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Daily Expenditure $0: 20 Sites Of Modern Barter Trade

Daily Expenditure $0: 20 Sites Of Modern Barter Trade
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Bartering or swapping sites provide easy ways to trade locally for services or needed products. Bartering or swapping can conveniently also take place through the mail . Of course, sites designed for swapping save money, especially since bartering is tax-free. The practice of bartering has been going on for centuries but on the Internet, people from all over the world can connect faster and with more convenience.

1. SwapStyle

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    SwapStyle is a bustling world wide bartering, sell, or  buy clothing site. Women and children’s clothing are available, as well as, sections for entertainment, accessories, shoes, and maternity wear. The site has been around since 2004 and is quite the popular spot for trading or buying. The site is free to join.

    2. Rehash Clothes

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      Rehash Clothes is a swap site for just about everything. There are men’s, women’s, and kid’s clothes available, along with, accessories, DVDs, textbooks and far more. The site was originally designed to design and reuse old clothes into designer clothes. Upon its launch Rehash Clothes quickly gained popularity as a swap site.

      3. Craigslist

      crasig

         Craigslist provides a a great resource for anyone looking to barter or swap. It was started in 1995 by Craig Newmark as a list of local events in San Francisco. Craigslist quickly grew into the large entity today, where people can go and find just about anything.

        4. Swap.com

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          Swap.com touts itself as ‘the largest online consignment store for baby and kids’ items. Parents simply box up the child’s clothes, toys, or maternity clothes and swap.com takes care of the rest. The items sent in are photographed and those with consigned items price their clothing or swap for needed items.

          5. U-Exchange

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            U-Exchange is an international bartering site for just about anything. Swap motorcycles, cars, homes, and more. There is no membership fee, people only have to sign in with a legitimate e-mail to begin swapping. U-Exchange does charge a very small fee to trade boats or to swap property permanently. Check out the guidelines before bartering.

            6. Freecycle

            free

              Freecycle was begun in 2003 in Tucson, AZ. It began as an e-mail list for locals to find other peoples throw-aways. The site grew quickly and now has over 7 million members worldwide. Simply enter your zip code to find those close to you or enter the zip of a larger city to discover whether some members will ship their items in an international swap.

               7. Game TZ

              game

                 Game TZ is a great and inexpensive way to keep a gamer happy. The zone allows users to create a library of their games and to trade between users without a fee of any kind. The site features top traders and what has been traded and received. Game accessories are also available to trade or buy.

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                8. PaperBack Swap

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                  Book lovers will truly love PaperBack Swap. Members build up their library in order to swap with other members. When a member lists ten books, they receive two credits. These credits are then used to barter with others in the group. For example, once a book is mailed and received by another member, the member who sent the book earns two credits. Extra credits are available for trading audio books.

                  9. SwapaCD

                  swap

                    SwapaCD works the same way as PaperBack Swap. Credits are earned in return for building a library and for sending CD’s to members. CD’s cost $0.49 and one credit point to purchase a CD. These credits may also be used in conjunction with the paperback swap site. Members may join and browse for free.

                    10. SwapaDVD

                    swap

                      SwapaDVD is also a part of PaperBack Swap and SwapaCD. Once the user builds a library of ten available DVD’s to swap or purchase, the member is awarded two credits. DVD’s then cost $0.49 plus one credit. When a DVD is successfully sent to another party a credit is awarded to the sender. Paper back books and CD’s can also be swapped or purchased.

                      11. Book Mooch

                      books

                        Book Mooch is both national and international book swap site. The site works only on a point system. 1/10 of a point is awarded for each book entered. One point is awarded for every book sent and received, three points if sent out of the United States. A point is deducted for every book received, three points if mailed out of the country. The site is free to join, the only cost are shipping of books.

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                         12. Swap Ace

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                          Swap Ace is free to join. Members can buy or trade just about anything, including cars. clothes, electronics, and much more. Bartering deals can be made locally, nationally, and internationally. Services, such as, child care, home improvements, and cleaning services are available.

                          13. Neighbor Goods

                          swap

                            Neighbor Goods is free to join in order to barter goods and services at a local level. List stuff you are willing to share or barter in your inventory, which allows others near you to find what you have. Search for your needed stuff on other people’s inventory lists. Plus, Neighbor Goods helps you track your stuff as you lend it out or are borrowing.

                            14. Trash Bank

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                              Trash Bank is a completely free site to list, barter, or buy just about anything. The site was founded in 2005 by avid traders. Trash Bank users offer testimonials of their experiences to the trading, buying, or bartering services offered. Bargain travel sites, along with valuable e-coupons are part of the services offered on the site.

                              15. Barter Quest

                              swap

                                Barter Quest allows users to barter or bargain hunt for the best price. Simply list what you have and what you want and the database sorts automatically. You will be matched to who has what you are looking to barter or buy. Every conceivable item is up for grabs.

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                                16. Trade Away

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                                  Trade Away is where you can buy, sell, or swap any item for just about anything. Users bid on items, similar to an auction house. Sellers accept the offer that is stellar to them. Registration is absolutely free. Trade anything from antiques to vacation homes.

                                  17. Listia

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                                    Listia lets you earn points off stuff you barter. Earned points then can be used to ‘buy’ other people’s stuff. On this site you can trade almost anything that moves. Joining is free, and you can join with your facebook or e-mail account.

                                    18. Tukar Tukar

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                                      Tuka Tukar is completely free, simply register with a valid social media or e-mail account. Build ‘inventory’ in your virtual garage to start trading, it really is as simple as that.

                                      19. Adal Bdal

                                      swap

                                         Adal Bdal is completely free to join and start swapping. Most traders are in India and the site does request permission to find your exact location. The site was created to let people unload there unwanted stuff for stuff that could be used by someone else. There are many items in which bargain hunters would have a difficult time finding elsewhere.

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                                        20. What’s On My Bookshelf?

                                        swap

                                          What’s On My Bookshelf is another barter site for books of all kinds. Users receive one credit per every five books listed. The system uses tags, unlike other sites that require books be placed in a genre. Once a book is sent and received, the sender receives 1 point. Points are redeemed through the user choosing a book and having it sent to them.

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                                          Last Updated on July 20, 2021

                                          Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

                                          Financial Freedom is Not a Fantasy: 9 Secrets to Get You There
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                                          Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

                                          Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

                                          Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

                                          In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

                                          Break Free of Your Finances

                                          Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

                                          When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

                                          Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

                                          Though it seems hard to believe, it is really very simple to get financial freedom.

                                          To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

                                          While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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                                          Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

                                          1. Stop Unnecessary Spending

                                          We often spend money inwardly, instead of objectively.

                                          For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

                                          To stop this habitual spending, log down all your spending over the course of a month.

                                          Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

                                          This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

                                          2. Plan a Monthly Budget

                                          This is a great opportunity to get serious.

                                          Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

                                          Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

                                          3. Cut-up Credit Cards

                                          Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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                                          If not, you may want to consider ridding your life of the burden that credit cards bring.

                                          Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

                                          Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

                                          4. Increase Savings

                                          There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

                                          It’s good practice to save up to 15% of your income.

                                          Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

                                          Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

                                          5. Invest Wisely

                                          Consider investing in funds.

                                          Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

                                          To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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                                          Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

                                          6. Invest in Gold

                                          There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

                                          You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

                                          Another way to invest in gold is through ETFs (Exchange Traded Funds).

                                          These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

                                          With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

                                          7. Stash Emergency Funds

                                          Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

                                          If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

                                          Make it hard to get your cash.

                                          Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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                                          8. Find Fabulous Mentors

                                          Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

                                          If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

                                          There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

                                          9. Be Extra Patient

                                          Patience is the key of financial success.

                                          Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

                                          So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

                                          Financial Freedom for All

                                          Anyone can achieve financial freedom, regardless of their financial circumstance.

                                          Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

                                          Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

                                          Featured photo credit: rawpixel via unsplash.com

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                                          Reference

                                          [1] Hartford Gold Group: IRA Retirement Accounts

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