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10 Sites for Budget Travel You Should Know About

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10 Sites for Budget Travel You Should Know About

You do not need to spend a fortune to travel. Nowadays, you can go almost anywhere you want on a limited budget. Let’s have a look at some websites which will help you reach your dream destination even if you don’t have a million in the bank. Spice up your travel experience and make your life much easier. I wish I knew of them before I traveled abroad for the first time.

Couchsurfing

couchsurfing

    Couchsurfing is a network for passionate travelers and hosts who want to meet up with people from around the globe and share their experience and culture. If you want to save money on accommodation and meet a local, Couchsurfing might be the website for you. Sign up and start searching for hosts offering free couches. You can find travel buddies or locals to hang out with. A friend of mine met her husband through Couchsurfing. Seriously. Are you little hesitant to sleep at places of unknown people? Do not be. Everyone who is serious has filed out a profile and provides references. The community of couchsurfers organizes events from time to time. Check if there are some going on in your city and join them. You will meet interesting people and learn how couchsurfing works.

    HitchWiki

    hitchwiki

      If you are an adventurer, you might like to try hitchhiking. HitchWiki is a collaborative website made by hitchhikers all around the globe sharing their knowledge from the road. Since this is not the safest way to travel, you better read some stories from experienced people. You will learn how to increase your chances of getting a ride, how to stay safe, how to create a hitchhiking sign and what the status of hitchhiking is in particular countries. If you have any questions, join the discussion group and ask more experienced hitchhikers for their advice.

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      Momondo

      momondo

        Need an airline ticket? Try out momondo. First of all, you get great deals. But if you just feel like traveling and you do not know where, momondo will solve can decide for you. Set up your money limit, airport you are flying from and get a list of all the places you can fly to within your budget. When you click on the city you are interested in, momondo will provide general info about the place, weather info, hotel deals, and ideas for your additional travel from your selected place. To save you some cash, you will also get advice about the best time to buy a ticket. 

        Staydu

        staydu

          No hotel in the world will give you the same experience as staying with a local. Staydu is a network for budget travelers, who need a place to stay, and hosts, who like to meet new people from different countries. You can get accommodation from the host for free, a small fee or for some help you may be able to offer the host. If you need a travel buddy, sign up and share your plans. There is a chance you will meet one. The only disadvantage is pretty is the low member base compared to stronger websites like Couchsurfing.

          Last Minute

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          last minute

            Sometimes you just wake up and you know it is time to do something different. If you belong to this group of spontaneous people, you might like to dig into last minute deals and start your journey immediately. On Lastminute.com, you can find offers for last minute airline tickets, train tickets, attractions and hotels all in one database. Deals on spas, theaters, restaurants and entertainment are available in the UK, USA and some western European countries. Next time you have an idea to go somewhere, first check the last minute deals.

            Stay.com

            Stay

              Choose a city and create your own guide. Stay.com has around 100 destinations listed where you can create your personal itinerary. Select the place and pick attractions you would like to visit. You can download your itinerary as a pdf and print it, or  you can just download their app for iOS and Android and use it on to go. You can change your list anytime and add new places. I personally like the view options on the map. You do not need to buy maps with tourist attractions anymore. The app works offline and is free.

              Hipmunk

              hipmunk

                Flying can be fun. Sometimes. Imagine a flight with 2 or 3 stops lasting a couple of hours. That’s not fun. That’s annoying. Hipmunk is a search engine for airline tickets which compares offers from airlines and travel sites. You can search your flights according to price, duration, take off, landing and AGONY. Agony is combination of price, number of stops and flight duration. Next time you are buying an airline ticket, go check hipmunk and find a flight with good price and less agony. 

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                Workaway.info

                workaway

                  Learn something new, help someone, meet locals, travel and get free accommodation and food. Sounds like a pretty cool offer, right? On workaway.info you can find small jobs in more than 135 countries around the world. Standard volunteer rate is 5 hours a day for 5 days a week. You can help families or small organisations. Living with locals and learning new skills will make your trip unforgettable. 

                  Trivago

                  trivago

                    You need a place to stay. So you are thinking about all the websites you need to go trough to find an affordable and nice hotel room. Well, you do not need to do that anymore. Trivago is the largest hotel search in the world which compares deals from around 238 booking sites. Simply search the place where you want to go and set criteria important to you, like your budget or even the size of the hotel and distance from city center. 

                    Bla Bla Car

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                    Bla Bla Car

                      Need a ride? Find travelers who are offering free seats in their cars for your trip. Bla Bla Car is pretty popular in UK and Europe, serving almost 10 millions members. Besides finding a cheaper ride, you can meet interesting people. Every member has their profile, ratings and you can see what type of car they are driving. It is like a safer version of hitchhiking.

                      As you can see, travelling doesn’t have to cost a fortune. What’s more, cheaper options sometimes bring more adventure and a richer experience. Try out these websites and find services for budget travel which suits you the best. If you want to know more tips and tricks for budget travelers, check out 40 Budget Travel Tips Evert Wanderlust Should Know.

                      Featured photo credit: pixabay via pixabay.com

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                      Last Updated on July 20, 2021

                      Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

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                      Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

                      Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

                      Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

                      Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

                      In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

                      Break Free of Your Finances

                      Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

                      When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

                      Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

                      Though it seems hard to believe, it is really very simple to get financial freedom.

                      To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

                      While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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                      Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

                      1. Stop Unnecessary Spending

                      We often spend money inwardly, instead of objectively.

                      For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

                      To stop this habitual spending, log down all your spending over the course of a month.

                      Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

                      This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

                      2. Plan a Monthly Budget

                      This is a great opportunity to get serious.

                      Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

                      Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

                      3. Cut-up Credit Cards

                      Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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                      If not, you may want to consider ridding your life of the burden that credit cards bring.

                      Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

                      Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

                      4. Increase Savings

                      There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

                      It’s good practice to save up to 15% of your income.

                      Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

                      Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

                      5. Invest Wisely

                      Consider investing in funds.

                      Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

                      To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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                      Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

                      6. Invest in Gold

                      There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

                      You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

                      Another way to invest in gold is through ETFs (Exchange Traded Funds).

                      These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

                      With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

                      7. Stash Emergency Funds

                      Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

                      If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

                      Make it hard to get your cash.

                      Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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                      8. Find Fabulous Mentors

                      Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

                      If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

                      There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

                      9. Be Extra Patient

                      Patience is the key of financial success.

                      Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

                      So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

                      Financial Freedom for All

                      Anyone can achieve financial freedom, regardless of their financial circumstance.

                      Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

                      Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

                      Featured photo credit: rawpixel via unsplash.com

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                      Reference

                      [1] Hartford Gold Group: IRA Retirement Accounts

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