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12 Ways to Earn Money Without Being Employed

12 Ways to Earn Money Without Being Employed

Unemployed individuals don’t need to despair anymore—there are tons of online opportunities for gaining money. What’s more, the joy of earning money without being employed is much more pleasurable than you could imagine. You have plenty of options to choose from without even focusing on a particular niche and with very little hard work.

Being unemployed also gives you much freedom for personal development and investing in your personal growth. You can improve your personal skills daily and become better and better with each masterpiece created. You can reap all these benefits from unemployed status by following one of the proposed strategies and gain a fair monthly income.

1. Sell or rent your personal belongings.
For Rent Real Estate Sign in Front of House

    If you don’t have a job, and need money—who doesn’t?—the first thing you can do is inspect your house. Which objects don’t you need anymore?

    We all have old clothes that we haven’t worn for years, books we never opened or already read, pieces of furniture that have been unused for decades, and so on. Not to mention, everybody owns new pairs of shoes, kept for special occasions (this may be the right time to put them to a good use), accessories, car items and more.

    Fortunately, second-hand sales are trendy now. These kinds of objects are not called “used items,” but rather, “unique items.” So gather all the things you can give up and organize a sale. There are many possibilities: yard or garage sales; online sales using special dedicated websites (eBay, Amazon, Gumtree) or sales through putting up ads on social networking websites (Facebook, Pinterest). If you are lucky enough to own a holiday house, a caravan, or even a boat, start renting them out.

    There are always people willing to pay for some days of relaxation or adventure. If you plan on going on holiday, take advantage of this and rent out your own room or house. People can do this on Airbnb. If you want to go even further, try this: rent out your parking space while you are away. This method can bring in lots of cash if you live in a central or busy area of the city.

    2. Take care of pets.

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    dog walking

      Do you just love animals? Don’t have money to buy one or to raise it? You can actually spend time with your favorite kind of animal while receiving cash through pet sitting and dog walking. Many people have multiple pets but are too busy to give them the care and attention that they need. During the holidays, many owners travel to visit their families, and will need someone to look after their furbabies while away.

      Find these kinds of jobs by handing out flyers and by adding posters to the local community board. You can also find pet-sitting websites, like Pawshake, Sittercity, Care.com. These sites serve as a platform that connects pet sitters with needy owners.

      3. Use your creative skills.

      photographing

        Almost everyone has a weird hobby or a skill they acquired for fun. Maybe you like to knit, make homemade cosmetics, and or create jewelry. Whatever your talent may be, you can make money from it on websites like Etsy. Pinterest is also a good place to display and sell self-made things.

        If photography is your hobby, try licensing the images on Getty through Flickr. There are tons of websites and businesses that are willing to pay you for your stock photos.

        4. Work online for busy persons.

        work online

          There are dozens of busy individuals who need assistance in researching for materials. Machines cannot always do this, so they must hire someone. If you want to be that person, then create an account on Amazon or Shorttask and start looking for jobs.

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          5. Complete online surveys.

          online survey

            Earn some pocket money by filling out surveys. Of course, you will not get rich just by answering questions; however, you can get paid small sums of cash for this task. Compensation varies by website, so check the terms and conditions thoroughly. Also, be on the lookout for scam platforms that pay nothing in the end.

            A good place to start is Mysurvey.net. Here, participants earn points that can be transformed in gift cards for websites like JB Hi-Fi, Myer and Woolworths. Other platforms just pay users in cash.

            6. Be a universal repairing man.

            repairing

              Every city has citizens who need help with keeping their houses clean and functioning. Some of them don’t have time, while others are not good at fixing things.

              If physical labor is something you don’t mind, go out there and get paid for it. Be it cleaning, painting, mowing, and so on—these kinds of activities can bring in honestly-earned money. AirTasker is a great place to find such tasks.

              7. Become a freelance writer.

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              freelance writer

                Now, if you are a bit of a brainiac and have solid writing skills, you can join platforms like Upwork, Freelancer, Fiverr, iWriter and so on. These place are visited by thousands of writers worldwide.

                And here is the reason why—writers can choose the projects they love the most, work on appealing texts, and get a fair amount of money, all while working at your own pace. However, you must keep in mind that every task has a deadline that must be respected, so you’ll need to practice self-discipline to make sure you get everything turned in on time.

                8. Become a ghost shopper.

                ghost shopping

                  Do you like inspecting, evaluating and criticizing? Usually, people hate this kind of attitude, but others pay for it. Mystery shoppers are in high demand these days.

                  They go to restaurants, shops, hotels and other places, and pretend they are just a regular customer. Then, based on their personal shopping experienced, they fill in some reports, which are then used to grade employees. You can apply at MysteryShopping.com if this sounds appealing to you.

                  9. Cook for others.

                  cook

                    Cooking is not for everybody. Not to mention, there are millions of people out there who don’t have the necessary time and energy for this activity. So if you have impressive cooking skills, take advantage of this gift. Here are some ideas of earning money from cooking: organize a dinner at your house and ask people to buy tickets to attend to it.

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                    This is in high fashion in Australia, and websites like Eatwith have become famous. You could also hold cooking lessons at your house. Try posting ads saying that you are willing to cook for busy individuals in exchange of a fair payment.

                    10. Try tutoring.

                    tutoring

                      Tutoring is the number one activity for making instant money. Students are looking for all sorts of lessons—foreign languages, math, science, chemistry, etc. Foreign languages are in great demand, but other complex subjects are paid better.

                      11. Participate in medical research and clinical trials.

                      medical research

                        This is definitely not a good idea for everybody. However, there are enough individuals willing to offer themselves to science for some bucks.

                        Before deciding to take part in a trial, carefully read the risks the participants are exposed too. Take them seriously—health is not something to treat lightly.

                        12. Participate in focus groups organized by big companies.

                        focus groups

                          Opinionated people are welcomed in focus groups. Focus groups are led by marketing companies that want to find out more about people’s ways of thinking when it comes to buying something. The experience is actually often enjoyable and you can even get paid up to $100 or so.

                          Featured photo credit: Poor Frog & Macrography by Hamed Saber via Flickr via flickr.com

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                          Published on September 17, 2018

                          How Being Smart With Your Money Leads to Financial Success

                          How Being Smart With Your Money Leads to Financial Success

                          Achieving financial success is not something that just happens. Maybe if you win the lottery or something, but for the average person like you or me, it comes from a series of small steps you take over a long period of time.

                          With each step, you form a new smart money habit. And with each smart money habit, you build towards financial independence.

                          So what sort of habits can you form to get on that path? Let’s take a look at smart money habits you can start today to get you closer to a financially independent future.

                          1. Avoid being “penny wise but pound foolish”

                          It’s tempting to try saving a couple cents here and there when buying small items. However, that’s not where the real money is saved. You’re putting in extra effort for something that doesn’t move the needle.

                          You get the most bang when you’re able to cut down on your bigger bills. For example, finding a lower interest rate for your mortgage could save you $50+ per month. And cutting your transportation bill by purchasing a cheaper car or taking public transportation can provide large gains as well.

                          So, look at your recurring expenses such as housing, transportation, and insurance, and see where there’s wiggle room. It’s a much better use of your time than trying to pinch pennies here and there on smaller purchases.

                          2. When you want something big, wait

                          Impulsivity can get you in trouble in most aspects of life. Finances are no different.

                          It’s human nature to see something and want it right then and there. It starts as a kid in the checkout line at the grocery store, and it continues on through adulthood.

                          We get an idea in our head of something we want, and it’s hard not to go out and get it right then.

                          A good example is wanting a new car. Perhaps you’ve had your car for several years. It’s crossed the 100k mile mark. Maybe maintenance is due, and you’re annoyed that you need to replace the timing belt or purchase new tires.

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                          So, you get the itch.

                          You start digging around online, and you realize you could trade in your current car for something newer and more exciting… all for a few hundred bucks a month. Then you get obsessed.

                          Here’s where you have to take a step back.

                          Your newfound obsession is clouding your judgement. Rather than giving into the impulse, wait it out.

                          Set a timeframe for yourself. Maybe you come back to the decision three months down the road. See if the obsession lasts.

                          It might, but often, a funny thing happens. Often, you forget about it. And often, you find that the new car wasn’t a need at all.

                          The impulse faded. And you just saved yourself a ton of money.

                          3. Live smaller than you can afford

                          You finally get that big raise. And you want to celebrate – and why not?

                          You’ve been looking forward to this forever. And after all, it was all due to your hard work.

                          That’s fine, splurge a little. However, make it a one-time deal and be done.

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                          Don’t get caught in the trap that just because you’re now making more money, you should spend more.

                          Too often, people get more money and feel like they that gives them the means to buy a bigger house, a bigger car… you know the drill. Resist.

                          The fact is that living smaller than what you can afford is one of the fastest ways to build savings.

                          But if you constantly upgrade as you begin to make more, then you’ll never get ahead. You’ll just build up more debt along the way and have just as little wiggle room as before.

                          4. Practice smart grocery shopping

                          Food… it’s one of the biggest portions of any budget. And if you’re not careful, it can be one of the biggest drains on your wallet.

                          But luckily, there are a few things you can do to ensure that you stay smart with your money when buying groceries.

                          Create a grocery budget

                          Set a strict weekly grocery budget. When you know how much you can spend on groceries, you can then plan your weekly menu around it.

                          Once you know what all you need, you can go shopping and keep a running tally as you shop to ensure you’re on track.

                          I tend to do this in my head, rounding for each item. However, writing it down as you go would probably work best for most people.

                          Make a list… and never deviate

                          Never go to the grocery store without a list. If you go to the store with a ballpark idea in mind, you don’t have a true ide of what you need.

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                          You’re not well-researched. You don’t know what the sales are. As a result, you’re going to make decisions on the fly.

                          These impulse decisions will lead to overspending, which will derail your grocery budget.

                          Eat before going grocery shopping

                          It’s also important to eat prior to going to the grocery store. Hunger is a powerful force.

                          If you’re shopping on an empty stomach, everything is going to look good. In particular, you may find a lot of ready-made, processed snacks will look enticing.

                          After all, you’re hungry now and that food is easily available. So subconsciously, you may lean towards those items.

                          Unfortunately, not only are those items typically less healthy, but they’re likely more expensive. You pay for convenience.

                          However, when you eat prior to shopping, then you’ll shop with a clear mind. Your hunger won’t cloud your judgement, influencing you to make poor decisions like a cartoon devil resting on your shoulder whispering in your ear.

                          This makes it much easier to stick to your grocery plan.

                          5. Cancel your gym membership

                          Now that you’re all set on your food, it’s time to get smart about managing your budget in terms of physical fitness. And let’s begin by avoiding the gym. The gym bill, that is.

                          The average gym membership costs around $60 per month. That’s $720 a year.

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                          Yet, two out of three gym memberships go unused. That means two-thirds of people who have a gym membership are literally giving away almost a thousand bucks a year. It’s crazy!

                          I recommend seeking an alternative. One good alternative is to look into fitness streaming services.

                          Streaming services allow you to stream hundreds of workouts like Insanity and p90x, right in your own home for around $10-20 a month. That’s $40-50 less a month than the average gym membership.

                          Of course, then there’s the free option. The internet is full of free workouts that you can do on your own with minimal or no equipment.

                          For example, there’s the Couch to 5K program, that I personally used a decade ago to ease myself from couch potato to running my first 5K race. If I could do it, anyone could.

                          Then there are free resources like reddit that have limitless information on workouts. The Fitness subreddit has done all the research for you, populating workout tips and detailed workout routines for anyone to use in their wiki.

                          There are several routines that require no equipment. And you can join in on the subreddit to become part of the community, making it easier for those seeking comraderie and encouragement in their fitness goals. All for free.

                          It’s baby steps… And baby steps can start now!

                          I’ve never met anyone that can’t stand to be a bit smarter with their money. And on the flip side, anyone can get smarter with their money. But remember, it doesn’t happen all at once.

                          Begin by fighting your impulses. Prepare for the week and be smart at the store. And cut monthly expenses like gym memberships that are overpriced and you probably aren’t getting your money’s worth out of anyway.

                          The devil is in the details. And the details can change your lifestyle and prep you for a financially independent future.

                          Featured photo credit: Unsplash via unsplash.com

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