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10 Unique Home Decorating Tips that are Easy on Your Wallet

10 Unique Home Decorating Tips that are Easy on Your Wallet

Home is not just a place; it is much more than that. The place where we spend our childhood, adulthood, and yes, the older years of our life. Not only to us, but our friends and relatives, it is a place with which many wonderful memories are associated. No doubt you want your home to be the best.

Decorating your home can sometimes be beyond your means. So here are 10 unique home decorating tips that are easy on your wallet.

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Beautiful Home

    1. Give your home comfort and elegance with Pillows.

    Pillows are the best supporters for your back when you want to watch a movie or have those late night conversations. Always use large, overstuffed pillows that can provide more elegance as well as comfort. You can even use throw pillows of different shapes and sizes to give your old room a new look. Remember to choose the right color pillows that complement your room.

    2. Have an awesome entry.

    The look of your home should catch the eyes of visitors as soon as they enter. The entrance wall of your home or rooms can be decorated with a bold wallpaper, which would be quite attractive. You can have a decorative key box in the foyer, or a beautiful nameplate for your house would also be charming. Try to maximize your foyer space.

    3. Accent lighting can bring change.

    You can use accent lighting to highlight your decor. For the kid’s room, which is often turned into a party hall, try some different colored lights. Good lighting will give your room more vibrant look.

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    4. Make home decor items from everyday materials.

    Many common materials can be used to create beautiful decorations. Believe me! They have a more appealing look to the guests than those expensive items bought from the market. These days, many good art and craft-related videos are available free on the web – you could even learn how to use the waste materials to generate the best decorations. One of the ways to decorate your home using such materials is to create a lamp using balloon and old wool.

    5. Showcase your child’s achievements.

    Don’t let all those hard-earned trophies and medals go waste. Search for a suitable corner where you can showcase them and add more value to your house. This will not only decorate your home, but also boost your child’s moral.

    6. Focus on the room that is used most by guests.

    This can be helpful when you are planning a low budget makeover of your home. The maximum attention should be paid to the rooms where you entertain your guests. Try to maximize the space of this room by using appropriate furniture. You can also paint one of your walls with bold colors and then showcase all your decor on that wall.

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    7. Keep those wonderful areas clean and attractive.

    Generally, people don’t keep their laundry place clean enough. Get out of those light shades and use bright and vibrant colors. You can get a bunch of artificial or natural flowers in the market which will add more colors to this dull corner of your house.

    8. Accessorize the bathroom.

    A bathroom is a place that catches everyone’s attention. You can make this part of your home more attractive by choosing the right accessories. Accessories matching to your bathroom shade will certainly have a significant effect. Towels, rods, mats – all these are inexpensive items that you can add according to your bathroom theme.

    9. Paintings express it all.

    In today’s modern era, having a great picture on your room’s wall can add a lot to your class. Various modern art paintings are available in market at affordable prices. Choose the right ones according to your taste and display them there.

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    10. Housekeeping!

    All your efforts will go in vain if your home isn’t clean and doesn’t smell good. Clean your house often. Even the tiniest particle of the dust, if visible, can ruin all your efforts. Use a good room freshener that will make your home’s fragrance aromatic.

    Hope you liked these small budget tips. These tips are easy on your wallet, and will give your home a new look that your visitors will love.

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    Ayu

    Freelancer

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    Last Updated on March 4, 2019

    How to Use Credit Cards While Staying Out of Debt

    How to Use Credit Cards While Staying Out of Debt

    Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

    I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

    Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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    Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

    Do Not Treat Credit Cards as Your Funding Sources

    Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

    I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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    I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

    If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

    Make Sure to Always Pay Off Balances in Full Each Month

    The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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    Using Credit Cards with Rewards

    Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

    You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

    I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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    So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

    What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

    Featured photo credit: Artem Bali via unsplash.com

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