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5 Ways To Avoid Travel Rip-Offs

5 Ways To Avoid Travel Rip-Offs

Holiday season is upon us and the excitement to get away can eclipse your careful budgeting. Often times, travellers will opt for convenience while they’re abroad or in transit and unfortunately, this convenience usually comes at a hefty price. Holidaymakers will be surprised on how much they can save with a little research and on top of helping yourself, you can be helping your friends and family in the process which can lead to them buying you a drink or two (we hope) with the money they save too.

Going on holiday should be fun and rewarding for all the hard work that has been done to save up for your holiday. The last thing you want to do with your holiday money is to squander it unnecessarily for an easy life, so we’ve compiled a list of 5 travel rip-offs to look out for and how to avoid them.

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1. Exchanging Money at The Airport

Airport currency vendors offer the worst exchange rate for travellers. They try to lure customers in by offering 0% commission but in turn give a terrible rate in order to make a profit. Moneywise.co.uk did a comparison and found that €1,000 at Travelex Heathrow would cost you £951.29, whereas using the same company’s online service would only cost you £890.95. Best advice is to compare rates and exchange money before you leave.

2. Organized Tours

Nearly every tourist destination will offer some sort of package that bundle in several sites to be seen for a fee. These tours are not always a bad deal but a lot of times, they are. The packages generally include 2-3 of the most popular sites along with several of the less popular, fringe sites that you may not care to visit. Many of these sites will have free entry but by paying for the ‘package deal’, you have now paid to get in. These organized tours may provide you with transport to several different tourist locations. However, a little research may indicate that transporting yourself is a cheaper option.

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3. Airport Parking

Waiting until the last minute can cost you dearly to park at the airport. Simply booking ahead can cut the cost in half. Even better rates can be found at private car parks that surround the airport, which offer a shuttle to and from your terminal. You can check sites like Airport Parking or Parking4less. You can also avoid airport parking completely by taking public transport or asking a friend or family member for a ride.

4. Buying Travel Insurance Through Your Airline or A Travel Agent

Airlines and travel agents will try to entice you to simply ‘add on’ travel insurance when you are purchasing your tickets or hotel. It seems convenient to simply buy everything at once. However, these travel insurance policies are typically more expensive and offer poor coverage. A simple search on Moneysupermarket will offer a family of four over £2 million in coverage (medical, personal liability, cancellation, baggage, etc.) for a mere £40.

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5. Mobile Roaming Charges

Even if you are travelling within Europe, South America, or Asia, roaming rates are fairly cheap now. Your roaming costs can be high if you use your phone frequently. Your cheapest option is to simply get a new sim card and pre-pay for usage. You will need to confirm that your phone is unlocked in order to use this feature. Also, turn off your data and use Wifi whenever possible.

You could also get a local sim card once you have reached your destination. What you will find is if you are with a group of friends or family and you all have a local sim, you will be subject to local charges calling each other within the country. Make sure before you buy a pre-paid sim card that you are aware of the charges to determine if you will save money during your holiday.

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Featured photo credit: http://www.studentuniverse.com/ via studentuniverse.com

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Last Updated on June 25, 2019

5 Books You Must Read if You Want to Be a Millionaire in Your 20’s

5 Books You Must Read if You Want to Be a Millionaire in Your 20’s

Millionaires and billionaires read more than you think. In fact, the likes of Warren Buffet are said to read 1.000 pages a day. As the old saying goes “There’s no smoke without fire”; so, start off with these 5 incredible books!

1. The 48 Laws of Power

48-laws-of-power

    “If you are unsure of a course of action, do not attempt it. Your doubts and hesitations will infect your execution. Timidity is dangerous: Better to enter with boldness. Any mistakes you commit through audacity are easily corrected with more audacity. Everyone admires the bold; no one honors the timid.”

    On your journey to becoming a millionaire in your 20’s, there will be many people trying to manipulate you into doing what they want. This international bestseller by Robert Greene is the widely read by those in the entertainment industry because of its dog-eat-dog environment. This book is a must-read for anybody who wants to claim power and keep it. it’s a fun read that tells the story of some of the most powerful people in history.

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    An example of a law of power is: Always say less than necessary.

    • When trying to impress, the more you say the more common you look and less in control.
    • Be vague.
    • Powerful people impress and intimidate by saying less.

    2. Influence: The Psychology of Persuasion

    influence-the-psychology-of-persuasion

      “Often we don’t realize that our attitude toward something has been influenced by the number of times we have been exposed to it in the past.”

      This book explains the core strategies people use to influence others using real world examples. Robert Cialdini’s book goes over human quirks like the need to be consistent, and how you can use that in your marketing strategy to make more money. “People’s ability to understand the factors that affect their behaviour is surprisingly poor,” Cialdini says, “which leads to people making poor decisions without realising why.”

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      Cialdini includes real world examples of why people join cults, buy certain jewellery, or give to charity.

      3. Blue Ocean Strategy

      blue-ocean-strategy

        “Value innovation is the cornerstone of blue ocean strategy. We call it value innovation because instead of focusing on beating the competition, you focus on making the competition irrelevant by creating a leap in value for buyers and your company, thereby opening up new and uncontested market space. Value innovation places equal emphasis on value.”

        This book argues that leading companies don’t succeed by battling competitors in “Red Oceans”, but by creating “Blue Oceans” where they have uncontested market space to grow. It goes over case studies like “Cirque Du Soleil” who created a blue ocean by creating a circus platform that didn’t include animals or more than one act on at once but instead, decided to focus on talented performers and music who created a mystical storyline.

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        4. The Fountainhead

        the-fountainhead

          “A man’s spirit is himself. That entity which is his consciousness. To think, to feel, to judge, to act are functions of the ego.”

          The Fountainhead takes place in the United States, mostly in New York City, during the 1920s and 1930s. Billionaire Mark Cuban named his yacht “Fountainhead” after this book. This classic novel is about the struggles of an innovative architect named Howard Roark and his effort to achieve success on his own terms. Many entrepreneurs are inspired by this book because it depicts how you should be uncompromising when it comes to your vision and your goals. If you follow this way of life, you develop the ability to change the world and creating something unique.

          5. The Compound Effect

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          the-compound-effect

            “Do you know how the casinos make so much money in Vegas? Because they track every table, every winner, every hour. Why do Olympic trainers get paid top dollar? Because they track every workout, every calorie, and every micronutrient for their athletes. All winners are trackers.”

            This book is by Darren Hardy the CEO of Success Magazine, he goes over how it’s the small, seemingly insignificant choices that compound to create success or failure over time. No one has a plan to be broke and fat but that’s what happens when you don’t have a plan and go along the path of least resistance. Hardy argues that you cannot improve something until you measure it and to always take 100 percent responsibility for everything that happens to you.

            So, those are five books you must read if you want to give it a try to become a millionaire in your 20’s. What are the best books you have ever read? Leave a comment and share these life-changing books with your friends to help them become successful like you.

            Featured photo credit: Bill Gates Foundation via businessinsider.com

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