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9 Ways Your Credit Card Can Help You Travel for Dirt Cheap

9 Ways Your Credit Card Can Help You Travel for Dirt Cheap

Let me guess…

You see pictures on Instagram of exotic places. Facebook is littered with updates of your friend’s adventures abroad, and every time you close your eyes you picture yourself on a beach in the Caribbean, or exploring the cobblestone streets of France.

Yes, you want to travel. Unfortunately, however, you can’t afford it. A flight alone costs an entire month’s pay, let alone accommodation, travel insurance, and baggage.

Luckily, travel is becoming more accessible to even those of us who need to pinch pennies. Enter the travel credit card.

Now, you can travel for less (or even for free) with your credit card with these nine benefits.

1. Free Flights with Sign-Up Bonuses

If you’ve ever seen a credit card sign-up bonus that seems too good to be true, it’s probably…not.

Yes, you read that right. As more companies begin to offer credit cards (think Home Depot, WalMart) competition is becoming fierce. Consumers benefit through generous sign-up bonuses. Companies are trying to “out-bonus” each other.

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A sign-up bonus is simply a generous offer that you get upon signing up for a credit card.

For example, a card might give you $500 in cash, or enough points for a free flight. You can get a free flight, accommodations, and sometimes even an all-inclusive vacation with sign-up bonuses.

Look for cards with generous welcome bonuses and first year annual fee waivers (making it truly free) and make sure you can afford the minimum spend requirement to be eligible for the bonus (i.e. spend $500 in 3 months).

2. Free Flights with Companion Tickets

Companion tickets are another way that credit cards are competing with each other, and it makes it oh-so-good for the user.

With credit cards, it’s simple to save up enough points and use a welcome bonus to travel for free for one person, but what if you want to bring a friend?

Well, that’s where the companion ticket comes in. More credit card companies are offering companion tickets, where you book a flight and get a second ticket for super cheap (or free) on the same itinerary. How can you go wrong with that?

3. Free Hotel Stays

Easily one of the most expensive portions of travel is accommodations. Unless you’re willing to stay in run down hostels with roaches scuttling on the floor, you risk spending more on hotels than you did on your flight.

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Unless you use the right credit card, that is. Remember when I said more and more companies are beginning to offer credit cards? That includes hotels, too.

With a sign-up bonus, you can score 5 or more free nights with some hotels. If you are strategic with which cities you use your free stays in, this can cut your costs substantially.

4. Waived Foreign Transaction Fees

If you’ve ever gone on a trip with a non-travel credit card, you’ll know what I mean. It’s painful to get back from your relaxing vacation to see that you were charged hundreds of dollars in foreign transaction fees.

See, many credit cards charge a foreign transaction upwards of 2.5% over and above the exchange rate. But an increasing number of credit cards are now eliminating the fee, making it the cheapest way to spend money out of country.

If you change money at a foreign exchange counter at the airport, hotel or a tourist area, you can get charged in excess of 10% above the exchange rate. Snagging a travel card with waived foreign transaction fees is a budget-conscious move.

5. Free Travel Insurance Coverage

One cost of travel most people forget about is travel insurance. Unfortunately, travel insurance is a necessity but it’s easy to overlook when you’re budgeting for a trip.

However, with the right card you may be able to skip the travel insurance line on your budget.

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Most travel credit cards come with free travel insurance, and sometimes even trip protection insurance, as long as you book your trip with the credit card in question. Check the terms of your card for travel medical, trip cancellation, trip interruption, trip delay, lost baggage, car rental, accidental death, and even purchase protection. These travel insurances can easily be valued at over $500 per year, and will be yours for free with the right card.

Make sure to read insurance certificates to make sure you don’t fall into any “exclusions”.

6. Free Checked Bags

Did you know that hardly any airlines that offer free checked bags anymore?

It’s true, and it’s tragic. Now, you have to spend $25 or more just to bring your luggage on the flight. More people try to travel with just a carry on to avoid the cost, but you don’t want to have to resort to that.

Many airlines now are coming out with credit card rewards that include a free checked bag, saving you that potentially expensive surprise at the airport. (Make sure to find out whether it’s free for any flight or just flights you’ve redeemed points for.)

7. Free Access to Airport Lounges

Have you ever had to spend more than an hour at an airport?

If you have, you probably craved somewhere comfortable to hang your hat while you waited for your flight. That’s why airlines have introduced lounges. Lounges are usually reserved for business class tickets and frequent fliers who achieve elite tiers, and they can cost $75 per visit ($25 per guest).

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However, many travel and airline cards offer a number of guest passes to lounges – some even allow you to bring a guest for free.

8. Cash Back at the Gas Pump

If you’re more of a road tripper than an air traveler, you can still save money to travel through your credit card. You can get up to 5% cash back at the pump with multiple no fee credit cards, that either offer the promo in the first 6 months, or offer it as a rotating category.

This is great for road trips and RVs. You can find great sign-up bonuses for gas on certain credit cards, too.

9. Avoiding Expensive Security Costs

Many cities are prone to security issues – even the most desirable destinations.

For example, Barcelona is a wonderful city to visit, but there are high security issues with pick pockets and thievery. This is a surprisingly wide-spread problem across not only developing countries, but even first world countries like Spain.

A security issue is one of the most expensive things that can come up on a trip. That’s why travelling with credit cards rather than cash will save you big time.

If your credit card is stolen, you can cancel it right away and you will usually have a level of protection against unauthorized purchases. If cash is stolen, it’s lost forever.

Credit cards are sent from the travel Gods to help people save money on their trips.

And if you’re not American, don’t worry. It used to be that only Americans could benefit from travel rewards, but now Canadians have great travel credit card options, too.

More by this author

Marc Felgar

Marc Felgar is an aging, health & senior care expert focused on improving the lives of mature adults.

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Last Updated on February 11, 2021

Want to Get Free Product Samples Like Bloggers and Beauty Gurus Do? Read This.

Want to Get Free Product Samples Like Bloggers and Beauty Gurus Do? Read This.

Imagine receiving a regular supply of free samples through your letterbox?

These free samples by mail could include things such as cleaning products, cosmetics and packaged food.

Free samples are a great way to try out some of the latest products. One week you may have a new toothpaste to try – the next week you may be snacking on a delicious chocolate cookie sample.

As the saying goes, variety is the spice of life. And by requesting free samples by mail (I’ll show you how shortly), you’ll have not just variety – but fun too!

Tell Me More About Getting Free Samples Sent to My Door!

So, it looks like I’ve caught your interest. That’s great news!

Just before I introduce you to 10 places where you can get free samples by mail, let me clarify a couple of things.

Firstly, all the places I’ll talk about are currently active in sending out free samples to consumers. (In other words, no links to out-of-date or dead pages!)

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Secondly, location is key. If you live in North America, then you’ll have a wide selection of places to sign up to. In other locations (for example, Africa, Asia and Europe), you’ll have fewer choices – but free samples by mail are still a possibility.

Lastly, to whet your appetite for the freebies, here’s a short list of product examples:

  • Pet food.
  • Beauty products.
  • T-shirts.
  • Greeting cards.
  • Wallets.
  • Snack bars.
  • Vitamins.

Free Samples by Mail… Tell Me Where to Get Them!

It’s now time to share my recommendations for the best sites to claim free samples from.

Let’s start with…

#1 SampleSource

    This company sends out boxes of 6-12 free samples about four times a year. Products include baby wipes, cereals and tissues. Register with SampleSource to be notified of the availability of their free samples. (Canada and U.S. only.)

    #2 Influenster

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      As their name suggests, Influenster wants to send free samples to you in exchange for you sharing about the products on your social media accounts. Once you’ve become a member (join for free!), they’ll send you a box of free goodies every few months. The more you share pictures and reviews of the products – the more free samples they’ll send you! (All major territories.)

      #3 PINCHme

        This organization will send you free samples in the hope that you’ll then go out and buy the equivalent full-size products. To receive regular boxes of free food, drink and cosmetic samples (and sometimes coupons), then sign up and create your profile. (U.S. only.)

        #4 House Party

          Thinking of throwing a house party? If yes, then be sure to sign up with this company. They’ll send you a box of ‘themed’ products and services that you can hand out at your party. Register with House Party. Wait for the fun freebies to be mailed to you. And then start sending out your party invites! (Worldwide.)

          #5 YoFreeSamples

            This site is a great resource for a whole host of free samples that can be mailed directly to your door (with no survey requirements!). You’ll find anything from books to perfume, with new offers listed daily. Head over to their site to see what’s currently available. (Mostly U.S., with occasional offers for other countries.)

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            #6 Magic Freebies

              The U.K.’s most popular freebie site. Register for their email newsletter, and they’ll send you a daily email with eight free sample offers. These include products such as disposable razors, dog bowls, and even fake tan! So, what are you waiting for? (U.K. only.)

              #7 SweetFreeStuff

                Since 2002, this simple site has been linking to the best free sample offers currently available. To get started, sign up to their daily email newsletter, which contains links to the latest offers. As well as free samples, SweetFreeStuff also gives information on coupons and deals. (Worldwide.)

                #8 Sample A Day

                  Would you like to receive a notification of a new free sample every day? Well, that’s the promise from this site. They claim to thoroughly research all offers, ensuring there are no catches or hidden surveys! From baby products to socks, this site is sure to have something for you. Registration is super-easy. Simply enter your email address. (Australia, Canada, U.K. and U.S. only.)

                  #9 Pretty Thrifty

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                    This site specializes in free beauty products, but also lets you claim free samples such as energy drinks, snack bars, and even magazine subscriptions. Pretty Thrifty has more than 85,000 followers on social media, so clearly knows how to attract free sample hunters. One thing that makes Pretty Thrifty stand out from most of their competitors, is that their email newsletter is available in daily, weekly and monthly formats. (Mostly U.S., with occasional offers for other countries.)

                    #10 CrazyFree

                      My final tip for getting the best free samples by mail, is Australian company CrazyFree. Their funky website offers big brand free sample offers, which currently include items such as Dolce & Gabbana perfume, Coke Zero, and Happy Dog pet food. To claim the offers, select the free samples you would like, and then complete their registration form. (Australia, U.K. and U.S. only.)

                      Receiving regular free samples by mail is a fabulous way of testing out the latest products on the market (and some that aren’t even on the market yet!)

                      You’ll impress your friends and family with all the free stuff you’ll be receiving. And take it from me… it’s a fun, free and rewarding hobby.

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