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11 Best Deal Sites and Shopping Resources You’re Missing Out On

11 Best Deal Sites and Shopping Resources You’re Missing Out On

And so it continues, the next big shopping period will be soon upon is. You know there are  many good deals online. However, you just don’t have the time to sort them out to good and the bad sites. Today, we have created a list of the 11 best deal sites and shopping resources to help you to order to choose the best deals for you and save you time hunting around for these sites.

#1 Slickdeals

slickdeals

    Slickdeals is a free and user-driven shopping site with looks to provide consumers a platform to share market information.

    #2 Gotta deals

    gottadeal

      Similar to Slickdeals, you may find some deals here that are not on slickdeals.

      #3 Fab

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      fab

        Fab is all about selling well designed products.

        #4 FatWallet

        fatwallet

          FatWallet is another one of the deal finding sites.

          #5 Offer.com

          offer-com

            Offer.com provide coupon codes for products alongside deal discovery.

            #6 Couponcabin

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            couponcabin

               

              CouponCabin works directly with some merchant partners and focus on coupon codes.

              #7 Decide.com

              decide.com

                 

                Decide is a price prediction tool which tries to identify the best time to buy something. For members, they have a price guarantee so if their algorithms are incorrect they will pay you the difference if they are wrong.

                #8 Plastic Jungle

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                plastic jungle

                   

                  At Plastic Jungle, consumers can sell their unused gift cards. Plastic Jungle will resell them at a discount for other people. This is a marketplace for giftcards.

                  #9 Greenmangaming

                  Greenmangaming

                     

                    Greenmangaming focus on covering deals for video games.

                    #10 Free Shipping Deals

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                    Freeshipping

                       

                      The mission of FreeShipping is to provide consumers with free shipping offers to the stores they want to shop at.

                      #11 Dealnews

                      dealnews

                         

                        Dealnews is another deal site that tries to find low prices for you.

                        We hope this list can help you to get the best deals for your holiday shopping. What Online deal sites or shopping resources do you use?

                        Featured photo credit:  Beautiful woman sitting at home via Shutterstock

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                        Brian Lee

                        Chief of Product Management at Lifehack

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                        Last Updated on March 4, 2019

                        How to Use Credit Cards While Staying Out of Debt

                        How to Use Credit Cards While Staying Out of Debt

                        Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

                        I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

                        Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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                        Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

                        Do Not Treat Credit Cards as Your Funding Sources

                        Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

                        I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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                        I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

                        If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

                        Make Sure to Always Pay Off Balances in Full Each Month

                        The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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                        Using Credit Cards with Rewards

                        Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

                        You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

                        I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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                        So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

                        What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

                        Featured photo credit: Artem Bali via unsplash.com

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