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11 Amazing Countries Anyone Can Travel To On A College Budget

11 Amazing Countries Anyone Can Travel To On A College Budget

Need a vacation but have a tiny travel budget? Planing a trip on a student budget might not be as restricting as you thought. There are countries in the world where travel costs can be a fraction of what you would pay in other destinations. I did a little research based on cost of living and budget travel costs in certain countries and found some astoundingly cheap places to visit. There are also lots of cheap and free things to do in these countries.

My findings are broken out like this for each country:

  • Cheapest dorm bed at a decent hostel in the Countries capital. If staying outside the capital I am pretty sure you would find even cheaper.
  • Two trips on public transit a day (the counties average price).
  • One paid attraction a day based on prices in the countries capital.
  • Three cheap meals a day.
  • Three domestic beers a day.
  • Adding all for mentioned together for a total daily budget.

Here are 11 countries anyone can travel to on a college budget:

1. Colombia

Colombia- travel on a college budget
    Photo via Flickr

    Colombia has Caribbean coast, towering Andean mountains and mysterious Amazon jungle making it one of the most exotic and alluring countries in South America. Caribbean, Spanish and Indigenous cultures combine to create delicious cuisine, striking colonial architecture and the warmest, beautiful people. To make Colombia even more enticing, it can be as easy on the wallet as it is on the eyes. Colombia has a lot of cheap accommodation options and is loaded with free and cheap things to do.

    Accommodation (hostel dorm bed) and attraction prices are based on prices in Cartagena and the rest is average pricing for Colombia.

    • Cheap accommodation- $11.77
    • Transportation- $1.62
    • Meals- $11.46
    • Drinks- $3.57
    • Attractions- $7.27
    • Daily budget- $35.69

    2. Ecuador

    Ecuador travel on a college budget
      Photo via Flickr

      Ecuador is Colonial architectural treasures, picturesque plazas and meandering cobbled streets. Coupled with misty Amazon rain forest, majestic volcanoes and you have all the makings of an adventurous fairy-tale. Whats even more surreal, travel to Ecuador can be quite cheap. Every city has many free and cheap things to do. Wander an open air market, they are free to visit and a great way to experience the culture in Ecuador or take a free walking tour and learn about the city you are visiting from a local guide.

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      Accommodation (hostel dorm bed) and attractions are based on prices in Quito and the rest is average cost of living in Ecuador.

      • Cheap accommodation- $10.75
      • Transportation- $0.50
      • Meals- $9
      • Drinks- $3
      • Attractions- $5.25
      • Daily budget- $28.50

      3. Bolivia

      Bolivia travel on a college budget
        Photo via Flickr

        Some say a little perplexing, rough around the edges even. Bolivia is unequivocally robust, complex and bewitching. One of the Earths best trekking countries, Bolivia offers towering peaks, swaths of dense jungle and sweeping forbidden expanses that beckon you even further into the wild. What this means is, Bolivia is unbelievable and one heck of a deal to explore. It is free or very cheap to visit most of Bolivia’s beautiful churches and Museums.Outdoor adventure activities abound in this intriguing country and are quite inexpensive as well.

        Accommodation (hostel dorm bed) and attractions are based on prices in La Paz and the rest is average cost of living in Bolivia.

        • Cheap accommodation- $9.78
        • Transportation- $0.60
        • Meals- $6.51
        • Drinks- $4.51
        • Attractions- $1.93
        • Daily budget- $23.33

        4. Nicaragua

        Nicaragua travel on a college budget
          Photos via Flickr

          Smoldering Volcano Conception spills smoke over Lake Nicaragua and gives birth to one of the worlds most exciting views. Nicaragua’s Conception is fire from earth, wind over water telling the swirling, passionate tale of elemental importance in the countries tumultuous, distant past. It sounds intriguing doesn’t it? Good news is, it’s inexpensive too.

          Accommodation (hotel) and attractions are based on prices in Managua and the rest is average cost of living in Nicaragua.

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          • Cheap accommodation- $18
          • Transportation- $0.30
          • Meals- $15
          • Drinks- $3
          • Attractions- $7
          • Daily budget- $43.30

          5. Costa Rica

          Hike through the rain forest, zip line through the canopy. Enjoy gushing white water rapids and epic world class surfing. Hike lofty trails and behold smoldering volcanoes. Given its compact size, you can experience all of this in Costa Rica without breaking the bank.

          Accommodation (hostel dorm bed) and attractions are based on prices in San Jose and the rest is average cost of living in Costa Rica.

          • Cheap accommodation- $12
          • Transportation- $1.48
          • Meals- $22.23
          • Drinks- $6
          • Attractions- $9.28
          • Daily budget- $50.99

          6. Mexico

          medium_8563067756
            Photo via Flickr

            Mexico has it all; deserts spotted with juicy cactus, lush jungles teaming with exotic wildlife, white sand beaches and idyllic lagoons. Oh, and lets not forget all of the food that will make your taste buds rejoice. Mexico is a bonafide thriller for the senses. Not so much for the bank account.

            Accommodation (hostel dorm bed) and attractions are based on prices in Mexico city and the rest is average cost of living in Mexico.

            • Cheap accommodation– $2
            • Transportation- $1.04
            • Meals- $13.26
            • Drinks- $4.41
            • Attractions- $6.32
            • Daily budget- $27.03

            7. Romania

            romania travel on a college budget
              Photo via Flickr

              Steeped in folk lore, Romania has all the trappings of a Grimms tale. There are heart-stopping castles perched ominously on jagged hilltops, villages that appear to have just stepped out of the middle ages and a small part of the population that still honestly believes in witchcraft. The stuff of fairy tales indeed.

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              Accommodation (hostel dorm bed) and attractions are based on prices in Bucharest and the rest is average cost of living in Romania.

              • Cheap accommodation- $12.85
              • Transportation- $1.12
              • Meals- $16.41
              • Drinks- $4.23
              • Attractions- $4.01
              • Daily budget- $38.62

              8. Thailand

              medium_301954879
                Photo via Flickr

                Thailand has culture, history, shining temples, outstanding food, tropical beaches and buzzing cities with bumping nightlife. There is something for every budget no mater how small in the land famous for it’s peoples enchanting smiles.

                Accommodation (hostel dorm bed) and attractions are based on prices in Chang Mai and the rest is average cost of living in Thailand.

                • Cheap accommodation- $6.63
                • Transportation- $1.22
                • Meals- $5.01
                • Drinks- $5.49
                • Attractions- $3.34
                • Daily budget- $21.69

                9. Albania

                Albania travel on a college budget
                  Photo via Flickr

                  Europe is perceived to be expensive but some of its countries are great for travelers on a budget. Quite possibly Europe’s best kept secret, Albania is loaded with natural beauty, remarkable attractions and mountain villages seemingly frozen back in time (like the prices to visit this little gem).

                  Accommodation (hostel dorm bed) and attractions are based on prices in Tirana and the rest is average cost of living in Albania.

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                  • Cheap accommodation- $11.67
                  • Transportation- $0.54
                  • Meals- $18.66
                  • Drinks- $3.72
                  • Attractions- $6
                  • Daily budget- $40.59

                  10. Sri Lanka

                  sri lanka travel on a college budget
                    Photo via Flickr

                    Ahh, Sri Lanka; Savory food, limitless stretches of beach, enduring relics. Best known for it’s tea, I was surprised to learn tiny Sri Lanka has 8 UNESCO World Heritage Sites. Distances between things are short so it’s easy to get around cheaply. There is much to see, mountains, lush tea plantations,rain forest teaming with wild life and spectacular temples. Sri Lanka is alluringly beautiful, and affordable.

                    Accommodation (hostel dorm bed) and attractions are based on prices in Colombo and the rest is average cost of living in Sri Lanka.

                    • Cheap accommodation- $16.02
                    • Transportation- $0.46
                    • Meals- $4.59
                    • Drinks- $4.14
                    • Attractions- $15
                    • Daily budget- $40.21

                    11. Indonesia

                    indonesia travel on a college budget
                      photo via Flickr

                      Indonesia is a land of intrigue. Boasting thousands of islands, hundreds of languages, white sand beaches and simmering volcanoes. Indonesians staggering diversity equals one heck of a grand adventure. With so much to offer travelers there are many free and cheap things to do to experience the best of Indonesia.

                      Accommodation (hostel dorm bed) and attractions are based on prices in Jakarta and the rest is average cost of living in Indonesia.

                      • Cheap accommodation- $17.22
                      • Transportation- $.58
                      • Meals- $6.12
                      • Drinks- $6.12
                      • Attractions- $1.02
                      • Daily budget- $31.06

                      Booking plane tickets is another budget challenge. Airlines adjust prices regularly so check prices early and frequently. They can change pricing multiple times within a week so check daily until you find a price you like. The best pricing is generally seven weeks in advance. You are likely to pay more booking last minute or too far in advance.

                      Featured photo credit: Pedro Szekely via flickr.com

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                      Last Updated on January 2, 2019

                      How Personal Finance Software Helps You Get More Out of Your Money

                      How Personal Finance Software Helps You Get More Out of Your Money

                      Do you know what mental health experts point to as the biggest cause of stress in the United States today? If you said “money,” then ding, ding, we have a winner!

                      Three out of four adults today report feeling stressed out about money at least part of the time. People are either worried about not having enough money or whether they’re putting the money they do have to use in the best possible way.

                      Your money is either in charge of you or you’re in charge of it, there’s no middle ground. Using some type of personal finance software can help alleviate some of that money stress and better allow you to manage your money effectively. Without it, you may just be setting yourself up for constant financial worry. Life is already tough enough and there’s no need to make it more difficult by simply hoping your money issues will all work out in your favor. Hint: they won’t.

                      This guide will help you to understand how personal finance software can better assist with both accomplishing long term financial goals and managing day-to-day aspects of life.

                      Whether it’s tracking the savings plan for your child’s college fund or making sure you won’t be in the red with the month’s grocery budget, personal finance software keeps all this information in one convenient place.

                      What Exactly is Personal Finance Software?

                      Think of it like the dashboard in your car. You have a speedometer to tell you how fast you’re going, an odometer to tell you how far you’ve traveled, and then other gauges to tell you things like how much gas is in the tank and your engine temperature. Personal finance software is essentially the same thing for your money.

                      When you install this software on your computer, tablet, or smartphone, it helps to track your money — how much is going in, how much is going out, and its growth. Most personal finance software programs will display your budget, spending, investments, bills, savings accounts, and even retirement plans, levels of debt, and credit score.

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                      How It Leads to Financial Improvement

                      It shouldn’t come as a surprise, but people who regularly monitor their finances end up wealthier than those who don’t. When you were a kid, keeping track of all of your money in a porcelain piggy bank was pretty easy. As we get older, though, our money becomes spread out across things like car payments, mortgages, retirement funds, taxes, and other investments and debts. All of these things make keeping track of our money a lot more complicated.

                      Some types of personal finance software can help make things a little less complicated, setting you up to meet financial goals and taking away some of the stress associated with money.

                      Even if you already have a Certified Financial Planner (CFP) some type of personal finance software can be of great benefit. Whereas CFPs focus on the big picture of your money, they don’t handle the day-to-day aspects that determine your overall financial health.

                      It’s also not nearly as complicated as you might think and can take out a lot of the tedium that comes with doing everything on an Excel spreadsheet or with a pad and pencil.

                      Types of Personal Finance Software

                      When it comes to personal finance software, it generally fits into two categories: tax preparation and money management.

                      Tax preparation software such as Turbo Tax and H&R Block’s software can help with everything from filing income taxes to IRS rules and regulations and even estate plans. Plus, there’s the benefit of filing online and getting your refund check a lot faster than if you were to mail off your forms after waiting in line at the post office.

                      For the purpose of this article, however, will be focusing more on the personal finance software that aids with money management.

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                      Money management personal finance software will help you to see the health of your cash flow, pay down debt, forecast for expenses and savings, track investments, pay bills, and do a host of other things that 30 years ago would have practically required a team of accountants.

                      When to Use Personal Finance Software

                      So far we’ve gone over what exactly personal finance software is and how it can be a benefit to your money. The next logical step in this whole equation is determining when it should be used and how is the best way to go about getting started using it.

                      Below are four of the most common and practical ways to use personal finance software. If all or any of these apply to you and your money, then downloading some type of personal finance software is going to be a smart move.

                      1. You Have Multiple Accounts

                      There’s a good chance that when it comes to your money, it’s in more than one place. Sure, you probably have a checking account, but you may also have a savings account, money market account, and retirement accounts such as an IRA or 401k.

                      If you’re like the average American, you probably have two to three credit cards as well. Fifty percent of Americans also don’t have loyalty to just one bank and spread their money across multiple banks.

                      Rather than spending hours typing in every detail of every account you have into a spreadsheet, many programs allow you to easily import your account information. This will help to eliminate any mistakes and give you a bird’s eye view of everything at once.

                      2. You Want to Automate Some or All of Your Payments

                      Please don’t say that you’re still writing out paper checks and dropping each bill in the mailbox. While it’s noble that you’re doing your part to keep postal workers employed, we’re 18 years into the 21st century and you can literally pay every bill online now.

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                      There’s no need to log into every account you have and type in your routing number either.

                      With personal finance software you can schedule automatic payments and transfers between all of your imported accounts. Automatic transfers will help to make sure you have the necessary funds in the right account to ensure all bills are paid on the appropriate date. Late fees are annoying and do nothing but cost you money. It’s time that you said goodbye to them once and for all.

                      3. You Need to Streamline Your Budget

                      Perhaps the best feature of personal finance software is that it allows you track everything going in and out of your virtual wallet.

                      Nearly every brand of personal finance software out there has easy-to-read graphs and charts that allow you track every cent you spend or earn, should you choose. You might be pretty amazed when you see just how much you spent on eating out last month or if you splurged a little more than you should have on Christmas gifts last year.

                      Every successful business on the planet has a budget and using personal finance software can help you trim the fat on your spending in ways that affect your everyday life.

                      4. You Have Specific Goals to Meet

                      Maybe it’s paying off debt or saving for up something like a European vacation. Whatever your financial goal is, whether it’s long-term or short-term, personal finance software programs are one of the savviest ways to go about reaching those goals.

                      You can do everything from set spending alerts to notify you when you’re over budget to automating what percentage of your paycheck goes to things like retirement investments. The personal finance software that you choose should show you exactly how close you are to hitting those goals at any given time.

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                      How to Get Started

                      From AceMoney to Mint and Quicken, there ’s no shortage of personal finance software apps out there. Many of these programs are free to download and will allow you to pay bills, invest, monitor your net worth and credit profile, and even get a loan with the swipe of a finger.

                      Other programs may only offer you limited services and will require a one-time fee or subscription to unlock all that they offer. These fees can often vary from as little as two dollars to 50 bucks a month.

                      It’s best to start off with the free version and then gauge whether you’re able to accomplish everything you’d like or if it’s worth exploring one of the paid options. Often times the subscription programs come with assistance from financial planning and investment experts — so that can be a real benefit.

                      When deciding which personal finance software program to use, it’s also important to look at how many accounts you wish to monitor. Certain programs limit the number of accounts you can add. Be sure that if you have checking, credit card, and investment accounts to monitor, that you choose a service that can monitor them all.

                      Finally, when looking around for the right personal finance software that meets your needs, make sure that you’re comfortable with the program’s interface. It shouldn’t be expected that you recognize every single feature instantly, but if the features don’t seem readable and manageable to you, then you’re not as likely to use it and get the full benefits.

                      Final Thoughts

                      Personal finance software can go a long way in helping you to take control of your money and meeting your financial goals. It’s important to note, however, that some focus more on budgeting and expense tracking while others prioritize investing portfolios and income taxes. Explore several different programs and read reviews to find the one that’s right for you.

                      In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.

                      Featured photo credit: rawpixel via unsplash.com

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