility.

Lastly, to whet your appetite for the freebies, here’s a short list of product examples:

  • Pet food.
  • Beauty products.
  • T-shirts.
  • Greeting cards.
  • Wallets.
  • Snack bars.
  • Vitamins.

Free Samples by Mail… Tell Me Where to Get Them!

It’s now time to share my recommendations for the best sites to claim free samples from.

Let’s start with…

#1 SampleSource

    This company sends out boxes of 6-12 free samples about four times a year. Products include baby wipes, cereals and tissues. Register with SampleSource to be notified of the availability of their free samples. (Canada and U.S. only.)

    #2 Influenster

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      As their name suggests, Influenster wants to send free samples to you in exchange for you sharing about the products on your social media accounts. Once you’ve become a member (join for free!), they’ll send you a box of free goodies every few months. The more you share pictures and reviews of the products – the more free samples they’ll send you! (All major territories.)

      #3 PINCHme

        This organization will send you free samples in the hope that you’ll then go out and buy the equivalent full-size products. To receive regular boxes of free food, drink and cosmetic samples (and sometimes coupons), then sign up and create your profile. (U.S. only.)

        #4 House Party

          Thinking of throwing a house party? If yes, then be sure to sign up with this company. They’ll send you a box of ‘themed’ products and services that you can hand out at your party. Register with House Party. Wait for the fun freebies to be mailed to you. And then start sending out your party invites! (Worldwide.)

          #5 YoFreeSamples

            This site is a great resource for a whole host of free samples that can be mailed directly to your door (with no survey requirements!). You’ll find anything from books to perfume, with new offers listed daily. Head over to their site to see what’s currently available. (Mostly U.S., with occasional offers for other countries.)

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            #6 Magic Freebies

              The U.K.’s most popular freebie site. Register for their email newsletter, and they’ll send you a daily email with eight free sample offers. These include products such as disposable razors, dog bowls, and even fake tan! So, what are you waiting for? (U.K. only.)

              #7 SweetFreeStuff

                Since 2002, this simple site has been linking to the best free sample offers currently available. To get started, sign up to their daily email newsletter, which contains links to the latest offers. As well as free samples, SweetFreeStuff also gives information on coupons and deals. (Worldwide.)

                #8 Sample A Day

                  Would you like to receive a notification of a new free sample every day? Well, that’s the promise from this site. They claim to thoroughly research all offers, ensuring there are no catches or hidden surveys! From baby products to socks, this site is sure to have something for you. Registration is super-easy. Simply enter your email address. (Australia, Canada, U.K. and U.S. only.)

                  #9 Pretty Thrifty

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                    This site specializes in free beauty products, but also lets you claim free samples such as energy drinks, snack bars, and even magazine subscriptions. Pretty Thrifty has more than 85,000 followers on social media, so clearly knows how to attract free sample hunters. One thing that makes Pretty Thrifty stand out from most of their competitors, is that their email newsletter is available in daily, weekly and monthly formats. (Mostly U.S., with occasional offers for other countries.)

                    #10 CrazyFree

                      My final tip for getting the best free samples by mail, is Australian company CrazyFree. Their funky website offers big brand free sample offers, which currently include items such as Dolce & Gabbana perfume, Coke Zero, and Happy Dog pet food. To claim the offers, select the free samples you would like, and then complete their registration form. (Australia, U.K. and U.S. only.)

                      Receiving regular free samples by mail is a fabulous way of testing out the latest products on the market (and some that aren’t even on the market yet!)

                      You’ll impress your friends and family with all the free stuff you’ll be receiving. And take it from me… it’s a fun, free and rewarding hobby.

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