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16 Highly Recommended Budget And Chic Online Fashion Stores You Should Bookmark

16 Highly Recommended Budget And Chic Online Fashion Stores You Should Bookmark

Shopping for clothes online is fun, but being faced with thousands of online stores to choose from can be overwhelming, and coming across beautiful yet expensive items can be discouraging. It helps to have a list of highly recommended, chic budget-friendly online stores that offer great deals and allow you to stay within your financial limits. These sixteen online fashion stores offer a variety of stylish, attractive choices for all of your clothing and accessory needs at very affordable prices.

1. 10DollarMall

10DollarMall Cheap Shoes and Clothes

    10DollarMall offers fun, stylish shoes, clothing and accessories for teens and children, and everything is $9.99 or less. Whether you’re looking for dresses, jeans, shorts, tops, swimsuits, sandals, purses, scarves or something else, you’re bound to find it for a cheap price at 10DollarMall, the perfect place to stock up on basics and stylish pieces for the school year or summer.

    2. ASOS

    The hottest brands and accessories

      ASOS is your style destination if you are looking for a place where you can shop the hottest brands of men’s and women’s clothing and accessories at a great value. Pick your favorite brand from their handy alphabetized list, or even shop from ASOS’ own exclusive line. Searching for exactly what you want is easy because you can refine your search by clothing color, style, length, size, price range, or brand. Shop the sale section for the best deals, and don’t forget to use promo code GAME10 to get an extra 10% off sale prices. You’ll even get free shipping on orders that are $25.00 or more.

      3. Bella Ella Boutique

      Fashionable boutique out of Utah

        Bella Ella Boutique, based out of Utah, is the perfect place to find tasteful, feminine women’s clothing and accessories at prices you will love. Bella Ella Boutique’s fun, colorful clothing provides options for every season and occasion, so you can feel gorgeous and put together wherever you go.
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        4. Bluefly
        Bluefly offers ffordable fashionable

          Bluefly offers the most fashionable trends and designer brands at the best prices. With tons of markdowns to fit any budget, you can find the best clothing and accessories for men, women and kids. Whether you’re shopping for yourself or someone else, Bluefly has everything you need. There is a complimentary personal shopper service available over the phone or through live chat.

          5. Foreign Exchange
          Foreign Exchange is a new clothing company with a mission

            Foreign Exchange is a new clothing company with a mission: to represent worldwide cultures through men’s and women’s clothing and accessories. Designers from all around the world contribute to Foreign Exchange’s collection, ensuring every individual will find something perfect for their own unique style. From the office over a night out to the beach, Foreign Exchange will take you anywhere you want to go at prices just right for you.

            6. GoJane
            Trendy clothing for women

              GoJane is dedicated to finding the hottest styles for trendy young women who are looking for fashionably fun clothing and accessories while on a budget. GoJane dresses are sure to turn heads in vibrant colors and patterns, and shoe fanatics will love GoJane’s extensive footwear collection.

              7. H&M

              H&M is one of the largest international clothing retailers

                H&M is an international retailer of men’s, women’s and children’s clothing and accessories, with thousands of stores around the world and a dedication to sustainable fashion for the best value. From the hottest trends to the most essential basics, H&M can meet the needs of every wardrobe. H&M’s maternity line helps expecting mothers feel fashionable and chic, and families can find stylish yet durable outfits for babies to children of all ages
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                8. JCPenney

                Women's clothing for all shapes and sizes

                  JCPenney has been serving the clothing and accessory needs of men, women, juniors, children and babies for more than 100 years. Today, you can still find all the clothing essentials at a great value for every shape and size. Women’s clothing is available in petite, tall, plus size and maternity categories, and men’s clothing is available in young men, big and tall categories. Women love the huge selection of business casual shirts and blouses that offer a flattering and comfortable fit. You can pick up your order at a JCPenney store near you with free shipping to stores with an order over $25.00, or free shipping to your home or office for orders over $99.00.

                  9. ModCloth
                  ModCloth specializes in vintage-inspired clothing and accessories

                    ModCloth specializes in vintage-inspired clothing and accessories for juniors and women. From their carefully tailored, sophisticated dresses to their unique, whimsical graphic tees, ModCloth shows incredible attention to detail with every item available. Many product listings include customers wearing the cloth or even videos of a model wearing it with audio commentary on item details and suggestions of complementary pieces.

                    10. ModDeals

                    New budget online store

                      ModDeals is a new online store run by experts who search far and wide for the best junior’s fashions and offer items at prices up to 70% off their retail value. You can grab gorgeous dresses for as low as $10.00 each, or stylish cardigans for a steal at $7.50. You can stock up on $5.00 basics and hip $10.00 handbags, too. ModDeals is ready to meet every occasion with quality products at unbeatable prices.

                      11. Papaya Clothing
                      Papaya offers juniors a reasonable and fashionable boutique to shop from

                        Papaya Clothing is an upscale online retailer offering women’s clothing and accessories for ages 16 to 25. Constant sales and hot deals abound for tops, dresses, sandals, swimwear, activewear, summer rompers, and much more. Basics for as low as $2.99 come in tons of colors and styles. It’s easy to find any kind of clothing or accessory to fit your budget with Papaya Clothing.

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                        Ruche is an online clothing retailer lovingly established by Mai and Josh Olivo. Ruche products had their start in an eBay store operated out of the Olivos’ home, which soon grew into a budding startup based in Fullerton, CA. Clothing and accessories from Ruche are elegant, modern, vintage-inspired treasures designed to make women feel sophisticated with an indie flair. Ruche offers everyday women’s wear, a modest line for babies, as well as an exclusive bridal line with simple, affordable wedding dresses, bridesmaid dresses and bridal accessories. “Ruchettes” can feel good about supporting this locally owned retailer that has been encouraging women to live beautifully for six years and going strong.

                        13. SheInside

                        Fashionable clothing for women all over the world

                          SheInside, based in China, constantly has its fingertips on the pulse of the fashion market. SheInside brings customers the hottest styles from Paris, London, New York, Shanghai and Tokyo, at affordable prices women love. At SheInside, women ages 18 to 35 can find the most unique pieces that will make them shine like the fashion-forward trendsetters they are, including exclusive pre-sale items, daily new items, and dazzling accessories you can’t find anywhere else.

                          14. Target

                          The latest styles in women's and men's clothing

                            Target has been a trusted household name for value, style and simplicity for 52 years. Offering everything from men’s, women’s and juniors’ clothing and accessories to kids’, toddlers’ and infants’ clothing and accessories, Target promises the highest level of customer service to ensure satisfied shoppers both in-store and online. Basics and designer brands alike are available at low prices everyone will love.

                            15. The Polkadot Alley
                            A fun and fashion forward online fashion store

                              Originally just a custom towel wrap brand, The Polkadot Alley expanded into apparel and hasn’t looked back since. A family-run operation, The Polkadot Alley is a fun and fashion forward online boutique that can fit within anyone’s budget, even one of a college student. Additionally, they offer deep discounts on their Facebook page every Wednesday and Sunday night at 8:45pm CST.

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                              From its start-up beginnings to its current workforce in Florida offices, Venus has been committed to serving the fashion needs of women everywhere since 1982. Venus brings the hottest new styles from the runway to your home with dedicated customer service every step of the way. Venus strives to make every woman feel like a goddess with their quality, stylish clothing items and accessories, from casual wear to glam dresses or suits and separates.

                              Featured photo credit: Creativa via shutterstock.com

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                              Last Updated on January 2, 2019

                              How Personal Finance Software Helps You Get More Out of Your Money

                              How Personal Finance Software Helps You Get More Out of Your Money

                              Do you know what mental health experts point to as the biggest cause of stress in the United States today? If you said “money,” then ding, ding, we have a winner!

                              Three out of four adults today report feeling stressed out about money at least part of the time. People are either worried about not having enough money or whether they’re putting the money they do have to use in the best possible way.

                              Your money is either in charge of you or you’re in charge of it, there’s no middle ground. Using some type of personal finance software can help alleviate some of that money stress and better allow you to manage your money effectively. Without it, you may just be setting yourself up for constant financial worry. Life is already tough enough and there’s no need to make it more difficult by simply hoping your money issues will all work out in your favor. Hint: they won’t.

                              This guide will help you to understand how personal finance software can better assist with both accomplishing long term financial goals and managing day-to-day aspects of life.

                              Whether it’s tracking the savings plan for your child’s college fund or making sure you won’t be in the red with the month’s grocery budget, personal finance software keeps all this information in one convenient place.

                              What Exactly is Personal Finance Software?

                              Think of it like the dashboard in your car. You have a speedometer to tell you how fast you’re going, an odometer to tell you how far you’ve traveled, and then other gauges to tell you things like how much gas is in the tank and your engine temperature. Personal finance software is essentially the same thing for your money.

                              When you install this software on your computer, tablet, or smartphone, it helps to track your money — how much is going in, how much is going out, and its growth. Most personal finance software programs will display your budget, spending, investments, bills, savings accounts, and even retirement plans, levels of debt, and credit score.

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                              How It Leads to Financial Improvement

                              It shouldn’t come as a surprise, but people who regularly monitor their finances end up wealthier than those who don’t. When you were a kid, keeping track of all of your money in a porcelain piggy bank was pretty easy. As we get older, though, our money becomes spread out across things like car payments, mortgages, retirement funds, taxes, and other investments and debts. All of these things make keeping track of our money a lot more complicated.

                              Some types of personal finance software can help make things a little less complicated, setting you up to meet financial goals and taking away some of the stress associated with money.

                              Even if you already have a Certified Financial Planner (CFP) some type of personal finance software can be of great benefit. Whereas CFPs focus on the big picture of your money, they don’t handle the day-to-day aspects that determine your overall financial health.

                              It’s also not nearly as complicated as you might think and can take out a lot of the tedium that comes with doing everything on an Excel spreadsheet or with a pad and pencil.

                              Types of Personal Finance Software

                              When it comes to personal finance software, it generally fits into two categories: tax preparation and money management.

                              Tax preparation software such as Turbo Tax and H&R Block’s software can help with everything from filing income taxes to IRS rules and regulations and even estate plans. Plus, there’s the benefit of filing online and getting your refund check a lot faster than if you were to mail off your forms after waiting in line at the post office.

                              For the purpose of this article, however, will be focusing more on the personal finance software that aids with money management.

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                              Money management personal finance software will help you to see the health of your cash flow, pay down debt, forecast for expenses and savings, track investments, pay bills, and do a host of other things that 30 years ago would have practically required a team of accountants.

                              When to Use Personal Finance Software

                              So far we’ve gone over what exactly personal finance software is and how it can be a benefit to your money. The next logical step in this whole equation is determining when it should be used and how is the best way to go about getting started using it.

                              Below are four of the most common and practical ways to use personal finance software. If all or any of these apply to you and your money, then downloading some type of personal finance software is going to be a smart move.

                              1. You Have Multiple Accounts

                              There’s a good chance that when it comes to your money, it’s in more than one place. Sure, you probably have a checking account, but you may also have a savings account, money market account, and retirement accounts such as an IRA or 401k.

                              If you’re like the average American, you probably have two to three credit cards as well. Fifty percent of Americans also don’t have loyalty to just one bank and spread their money across multiple banks.

                              Rather than spending hours typing in every detail of every account you have into a spreadsheet, many programs allow you to easily import your account information. This will help to eliminate any mistakes and give you a bird’s eye view of everything at once.

                              2. You Want to Automate Some or All of Your Payments

                              Please don’t say that you’re still writing out paper checks and dropping each bill in the mailbox. While it’s noble that you’re doing your part to keep postal workers employed, we’re 18 years into the 21st century and you can literally pay every bill online now.

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                              There’s no need to log into every account you have and type in your routing number either.

                              With personal finance software you can schedule automatic payments and transfers between all of your imported accounts. Automatic transfers will help to make sure you have the necessary funds in the right account to ensure all bills are paid on the appropriate date. Late fees are annoying and do nothing but cost you money. It’s time that you said goodbye to them once and for all.

                              3. You Need to Streamline Your Budget

                              Perhaps the best feature of personal finance software is that it allows you track everything going in and out of your virtual wallet.

                              Nearly every brand of personal finance software out there has easy-to-read graphs and charts that allow you track every cent you spend or earn, should you choose. You might be pretty amazed when you see just how much you spent on eating out last month or if you splurged a little more than you should have on Christmas gifts last year.

                              Every successful business on the planet has a budget and using personal finance software can help you trim the fat on your spending in ways that affect your everyday life.

                              4. You Have Specific Goals to Meet

                              Maybe it’s paying off debt or saving for up something like a European vacation. Whatever your financial goal is, whether it’s long-term or short-term, personal finance software programs are one of the savviest ways to go about reaching those goals.

                              You can do everything from set spending alerts to notify you when you’re over budget to automating what percentage of your paycheck goes to things like retirement investments. The personal finance software that you choose should show you exactly how close you are to hitting those goals at any given time.

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                              How to Get Started

                              From AceMoney to Mint and Quicken, there ’s no shortage of personal finance software apps out there. Many of these programs are free to download and will allow you to pay bills, invest, monitor your net worth and credit profile, and even get a loan with the swipe of a finger.

                              Other programs may only offer you limited services and will require a one-time fee or subscription to unlock all that they offer. These fees can often vary from as little as two dollars to 50 bucks a month.

                              It’s best to start off with the free version and then gauge whether you’re able to accomplish everything you’d like or if it’s worth exploring one of the paid options. Often times the subscription programs come with assistance from financial planning and investment experts — so that can be a real benefit.

                              When deciding which personal finance software program to use, it’s also important to look at how many accounts you wish to monitor. Certain programs limit the number of accounts you can add. Be sure that if you have checking, credit card, and investment accounts to monitor, that you choose a service that can monitor them all.

                              Finally, when looking around for the right personal finance software that meets your needs, make sure that you’re comfortable with the program’s interface. It shouldn’t be expected that you recognize every single feature instantly, but if the features don’t seem readable and manageable to you, then you’re not as likely to use it and get the full benefits.

                              Final Thoughts

                              Personal finance software can go a long way in helping you to take control of your money and meeting your financial goals. It’s important to note, however, that some focus more on budgeting and expense tracking while others prioritize investing portfolios and income taxes. Explore several different programs and read reviews to find the one that’s right for you.

                              In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.

                              Featured photo credit: rawpixel via unsplash.com

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