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15 Sweet And Unique Gift Ideas For Your Loved Ones On A Budget

15 Sweet And Unique Gift Ideas For Your Loved Ones On A Budget

Are you looking for unique gift ideas for your anniversary, Valantine’s Day, or your significant other’s birthday? Here are 15 budget friendly and romantic surprises that can make your loved one truly happy.

1. Take Them Camping

Borrow a tent so you will only spend on the food, gas, and the camping fee. You can enjoy pitching the tent together, build the fire, and roast hotdogs and marshmallows.

2. Make a Photo Collage

Make a meaningful gift by taking out your old photos taken from the day that you started going out together until the present, and create an artful collage out of them.

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3. Invite Them for a Picnic

Pick your partner’s favorite foods and beverages and put them in a picnic basket with a mat, plates, and other utensils. You can go to the nearby lake, park, or beach and spend the whole day together.

4. Put Them on a Sweet Treat Treasure Hunt

Bring more fun in your anniversary day by putting your partner on a treasure hunt. Write ten things that you love about him on pieces of paper – one reason per piece of paper – and hide them in different parts of the house together with a chocolate or candy bar. The end of the hunt will be the activity that you have planned for the day.

5. Take Them for a Day Trip

Spend time away from your children and take a trip to the zoo, to the carnival, or to the nearest activity parks.

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6. Create a Unique Piggy Bank

Decorate a cleaned, empty jar with ribbons, stickers, or pictures and wrap it as a gift together with your note on where you wish to spend your next anniversary, Valentine’s Day, or birthday.

7. Have a Candlelight Pizza Dinner

Put a twist to your anniversary dinner by not cooking the food but ordering a pizza instead. Eat it together with a chilled wine or champagne and candlelight out in your porch.

8. Do Your Own Message in a Bottle

Decorate a cleaned wine bottle with colorful ribbons or strings. Write your message on a piece of paper, spray it with your perfume, roll it up, and put it inside the bottle, then close with the flask with a cork.

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9. Pamper Them with a Foot Spa at Home

Treat your spouse with your own homemade foot spa of Epsom salt, body wash, and essential oil. Then amaze him with the effect of your own foot scrub made of 1/8 cup of olive oil, 1 teaspoon of honey, and 1/4 cup of sugar.

10. Surprise Them with a Romantic Scrapbook

Let your inner artist come out by making a scrapbook project using your pictures. Choose photos that help you to create stories by adding old cards, notes, fabrics, dried flowers, and other materials that are meaningful to both of you.

11. Bake Their Favorite Cookies

If you are not good at baking, you can download cookie recipes from the Internet to follow. Cut your cookie dough with a heart-shaped cookie cutter to make them look more special.

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12. Write Them a Poem

Like a love letter, a poem is also a beautiful way of expressing your love for your partner. Create a romantic poem from scratch then print it pn board paper and place it in a frame.

13. Dance with Them at Sunset

Drive to the nearest beach in the late afternoon and walk together holding hands on the sandy shore. When the sun sets, put your arms around each other and dance to the sound of the waves.

14. Bake An Anniversary Cake

Display your baking skills by preparing a speacial anniversary cake. Find great recipes online and add a personal touch by making your own topping design out of candles, decorative figure, and a card.

15. Treat Them to a Romantic Breakfast in Bed

This romantic idea never fails. Feed your partner with a tasty and healthy breakfast that you prepared especially for the big day. It’s the perfect way to start your day.

Featured photo credit: Aina via flickr.com

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Emma Watson

Emma is a professional blogger who shares about lifestyle tips on Lifehack.

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Last Updated on March 4, 2019

How to Use Credit Cards While Staying Out of Debt

How to Use Credit Cards While Staying Out of Debt

Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

Do Not Treat Credit Cards as Your Funding Sources

Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

Make Sure to Always Pay Off Balances in Full Each Month

The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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Using Credit Cards with Rewards

Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

Featured photo credit: Artem Bali via unsplash.com

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