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25 Cheap And Inspirational Projects For Kids That Will Stimulate Their Creativity And Enhance Their Knowledge

25 Cheap And Inspirational Projects For Kids That Will Stimulate Their Creativity And Enhance Their Knowledge

Cheap and inspirational projects for kids is all about the fun you will have. Kids need to be taught the value of creative thinking. Creative thinking in children leads to critical thinking in adults. And is an important skill that should be cultivated.

1. Color Changing Squirty Chalk

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    Color changing squirty chalk is fun for kids on a couple of levels. kids get to watch as a liquid mystifyingly becomes a dry solid. They also get to be very artistic and playful. Encourage children to mix the three basic colors to ‘magically’ make other colors appear.

    2. Fizzy Ice Science

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      Fizzy Ice Science is an exceptional experiment even for the little ones. The crystals can be colored with food coloring. Kids can help by mixing the ingredients and watching the chemical reactions.

      3. Bottle Rocket

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        Making a bottle rocket is always fun and very educational for kids. Kids get a hands-on lesson in physics, as well as learning the elements of what makes a bottle rocket move. This bottle rocket uses water and air to take off.

        4. Make Your Own Snow

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          Children will delight in their ability to make snow year round. Only two every day household products combined make this experiment possible. Put together and let the fun begin. The snow is surprisingly, naturally cold.

          5. Sand Volcano

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            A sand volcano can teach both chemical reactions and geology. The volcano can be built indoors, in a sandbox, or at the beach. In any case, kids will have fun and learn at the same time.

            6. Scavenger Hunt

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              A scavenger hunt can be held either indoors or outdoors. An indoor scavenger hunt might concentrate on sensory, such as finding rough or smooth items. While an outdoor scavenger hunt might consist of finding things in nature, such as, certain leaves.

              7. Bouncing Bubbles

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                 Bouncing bubbles are a great project either for in or outdoors. Kids will love watching and blowing these unique bubbles.

                8. Chalk Rockets

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                  These chalk rockets are explosively good fun. Everyday products are used to create the necessary chain of chemical reactions.

                  9. Potion Lab

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                    Every kid should have a potion lab to play around in. Kids can mix food coloring with water or mix baking soda with vinegar for some chemical reactions. Children should wear eye protection gear.

                    10. Squirt Gun Science

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                      Squirt gun science involves the chemical bubbling reaction from vinegar and baking soda. The surprise for the child was the color dots mom had left under the baking soda. Eye protection goggles are a good idea for this experiment.

                      11. Grow Grass Heads

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                        Growing grass heads is a fairly simple (but very messy) experiment for kids. They will love watching their miniature creations sprout green hair.

                        12. Create Rain Clouds

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                          Rain clouds are fun and easy to make. In addition they become more educational when the children ‘fill’ the clouds with ‘rain’. It’s a great time to teach the kids about weather.

                          13. Geyser Experiment

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                            Create a geyser simply with cola and some mentos. It does not matter what flavor the mentos are. Just drop some in and watch the fun.

                            14. Beans In A Bag

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                              Children will delight in this experiment. The author said that in some cases the beans did not grow. However, even the beans that did not grow, resulted in discussions about why some grew while others did not.

                              15. Balance Beam

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                              basic-balance-beam-for-toddlers

                                The balance beam can be in or outdoors.Use masking tape or long wooden blocks when indoors. Long wooden blocks can also be used outdoors. The balance beam strengthens leg muscles and improves balance.

                                16. No Soil Planting

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                                  Place damp paper towels in baking pans for this experiment. Plant seeds in rows and gently lay a plastic bag on top of all. Put in a sunny spot and watch the fun.

                                  17. Sticky Paper Trace

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                                    Stenciling prepares children for the task of writing later own. This project uses the sticky side of contact paper to keep the stencils from sliding.

                                    18. Liquid Sand

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                                      Liquid sand provides hours of fun and is surprisingly easy to make. Kids can indulge for hours with under water sand castles and far more.

                                      19. Lava Lamp

                                      http://www.growingajeweledrose.com/2014/02/how-to-make-lava-lamp.html

                                        Making a lava lamp is easy and kids will love the results. Preschoolers will especially love watching and mixing the ingredients together.

                                        20. Ice Volcano

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                                           Ice volcanoes will keep little hands busy for hours. The use of droppers helps develop fine motor skills.

                                          21. Elephant’s Toothpaste

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                                            Elephant’s toothpaste is an experiment in catalysts that older kids will enjoy. The catalyst speeds up the experiment and also gives off heat during the experiment.

                                            22. Regrowing Vegetables Experiment

                                            Regrowing-Celery

                                              This experiment shows how celery can be regrown from the root. The experiment is extremely easy to do. Just set the root in water and a sunny location to watch it grow.

                                              23. Pencil And Baggy Experiment

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                                                This experiment surprised me and the kids really loved it. Before starting ask the children what they think will happen and then record what actually happens.

                                                24. Color Changing Milk

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                                                  This experiment is sure to bring a lot of oohs and ahhs. The resulting color explosion is quite beautiful.

                                                  25. Water Bottle Fountain

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                                                    The water bottle fountain shows that air takes space even though it can’t be seen. Kids up to 12 years of age will get a kick out of this experiment.

                                                     

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                                                    Last Updated on January 2, 2019

                                                    How Personal Finance Software Helps You Get More Out of Your Money

                                                    How Personal Finance Software Helps You Get More Out of Your Money

                                                    Do you know what mental health experts point to as the biggest cause of stress in the United States today? If you said “money,” then ding, ding, we have a winner!

                                                    Three out of four adults today report feeling stressed out about money at least part of the time. People are either worried about not having enough money or whether they’re putting the money they do have to use in the best possible way.

                                                    Your money is either in charge of you or you’re in charge of it, there’s no middle ground. Using some type of personal finance software can help alleviate some of that money stress and better allow you to manage your money effectively. Without it, you may just be setting yourself up for constant financial worry. Life is already tough enough and there’s no need to make it more difficult by simply hoping your money issues will all work out in your favor. Hint: they won’t.

                                                    This guide will help you to understand how personal finance software can better assist with both accomplishing long term financial goals and managing day-to-day aspects of life.

                                                    Whether it’s tracking the savings plan for your child’s college fund or making sure you won’t be in the red with the month’s grocery budget, personal finance software keeps all this information in one convenient place.

                                                    What Exactly is Personal Finance Software?

                                                    Think of it like the dashboard in your car. You have a speedometer to tell you how fast you’re going, an odometer to tell you how far you’ve traveled, and then other gauges to tell you things like how much gas is in the tank and your engine temperature. Personal finance software is essentially the same thing for your money.

                                                    When you install this software on your computer, tablet, or smartphone, it helps to track your money — how much is going in, how much is going out, and its growth. Most personal finance software programs will display your budget, spending, investments, bills, savings accounts, and even retirement plans, levels of debt, and credit score.

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                                                    How It Leads to Financial Improvement

                                                    It shouldn’t come as a surprise, but people who regularly monitor their finances end up wealthier than those who don’t. When you were a kid, keeping track of all of your money in a porcelain piggy bank was pretty easy. As we get older, though, our money becomes spread out across things like car payments, mortgages, retirement funds, taxes, and other investments and debts. All of these things make keeping track of our money a lot more complicated.

                                                    Some types of personal finance software can help make things a little less complicated, setting you up to meet financial goals and taking away some of the stress associated with money.

                                                    Even if you already have a Certified Financial Planner (CFP) some type of personal finance software can be of great benefit. Whereas CFPs focus on the big picture of your money, they don’t handle the day-to-day aspects that determine your overall financial health.

                                                    It’s also not nearly as complicated as you might think and can take out a lot of the tedium that comes with doing everything on an Excel spreadsheet or with a pad and pencil.

                                                    Types of Personal Finance Software

                                                    When it comes to personal finance software, it generally fits into two categories: tax preparation and money management.

                                                    Tax preparation software such as Turbo Tax and H&R Block’s software can help with everything from filing income taxes to IRS rules and regulations and even estate plans. Plus, there’s the benefit of filing online and getting your refund check a lot faster than if you were to mail off your forms after waiting in line at the post office.

                                                    For the purpose of this article, however, will be focusing more on the personal finance software that aids with money management.

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                                                    Money management personal finance software will help you to see the health of your cash flow, pay down debt, forecast for expenses and savings, track investments, pay bills, and do a host of other things that 30 years ago would have practically required a team of accountants.

                                                    When to Use Personal Finance Software

                                                    So far we’ve gone over what exactly personal finance software is and how it can be a benefit to your money. The next logical step in this whole equation is determining when it should be used and how is the best way to go about getting started using it.

                                                    Below are four of the most common and practical ways to use personal finance software. If all or any of these apply to you and your money, then downloading some type of personal finance software is going to be a smart move.

                                                    1. You Have Multiple Accounts

                                                    There’s a good chance that when it comes to your money, it’s in more than one place. Sure, you probably have a checking account, but you may also have a savings account, money market account, and retirement accounts such as an IRA or 401k.

                                                    If you’re like the average American, you probably have two to three credit cards as well. Fifty percent of Americans also don’t have loyalty to just one bank and spread their money across multiple banks.

                                                    Rather than spending hours typing in every detail of every account you have into a spreadsheet, many programs allow you to easily import your account information. This will help to eliminate any mistakes and give you a bird’s eye view of everything at once.

                                                    2. You Want to Automate Some or All of Your Payments

                                                    Please don’t say that you’re still writing out paper checks and dropping each bill in the mailbox. While it’s noble that you’re doing your part to keep postal workers employed, we’re 18 years into the 21st century and you can literally pay every bill online now.

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                                                    There’s no need to log into every account you have and type in your routing number either.

                                                    With personal finance software you can schedule automatic payments and transfers between all of your imported accounts. Automatic transfers will help to make sure you have the necessary funds in the right account to ensure all bills are paid on the appropriate date. Late fees are annoying and do nothing but cost you money. It’s time that you said goodbye to them once and for all.

                                                    3. You Need to Streamline Your Budget

                                                    Perhaps the best feature of personal finance software is that it allows you track everything going in and out of your virtual wallet.

                                                    Nearly every brand of personal finance software out there has easy-to-read graphs and charts that allow you track every cent you spend or earn, should you choose. You might be pretty amazed when you see just how much you spent on eating out last month or if you splurged a little more than you should have on Christmas gifts last year.

                                                    Every successful business on the planet has a budget and using personal finance software can help you trim the fat on your spending in ways that affect your everyday life.

                                                    4. You Have Specific Goals to Meet

                                                    Maybe it’s paying off debt or saving for up something like a European vacation. Whatever your financial goal is, whether it’s long-term or short-term, personal finance software programs are one of the savviest ways to go about reaching those goals.

                                                    You can do everything from set spending alerts to notify you when you’re over budget to automating what percentage of your paycheck goes to things like retirement investments. The personal finance software that you choose should show you exactly how close you are to hitting those goals at any given time.

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                                                    How to Get Started

                                                    From AceMoney to Mint and Quicken, there ’s no shortage of personal finance software apps out there. Many of these programs are free to download and will allow you to pay bills, invest, monitor your net worth and credit profile, and even get a loan with the swipe of a finger.

                                                    Other programs may only offer you limited services and will require a one-time fee or subscription to unlock all that they offer. These fees can often vary from as little as two dollars to 50 bucks a month.

                                                    It’s best to start off with the free version and then gauge whether you’re able to accomplish everything you’d like or if it’s worth exploring one of the paid options. Often times the subscription programs come with assistance from financial planning and investment experts — so that can be a real benefit.

                                                    When deciding which personal finance software program to use, it’s also important to look at how many accounts you wish to monitor. Certain programs limit the number of accounts you can add. Be sure that if you have checking, credit card, and investment accounts to monitor, that you choose a service that can monitor them all.

                                                    Finally, when looking around for the right personal finance software that meets your needs, make sure that you’re comfortable with the program’s interface. It shouldn’t be expected that you recognize every single feature instantly, but if the features don’t seem readable and manageable to you, then you’re not as likely to use it and get the full benefits.

                                                    Final Thoughts

                                                    Personal finance software can go a long way in helping you to take control of your money and meeting your financial goals. It’s important to note, however, that some focus more on budgeting and expense tracking while others prioritize investing portfolios and income taxes. Explore several different programs and read reviews to find the one that’s right for you.

                                                    In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.

                                                    Featured photo credit: rawpixel via unsplash.com

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