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16 Highly Recommended Budget And Chic Online Fashion Stores You Should Bookmark

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16 Highly Recommended Budget And Chic Online Fashion Stores You Should Bookmark

Shopping for clothes online is fun, but being faced with thousands of online stores to choose from can be overwhelming, and coming across beautiful yet expensive items can be discouraging. It helps to have a list of highly recommended, chic budget-friendly online stores that offer great deals and allow you to stay within your financial limits. These sixteen online fashion stores offer a variety of stylish, attractive choices for all of your clothing and accessory needs at very affordable prices.

1. 10DollarMall

10DollarMall Cheap Shoes and Clothes

    10DollarMall offers fun, stylish shoes, clothing and accessories for teens and children, and everything is $9.99 or less. Whether you’re looking for dresses, jeans, shorts, tops, swimsuits, sandals, purses, scarves or something else, you’re bound to find it for a cheap price at 10DollarMall, the perfect place to stock up on basics and stylish pieces for the school year or summer.

    2. ASOS

    The hottest brands and accessories

      ASOS is your style destination if you are looking for a place where you can shop the hottest brands of men’s and women’s clothing and accessories at a great value. Pick your favorite brand from their handy alphabetized list, or even shop from ASOS’ own exclusive line. Searching for exactly what you want is easy because you can refine your search by clothing color, style, length, size, price range, or brand. Shop the sale section for the best deals, and don’t forget to use promo code GAME10 to get an extra 10% off sale prices. You’ll even get free shipping on orders that are $25.00 or more.

      3. Bella Ella Boutique

      Fashionable boutique out of Utah

        Bella Ella Boutique, based out of Utah, is the perfect place to find tasteful, feminine women’s clothing and accessories at prices you will love. Bella Ella Boutique’s fun, colorful clothing provides options for every season and occasion, so you can feel gorgeous and put together wherever you go.
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        4. Bluefly
        Bluefly offers ffordable fashionable

          Bluefly offers the most fashionable trends and designer brands at the best prices. With tons of markdowns to fit any budget, you can find the best clothing and accessories for men, women and kids. Whether you’re shopping for yourself or someone else, Bluefly has everything you need. There is a complimentary personal shopper service available over the phone or through live chat.

          5. Foreign Exchange
          Foreign Exchange is a new clothing company with a mission

            Foreign Exchange is a new clothing company with a mission: to represent worldwide cultures through men’s and women’s clothing and accessories. Designers from all around the world contribute to Foreign Exchange’s collection, ensuring every individual will find something perfect for their own unique style. From the office over a night out to the beach, Foreign Exchange will take you anywhere you want to go at prices just right for you.

            6. GoJane
            Trendy clothing for women

              GoJane is dedicated to finding the hottest styles for trendy young women who are looking for fashionably fun clothing and accessories while on a budget. GoJane dresses are sure to turn heads in vibrant colors and patterns, and shoe fanatics will love GoJane’s extensive footwear collection.

              7. H&M

              H&M is one of the largest international clothing retailers

                H&M is an international retailer of men’s, women’s and children’s clothing and accessories, with thousands of stores around the world and a dedication to sustainable fashion for the best value. From the hottest trends to the most essential basics, H&M can meet the needs of every wardrobe. H&M’s maternity line helps expecting mothers feel fashionable and chic, and families can find stylish yet durable outfits for babies to children of all ages
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                8. JCPenney

                Women's clothing for all shapes and sizes

                  JCPenney has been serving the clothing and accessory needs of men, women, juniors, children and babies for more than 100 years. Today, you can still find all the clothing essentials at a great value for every shape and size. Women’s clothing is available in petite, tall, plus size and maternity categories, and men’s clothing is available in young men, big and tall categories. Women love the huge selection of business casual shirts and blouses that offer a flattering and comfortable fit. You can pick up your order at a JCPenney store near you with free shipping to stores with an order over $25.00, or free shipping to your home or office for orders over $99.00.

                  9. ModCloth
                  ModCloth specializes in vintage-inspired clothing and accessories

                    ModCloth specializes in vintage-inspired clothing and accessories for juniors and women. From their carefully tailored, sophisticated dresses to their unique, whimsical graphic tees, ModCloth shows incredible attention to detail with every item available. Many product listings include customers wearing the cloth or even videos of a model wearing it with audio commentary on item details and suggestions of complementary pieces.

                    10. ModDeals

                    New budget online store

                      ModDeals is a new online store run by experts who search far and wide for the best junior’s fashions and offer items at prices up to 70% off their retail value. You can grab gorgeous dresses for as low as $10.00 each, or stylish cardigans for a steal at $7.50. You can stock up on $5.00 basics and hip $10.00 handbags, too. ModDeals is ready to meet every occasion with quality products at unbeatable prices.

                      11. Papaya Clothing
                      Papaya offers juniors a reasonable and fashionable boutique to shop from

                        Papaya Clothing is an upscale online retailer offering women’s clothing and accessories for ages 16 to 25. Constant sales and hot deals abound for tops, dresses, sandals, swimwear, activewear, summer rompers, and much more. Basics for as low as $2.99 come in tons of colors and styles. It’s easy to find any kind of clothing or accessory to fit your budget with Papaya Clothing.

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                        Ruche is an online clothing retailer lovingly established by Mai and Josh Olivo. Ruche products had their start in an eBay store operated out of the Olivos’ home, which soon grew into a budding startup based in Fullerton, CA. Clothing and accessories from Ruche are elegant, modern, vintage-inspired treasures designed to make women feel sophisticated with an indie flair. Ruche offers everyday women’s wear, a modest line for babies, as well as an exclusive bridal line with simple, affordable wedding dresses, bridesmaid dresses and bridal accessories. “Ruchettes” can feel good about supporting this locally owned retailer that has been encouraging women to live beautifully for six years and going strong.

                        13. SheInside

                        Fashionable clothing for women all over the world

                          SheInside, based in China, constantly has its fingertips on the pulse of the fashion market. SheInside brings customers the hottest styles from Paris, London, New York, Shanghai and Tokyo, at affordable prices women love. At SheInside, women ages 18 to 35 can find the most unique pieces that will make them shine like the fashion-forward trendsetters they are, including exclusive pre-sale items, daily new items, and dazzling accessories you can’t find anywhere else.

                          14. Target

                          The latest styles in women's and men's clothing

                            Target has been a trusted household name for value, style and simplicity for 52 years. Offering everything from men’s, women’s and juniors’ clothing and accessories to kids’, toddlers’ and infants’ clothing and accessories, Target promises the highest level of customer service to ensure satisfied shoppers both in-store and online. Basics and designer brands alike are available at low prices everyone will love.

                            15. The Polkadot Alley
                            A fun and fashion forward online fashion store

                              Originally just a custom towel wrap brand, The Polkadot Alley expanded into apparel and hasn’t looked back since. A family-run operation, The Polkadot Alley is a fun and fashion forward online boutique that can fit within anyone’s budget, even one of a college student. Additionally, they offer deep discounts on their Facebook page every Wednesday and Sunday night at 8:45pm CST.

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                              From its start-up beginnings to its current workforce in Florida offices, Venus has been committed to serving the fashion needs of women everywhere since 1982. Venus brings the hottest new styles from the runway to your home with dedicated customer service every step of the way. Venus strives to make every woman feel like a goddess with their quality, stylish clothing items and accessories, from casual wear to glam dresses or suits and separates.

                              Featured photo credit: Creativa via shutterstock.com

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                              Last Updated on July 20, 2021

                              Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

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                              Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

                              Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

                              Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

                              Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

                              In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

                              Break Free of Your Finances

                              Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

                              When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

                              Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

                              Though it seems hard to believe, it is really very simple to get financial freedom.

                              To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

                              While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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                              Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

                              1. Stop Unnecessary Spending

                              We often spend money inwardly, instead of objectively.

                              For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

                              To stop this habitual spending, log down all your spending over the course of a month.

                              Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

                              This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

                              2. Plan a Monthly Budget

                              This is a great opportunity to get serious.

                              Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

                              Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

                              3. Cut-up Credit Cards

                              Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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                              If not, you may want to consider ridding your life of the burden that credit cards bring.

                              Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

                              Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

                              4. Increase Savings

                              There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

                              It’s good practice to save up to 15% of your income.

                              Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

                              Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

                              5. Invest Wisely

                              Consider investing in funds.

                              Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

                              To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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                              Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

                              6. Invest in Gold

                              There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

                              You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

                              Another way to invest in gold is through ETFs (Exchange Traded Funds).

                              These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

                              With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

                              7. Stash Emergency Funds

                              Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

                              If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

                              Make it hard to get your cash.

                              Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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                              8. Find Fabulous Mentors

                              Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

                              If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

                              There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

                              9. Be Extra Patient

                              Patience is the key of financial success.

                              Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

                              So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

                              Financial Freedom for All

                              Anyone can achieve financial freedom, regardless of their financial circumstance.

                              Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

                              Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

                              Featured photo credit: rawpixel via unsplash.com

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                              Reference

                              [1] Hartford Gold Group: IRA Retirement Accounts

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