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Last Updated on January 19, 2018

How to Make Money Right Now

How to Make Money Right Now

If you need to make money quickly, there are several ways that you can do so without becoming overwhelmed or stressed. First, you need to ask yourself just how quickly you need it. Do you need it today to pay a bill or do you have a few weeks? Do you have to have the cash in your hand or can you wait a month to send an invoice? Asking yourself these important questions can help you to decide exactly what you need to do to make this side cash happen. If you need ideas, please check out the examples below, which are broken down by category.

Extremely Fast

If you need money today, there are a few ways that you can get it. First, head to Facebook and ask if any of your friends need a babysitter for that night. Make sure that you describe why you would be a good babysitter, including any previous experience you may have had working with children and ideas you have for making the night fun for them.

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Plato’s Closet
    Plato’s Closet 2

      While you are waiting for someone to respond, head to your closet and see what clothes you no longer wear. Take these clothes to a store like Plato’s Closet, where they will sort through items and give you cash on the spot. Remember, many secondhand stores also take shoes, purses, and jewelry. When you bring your items, make sure they are clean and organized. If you go to Plato’s closet and dump out wrinkly clothes on the counter, they will not be impressed. If you go in there with ironed clothes that are all sitting neatly on hangers, you will have a much better chance of selling them.

      If that doesn’t work, remember that you can head to a Pawn Shop. Pawn Shops can give you loans on items you love or cash for items you no longer want. Remember to read the contract of any Pawn Shop you do business with. For example, most of them will claim ownership of your item if you don’t pay the loan back in a few days. If you have a unique item and they aren’t sure what it is, be sure to describe it to them in detail so that you can get the best offer possible.

      Lastly, if you have a few pieces of furniture you no longer want, you can list them on Craigslist. If it’s a desirable item, it’s very likely that someone will come pick it up the same day you list it and give you cash for it. Make sure to take pictures of your item for your ad in a bright, sunny room. Stand back far from the item and zoom in. This is better than trying to get a detail shot. You don’t need a fancy camera to sell items quickly. You just need a simple camera and a lot of sunlight to get the job done.

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      A Few Days

      If you have a few days before a large bill is due, you’re in good shape. One of the best things you can do to make money is hold a garage sale. I try to hold a garage sale once a year, and I consistently make $200-$500 every time I host one.

      If you’re going to have a garage sale, the only way for it to be successful is to be organized. Make sure you sort through your items carefully and label them with prices. Many people are too bashful to ask what the price of an item is, so if they are unsure, they might walk away. Also, check to see that everything you sell is clean, washed, and tidy. Clothes that are pressed and hung up on a line will sell much faster than a pile of clothes in a box. You should also advertise your sale with big, bright signs that have large letters and are easy to read. Also, place an ad on Craigslist.com with great pictures of your products. This will act as a “sneak peek” to those who love frequenting garage sales.

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      Craglist garage sales
        eBay Sales

          Another way to make money if you only have a few days is to sell items on eBay. You can typically set items to sell in just a few days, and you can have the money in your PayPal account instantly. If you are going to sell on eBay, you have to have excellent pictures. To achieve this, make sure to take photos of your items in a place where they have enough light. Make sure pictures aren’t blurry, and write as much detail as possible in the item description in clear, easy to understand English.

          A Few Weeks

          If you have a few weeks to spare, and you want to try to make some side income, you definitely have the time to develop a side business. All you need to do is identify a talent that you have. This could mean refinishing furniture, freelance writing, mowing the lawn, building websites, helping a business with their social media, editing videos, or anything else you can think of. These jobs might take a few weeks to create and promote, but once you do, you could easily make thousands of dollars a year.

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          Fiverr
            elance

              Some great websites to look into for promoting your side business are Fiverr.comUpwork, and Odesk.com. Remember that when you set up profiles for these websites, you are representing your company and your brand. Describe your services in great detail. Make sure that you have no grammatical errors in the description. It’s also wise to include a portfolio, links to your work, or recommendations from others. Additionally, remember that if you choose to build up a side gig business, reputation is everything. Whether you are working for a close friend or a stranger online, make sure that you always produce top quality work so that it can lead to referrals down the line.

              All you need for this money making tactic to work is a little bit of time, patience, and a very strong work ethic.

              Ultimately, you can see that making money quickly is not as hard as you think. Once you know your time frame and exactly how much extra money you need to make, you can set goals and work your hardest to achieve them.

              Do you know of any other ways to make money quickly? Have you ever tried one of the tactics above?

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              Published on October 8, 2018

              13 Incredibly Useful Tactics to Help You to Stick to Your Family Budget

              13 Incredibly Useful Tactics to Help You to Stick to Your Family Budget

              Are you having trouble sticking to a family budget? You aren’t alone.

              Budgeting is difficult. Creating one is hard enough, but actually sticking to it is a whole other issue. Things come up. Desires and cravings happen. And the next thing you know, budgets break.

              So how can you stick to a family budget? Here are 13 tips to make it easier.

              1. Choose a major category each month to attack

              As the saying goes, “Rome wasn’t built in a day.” With that in mind, one approach to help you get into the habit of sticking to a budget is simply starting slow.

              Spend too much on Starbucks runs, eat out too often, and have an out-of-this-world grocery bill? Choose one bad habit and attack.

              By choosing one behavior to focus on, you’ll prevent yourself from being overwhelmed. You’ll also experience small victories, which help you gain positive momentum. This momentum can then carry over into your overall budget.

              2. Only make major purchases in the morning

              If you’re making large purchases in the evening, there’s a good chance you’re doing so after a long day and you’re probably tired.

              Why does this matter? Because our judgement tends to be off when tired – our willpower is compromised.

              Instead, only make major purchasing decisions in the morning when you’re energized and refreshed. Your brain will be firing on all cylinders and your resolve will be high. You’re less likely to give in and settle at this point.

              3. Don’t go to the grocery store hungry

              Have trouble with impulse buys at the grocery store? If so, there’s a good chance you’re going grocery shopping while hungry.

              The problem here is that when you’re hungry, everything looks good. So you’re more likely to make split decisions on things that aren’t on your grocery list.

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              Instead, make sure you eat prior to your grocery store trip. Then take your list, along with your full stomach, and go shopping. Notice how food doesn’t look quite so good when you’re not fighting cravings.

              4. Read one-star reviews for products

              Is there a product you just have to have (but maybe not really)? Check out the one-star reviews.

              By reading all the horrible reviews, you may be able to basically trick yourself into deciding that the product isn’t worth your time and money.

              Next thing you know, you didn’t make the purchase, you saved the money, and you feel good about the decision.

              5. Never buy anything you put in an online shopping cart until the next day

              If you are making a purchase online, it’s typically a two-step process. First, you click “Add to Cart” and then you go in to review your cart and pay.

              The problem is that there not typically much reviewing during step two. It’s generally click pay and there you go. However, this is the perfect point to stop for reflection.

              Once you add to your cart, your best bet is to step away until the next day. Let the item sit there and grow cold, so to speak.

              This gives you a night to “sleep on it” and decide if you really want and need to spend that money. If you wake up the next day and still find the purchase viable, then perhaps it’s time to go for it.

              6. Don’t save your credit card info on any site you shop on

              One of the other pitfalls of shopping online is that fact that most sites ask you to save your credit card information.

              While the sites will frame it as a method of convenience, the truth is they know you’ll spend more money in the long run if your credit card information is saved.

              The “convenience” takes away one last decision-making point in the purchasing process. True, it’s a pain to get out your credit card and enter the information every time. But guess what? That’s the point. If that inconvenience helps you stay on budget, then it’s worth it. Which leads into the next tip.

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              7. Tape an “impulse buy” reminder to your credit card

              Credit cards make spending much easier than cash. When you spend cash, you can literally see your wallet emptying. A credit card comes out, then goes back in. No harm, no foul.

              That’s why it’s a good idea to tape a reminder to your credit card. Customize a message that is something along the lines of “do you really need this?” or “does it fit the budget?”

              That way when you pull out the card, you get one last reminder to help you question your decision and stick to your budget.

              8. Only use gift cards to shop on Amazon

              Amazon is probably the easiest place online to blow money. It’s just so easy to click and buy. However, one way you can slow the process down is buy only using gift cards. Here’s how it works.

              If you plan on making a purchase on Amazon, go to the grocery store and purchase a pre-loaded Amazon gift card of the proper amount. There’s no convenience fee, so you literally pay for the money you’ll spend.

              Now take that gift card home and load it to your Amazon account. There’s your money to spend.

              Why does this help? It makes you have to purposely go to the score and purchase the card in order to purchase the item. That’s a pretty deliberate thing that takes some time, commitment, and thought.

              This process will effectively kill the impulse buy.

              9. Budget using cash and envelopes

              As mentioned earlier, it’s a lot harder to spend cash than swipe a credit card. You can take this even farther by using only cash, and separating that cash by budget category.

              Create an envelope for each category and stick the cash in there at the beginning of each month. When the envelope is empty, no more spending on that category, unless you borrow from another (be careful of that approach).

              This can be pretty helpful for people that have a hard time following transactions in their checking account, or keeping a budgeting spreadsheet.

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              The envelopes simplify the tracking process, leaving no room for error. Nothing hides from you because it’s tangible in the envelopes in front of you.

              10. Join a like-minded group

              Making the decision to stick to something like budgeting is difficult. It takes long-term commitment.

              You’re going to feel weak sometimes. And sometimes you may fail. That said, support from others can help strengthen resolve.

              Support can come from a spouse or a friend, but they won’t always have the exact same goal in mind. That’s why it’s a good idea to join a support group that’s likeminded.

              No need to pay here, as there are tons of free communities that fit the bill online.

              For example, reddit has multiple subreddits that deal with budgeting and frugal living. You can follow, subscribe, and get active in those communities.

              This will open your eyes to new tips and strategies, keep your goal fresh on your mind, and help you realize there are others dealing with the same struggles and being successful.

              11. Reward Yourself

              When you set a budget, it’s usually with a large goal in mind. Maybe you want to be debt free, or perhaps you want to see $10,000 in your savings account.

              Whatever the case, the end goal is great, but the end is often far away, making it hard to see the end of the tunnel.

              With that in mind, it’s a good idea to set mini-goals along the way. This helps you still look at the big picture but have something that’s attainable in the short-term to help with momentum.

              But don’t stop there – set rewards for yourself when you reach that small goal. Maybe it’s an extra meal out. Or a new pair of shoes.

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              Whatever the case, this gives you something in the near future to look forward to, which can help with the fatigue that can result in pursuing long-term goals.

              12. Take the Buddhist approach

              You don’t have to be a Buddhist to recognize some of the wisdom in the teachings. One of the tenets of the philosophy involves accepting that we can’t have everything we want. And that’s okay.

              Sometimes you won’t feel good. Sometimes you’ll have cravings. You can’t deny them. But you can recognize them, accept them, and let them pass by. Then you move on.

              Apply this to the times you want to do things that will break your budget. You’re going to have the desire to eat out when you shouldn’t. You might want to stay out and spend too much at happy hour with your work friends.

              The feelings will come. Recognize them, accept them, but let them go.

              13. Set up automatic drafts to savings

              If you wait until you’ve spent all your budgeted money to deposit money into savings, guess what? You probably aren’t going to put any money into savings.

              It’s too easy to see that as extra money and end up using it to treat yourself.

              Instead, set up automatic savings withdrawals. That way, the money is marked and gone before you can even think about it. It becomes a non-issue. It’s no longer “extra.” It’s just savings.

              Conclusion

              Sticking to a budget can be difficult. No one is denying that.

              However, if you can do a few things to set yourself up for success, and put some practices in place to curb impulse buys, then you can (and will!) be successful sticking to your family budget.

              Featured photo credit: rawpixel via unsplash.com

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