Advertising
Advertising

6 Online Shopping Hacks to get you the best deal.

6 Online Shopping Hacks to get you the best deal.

There’s always something targeted we want and need online, and also there’s always someone, some date or event in which our present would perfectly fit the occasion. At the same time we try to buy only what we need, there are people who think that you need to take advantage of sales and discounts.

There are lots of discounts and deals available online so, here are some hacks that will help in your shopping time and save you some bucks at the same time:

Advertising

1. Check those companies that have a rewards program.

And not only those traditional clothing or electronic companies, sometimes other institutions that offer different services like transportation or accommodation (like Greyhound or Spirit airlines for example) tend to give special discounts while traveling, giving general rewards to members; discounts at hotels, restaurants, stores, theme parks, etc. and not only for transportation. You can be surprised when you realize all the rewards programs you can join.

2. Include your birth date when signing up to sites.

Sometimes we tend to lie about our personal information, but when you find a quality shopping site or platform it is important to be honest while registering and including your birth date on it. Many companies offer those famous “Birthday Freebies”; an easy way to get free stuff at least once a year.

Advertising

3. Coupons, coupons, coupons!

It’s actually rare buying something online without first finding a coupon somewhere else. Look out for all discount coupons or codes you can get: email, newspapers, websites, social media, etc. Remember that many brands are much more approachable through social media than they are through traditional modes of communication. Because there’s no reason to pay more and waste opportunities.

4. Identify the best shopping websites.

There are millions of sites and it is hard to find the best ones; eCommerce worldwide has been increasing over the last years and it is hard to find the best price, free shipping, taxes, etc. Check those sites that offer international shopping, shipping and those who have lots of brands and quality stores. ShopAlike and ASOS for example, are shopping sites that stand out from the other ones.

Advertising

5. Identify happy hours and days.

You’re probably wondering, which day of the week should people shop online most? According to different eCommerce companies and previous studies, Monday mornings and Wednesdays are the best times for this activity. And of course avoiding weekend days, Wednesdays and Thursdays are the most popular days for retailers to roll out sales and discount codes.

Download the best apps for online shopping.

Besides the useful “Google shopper”, there are many apps that actually make online shopping easier (and cheaper). Apps can show you the latest product prices, availability, a good comparison of prices, special promotions, discounts, reviews and more functions right on your smartphone, tablet or computer. Amazon Price Check, Hopper, and Cart are known because of its high rating and effectively at the App Stores.

Advertising

Remember to stay safe

The truth is that online shopping is a big business nowadays, it’s getting more and more consumers each time and saving money and time for people around the world. You just need to be careful; remember to buy through safety platforms (with a good reputation) and do not compromise your personal information, and check your purchase ticket or bank account as soon as you can. You can find more safety tips at SafeShoppoing.org.

You should also consider not spending more money than your budget can afford, and set some financial strategies first (yes, there are also Budget Apps that promise to take care of your money and accounts).

So it isn’t always a bad idea staying at home avoiding parties, resting a little bit and making some online shopping right from your smartphone or computer, right?

Featured photo credit: fortunecreditservices via fortunecreditservices.com

More by this author

16 Young And Successful Entrepreneurs Who Prove That Age Is Nothing but a Number This Is The Secret Recipe For A Healthy Living 6 Essentials You Need to Consider Before Starting an Online Business 4 Things Every True Leader Wants You to Know Life Insurance: A Secure Way To Protect Your Future.

Trending in Budget Activity

1 6 Easy Ways to Treat Yourself 2 7 Websites to Sell Used Stuff Profitably 3 Seven Tips to Save Money While Renovating Your Home 4 4 Ways to Make Every Penny Stretch in 2017 5 Getting Out of Debt in 4 Simple Steps

Read Next

Advertising
Advertising

Published on November 20, 2018

The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

The Best Ways to Save Money Even Impulsive Spenders Can Get Behind

The truth is, there are many “money saving guides” online, but most don’t cover the root issue for not saving.

Once I’d discovered a few key factors that allowed me to save 10k in one year, I realized why most articles couldn’t help me. The problem is that even with the right strategies you can still fail to save money. You need to have the right systems in place and the right mindset.

In this guide, I’ll cover the best ways to save money — practical yet powerful steps you can take to start saving more. It won’t be easy but with hard work, I’m confident you’ll be able to save more money–even if you’re an impulsive spender.

Why Your Past Prevents You from Saving Money

Are you constantly thinking about your financial mistakes?

If so, these thoughts are holding you back from saving.

I get it, you wish you could go back in time to avoid your financial downfalls. But dwelling over your past will only rob you from your future. Instead, reflect on your mistakes and ask yourself what lessons you can learn from them.

It wasn’t easy for me to accept that I had accumulated thousands of dollars in credit card debt. Once I did, I started heading in the right direction. Embrace your past failures and use them as an opportunity to set new financial goals.

For example, after accepting that you’re thousands of dollars in debt create a plan to be debt free in a year or two. This way when you’ll be at peace even when you get negative thoughts about your finances. Now you can focus more time on saving and less on your past financial mistakes.

Advertising

How to Effortlessly Track Your Spending

Stop manually tracking your spending.

Leverage powerful analytic tools such as Personal Capital and these money management apps to do the work for you. This tool has worked for me and has kept me motivated to why I’m saving in the first place. Once you login to your Personal Capital dashboard, you’re able to view your net worth.

When I’d first signed up with Personal Capital, I had a negative net worth, but this motivated me to save more. With this tool, you can also view your spending patterns, expenses, and how much money you’re saving.

Use your net worth as your north star to saving more. Whenever you experience financial setbacks, view how far you’ve come along. Saving money is only half the battle, being consistent is the other half.

The Truth on Why You Keep Failing

Saving money isn’t sexy. If it was, wouldn’t everyone be doing it?

Some people are natural savers, but most are impulsive spenders. Instead of denying that you’re an impulsive spender, embrace it.

Don’t try to save 60 to 70% of your income if this means you’ll live a miserable life. Saving money isn’t a race but a marathon. You’re saving for retirement and for large purchases.

If you’re currently having a hard time saving, start spending more money on nice things. This may sound counterintuitive but hear me out. Wouldn’t it be better to save $200 each month for 12 months instead of $500 for 3 months?

Advertising

Most people run into trouble because they create budgets that set them up for failure. This system won’t work for those who are frugal, but chances are they don’t need help saving. This system is for those who can’t save money and need to be rewarded for their hard work.

Only because you’re buying nice things doesn’t mean that you’ll save less. Here are some rules you should have in place:

  1. Save more than 50% of your available money (after expenses)
  2. Only buy nice things after saving
  3. Automate your savings with automatic bank transfers

These are the same rules that helped me save thousands each year while buying the latest iPhone. Focus only on items that are important to you. Remember, you can afford anything but not everything.

How to Foolproof Yourself out of Debt

Personal finance is a game. On one end, you’re earning money; and on the to other, you’re saving. But what ends up counting in the end isn’t how much you earn but how much you save. Research shows that about 60% of Americans spend more than they save.[1]

So how can you separate yourself from the 60%?

By not accumulating more debt. This way you’ll have more money to save and avoid having more financial obligations. A great way to stop accumulating debt is using cash to pay for all your transactions.

This will be challenging, depending on how reliant you are with your credit card, but it’s worth the effort. Not only will you stop accruing debt, but you’ll also be more conscious with what you buy.

For example, you’ll think twice about purchasing a new $200 headphone despite having the cash to buy them. According to a poll conducted by The CreditCards.com, 5 out of 6 Americans are impulsive spenders.[2]

Advertising

Telling yourself that you’ll have the discipline to not buy things won’t cut it. This is equal to having junk food in your fridge while trying to eat healthy–it’s only a matter of time before you slip. By using cash to make your purchases, you’ll spend less and save more.

A Proven Formula to Skyrocket Your Savings

Having proven systems in place to help you save more is important, but they’re not the best way to save money.

You can search for dozens of ways to save money, but there’ll always be a limit. Instead of spending the majority of your effort saving, look for ways to increase your income. The truth is that once you have the right systems in place, saving is easy.

What’s challenging is earning more money. There are many routes you can take to achieve this. For example, you can work long and hard at your current job to earn a raise. But there’s one problem–you’re depending on someone else to give you a raise.

Your company will have to have the budget, and you’ll have to know how to toot your own horn to get this raise. This isn’t to say that earning a raise is impossible, but things are better when you’re in control right? That’s why building a side-hustle is the best way to increase your income.

Think of your side-hustle as a part-time job doing something you enjoy. You can sell items on eBay for a profit, or design websites for small businesses. Building a side-hustle will be on the hardest things you’ll do, be too stubborn to quit.

During the early stages, you won’t be making money and that’s okay. Since you already have a source of income, you won’t be dependent on your side-hustle to pay for your expenses. Depending on how much time you invest in your side-hustle, it can one day replace your current income.

Whatever route you take, focus more on earning and save as much as possible. You have more control than you give yourself credit for.

Advertising

Transform Yourself into a Saving Money Machine

Saving money isn’t complicated but it’s one of the hardest things you’ll do.

By learning from your mistakes and rewarding yourself after saving you’ll save more. What would you do with an extra $200 or $500 each month? To some, this is life-changing money that can improve the quality of their lives.

The truth is saving money is an art. Save too much and you’ll quit, but save too little and you’ll pay for the consequences in the future. Saving money takes effort and having the right systems in place.

Imagine if you’d started saving an extra $100 this next month? Or, saved $20K in one year? Although it’s hard to imagine, this can be your reality if you follow the principles covered in this guide.

Take a moment to brainstorm which goals you’d be able to reach if you had extra money each month. Use these goals as motivation to help you stay on track on your journey to saving more. If I was able to save thousands of dollars with little guidance, imagine what you’ll be able to do.

What are you waiting for? Go and start saving money, the sky is your limit.

Featured photo credit: rawpixel via unsplash.com

Reference

Read Next