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5 Tips For Shopping Online Safely

5 Tips For Shopping Online Safely

A lot of people these days no longer resort to the traditional ways of buying stuff — that is, by going into department stores and malls — because almost everyone has bought into the idea of online shopping.

Many embrace the convenience of online shopping. However, there are also a lot of people who are still skeptical about it because they aren’t assured of the safety of these online transactions. There have been numerous reports of fraud transactions in the past years, including cases of identity theft, which give online shopping a bad name. Safety is always a must, particularly when there is money involved, so here are a few tips to help you shop online safely.

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1. Shop at trusted sites

Most of the reported cases of fraud and identity theft occurred when transactions were done via social media or obscure shopping sites. This is why you should do your online shopping at popular and trusted sites such as eBay and Amazon. Once you get the feel of things on these sites, then you can branch out to other trusted retail stores that you can take advantage of later on. These websites are not just popular for no reason — they are authentic and can be trusted by customers. The testimonials on their sites and feedback from fellow customers further testifies to their legitimacy.

2. Make sure the website has the SSL encrypted

The SSL (secure sockets layer) is a tool that gives you a sense of privacy when it comes to information that you give out within a website. You can tell that a website has the SSL encryption if the URL starts with an HTTPS:// instead of the usual HTTP://. There will also be a padlock icon seen right beside the URL in the address bar or at the bottom in the status bar depending on the type of browser that you are using.

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3. Be discreet

It is understandable that retailers and merchants will ask for some personal information for your transaction, but this info should only be limited to name, address, contact number, age, and credit card number (depending on the mode of payment). You should not give out other personal details that will be useless for the transaction because this can give other people a chance to steal your identity.

4. Protect your computer

Make sure you install antivirus programs that will protect you from viruses, Malware, and Spyware programs that can access information from your computer and invade your computer or device. Some thieves are high tech enough to take advantage of this method in order to steal information from users and use it against them.

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5. Check your account statement

Check your account balance right after the online transaction so that you are assured that the money that you paid for your purchase was the only amount taken off your account. If you are paying via credit card, then you can call your credit card company and ask for your latest transaction, including the amount you owe them for that transaction. This is to make sure that the merchant charged you correctly and that there are no other suspicious transactions on your account.

As long as you practice the above safety tips, you can be assured that you will not be victimized by cases of fraud and identity theft. Most of the time, the victims are the ones who are careless and do not observe proper decorum when transacting online.

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However, be wary that online shopping can be addictive, that is why you need to control yourself as you become comfortable with shopping on this platform. Keep in mind that you can purchase things online at anytime of the day and anywhere as long as you have an internet connection. Your finances will greatly suffer once you lose control of your buying habits — even if your personal information and accounts are kept secure by these safety tips.

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Last Updated on January 3, 2020

The 10 Essential Habits of Positive People

The 10 Essential Habits of Positive People

Are you waiting for life events to turn out the way you want so that you can feel more positive about your life? Do you find yourself having pre-conditions to your sense of well-being, thinking that certain things must happen for you to be happier? Do you think there is no way that your life stresses can make you anything other than “stressed out” and that other people just don’t understand?  If your answer is “yes” to any of these questions, you might find yourself lingering in the land of negativity for too long!

The following are some tips to keep positive no matter what comes your way. This post will help you stop looking for what psychologists call “positivity” in all the wrong places!  Here are the ten essential habits of positive people.

1. Positive people don’t confuse quitting with letting go.

Instead of hanging on to ideas, beliefs, and even people that are no longer healthy for them, they trust their judgement to let go of negative forces in their lives.  Especially in terms of relationships, they subscribe to The Relationship Prayer which goes:

 I will grant myself the ability to trust the healthy people in my life … 

To set limits with, or let go of, the negative ones … 

And to have the wisdom to know the DIFFERENCE!

 2.  Positive people don’t just have a good day – they make a good day.

Waiting, hoping and wishing seldom have a place in the vocabulary of positive individuals. Rather, they use strong words that are pro-active and not reactive. Passivity leads to a lack of involvement, while positive people get very involved in constructing their lives. They work to make changes to feel better in tough times rather than wish their feelings away.

3. For the positive person, the past stays in the past.

Good and bad memories alike stay where they belong – in the past where they happened. They don’t spend much time pining for the good ol’ days because they are too busy making new memories now. The negative pulls from the past are used not for self-flagellation or unproductive regret, but rather productive regret where they use lessons learned as stepping stones towards a better future.

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4. Show me a positive person and I can show you a grateful person.

The most positive people are the most grateful people.  They do not focus on the potholes of their lives.  They focus on the pot of gold that awaits them every day, with new smells, sights, feelings and experiences.  They see life as a treasure chest full of wonder.

5. Rather than being stuck in their limitations, positive people are energized by their possibilities.

Optimistic people focus on what they can do, not what they can’t do.  They are not fooled to think that there is a perfect solution to every problem, and are confident that there are many solutions and possibilities.  They are not afraid to attempt new solutions to old problems, rather than spin their wheels expecting things to be different this time.  They refuse to be like Charlie Brown expecting that this time Lucy will not pull the football from him!

6. Positive people do not let their fears interfere with their lives!

Positive people have observed that those who are defined and pulled back by their fears never really truly live a full life. While proceeding with appropriate caution, they do not let fear keep them from trying new things. They realize that even failures are necessary steps for a successful life. They have confidence that they can get back up when they are knocked down by life events or their own mistakes, due to a strong belief in their personal resilience.

7. Positive people smile a lot!

When you feel positive on the inside it is like you are smiling from within, and these smiles are contagious. Furthermore, the more others are with positive people, the more they tend to smile too! They see the lightness in life, and have a sense of humor even when it is about themselves. Positive people have a high degree of self-respect, but refuse to take themselves too seriously!

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8. People who are positive are great communicators.

They realize that assertive, confident communication is the only way to connect with others in everyday life.  They avoid judgmental, angry interchanges, and do not let someone else’s blow up give them a reason to react in kind. Rather, they express themselves with tact and finesse.  They also refuse to be non-assertive and let people push them around. They refuse to own problems that belong to someone else.

9. Positive people realize that if you live long enough, there are times for great pain and sadness.

One of the most common misperceptions about positive people is that to be positive, you must always be happy. This can not be further from the truth. Anyone who has any depth at all is certainly not happy all the time.  Being sad, angry, disappointed are all essential emotions in life. How else would you ever develop empathy for others if you lived a life of denial and shallow emotions? Positive people do not run from the gamut of emotions, and accept that part of the healing process is to allow themselves to experience all types of feelings, not only the happy ones. A positive person always holds the hope that there is light at the end of the darkness.  

10. Positive person are empowered people – they refuse to blame others and are not victims in life.

Positive people seek the help and support of others who are supportive and safe.They limit interactions with those who are toxic in any manner, even if it comes to legal action and physical estrangement such as in the case of abuse. They have identified their own basic human rights, and they respect themselves too much to play the part of a victim. There is no place for holding grudges with a positive mindset. Forgiveness helps positive people become better, not bitter.

How about you?  How many habits of positive people do you personally find in yourself?  If you lack even a few of these 10 essential habits, you might find that the expected treasure at the end of the rainbow was not all that it was cracked up to be. How could it — if you keep on bringing a negative attitude around?

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I wish you well in keeping positive, because as we all know, there is certainly nothing positive about being negative!

Featured photo credit: Janaína Castelo Branco via flickr.com

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