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Top 10 Side-Jobs that Can Make Money Easily

Top 10 Side-Jobs that Can Make Money Easily

It’s no secret that the economy has been down lately. Now, more than ever before, people are finding side-jobs to make a few extra bucks. This not only includes people with full time jobs, but people who typically don’t have jobs, like house wives and college students. In any case, there are a number of great side-jobs that you can find to make a few extra bucks. Some of them are even fun. Without further delay, let’s get started.

1. Blogging

Problogger

    As I live and breathe, I can attest to this one personally. Blogging is a popular and often enjoyable side job that can help generate a few extra bucks. Typically, you won’t make all that much money unless you’re truly prolific as a writer. However, you can still make some decent money.

    There aren’t a lot of sites to find a good blogging job. We’ve found problogger.net to be an excellent source of legitimate blogging jobs. Of course, if you can’t find one there, Google is always your friend. Once you find a blog to work for, you can start writing immediately. This is great if you happen to be knowledgeable in a field and even better if you love to write.

    2. Pet Sitting and Baby Sitting Side-jobs

    We included both of these at once because they are essentially the same job. As any parent or pet owner will tell you, there are some days where an absence of a child or pet is a welcome reprise. In most cases, people are willing to pay for that reprise. Most people who try these sorts of jobs are teenagers. That’s just fine, but this job can also be done by adults. Money is money no matter how you earn it.

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    This can be a great opportunity for someone like the stay-at-home mom. You already have a kid or two at home, why not take on one or two more for a few hours and make some money out of it? The same thing goes for pet sitting. If you’re home pretty often and have the time to keep an eye on a pet, find someone to pay you for it. That’s what makes this one of the best side-jobs.

    3. Yard Work

    Like pet sitting and baby sitting, most people who search for this type of work are teenagers looking for a few bucks. However, this can be a lucrative opportunity for adults with some spare time on their hands. Mowing lawns, weed-whacking, watering, and other yard chores can be a challenge for some people. Your targets are the elderly, the lazy, and people who lead busy lives. When I was younger, I lived with a guy who mowed two lawns a day for several days a week. He lived almost exclusively on side-jobs.

    In most cases, you can do a yard in an hour and most people will pay you between $15-$20 per lawn. If you can set yourself up with a lawn five days a week, you can make $400 or more every month. Some neighborhoods with rich people and larger lawns will pay a lot more too. As far as side-jobs go, this one is pretty great.

    4. Tutoring

    tutoring

      Everyone has something they can teach. What makes that fact great is that everyone has something they need to learn. Usually, it’s pretty easy to find someone who will pay you to tutor them in something. When people hear about tutoring, they assume that subjects like Math or English are involved. This is not true. People will pay for music tutoring, school tutoring, and if you search long enough, tutoring in all kinds of other subjects. This is definitely one of the most varied side-jobs out there.

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      Tutoring can be a great way to both meet people and make money. Many tutors can charge reasonable hourly rates and only require a few hours a week. If you can take on multiple students, you can have yourself a relatively lucrative side-job. As an added bonus, you also get the warm feeling that comes from helping people. That’s a win-win.

      5. Bartender or Server

      One of the greatest things about the service industry is the flexible hours, and that is what makes bar-tending and serving great side-jobs. In most cases, you can find a place that will let you work in the mornings or evenings if you have to. With bar-tending, you’ll likely end up on late night shifts. However, there is great potential to make some good money at these jobs.

      As you can imagine, the people who make the most in these side-jobs are people who work in the evenings and on weekends. If that’s the time frame you have available, then this could be the job for you. You may even enjoy this work if you’re a social person. When I was in my late teens, I worked at a restaurant called Hoggie’s. On one Friday night, I once hauled in over $200 in tips in 5 hours. That’s $40 per hour.

      6. Donate Bodily Fluids

      Okay, this isn’t technically considered a side-job. However, it can bring in some decent pay depending on which bodily fluids and how often you donate. Many blood and plasma clinics that do pay for donations will pay about $20-$30 per donation and allow you to come in up to twice a week. So there is an earning potential of anywhere from $20 to $240 per month just to sit in a chair and give your blood away.

      Sperm and egg donations can garner even more. In many cases, sperm donations can earn anywhere from $20 to $500 per donation. It’s arguably one of the better ways to spend an afternoon. For women, egg donation is possible, although the process is a more complicated. The money is better though, as egg donations can garner thousands of dollars.

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      7. Part-time Airport Shuttle Service

      We are now getting into the less common side-jobs on our list. This one is pretty easy to do, but it isn’t one people normally think about. In some airports, you can register your car as an airport shuttle service vehicle. Then you get paid to drive people around. Think of it like taxiing people around, but with your own car and not a taxi cab.

      There are some hurtles to pass. You must pay a little more insurance every month and you must spend your shifts driving around airports. If you enjoy driving and don’t mind the crowded nature of airports, this is a great way to make a few extra bucks and meet some interesting people.

      8. Part-time side-jobs

      So far our list has included side-jobs that you can do yourself. Sometimes, you can just go find a job at a local establishment. Places like fast food restaurants, grocery stores, gas stations, pizza places, and many more often have a need for some part time employees. These usually won’t make you very much money, but we are talking side-jobs here. The extra money is intended to supplement your income, not replace it.

      In some cases, part-time jobs can be quite lucrative. Pizza delivery drivers have been known to make decent tips when working on Friday and Saturday nights. Most places pay a little above minimum wage, so you’re not making rock-bottom money. Even if it’s not as much as you want, it may as much as you need. It’s worth a shot if you need the extra cash.

      9. Paper Route

      Despite the simplicity of the work, this can be one of the most varied side-jobs on the list. It can range from putting papers together for delivery to actually delivering the papers. It can be small, local papers or larger, city-wide newspapers. My girlfriend delivers papers for our local magazine once a week and makes $80 per week. My brother’s friend used to deliver papers for the Columbus Dispatch every day. That paid several hundred a week.

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      Sometimes you only have to deliver once a week. Other times, you have to do it every day. Usually it only takes a few hours to deliver everything. In most cases, you have to deliver early in the morning or very late at night. However, there are some locations that don’t mind if you deliver in the afternoon or evening. If you can find the right place for you, it’s easy money.

      10. Arts and Crafts

      Some side-jobs are easier than others, but there are few that are easier than selling your arts and crafts. There are a metric ton of ways to make money doing this. You can make bead necklaces, bracelets, and ankle bracelets. You can press t-shirts. You can even tie-dye clothing, bedding, and other cloth items. You can knit hats, socks, or gloves. The sky is the limit.

      In most cases, getting one of these businesses off the ground requires a little investment. After all, you need to buy the beads and wire to make a necklace to sell, right? So it can be difficult to get started if you’re dreadfully short on cash. However, once you have the products made, your customers are everywhere. You can ask your friends and family or random strangers you meet. You can set up shop at local festivals or events to sell your wares. Once again, the sky is the limit and if you’re good at what you do, you can make some easy money doing it.

      Wrap-Up

      These are some wonderful side-jobs to make a few bucks, but there are also a lot more out there! Pretty much any skill you can think of can be turned into a way to make money. The important part is to not stress yourself out about it. These are easy ways to make money, but they aren’t always easy to find or start. Make sure you do your due diligence and find what’s right for you. What’s the point of having side-jobs if you hate them? Take your time, find something you like, and you’ll find something rewarding that you can do for years.

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      Joseph Hindy

      A writer, editor, and YouTuber who likes to share about technology and lifestyle tips.

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      Published on May 7, 2019

      How to Invest for Retirement (The Smart and Stress-Free Way)

      How to Invest for Retirement (The Smart and Stress-Free Way)

      When it comes to stocks, I bet you feel like you have no idea what you’re doing.

      Everyone who’s not a financial expert has been there. I’ve been there. But, time is passing and you need to be crystal clear with how you’re investing for your retirement.

      Otherwise, it’s back to work until you can afford not to. So, how can you invest for retirement when you’re not a financial expert?

      You take the time to learn the fundamentals well. If you do, you can grow your wealth and retire happy. The best part is that you don’t need to be a financial expert to make smart investment decisions.

      Here’s how to invest for retirement the smart and stress-free way:

      1. Know Clearly Why You Invest

      Odds are you already know why should invest for retirement.

      But, maybe you know the wrong reasons. It’s time you get clear on why you’d like to retire. Here are some questions to help you get started:

      • Will you spend more time with your family?
      • What does retirement mean to you?
      • Are you looking to launch that business you’ve been holding off for years?

      Everyone wants to retire but not for the same reasons. Once you’re clear for why retirement is important for you, you’ll focus on making it happen.

      Investing in the stock market allows you to take advantage of compound interest.[1] All this means is that your money earns money on top of its interest. A reason why investment in the stock market is one of the best ways to plan for retirement.

      2. Figure out When to Invest

      “The best time to plant a tree was 20 years ago. The second best time is now.”– Chinese Proverb

      It’s true if you’d had started investing when you were 10 years old, you’d have a lot more money than you do today.

      The reality is that most people don’t start investing until it’s too late. So, if you’re currently waiting for the perfect time to start an investment, it would be today. Open your calendar and block out 2 to 3 hours to choose how you’ll invest for retirement.

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      A quick way to get a snapshot of where you stand is to use Personal Capital. Input all your personal information and spend some time setting your retirement goals. Once completed, you’ll know where you stand with your retirement.

      Having a savings account for retirement isn’t planning for retirement. Why? Your money loses value when you factor in US inflation.[2]

      3. Evaluate Your Risk Tolerance to Create the Perfect Portfolio

      Investing your money well depends on your emotions.

      Why?

      Because when the market drops most people panic and withdraw their money. On average, the US stock market yields an annual 6% to 7% ROI (return on your investment.) But, this won’t happen if you’re worried about short-term loses.

      Before you invest your next dollar, know your risk tolerance.[3] Your risk tolerance determines the number of risky and safe investments you’d have.

      Regardless of your investing style, you need to view investing for retirement as a long term game. Know that some years you’ll lose money but recoup this in the long-term.

      Avoid watching market-related new. Also, create a double authentication to log in your investment account. This way you’re less likely to withdraw your money.

      4. Open a Reliable Retirement Account

      Depending on your circumstance, you may need to open a new brokerage account. This is the account is where you’ll invest your money.

      If you’re currently working for a company, odds are that they offer a 410K investing account. If so, here’s where you’ll invest most of your money. The only problem with this is that you’re limited to the stock options that are available.

      You do have the option to open a separate IRA (individual retirement account.) Here are some of the best brokers:

      1. Vanguard
      2. TD Ameritrade
      3. Charles Schwab

      5. Challenge Yourself to Invest Consistently

      Committing to invest for retirement is hard, but continuing to do so is harder.

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      Once you’ve started investment for your retirement, you run at risk from stopping. Often you’ll want to contribute less, so you’d have more money in your pocket.

      That’s why it’s important that you create a budget that allows you to invest each month. If you’re working for a company, you can set a percentage for the amount you’d like to contribute each month. Most people by default contribute 1% but aim to contribute 10% to 15%.

      Be the judge for how much you can afford to contribute after covering important expenses. To stay motivated, use Personal Capital to view your net worth.

      A benefit to contributing money to your retirement account is not taxed. For example, if you earn $100 and invest 10%, you’d contribute $10, then get taxed on the remaining $90. As of 2019, the most you’re able to contribute towards your 401K is 19K but this can change.

      6. Consider Where to Invest Your Money

      The most common way to invest your money is in stocks, but it’s not the only way. Here are other ways to invest:

      Robo Advisors

      Robo-advisors[4] are fancy algorithms that’ll choose the best investments for you. Sites like Wealthfront make it easy for first-time investors to invest their money. You’d input information about yourself and set your risk tolerance.

      Then, set your monthly contribution amount and your robo-advisor would do the rest. Robo-advisors charge a fee to manage your money, but less than regular advisors.

      Bonds

      Think of bonds as “IOUs” to whomever you buy them from.

      Essentially, you’re lending money and charging interest. Like stocks, not all bonds are equal. Some will be riskier than others depending on their rating.

      Here are the different types of bond categories:[5]

      1. Treasury bonds
      2. Government bonds
      3. Corporate bonds
      4. Foreign bonds
      5. Mortgage-backed bonds
      6. Municipal bonds

      Mutual Funds

      Picture a group of people dumping all their money in a jar that’s managed by a professional. This is how mutual funds work. The fund manager manages the money looking to earn capital gains (interest.)

      One of the best types of mutual funds is index funds. Since these funds don’t try to beat the market and instead follow it, they need less research. Because of this they often charge the lowest fees and yield the best long-term results.

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      Real Estate

      Yes, buying a home is an investment when done correctly.

      Imagine buying a home and using it as a rental property. After repairing it, you receive a monthly surplus check of $100 to $200.

      This may not sound like a lot, but repeat this process enough times and you’d earn a large amount of passive income. That’s why real estate is one of the best investments to not only retire but become wealthy.

      But, it requires a lot of money to start and you should expect losing money along the way as you learn the process.

      Savings Accounts

      Your money can still grow in a savings account. Nowadays most online banks offer a 2% annual return. Although the average inflation is higher your money will be available when you need it.

      7. Master Disincline to Dodge Short Success

      Investing for retirement is a long-term strategy. That’s why you need to master delayed gratification. All this means is delaying short-term pleasure for something bigger in the future. Research shows that those who have delayed gratification are more successful.[6]

      So how can you master delayed gratification?

      By building your discipline.

      Think back to what retirement means to you. A clear purpose will help you avoid withdrawing your money during a market downturn. It’ll help you contribute more towards retirement when you’d want to waste it instead.

      Your journey towards retirement will be long, so reward yourself along the way. Choose a reward that’s relevant and meaningful, so that you reinforce positive behavior. For example, after contributing more towards retirement, treat yourself to dinner.

      8. Aggressively Invest on This One Investment

      I’ve mentioned several types of investments but haven’t covered the most important one.

      It sounds cliche but here’s why you’re your best investment towards retirement. The more you know, the more money you’ll be able to make. The more good habits you adopt, the more secure your retirement will be.

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      More importantly, investing in yourself is an investment that no one can take away. There’s no market downturn nor tragic circumstance that’ll wipe your knowledge and experience.

      But, how can you invest yourself?

      Reading books, blogs, and anything that’ll help you learn new topics daily. Listen to podcasts and audiobooks on your commute to/from work.

      Save money to buy courses and hire coaches. I used to believe hiring coaches was a waste of money when I could learn the subject alone.

      But, coaches see your blind spots and hold you accountable. Hiring the right coach will help you achieve your goals faster than you would’ve alone.

      Retire Happy with Excess Money

      The key to a secure financial future doesn’t only belong to financial experts.

      It’s possible for you and I. What if you were able to retire earlier than most people and weren’t a financial planner? What if you were able to focus on what you enjoy doing the most while your money was working hard for you?

      I know this sounds impossible now, but the truth is you’re capable of taking charge of your retirement. I’m not a financial expert but I’ve learned how to invest my money by reading books and learning from others.

      Investing your money is scary. So start small and invest a small amount of your money with a robo-advisor. Feel your money drop and rise for a month or two. Then, invest more and keep this up until you’re aggressively saving for retirement.

      One day, you’ll wake up with a net worth you’re proud of – confident about your retirement. You now know a few strategies you can use to invest in your retirement. Will you take action to retire happy?

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      Featured photo credit: Matthew Bennett via unsplash.com

      Reference

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