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15 Best Online Resources for College Students

15 Best Online Resources for College Students

Online resources have made an entire revolution in education, not only because they are convenient and accessible, but because they make the entire process of teaching and learning more interesting and memorable. There are free and paid online resources for college students and they usually complement one another quite well. Each student will prefer different resources according to their subjects of interest and learning style, but there are universally great tools that impress nearly every student who tries them.

In order to help college students locate the best online resources that will make their lives easier, we tailored a list of 15 most useful links that offer exactly what they need for achieving good grades.

1. The Rapid E-Learning Blog (Articulate Network)

Rapid E-learning

    Tom Kuhlmann is a blogger who shares practical tips all students can benefit from. The blog offers up-to-date information on different education-related topics that will help you become an e-learning pro. The discussions under each post are also very valuable, so don’t forget to read the comments and join the community.

    2. Atrixware E-Learning Solutions Blog

    Atrixware

      Atrixware is a company that has developed a great online learning management system that enables students to create great presentations easily. However, the really valuable resource is the blog section of this website, where you can read fresh information about the most popular and most useful e-learning tools.

      3. Social Media Tools for College Students at NinjaEssays

      Custom writing service NinjaEssays.com

        NinjaEssays lists useful educative social media tools that will motivate you to learn new things each day by making the studying process easier and more fun. This is a very valuable resource that will help you advance your education and improve your learning skills.  With the usage of these tools, the entire classroom will be more effective and motivated.
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        4. Saylor

        Saylor

          The Saylor Foundation started with a very simple, honest, and strong idea: to make education free for everyone. If you are looking for free classes on all sorts of subjects, this is the place where you can find them.

          5.Study Guide Zone

          Screen Shot 2014-01-13 at 12.18.22 pm

            Although the website looks outdated, Study Guide Zone is a great place for free resources for any student who is looking for a way to improve the scores on a standardized test. The website offers study exams for SAT, ACT, and GED among many other tests.

            6. Getting Smart

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              Getting Smart is one of the most passionate learning-focused communities on the web. The website will lead you to ways and resources that will increase your studying effectiveness.

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              7. Compass Learning

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                Compass Learning is a website that helps teachers understand the strengths, motivations, and needs of every student so they can personalize their approach to different types of learners. CompassLearning Odyssey is a product that assesses the needs and strengths of a student and then prescribes a learning path according to his/her individual characteristics.

                8. KnowledgeNet

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                  This is the website you should visit whenever you need useful sources that will help you understand the lectures of IT-related subjects.

                  9. Coursera

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                    This is one of the most valuable learning resources on the web. Students can find free courses provided by prestigious universities. Almost all courses are offered, including humanities, computer science, business, mathematics, biology, and more. This website is necessary for all students who want to expand their knowledge on a subject or find information they will use for their school projects.
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                    10. Alison

                    Screen Shot 2014-01-13 at 12.19.23 pm

                      Alison.com is a website founded with a noble goal: to enable anyone to receive free education of high quality. All you need is a will to learn new things and this website will provide you with all necessary tools.

                      11. E-Learning Center

                      Screen Shot 2014-01-13 at 12.19.33 pm

                        This comprehensive website will provide you with learning resources relevant to the subjects of Web Development and IT. Although some of the content is accessible only through paid subscription, there are also free resources that can be enough for you to advance your knowledge in these subjects.

                        12. FindTutorials.com

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                          This website collects useful tutorials from across the web, so you will find literally anything you need there. The best thing about FindTutorials.com is that the users vote on the quality of all offered tutorials, so you will know which links are worth clicking on.

                          13. Course Buffet

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                            This search engine will lead you to open courseware accessible from different websites. This will save you from going from one source to another without finding what you need.

                            14. iHomework

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                              This app is available on all Apple devices, so you can access it wherever you are. The idea behind its concept is to make your life as a student easier. You can use iHomework to quickly enter important tasks, course information, and homework assignments.

                              15. Open Culture

                              Screen Shot 2014-01-13 at 12.20.12 pm

                                The content offered on this website is not only useful for your school project, but your personal intellectual development as well. Open Culture delivers content from many different topics, from writing tips and literature characters to world history and wars.
                                One of the greatest benefits of the Internet technology is that now everyone has access to the information they need. The website listed above can offer great help for all students who want to advance their knowledge or make the process of studying and writing papers easier.

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                                Last Updated on June 22, 2018

                                How to Nix Your Credit Card Debt in Less Than 3 Years

                                How to Nix Your Credit Card Debt in Less Than 3 Years

                                Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

                                By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

                                This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

                                Hint: there are ways that are easier than you think.

                                1. Consider consolidating multiple credit cards if possible

                                This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

                                It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

                                Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

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                                Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

                                My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

                                Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

                                2. Try to pay the full balance you spent each month at the very least

                                You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

                                Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

                                If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

                                3. Pay extra when you can – every small amount counts

                                This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

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                                It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

                                4. Create a plan on how to pay extra

                                Back to the main point, having this plan is giving you one less thing to think about.

                                This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

                                For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

                                Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

                                5. Cut out costs for services you do not use

                                If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

                                In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

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                                6. Get aggressive about it

                                Consider these points:

                                Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

                                Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

                                Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

                                Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

                                7. Reevaluate your progress at set intervals

                                Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

                                By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

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                                Finally (and most importantly)…

                                8. Keep trying

                                Do not get discouraged. Pushing it off will make it worse. Just keep trying.

                                Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

                                Start knocking out your debt today

                                The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

                                Featured photo credit: Pexels via pexels.com

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