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How You Can Afford To Travel The World

How You Can Afford To Travel The World

After traveling to over 40 countries and learning valuable ways to travel hack, I have learned one important rule: you do not need a lot of money (or have a high-paying job) to travel. Many people are hesitant to travel, and hold themselves back from possibly some of the most epic adventures because they think that they can’t afford the costs of traveling the world. With a few simple rules and tips it can be entirely possible to travel short or long term with little income.

In any case, if you’re going to travel the world, you’re going to need realistic financial planning. How much are you going to save? What is the minimum you will need to get you where you want to go without starving or feeling stranded? How do your finances look for when you return home? These are all essential questions to have thought out before one departs on a long trip, and the following guidelines can help you get set to afford to travel.

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Set a Travel Goal

First and foremost, create a travel goal and stick to it. By mapping out what your expectations are for your trip, it’s more likely that you will work towards it on a daily basis. Think about the length of the trip and the type of experiences you hope to gain. For instance, a goal can be to backpack through South America for three months on a $1,000 per month budget, or to live in an eco-village in India for several months. With your travel baseline goals outlined, it’s easier to plan for what needs to be done to get there.

Start a Travel Fund

Unless you plan to use prior savings, you’re going to have to save some cash to pay for your travels. Even if you only put $200 into a travel fund every month, that’s $2,400 you will have saved up in one year. On top of that, anytime you come across extra cash, put it into your travel fund. The more you’re able to contribute to the fund, the more you will be able to stretch out your budget and ultimately make your trip more flexible and enjoyable. This takes financial responsibility, and by making a commitment to yourself to not tap into those savings you will reach your goal sooner.

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Get Your Finances in Order

A couple of months before you are due to travel, make sure to get every single one of your finances in order so that you are not accumulating late fees or paying for things you simply don’t need while you’re abroad. Call your car insurance company to let them know you won’t be driving your car and have them freeze your account until you return. If you don’t plan to use your cell phone on your trip, you can ask your service provider to also freeze your account until you return so you’re not paying for a monthly plan that you will not be using. This goes for wireless internet as well. For student loans or other bills you can’t get around paying, make sure to have enough money in your bank account to continue to pay them. Make sure you can log in and pay all of your bills online using a credit card, or set up auto-pay if you think you might not have access to the internet for extended periods of time.

Take Advantage of Credit Card Sign-up Bonuses

The single most expensive portion of your travels is likely to be your plane ticket. One of the most valuable travel hacking tricks I have picked up over the last couple of years is signing up for a co-branded credit card to earn free airline miles. By getting a new card or two each year I have been able to cover almost all of my flights using airline miles earned from the sign-up bonuses offered with the cards.

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Many travel rewards credit cards have a sign-up bonus of 50,000 points, which is enough for a free, round-trip flight to almost anywhere in the world. When you sign up for a credit card that does have a bonus, you usually have up 90 days to meet a minimum spend requirement, which can be $1,000 to $3,000. The minimum spend is easier to meet than you’d think, and on Well Traveled Mile there are a lot of creative suggestions on how to do it. By earning rewards points you can easily save $1,200 on a trip by not paying for an airfare.

Cut Back on Conveniences

It’s true, we all love our conveniences and luxuries, but if you cut out many of those you will save more money than you would think. Sure, watching shows on demand is great, but in the age of the internet there is really no reason to pay for expensive television programming, especially if you’re looking for ways to afford to travel the world. Instead of buying a $3 cup of coffee, make it at home. Live close to work? Then save money on gas and ride your bike or take the bus to work. Think about all the small, daily expenses you could live without, then do it.

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Cutting back on these expenses will save you more money than you’d think, and once you realize how much money you’ve been spending it will be easier to fight the urge to spend when it’s not needed.

Research Alternative Accommodations

The bottom line is that in today’s well-traveled world, anywhere you travel to you’re likely to find an affordable hostel and they’re usually clean and well kept. By staying at a hostel you can easily find fun and safe accommodation for $10–$15 a night. My favorite sites are Hostelbookers and Hostelworld. It pays to compare prices for the same hostel, and you can often save a few bucks by booking through the cheaper website. Couchsurfing is another option available and provides free accommodation for travelers who create an online profile and request a couch. The benefit of Couchsurfing is that it offers users the chance to have a local experience with their host. My other favorite site for finding cheap accommodation is AirBnB, and on a recent trip to Puerto Rico I was able to save $40 per night by staying in a studio listed on AirBnB instead of a hotel.

Featured photo credit: ©Connor Bleakley via flickr.com

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Last Updated on July 4, 2019

25 Killer Sites For Free Online Education

25 Killer Sites For Free Online Education

Whether you’re five or ninety five, the internet has a lot to offer. Particularly when the topic is education, the resources on the internet are endless.

Best of all, many high quality sites are completely free. From history to coding, excellent free online education awaits on the following 25 sites.

1. Coursera

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    Coursera is a website that partners with universities and organizations around the world. This brings a wide variety of topics and perspectives to one searchable database.

    Coursera is a powerful tool for free online education, and includes courses from many top universities, museums and trusts. This gives the site an extremely wide range of in-depth courses.

    Coursera is extremely useful if you’re looking to study many different topics, or want courses from different schools and groups.

    2. Khan Academy

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      Partnering with many post secondary schools, Khan Academy offers a useable, well organized interface. Also curating many courses from around the web, Khan Academy offers impressive depth on many different subjects.

      Among the more well known educational sites, Khan Academy is also incredibly useable, which may make it easier to keep learning goals.

      3. Open Culture Online Courses

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        If you are struggling to find exactly the material you are looking for, try Open Culture’s listing of free online education courses. The page highlights 1000 lectures, videos and podcasts from universities around the world. The site features a lot of material found only on universities private sites, all in easy to browse categories. This means you can find hundreds of university courses, without having to visit and search each university’s own site.

        Open Culture’s list features courses from England, Australia, Wales and many state universities around the United States. A very helpful resource for finding many courses in one area of study.

        4. Udemy 

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          Udemy’s free courses are similar in concept to Coursera’s but additionally allows users to build custom courses from lessons.

          Working with many top professors and schools, the site mixes the customizable platform of other sites with a heavy emphasis on top quality content. This is another site however, that mixes free and paid content.

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          5. Academic Earth

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            Another site with courses from many different schools is Academic Earth. Much like the three sites above, Academic Earth brings together top notch courses from many different sources, and focuses on offering a wide variety of subjects.

            Academic Earth lists courses by subject and school, so it might be easier to find what you’re looking for.

            6. edX

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              Another great option for free online education is edX. Also bringing together courses from many different schools, the site has impressive, quality information for everyone. edX covers a great range of topics.

              7. Alison

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                Unlike the previous sites on this lists, Alison is a free education site offering certification in some areas. Alison offers courses mainly in business, technology, and health, but also includes language learning courses.

                It’s a great option if users need certification for their learning as Alison also offers school curriculum courses.

                8. iTunesU Free Courses

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                  A very convenient place for free online education is iTunesU, because it integrates seamlessly with your iPod, or any app-ready Apple mobile device. On iPad, iPhone, or iPod touch, users download the iTunesU app.

                  Desktop users can access  iTunesU on the upper right hand corner of the iTunes Store. iTunesU is also convenient because the store is categorized much like iTunes.

                  Users can search learning materials in many different ways, including genre and topic. However, courses are often a mix of free podcasts or videos, and paid content.

                  ITunesU does include courses on a pretty wide scope of topics, but does not integrate with Android, Google or Windows mobile devices.

                  9. Stanford Online

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                    Your hub for all the online offerings from Stanford University, Stanford Online offers self-paced and session based courses. While Coursera features some courses from Stanford, many classes are only available via other hosts. Some courses require iTunes, but most are completed in your web browser.

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                    Stanford Online is a great site for high quality courses, though the topics are somewhat limited compared to sites partnered with more than one school.

                    10. Harvard Extension

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                      Like Stanford Online, Harvard Extension features free online education courses from Harvard only. This is another excellent source for top notch course material, though the course variety is less rich than multi-school sites.

                      Additionally, Harvard Extension allows you to search for courses by professional certificate. This makes it much easier if your online education goal includes certification.

                      11. Open Yale Courses

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                        Open Yale Courses echoes Harvard Extension and Stanford Online, in that it offers only courses from Yale. While the site is similarly limited to topics taught at the school, Open Yale Courses offers a lot of videos of actual campus lectures. The availability of videos makes the site a great option if you’re looking for quality courses, but learn better by watching than by reading.

                        12. UC Berkeley Class Central

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                          Much like the other schools on this list, UC Berkeley has a variety of free online education options. The school has slightly fewer courses than the schools above, but includes some supplementary lectures, webcasts and RSS Feeds, making it easy to keep up with the topics you choose.

                          13. MIT OpenCourseWare

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                            Similarly, MIT offers a variety of free courses. The school has a comparable number of courses to the schools above, plus includes very in-depth course materials on the subjects available. MIT also offers free RSS feeds, a convenient way to continue learning.

                            14. Carnegie Mellon Open Learning Initiative

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                              Carnegie Mellon’s free online education site is comparable with the other school’s on this list, however, Open Learning Initiative also covers a smaller range of topics. But for the topics that are covered impressive, in-depth material is available.

                              15. Codecademy

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                                Codecademy is a website dedicated specifically to teaching coding. Where other coding sites follow an example/practice session workflow, Codecademy includes a live practice window. This means you can practice coding while still viewing the lesson material.

                                The courses at Codecademy are well written and easy to follow and the website is organized very nicely. Codecademy features a centralized dashboard where you can monitor your progress, plus organizes lessons into complete modules. This lets you learn an entire language without needing to pick the next course manually.

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                                16. Code

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                                  Code is another website focused on coding and app writing. A site with high quality courses, Code also features learning options for kids.

                                  In addition to kid friendly courses, Code offers free online education classes on a wide variety of technology topics. These classes include app writing, robotics and Javascript.

                                  Most of the courses are also geared in a such a way that they can be useful in a classroom setting. This makes Code a great resource for harder to find coding topics, as well as various learning settings.

                                  17. University of London Podcasts

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                                    The podcast page on the University of London website is another great source for free education. While the courses are limited to podcasts, the site features podcasts from it’s own campus, as well as eleven universities in and around London. This gives learners a wide base of topics and lectures, but still ensures in-depth material.

                                    18. University of Oxford Podcasts

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                                      Similar to the University of London, the University of Oxford features many different podcasts. Most are public lecture series or lectures from visiting professors, with several different recordings available.

                                      The advantage to this particular site is that podcasts are organized into series, making it easy to subscribe to multiple lectures on one topic. Another good site for thoroughly in-depth lectures.

                                      19. BBC Podcasts

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                                        For the more casual learner, the BBC offers a wide variety of podcasts on many different topics. Most podcasts are updated weekly, and focus on everything from finance, to sports, to current events.

                                        Through the World Service line of podcasts, there are also many in different languages. The focus of these podcasts are less in-depth and theory based, which may be more accessible to the average person.

                                        20. TED-Ed

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                                          Another great destination for more general learning is TED-Ed. From the same people that brought you the all encompassing, motivational web series, comes a site chocked full of educational videos. Most include impressive animation, and all are ten minutes long or less.

                                          Not only is TED-Ed an excellent site for the curious, it also includes supplemental materials and quizzes on the videos. This makes the site extremely useful in formal education settings, as well as in entertaining ways to brush up on new discoveries and topics.

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                                          21. LessonPaths

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                                            LessonPaths is another great tool for those looking for a more usable and convenient way to access learning material. On this site, users create link playlists of their favorite learning materials from other sites. Users then rank these collections, making it easy to find many different high quality, accessible sources on a given topic.

                                            22. Memrise

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                                              Another impressive free online education site offering ease of use and convenience is Memrise. Available both on desktop and as an app, Memrise is a particularly powerful tool if you are studying a language. The site encompasses many other topics as well, though some of the course material is user generated content.

                                              Part of what makes Memrise special is their integration of games into the learning materials, mixing learning with entertainment.

                                              23. National Geographic Kids

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                                                The kids site for National Geographic is another site that makes free online education applicable for younger users. For those looking for kid friendly education, a large variety of games, puzzles, videos and photos keeps kids interested on this site.

                                                National Geographic Kids doesn’t organize learning into courses, making materials available by topic and medium instead. This makes National Geographic Kids a good option for those looking for a more casual learning environment.

                                                24. Fun Brain

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                                                  Fun Brain is another good option for kids who want to learn online, but focuses on games and fun puzzles. Particularly focused on math and reading, Fun Brain’s game based approach can be valuable if the child in question struggles to pay attention.

                                                  Fun Brain offers rewards and challenges as well, and is another site aimed at a casual learning experience for kids K-8.

                                                  25. Whyville

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                                                    Similar to the sites for kids free online education is Whyville a destination for preteen online learning. The site includes a variety of social features, with a focus on learning materials geared for young teens.

                                                    Whyville also mixes in educational games, to make the site a well rounded option for kids too old for simple games, but too young for heavy reading based material.

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                                                    Featured photo credit: Dai KE via unsplash.com

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