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20 Quick Time Management Tips For Really Busy People

20 Quick Time Management Tips For Really Busy People

Do you wish you could manage your time more effectively? Many people struggle to do everything that they want to during the day. It can be even more difficult if you are busy and have other priorities. However, a few simple time-management methods can help you to find more time in the day – check out these 20 quick time management tips for really busy people.

1. Start tracking how you spend your time

Every day for a week, track your work and your spare time and see how long you spend on different tasks. When you look over how you track your time, you may notice that some activities take much longer than you expected. This can help when scheduling and prioritizing.

2. Do your work in chunks

Break your working day down into hour-and-a-half-hour chunks, and assign different tasks to these chunks. This will help you to stay focused and less overwhelmed by your work.

3. Schedule some empty time

Make sure to schedule some empty space for thinking or possible interruptions. This will help you to stay on top of your work without stressing, and it means you are less likely to feel like you are falling behind.

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4. Erase any distractions

If you struggle with social media distracting you, consider downloading Cold Turkey, an app that can block social media websites temporarily while you work.

5. Don’t be chained to your email inbox

If it is going to be a busy work day, ignore email completely for a few hours so you can focus on finishing off your other, more important tasks.

6. Prioritize your tasks

Choose three things every day that you must complete, and don’t leave until they are finished.  Prioritizing will help you to make sure you have a productive day.

7. Schedule your weekly priorities

At the beginning of the week, choose your top five priorities for the week, then decide how much time should be spent on each.

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8. Tidy your workspace

Keep your working space tidy – one of the biggest office time killers is searching for misplaced objects.

9. Track your time

Continue to track and evaluate the time you spend working on different tasks. Use the results to work out if you are working effectively, and note which bad habits suck up your time the most.

10. Schedule time between tasks

Take some time to yourself between your tasks and restart before you can get distracted. Remember that taking a break isn’t about slacking, it’s about recharging.

11. Do things that you can start easily first thing

If you struggle to get started with a task at the beginning of the day, switch to a task you can immediately and easily start. Once you are in the working zone, other tasks will be easier for you to start and complete.

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12. Start your work day by planning the whole day out

Start working once you know exactly how your whole day will be spent – planning out your day will actually save you time as you always know what you need to do next.

13. Use your commute wisely

Do some tasks while you travel to work. If you’re on the train, you can check your emails. If you are driving, you can make hands-free phone calls. This saves you time once you arrive at the office.

14. Focus on one task at a time

Most people actually struggle to multitask and often waste time when they try. Stick to one thing at a time to maximize your productivity.

15. Send others what they need to prep for meetings

If you set meetings, share the agenda with your co-workers in advance so they can prepare questions or comments. This saves everyone time and makes the meeting more efficient.

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16. Learn to say “no”

Say no to any extra tasks that may disrupt your work schedule. It may feel like you are being rude, but your ultimate priority is to have a productive day. If you feel guilty, offer to help with the task once you have finished with your other projects.

17. Batch similar tasks

If you have related tasks, batch them together to increase your efficiency.

18. Break up your tasks

Break up more difficult tasks with smaller, easier ones. This will help your mind to stay fresh — avoiding that feeling of being mentally exhausted.

19. Take breaks

Stretch your legs every two hours – both your body and your mind will appreciate the break.

20. Use easy tasks to get working

Remember that the best way to be productive is to get working. If you are struggling, start with the easiest task to get you into the working mindset.

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Amy Johnson

Freelance writer, editor and social media manager.

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Last Updated on June 22, 2018

How to Nix Your Credit Card Debt in Less Than 3 Years

How to Nix Your Credit Card Debt in Less Than 3 Years

Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

Hint: there are ways that are easier than you think.

1. Consider consolidating multiple credit cards if possible

This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

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Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

2. Try to pay the full balance you spent each month at the very least

You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

3. Pay extra when you can – every small amount counts

This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

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It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

4. Create a plan on how to pay extra

Back to the main point, having this plan is giving you one less thing to think about.

This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

5. Cut out costs for services you do not use

If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

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6. Get aggressive about it

Consider these points:

Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

7. Reevaluate your progress at set intervals

Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

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Finally (and most importantly)…

8. Keep trying

Do not get discouraged. Pushing it off will make it worse. Just keep trying.

Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

Start knocking out your debt today

The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

Featured photo credit: Pexels via pexels.com

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