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A Quick Method to Save Thousands for A Down Payment

A Quick Method to Save Thousands for A Down Payment

I want to start by saying that everybody’s strategy is going to be very different – we all have things we cannot live without, for some it may be cable TV, an annual trip, a gym membership or something for your family. Additionally, not everyone has the same goals. You might be saving to purchase your dream car, or even simply provide for your household. With that being said, I believe that saving requires a balance, as I might crave that really nice dinner a lot more if I never go out, or do anything that costs. Treating yourself will have you less likely to cave and revert back to old spending habits.

Recently, I had this epiphany that I am now an adult. Yes, this sounds ridiculous considering I’m into my mid-twenties, but when I received pre-approval to buy a city home on the west coast, I felt it truly hit me like that time my sister actually crushed a water bottle onto my face out of anger (Fifteen years, and this memory is still real). I live in one of the most expensive cities in the world, and I am a millennial that is entirely self-funded. How on earth would I be able to secure this, right?

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I was having coffee with one of my friends, who also has been going through this process lately, and she asked me what my strategy was, and I am sharing it now in the event that it can inspire others to help achieve their goals, while still enjoying other areas of life, as anyone can adopt this method in some way, regardless of income and lifestyle.

If you happen to have a chequing and savings account, have your income deposited into the chequing, and take a good look at this number – how much of it do you REALLY need, and how much would you spend on extra little things? This will differ for everyone during different times in life, and perhaps if you try this, it may not look like you are really saving that much – however, even if you place as little as $100 in your savings each month, this will become $3,600 in three years, which is still helpful towards your objectives and something to be proud of.

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For me, I made a goal that I would take a certain percentage of my income each month, and transfer it into my savings account, which I then do not touch or withdraw from. This creates an “out of sight, out of mind” phenomenon that results in me having to make strategies more wisely with the rest. For example, I stopped buying breakfast on the way to work, I used my debt card more and my credit card much less, all the while thinking out my trivial expenditures more and remembering the value of a dollar. I evaluate my purchases more, yet I don’t feel as though I am limited or lacking in terms of what I am able to do or consume.

As a result, I was able to achieve my goal of being approved for a condo much sooner than expected, with about 25% ready – all the while, still partaking in events or occasional coffee outings. I didn’t feel stressed or burdened by this process at all because the budgeting had already been done for me – I didn’t avoid events and activities all together, I simply became more selective until my goals were met.

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Additionally, it felt good to see how much can be saved, especially since I used to have a habit of eating out for meals, instead of attempting to craft things. If it worked for me, it may work for you!

Featured photo credit: Binyamin Mellish via pexels.com

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Last Updated on February 11, 2021

Want to Get Free Product Samples Like Bloggers and Beauty Gurus Do? Read This.

Want to Get Free Product Samples Like Bloggers and Beauty Gurus Do? Read This.

Imagine receiving a regular supply of free samples through your letterbox?

These free samples by mail could include things such as cleaning products, cosmetics and packaged food.

Free samples are a great way to try out some of the latest products. One week you may have a new toothpaste to try – the next week you may be snacking on a delicious chocolate cookie sample.

As the saying goes, variety is the spice of life. And by requesting free samples by mail (I’ll show you how shortly), you’ll have not just variety – but fun too!

Tell Me More About Getting Free Samples Sent to My Door!

So, it looks like I’ve caught your interest. That’s great news!

Just before I introduce you to 10 places where you can get free samples by mail, let me clarify a couple of things.

Firstly, all the places I’ll talk about are currently active in sending out free samples to consumers. (In other words, no links to out-of-date or dead pages!)

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Secondly, location is key. If you live in North America, then you’ll have a wide selection of places to sign up to. In other locations (for example, Africa, Asia and Europe), you’ll have fewer choices – but free samples by mail are still a possibility.

Lastly, to whet your appetite for the freebies, here’s a short list of product examples:

  • Pet food.
  • Beauty products.
  • T-shirts.
  • Greeting cards.
  • Wallets.
  • Snack bars.
  • Vitamins.

Free Samples by Mail… Tell Me Where to Get Them!

It’s now time to share my recommendations for the best sites to claim free samples from.

Let’s start with…

#1 SampleSource

    This company sends out boxes of 6-12 free samples about four times a year. Products include baby wipes, cereals and tissues. Register with SampleSource to be notified of the availability of their free samples. (Canada and U.S. only.)

    #2 Influenster

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      As their name suggests, Influenster wants to send free samples to you in exchange for you sharing about the products on your social media accounts. Once you’ve become a member (join for free!), they’ll send you a box of free goodies every few months. The more you share pictures and reviews of the products – the more free samples they’ll send you! (All major territories.)

      #3 PINCHme

        This organization will send you free samples in the hope that you’ll then go out and buy the equivalent full-size products. To receive regular boxes of free food, drink and cosmetic samples (and sometimes coupons), then sign up and create your profile. (U.S. only.)

        #4 House Party

          Thinking of throwing a house party? If yes, then be sure to sign up with this company. They’ll send you a box of ‘themed’ products and services that you can hand out at your party. Register with House Party. Wait for the fun freebies to be mailed to you. And then start sending out your party invites! (Worldwide.)

          #5 YoFreeSamples

            This site is a great resource for a whole host of free samples that can be mailed directly to your door (with no survey requirements!). You’ll find anything from books to perfume, with new offers listed daily. Head over to their site to see what’s currently available. (Mostly U.S., with occasional offers for other countries.)

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            #6 Magic Freebies

              The U.K.’s most popular freebie site. Register for their email newsletter, and they’ll send you a daily email with eight free sample offers. These include products such as disposable razors, dog bowls, and even fake tan! So, what are you waiting for? (U.K. only.)

              #7 SweetFreeStuff

                Since 2002, this simple site has been linking to the best free sample offers currently available. To get started, sign up to their daily email newsletter, which contains links to the latest offers. As well as free samples, SweetFreeStuff also gives information on coupons and deals. (Worldwide.)

                #8 Sample A Day

                  Would you like to receive a notification of a new free sample every day? Well, that’s the promise from this site. They claim to thoroughly research all offers, ensuring there are no catches or hidden surveys! From baby products to socks, this site is sure to have something for you. Registration is super-easy. Simply enter your email address. (Australia, Canada, U.K. and U.S. only.)

                  #9 Pretty Thrifty

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                    This site specializes in free beauty products, but also lets you claim free samples such as energy drinks, snack bars, and even magazine subscriptions. Pretty Thrifty has more than 85,000 followers on social media, so clearly knows how to attract free sample hunters. One thing that makes Pretty Thrifty stand out from most of their competitors, is that their email newsletter is available in daily, weekly and monthly formats. (Mostly U.S., with occasional offers for other countries.)

                    #10 CrazyFree

                      My final tip for getting the best free samples by mail, is Australian company CrazyFree. Their funky website offers big brand free sample offers, which currently include items such as Dolce & Gabbana perfume, Coke Zero, and Happy Dog pet food. To claim the offers, select the free samples you would like, and then complete their registration form. (Australia, U.K. and U.S. only.)

                      Receiving regular free samples by mail is a fabulous way of testing out the latest products on the market (and some that aren’t even on the market yet!)

                      You’ll impress your friends and family with all the free stuff you’ll be receiving. And take it from me… it’s a fun, free and rewarding hobby.

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