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20 Creative Ways to Earn Money

20 Creative Ways to Earn Money

Perhaps your regular job is not earning you enough money, or you have just lost your job. If you are looking for new and creative ways of making money, then look no further!

1. Take online surveys.

People these days make as much as 500 dollars a month filling online surveys. Some online survey sites areToluna, VivaticMySurvey, YouGovSurveyBodsValued Opinions, The Opinion PaneliPollGlobal Test Market, HivingPanelBaseHarris PollOpinion Outpost, YourwordPineconeIPSOSNew Vista. You can make as much as 5 dollars filling out some surveys.

2. Sell your knowledge in book-form.

If you have some knowledge on a particular topic and you love to write, you could write a book. You can publish to the Amazon Kindle store and keep 70% of your earnings.

3. Join a direct-selling company.

Some people earn as much as a six-figure salary selling products of brands they love. However, some brands require resellers to pay money up front to get started with these programs.

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4. Sell your photos.

The photos you take can be sold to photo agencies like IStock or Shutterstock. Each time someone downloads your photos you get 25 cents.

5. Start your website/blog.

You could earn a six-figure salary annually from your blog or website. Through affiliate marketing, Google adsense and subscribers, you could rake in some cash.

6. Become a freelancer.

You could make money by selling your unique set of skills as services. You could try doing web design, content writing, and programming for many clients. Many people who do this earn between $40k to $100k a year.

7. Be a secret shopper.

Being a secret shopper means visiting shops to provide feedback to agencies on how their products are doing. The smartphone app Streetspotr could be helpful in the direction of getting mystery shopping job.

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8. Sell your junk.

By selling junk on popular site like eBay could earn you as much as $2,000–$3,000 a month. You can sell what you no longer use, or you could buy other used items and sell those.

9. Do small tasks for businesses.

Small businesses need translators and transcribers, while others need people to write product reviews. You can earn a pretty decent amount from doing this.

10. Rent out your room.

You could take in a boarder to rent out an extra room. This could put more cash in your pocket if someone moves into your room or even onto your couch

11. Start a small or part-time business.

You could have an expertise or hobby which you could turn into a small part time business. Part time jobs like teaching guitar lessons and picking up trash for neighbors have been become profitable for their creators.

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12. Be a coin collector.

You could buy coins from banks in large stock and find the ones that are worth something. Perhaps you’ll find a silver coin or gold coin, or a rare item. According to a CNN article, “presidential dollar errors can be worth $50 to $5,000 each; uncirculated state quarters can sell from $10 to $50 per roll; and rare error coins can value up to $35,000″.

13. Be a music reviewer.

If you are a music lover, you can make money reviewing artists online for cash with Slicethepie. Some users of the site claim to earn as much 60 dollars a month on the site.

14. Buy and sell domain names.

A domain name is a website address. You can buy a domain name for as cheap as $3, but you can resell such an address as a premium domain to someone who needs it for as much as $2,000.

15. Walk dogs.

If you love walking and exercising, you could rake in cash by walking dogs for people who are busy or at work. All you need to do is reach out to dog owners and market yourself.

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16. Be a ghost writer.

The publishing business is experiencing a big boom with online publishing. You could advertise your skill to persons who will be interested in allowing you to ghostwrite their work.

17. Sell your services on Fiver/Craiglist.

You could make money selling small services on Fiverr and craigslist. The default price on Fiverr is $5, but you can quickly make this amount add up depending on how many gigs you take on.

18. Sell old water at busy and hot vacation spots.

Busy vacation spots could be ideal for selling cold water or lemonade. The demand is high and also the profit margins in certain locations like Las Vegas.

19. Become a tutor.

You could become a tutor to high school or A-level students and local GCSE students. You could also do this online and earn as much as 10 dollars per hour.

20. Sell old CDs, games and movies.

You could sell old CDs, games, and movies for free on Amazon Trade-In or MusicMagpie. You can earn anything from 20 cents to 30 dollars per item.

Featured photo credit: http://www.pixabay.com via pixabay.com

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Casey Imafidon

Specialized in motivation and personal growth, providing advice to make readers fulfilled and spurred on to achieve all that they desire in life.

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Last Updated on March 4, 2019

How to Use Credit Cards While Staying Out of Debt

How to Use Credit Cards While Staying Out of Debt

Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

Do Not Treat Credit Cards as Your Funding Sources

Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

Make Sure to Always Pay Off Balances in Full Each Month

The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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Using Credit Cards with Rewards

Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

Featured photo credit: Artem Bali via unsplash.com

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