Advertising
Advertising

10 Sites for Budget Travel You Should Know About

10 Sites for Budget Travel You Should Know About

You do not need to spend a fortune to travel. Nowadays, you can go almost anywhere you want on a limited budget. Let’s have a look at some websites which will help you reach your dream destination even if you don’t have a million in the bank. Spice up your travel experience and make your life much easier. I wish I knew of them before I traveled abroad for the first time.

Couchsurfing

couchsurfing

    Couchsurfing is a network for passionate travelers and hosts who want to meet up with people from around the globe and share their experience and culture. If you want to save money on accommodation and meet a local, Couchsurfing might be the website for you. Sign up and start searching for hosts offering free couches. You can find travel buddies or locals to hang out with. A friend of mine met her husband through Couchsurfing. Seriously. Are you little hesitant to sleep at places of unknown people? Do not be. Everyone who is serious has filed out a profile and provides references. The community of couchsurfers organizes events from time to time. Check if there are some going on in your city and join them. You will meet interesting people and learn how couchsurfing works.

    HitchWiki

    hitchwiki

      If you are an adventurer, you might like to try hitchhiking. HitchWiki is a collaborative website made by hitchhikers all around the globe sharing their knowledge from the road. Since this is not the safest way to travel, you better read some stories from experienced people. You will learn how to increase your chances of getting a ride, how to stay safe, how to create a hitchhiking sign and what the status of hitchhiking is in particular countries. If you have any questions, join the discussion group and ask more experienced hitchhikers for their advice.

      Advertising

      Momondo

      momondo

        Need an airline ticket? Try out momondo. First of all, you get great deals. But if you just feel like traveling and you do not know where, momondo will solve can decide for you. Set up your money limit, airport you are flying from and get a list of all the places you can fly to within your budget. When you click on the city you are interested in, momondo will provide general info about the place, weather info, hotel deals, and ideas for your additional travel from your selected place. To save you some cash, you will also get advice about the best time to buy a ticket. 

        Staydu

        staydu

          No hotel in the world will give you the same experience as staying with a local. Staydu is a network for budget travelers, who need a place to stay, and hosts, who like to meet new people from different countries. You can get accommodation from the host for free, a small fee or for some help you may be able to offer the host. If you need a travel buddy, sign up and share your plans. There is a chance you will meet one. The only disadvantage is pretty is the low member base compared to stronger websites like Couchsurfing.

          Last Minute

          Advertising

          last minute

            Sometimes you just wake up and you know it is time to do something different. If you belong to this group of spontaneous people, you might like to dig into last minute deals and start your journey immediately. On Lastminute.com, you can find offers for last minute airline tickets, train tickets, attractions and hotels all in one database. Deals on spas, theaters, restaurants and entertainment are available in the UK, USA and some western European countries. Next time you have an idea to go somewhere, first check the last minute deals.

            Stay.com

            Stay

              Choose a city and create your own guide. Stay.com has around 100 destinations listed where you can create your personal itinerary. Select the place and pick attractions you would like to visit. You can download your itinerary as a pdf and print it, or  you can just download their app for iOS and Android and use it on to go. You can change your list anytime and add new places. I personally like the view options on the map. You do not need to buy maps with tourist attractions anymore. The app works offline and is free.

              Hipmunk

              hipmunk

                Flying can be fun. Sometimes. Imagine a flight with 2 or 3 stops lasting a couple of hours. That’s not fun. That’s annoying. Hipmunk is a search engine for airline tickets which compares offers from airlines and travel sites. You can search your flights according to price, duration, take off, landing and AGONY. Agony is combination of price, number of stops and flight duration. Next time you are buying an airline ticket, go check hipmunk and find a flight with good price and less agony. 

                Advertising

                Workaway.info

                workaway

                  Learn something new, help someone, meet locals, travel and get free accommodation and food. Sounds like a pretty cool offer, right? On workaway.info you can find small jobs in more than 135 countries around the world. Standard volunteer rate is 5 hours a day for 5 days a week. You can help families or small organisations. Living with locals and learning new skills will make your trip unforgettable. 

                  Trivago

                  trivago

                    You need a place to stay. So you are thinking about all the websites you need to go trough to find an affordable and nice hotel room. Well, you do not need to do that anymore. Trivago is the largest hotel search in the world which compares deals from around 238 booking sites. Simply search the place where you want to go and set criteria important to you, like your budget or even the size of the hotel and distance from city center. 

                    Bla Bla Car

                    Advertising

                    Bla Bla Car

                      Need a ride? Find travelers who are offering free seats in their cars for your trip. Bla Bla Car is pretty popular in UK and Europe, serving almost 10 millions members. Besides finding a cheaper ride, you can meet interesting people. Every member has their profile, ratings and you can see what type of car they are driving. It is like a safer version of hitchhiking.

                      As you can see, travelling doesn’t have to cost a fortune. What’s more, cheaper options sometimes bring more adventure and a richer experience. Try out these websites and find services for budget travel which suits you the best. If you want to know more tips and tricks for budget travelers, check out 40 Budget Travel Tips Evert Wanderlust Should Know.

                      Featured photo credit: pixabay via pixabay.com

                      More by this author

                      Richard Branson’s 10 Favorite Quotes on Happiness Tips for Cheaper Air Tickets Budget Travel 10 Sites for Budget Travel You Should Know About 30 Best Entries For The 2015 Sony World Photography Awards Earth Let’s Travel by Google Earth Before We Have Enough Money and Time To Travel for Real!

                      Trending in Money

                      1 How Personal Finance Software Helps You Get More Out of Your Money 2 The Best Ways to Save Money Even Impulsive Spenders Can Get Behind 3 How to Answer the Tough Question: What are Your Salary Requirements? 4 The Definitive Guide to Get Out of Debt Fast (And Forever) 5 35 Real Ways to Actually Make Money Online

                      Read Next

                      Advertising
                      Advertising
                      Advertising

                      Last Updated on January 2, 2019

                      How Personal Finance Software Helps You Get More Out of Your Money

                      How Personal Finance Software Helps You Get More Out of Your Money

                      Do you know what mental health experts point to as the biggest cause of stress in the United States today? If you said “money,” then ding, ding, we have a winner!

                      Three out of four adults today report feeling stressed out about money at least part of the time. People are either worried about not having enough money or whether they’re putting the money they do have to use in the best possible way.

                      Your money is either in charge of you or you’re in charge of it, there’s no middle ground. Using some type of personal finance software can help alleviate some of that money stress and better allow you to manage your money effectively. Without it, you may just be setting yourself up for constant financial worry. Life is already tough enough and there’s no need to make it more difficult by simply hoping your money issues will all work out in your favor. Hint: they won’t.

                      This guide will help you to understand how personal finance software can better assist with both accomplishing long term financial goals and managing day-to-day aspects of life.

                      Whether it’s tracking the savings plan for your child’s college fund or making sure you won’t be in the red with the month’s grocery budget, personal finance software keeps all this information in one convenient place.

                      What Exactly is Personal Finance Software?

                      Think of it like the dashboard in your car. You have a speedometer to tell you how fast you’re going, an odometer to tell you how far you’ve traveled, and then other gauges to tell you things like how much gas is in the tank and your engine temperature. Personal finance software is essentially the same thing for your money.

                      When you install this software on your computer, tablet, or smartphone, it helps to track your money — how much is going in, how much is going out, and its growth. Most personal finance software programs will display your budget, spending, investments, bills, savings accounts, and even retirement plans, levels of debt, and credit score.

                      Advertising

                      How It Leads to Financial Improvement

                      It shouldn’t come as a surprise, but people who regularly monitor their finances end up wealthier than those who don’t. When you were a kid, keeping track of all of your money in a porcelain piggy bank was pretty easy. As we get older, though, our money becomes spread out across things like car payments, mortgages, retirement funds, taxes, and other investments and debts. All of these things make keeping track of our money a lot more complicated.

                      Some types of personal finance software can help make things a little less complicated, setting you up to meet financial goals and taking away some of the stress associated with money.

                      Even if you already have a Certified Financial Planner (CFP) some type of personal finance software can be of great benefit. Whereas CFPs focus on the big picture of your money, they don’t handle the day-to-day aspects that determine your overall financial health.

                      It’s also not nearly as complicated as you might think and can take out a lot of the tedium that comes with doing everything on an Excel spreadsheet or with a pad and pencil.

                      Types of Personal Finance Software

                      When it comes to personal finance software, it generally fits into two categories: tax preparation and money management.

                      Tax preparation software such as Turbo Tax and H&R Block’s software can help with everything from filing income taxes to IRS rules and regulations and even estate plans. Plus, there’s the benefit of filing online and getting your refund check a lot faster than if you were to mail off your forms after waiting in line at the post office.

                      For the purpose of this article, however, will be focusing more on the personal finance software that aids with money management.

                      Advertising

                      Money management personal finance software will help you to see the health of your cash flow, pay down debt, forecast for expenses and savings, track investments, pay bills, and do a host of other things that 30 years ago would have practically required a team of accountants.

                      When to Use Personal Finance Software

                      So far we’ve gone over what exactly personal finance software is and how it can be a benefit to your money. The next logical step in this whole equation is determining when it should be used and how is the best way to go about getting started using it.

                      Below are four of the most common and practical ways to use personal finance software. If all or any of these apply to you and your money, then downloading some type of personal finance software is going to be a smart move.

                      1. You Have Multiple Accounts

                      There’s a good chance that when it comes to your money, it’s in more than one place. Sure, you probably have a checking account, but you may also have a savings account, money market account, and retirement accounts such as an IRA or 401k.

                      If you’re like the average American, you probably have two to three credit cards as well. Fifty percent of Americans also don’t have loyalty to just one bank and spread their money across multiple banks.

                      Rather than spending hours typing in every detail of every account you have into a spreadsheet, many programs allow you to easily import your account information. This will help to eliminate any mistakes and give you a bird’s eye view of everything at once.

                      2. You Want to Automate Some or All of Your Payments

                      Please don’t say that you’re still writing out paper checks and dropping each bill in the mailbox. While it’s noble that you’re doing your part to keep postal workers employed, we’re 18 years into the 21st century and you can literally pay every bill online now.

                      Advertising

                      There’s no need to log into every account you have and type in your routing number either.

                      With personal finance software you can schedule automatic payments and transfers between all of your imported accounts. Automatic transfers will help to make sure you have the necessary funds in the right account to ensure all bills are paid on the appropriate date. Late fees are annoying and do nothing but cost you money. It’s time that you said goodbye to them once and for all.

                      3. You Need to Streamline Your Budget

                      Perhaps the best feature of personal finance software is that it allows you track everything going in and out of your virtual wallet.

                      Nearly every brand of personal finance software out there has easy-to-read graphs and charts that allow you track every cent you spend or earn, should you choose. You might be pretty amazed when you see just how much you spent on eating out last month or if you splurged a little more than you should have on Christmas gifts last year.

                      Every successful business on the planet has a budget and using personal finance software can help you trim the fat on your spending in ways that affect your everyday life.

                      4. You Have Specific Goals to Meet

                      Maybe it’s paying off debt or saving for up something like a European vacation. Whatever your financial goal is, whether it’s long-term or short-term, personal finance software programs are one of the savviest ways to go about reaching those goals.

                      You can do everything from set spending alerts to notify you when you’re over budget to automating what percentage of your paycheck goes to things like retirement investments. The personal finance software that you choose should show you exactly how close you are to hitting those goals at any given time.

                      Advertising

                      How to Get Started

                      From AceMoney to Mint and Quicken, there ’s no shortage of personal finance software apps out there. Many of these programs are free to download and will allow you to pay bills, invest, monitor your net worth and credit profile, and even get a loan with the swipe of a finger.

                      Other programs may only offer you limited services and will require a one-time fee or subscription to unlock all that they offer. These fees can often vary from as little as two dollars to 50 bucks a month.

                      It’s best to start off with the free version and then gauge whether you’re able to accomplish everything you’d like or if it’s worth exploring one of the paid options. Often times the subscription programs come with assistance from financial planning and investment experts — so that can be a real benefit.

                      When deciding which personal finance software program to use, it’s also important to look at how many accounts you wish to monitor. Certain programs limit the number of accounts you can add. Be sure that if you have checking, credit card, and investment accounts to monitor, that you choose a service that can monitor them all.

                      Finally, when looking around for the right personal finance software that meets your needs, make sure that you’re comfortable with the program’s interface. It shouldn’t be expected that you recognize every single feature instantly, but if the features don’t seem readable and manageable to you, then you’re not as likely to use it and get the full benefits.

                      Final Thoughts

                      Personal finance software can go a long way in helping you to take control of your money and meeting your financial goals. It’s important to note, however, that some focus more on budgeting and expense tracking while others prioritize investing portfolios and income taxes. Explore several different programs and read reviews to find the one that’s right for you.

                      In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.

                      Featured photo credit: rawpixel via unsplash.com

                      Read Next