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How to Make Money Right Now

How to Make Money Right Now

If you need to make money quickly, there are several ways that you can do so without becoming overwhelmed or stressed. First, you need to ask yourself just how quickly you need it. Do you need it today to pay a bill or do you have a few weeks? Do you have to have the cash in your hand or can you wait a month to send an invoice? Asking yourself these important questions can help you to decide exactly what you need to do to make this side cash happen. If you need ideas, please check out the examples below, which are broken down by category.

Extremely Fast

If you need money today, there are a few ways that you can get it. First, head to Facebook and ask if any of your friends need a babysitter for that night. Make sure that you describe why you would be a good babysitter, including any previous experience you may have had working with children and ideas you have for making the night fun for them.

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Plato’s Closet
    Plato’s Closet 2

      While you are waiting for someone to respond, head to your closet and see what clothes you no longer wear. Take these clothes to a store like Plato’s Closet, where they will sort through items and give you cash on the spot. Remember, many secondhand stores also take shoes, purses, and jewelry. When you bring your items, make sure they are clean and organized. If you go to Plato’s closet and dump out wrinkly clothes on the counter, they will not be impressed. If you go in there with ironed clothes that are all sitting neatly on hangers, you will have a much better chance of selling them.

      If that doesn’t work, remember that you can head to a Pawn Shop. Pawn Shops can give you loans on items you love or cash for items you no longer want. Remember to read the contract of any Pawn Shop you do business with. For example, most of them will claim ownership of your item if you don’t pay the loan back in a few days. If you have a unique item and they aren’t sure what it is, be sure to describe it to them in detail so that you can get the best offer possible.

      Lastly, if you have a few pieces of furniture you no longer want, you can list them on Craigslist. If it’s a desirable item, it’s very likely that someone will come pick it up the same day you list it and give you cash for it. Make sure to take pictures of your item for your ad in a bright, sunny room. Stand back far from the item and zoom in. This is better than trying to get a detail shot. You don’t need a fancy camera to sell items quickly. You just need a simple camera and a lot of sunlight to get the job done.

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      A Few Days

      If you have a few days before a large bill is due, you’re in good shape. One of the best things you can do to make money is hold a garage sale. I try to hold a garage sale once a year, and I consistently make $200-$500 every time I host one.

      If you’re going to have a garage sale, the only way for it to be successful is to be organized. Make sure you sort through your items carefully and label them with prices. Many people are too bashful to ask what the price of an item is, so if they are unsure, they might walk away. Also, check to see that everything you sell is clean, washed, and tidy. Clothes that are pressed and hung up on a line will sell much faster than a pile of clothes in a box. You should also advertise your sale with big, bright signs that have large letters and are easy to read. Also, place an ad on Craigslist.com with great pictures of your products. This will act as a “sneak peek” to those who love frequenting garage sales.

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      Craglist garage sales
        eBay Sales

          Another way to make money if you only have a few days is to sell items on eBay. You can typically set items to sell in just a few days, and you can have the money in your PayPal account instantly. If you are going to sell on eBay, you have to have excellent pictures. To achieve this, make sure to take photos of your items in a place where they have enough light. Make sure pictures aren’t blurry, and write as much detail as possible in the item description in clear, easy to understand English.

          A Few Weeks

          If you have a few weeks to spare, and you want to try to make some side income, you definitely have the time to develop a side business. All you need to do is identify a talent that you have. This could mean refinishing furniture, freelance writing, mowing the lawn, building websites, helping a business with their social media, editing videos, or anything else you can think of. These jobs might take a few weeks to create and promote, but once you do, you could easily make thousands of dollars a year.

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          Fiverr
            elance

              Some great websites to look into for promoting your side business are Fiverr.comUpwork, and Odesk.com. Remember that when you set up profiles for these websites, you are representing your company and your brand. Describe your services in great detail. Make sure that you have no grammatical errors in the description. It’s also wise to include a portfolio, links to your work, or recommendations from others. Additionally, remember that if you choose to build up a side gig business, reputation is everything. Whether you are working for a close friend or a stranger online, make sure that you always produce top quality work so that it can lead to referrals down the line.

              All you need for this money making tactic to work is a little bit of time, patience, and a very strong work ethic.

              Ultimately, you can see that making money quickly is not as hard as you think. Once you know your time frame and exactly how much extra money you need to make, you can set goals and work your hardest to achieve them.

              Do you know of any other ways to make money quickly? Have you ever tried one of the tactics above?

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              Catherine Alford

              Catherine is the go to personal finance expert for educated, aspirational moms who want to recapture their life passions.

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              Published on November 5, 2020

              8 Best Finance Apps For Effective Budget Tracking And Planning

              8 Best Finance Apps For Effective Budget Tracking And Planning

              Looking for ways to effectively track, plan, and manage your budgeting? Well, there is a multitude of apps for that! Finance apps are the best options around for tracking and planning your budget and keeping you accountable. After all, using a pen and paper can make it cumbersome to track.

              The apps that we’ve listed below do a ton of the heavy lifting for you and provide a wide array of functions to help you with your financial needs.

              How to Pick a Suitable Finance App

              When looking at some of the best finance apps that are ideal for budgeting, we found these particular features to be important. Keep these in mind when looking for ideal finance apps.

              • User interface – Navigation is key in any circumstances of an app. This is especially true for helpful apps like finance apps. You want to be using them regularly. As such, the interface should be simple to navigate.
              • Habit building – Finance tracking is all about building money habits, and apps have unique ways of building those habits. There is the app itself but features like push notifications are also essential in some circumstances.
              • Syncing – You should be able to connect your bank account to these finance apps, and that process should also be pretty easy to do, too.
              • Usefulness – The number of features that the app has should be relevant and make it something you want to check. Sure, some of these finance apps work in the background, but those on this list help significantly when you check them regularly.
              • Data presentation – The number of reports and analytical data is a core focus for these finance apps as well since it allows you to make sound financial decisions.

              1. Best Finance App Overall – Mint

                If you’re looking for an overall quality finance app, Mint is the first that comes to mind. It’s one of the most well-known personal finance apps around and for good reason. It provides you with a complete financial picture all in one place.

                By connecting your debit and credit cards to your account, Mint will provide you with a list of transactions and break them into categories, showing you exactly where you are spending your money. You can also track billing and create a budget on the app to help you stay on track of your savings goals.

                A new feature that Mint rolled out recently is the ability to see your credit score. Through this feature, you can also see the factors that are contributing to your credit score. Beyond that, you can also track investments and schedule routine utility payments.

                Download Mint here.

                2. Best Finance App for Debt Management – YNAB

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                  You Need A Budget (YNAB) is an app that is built on four rules:

                  1. Give every dollar a job.
                  2. Embrace true expenses.
                  3. Roll with the punches.
                  4. Age your money.

                  Based on these four rules, the app will help you build a better budget while also allowing you to gain control of your spending. You can import transactions from your checking account and apply them to each budget category to get an accurate look at your spending.

                  This app also provides detailed reports to show you your spending habits while you are striving to keep a balanced budget in the various categories. YNAB will also point out other spots that you can improve your spending.

                  According to YNAB, the average user will save about $600 in the first two months and can save over $6,000 in the first year. It sounds promising for a debt management app.

                  Download You Need A Budget here.

                  3. Best Wealth Management App – Personal Capital

                    Another solid choice is Personal Capital. It focuses on wealth management but also serves as another personal finance app. Through this app, you can manage assets and investments along with setting up a budget for everyday spending accounts.

                    This service integrates with over 14,000 financial institutions, allowing you to link your bank account(s) directly to the app and through it. By linking your bank account to the app, you can track your spending, too.

                    That said, the app really shines when you connect it to your investing accounts. By doing so, you have a convenient spot to track your portfolio by account, asset class, or individual security. The app can also show you opportunities to diversify, manage risk, and find any hidden fees that you could be paying.

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                    You can also compare your own portfolio to the major market benchmarks to help you keep track of whether you’re on track to reaching your goals. You can also get financial advice from this app as the financial advisors here are registered and can provide you with advice tailored to your goals.

                    Download Personal Capital here.

                    4. Manage Your Subscriptions – Clarity Money

                      One of the popular business models that companies are moving to these days is subscription-based. While this model does have its merits, one of the many problems that we face with this model as consumers is that we find ourselves subscribed to things we don’t need. Paying for a streaming service is nice, but many people often are subscribed to multiple streaming services.

                      Because it’s so difficult to remember and even track all the subscriptions we’re paying for, this particular app can provide us with clarity. Clarity Money is all about bringing to light what you are paying for and providing you with a convenient way to cancel and throw away unused subscriptions you’re not using.

                      Beyond removing unnecessary subscriptions, the app also looks at your spending behavior and offers suggestions for ways to improve your financial health. You can even make deposits to your savings account through this app.

                      Download Clarity Money here.

                      5. Best Bill Paying App – Prism

                        If you’re looking for a convenient app that shows all of your bills and financial apps, this is the app for you. Prism takes pride in having 11,000 billers on this app. This is the highest amount of billers on bill-paying apps you can find. From billers like large banks to even small utility companies, chances are high that the company you’re paying for accepts this app.

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                        In terms of actual function, you can add your bills to the app and the app will then automatically track it. It’ll send you date reminders to pay the bill as well so you won’t get hit with late payments. On top of that, you can schedule payments to be made the same day or several days in advance as well. Prism is a nice app that allows you to pay bills in one sitting without having to log in to several accounts.

                        Download Prism here.

                        6. Best Shared Expenses Management App – Spendee

                          Many of these apps are focused on providing services to a single user. This is natural considering most of these apps are asking for your banking information. However, this is one of the few apps on here that allows multiple people to use it.

                          With Spendee, the idea is to create shared wallets with your friends and family that you can then use to manage shared expenses for a household budget. You will need to get bank transactions for this to work, but that is fine. After that, the app will categorize all of the transactions and tally how you’re spending money every month.

                          You’ll be able to add cash expenses manually as well for accuracy. Beyond those features, you’ve got bill tracker functionality to ensure you pay your bills and avoid late payments. There is also a budget component that will allow you to save and ensure you don’t overspend.

                          Download Spendee here.

                          7. Best Visuals on Finance App – Mobills

                            Mobills is another bill management app that offers a great presentation of information. The app focuses on bill management and offers typical features you can find in these apps. These include categorizing your bills, paying them through the app, and setting up budgets to ensure you stick to them.

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                            That being said, Mobills delivers these features remarkably. It presents you with charts that are completely interactive and can help you analyze your financial life. Also, moving bills to various categories is easy and smooth to do.

                            Download Mobills here.

                            8. Best Finance App for Budgeting Overall – EveryDollar

                              Dave Ramsey is a personal finance expert who urged people to follow a zero-based budget method. This method is the idea that every dollar serves a purpose in your budget. It’s this concept that has inspired the name of this app: EveryDollar.

                              With that in mind, the app provides a monthly expense tracker that you can connect your bank account to. This will take note of important transactions to ensure your spending is in check. You can even split expenses between multiple budget items. The tracker also provides you with an overview of how much money you’ve spent this month and what you’ve got left.

                              Staying true to the name, EveryDollar also has a money management aspect that will help you set up a money management plan. You’ve got access to money management experts who will guide you through financial planning.

                              Download EveryDollar here.

                              Final Thoughts

                              Many financial apps are available to help you achieve your financial goals. Each app has its own perks and benefits to consider. The nice thing about many of the apps on this list is that they have free trials that allow you to get a good feel of them before fully getting them.

                              More Finance Apps

                              Featured photo credit: Austin Distel via unsplash.com

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