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30 Interesting And Scam Free Ways To Make Money Online

30 Interesting And Scam Free Ways To Make Money Online

As a writer who has been writing online since 2005, I’ve run across – and tried – plenty of varied ways to make money online. I’ve seen the scams and been blessed by discovering legitimate ways to make money online.

Here are 30 unique ways to earn some cash via the Internet:

1. Amazon: Publish your own Kindle books

Real people who love writing and marketing are finding that they can publish their own digital books directly to Amazon using their Kindle Direct Publishing platform. Take for instance blogger Thomas Strock, who made $6,716.05 in one month alone from all his Kindle books. Not bad for an 18-year-old.

2. Google AdSense: Set up your own niche websites

I love reading the way that Spencer Haws – not the basketball player, but the webmaster – sets up websites focused around a variety of topics and then places Google AdSense ads on them to make money.

3. YouTube: Make money via video ads

If you know your way around your smartphone’s video feature, try to earn a $4 million per year like vlogger PewDiePie by uploading interesting videos to YouTube.com and monetizing them, praying they go viral.

4. Squidoo: Write interesting articles

There’s a noteworthy monetary trail on Virginia Allain’s Squidoo page that shows how her income has climbed and fallen over the years. As of August 2014, she made $676 for the month via the site.

5: iTunes App Store: Sell your own app

You don’t even need to be as technically inclined as Harlan Yee, a developer who made nearly $500 in July 2014 from his mobile apps. Even if you don’t know how to code apps, you can hire developers on sites like Elance to code them for you.

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6. Upwork: Hawk your words

Speaking of Elance, the husband and wife team – Troy and Valerie Mellema – who run their “Words You Want” freelance writing business on the site, show current earnings of more than $450,000 over the past 12 months. Enough said.

7. eBay: Sell things around your house – or buy things to sell for higher prices

Tons of people have turned to eBay.com to make extra cash. Simply search through the “sold” listings to see the kinds of items that have sold recently and for how much. Whether you start off as a smaller seller like this blogger Yolanda, who is using her eBay profits to pay off her student loans – or whether you become a big player who buys shoes en masse and resells them for a profit, if you like selling and shipping stuff, give it a try.

8. Fiverr: Make money of just about any talent

If you scroll through the most popular sellers on Fiverr.com, you’ll note that they make money by offering everything from voiceover work to Photoshop skills.

9. iStockPhoto: Upload your photos, videos and illustrations for earnings

If you have a penchant for taking pics or drawing vector illustrations and the like, you can sell them as stock artwork on sites like iStockPhoto, where you’ll see that exclusive contributors and sellers like Beach Cottage Photography have experienced loads of downloads.

10: Instagram: Turn your social media photos into prints for a profit

Instagram.com isn’t just for sharing interesting pics or showing off your skinny waist in a corset. These days, photographers like Daniel Arnold have learned that he can make $15,000 in one day from the site. Even 15-year-old Ryan Parrilla has gotten in on the action and sells his beautiful Instagram photos as prints.

11. Whatever you want dot com: Start your own academy dot com

Popular author and speaker Pat Flynn worked as an architect until he got laid off in 2008. That turned out to be a big blessing in disguise, because he parlayed his knowledge of the LEED AP exam into a site called Green Exam Academy, which – among many additional pursuits – earned him nearly $4,500 for the month of June 2014 alone. Therefore, in the same way that sites like FXAcademy.com can help people wanting to learn more about Forex trading, use your own special career skills to help others who might seek information about your industry.

12. SiteSell: Work towards becoming a six-figure blogger

Lisa Irby has made more than $100,000 per year by teaching others for years how to start their own websites – either using WordPress or a SiteSell service that she loves. Follow her down-to-earth blog for tips and instructions on getting started.

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13. Amazon Associates: Place special links on your blog to earn commissions on sales

Amazon Associates is a program that lets bloggers and writers place referral links to products on their websites or share via social media, etc., and when shoppers click through those links and buy something, the online retailer pays them a portion of the sale. Chris Guthrie has made goo-gobs of money that way over the years.

14. LinkShare: Recommend products and services to your readers

Retailers like Macy’s, Petsmart, Kohl’s and even Walmart have a presence on LinkShare.com, whereby if they approve you for participation in their programs, you can make money when customers buy products via your links. Harlan Yee made $118 in June 2014 that way.

15. Udemy: Teach an online course

Udemy profiled three successful course teachers using their site to make anywhere from $200 to $2,500 or more per month. Therefore, if you love teaching and have the kind of specialized skills folks are willing to pay for, you may find yourself enjoying a thriving online teaching business.

16. oDesk: Become a virtual assistant

The popular freelancing site called oDesk is merging with Elance, but on both you’ll find plenty of jobs posted by clients seeking virtual assistants to help them with plenty of tasks for varying rates. Scrolling through the administrative support category on Elance will turn up a bevy of individuals and companies that list their earnings as well.

17. Bubblews: Publish short, micro-articles for money

The interesting thing about sites like Bubblews is that anyone can join and publish short articles that earn small bits of money based on the number of views, comments, and other activity they receive. I’m a living witness that I’ve made $25 thus far from the site – albeit very slowly – and Michael Cimicata has apparently made at least $42.45 from the site as well.

18. Women’s Leadership Forum at BestBuy.com: Blog for gift cards, products

The site called WOLF at Best Buy is pretty fun, and us female bloggers generally jump at the chance to earn $50 Best Buy gift cards or products worth even more for writing about various specials, sales, etc., and promoting them to social media.

19. CJ.com: Promote products and services

Similar to other affiliate program sites, the website named Commission Junction at CJ.com features big name retailers Expedia, ULTA Beauty and QVC, who all offer to pay writers a portion of the sales they bring to those sites. I’ve made hundreds over the years from doing so.

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20. Etsy: Pitch your jewelry and quirky designs

Some of the top sellers on Etsy, like beanforest, find success by selling pins. Find a wide variety of handmade and other crafts that may inspire you to sell there as well.

21. Teespring: A new model for selling t-shirts

A brand new way of selling t-shirts has arrived online, and sites like Teespring allow users to sell shirts that are of a great quality and don’t get created until there are enough buyers interested in the product, sort of like a shirt-on-demand business. Earnings for the campaigns can be discerned via the site’s data about the amount of shirts sold and the price per item.

22. Café Press: Sell customized products the old-fashioned way

If you’re no fan of the Teespring motto that forces you to “tip” a certain amount of sales prior to your shirts being printed, you can always use the old standby Café Press website to sell shirts, mugs and other stuff one by one.

23. Amazon FBA: Sell products with the “Fulfilled by Amazon” label

You know those products that you see on Amazon for sale from third-party sellers that still offer Amazon Prime shipping and “ships from Amazon” status? Those are sold by folks who ship products to Amazon’s fulfillment centers – and hopefully for a profit. Experts like Nathan Holmquist and Cynthia Stine are pros at doing so.

24. Examiner: Make money by writing articles

This writer just celebrated her 5th anniversary writing for Examiner.com, and although it usually doesn’t represent the $5,000 months of income that my PayPal account has seen during certain eras, the site does still pay writers about $5 for every 1,000 hits their articles receive. Carol Tice writes about making a full-time living there.

25. Deviant Art: Get money for your artwork

Just the other day I paid $5 for 400 points so my daughter could have her favorite artist on Deviant Art, Candi Floss, draw something for her that’s unique once she begins taking orders again. If you have similar skills, sell them on the site for artists and their fans.

26. Flippa: Create a profitable website and sell it

If you are good with setting up websites, you can use the site called Flippa to find someone to buy it from you when you need cash.

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27. Social Spark: Write for money and trips

The site called Social Spark by IZEA Media allows bloggers to earn cash (or even trips, like I did when I was awarded a great one-night stay at Kalahari Waterpark for my whole family) for writing about a variety of products or experiences. Find a list of other bloggers who’ve benefitted on the site.

28. GoDaddy: Flip a popular dot com name

Let’s say you were smart enough to buy NoriWest.com or another potentially profitable domain name before anyone else. List it on GoDaddy Auctions and try to make money for a popular dot com name.

29. PayPal: Take money directly for your services

No matter if you’re a personal trainer, an SEO expert or a web assistant, you can always use online means to have your customers pay you. Take advantage of all the options that sites like PayPal.com or Square.com offer to make it easier for people to put money into your accounts.

30. Kontera: Monetize your content and social following with in-line and other ads

Another way to make money off of your online writings and social media following is to allow certain sites like Kontera to place ads within the content, whereby they automatically hyperlink certain words with relevant advertisements.

There you go! With 30 interesting ways to make money online listed above, you should start seeing your Internet income increase in no time.

Featured photo credit: Heap of $100 dollar bills. Toned/ Nomad Soul via bigstockphoto.com

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Published on January 8, 2021

How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

Ever wondered whether your credit card debt is the reason you’re in a bad financial situation? You can’t enjoy any fun activities because a good chunk of your money goes toward debt payment. Heck, you’re even behind on some of your monthly bills.

The effects of clumsy debt management are too many to list here. This guide is going to help you discover how to pay off credit card debt fast and start chasing your financial goals.

Debt problems are the last thing anyone wants to encounter. But things can get out of hand when all the “little debts” you take accumulate in interests.

What if you knew some simple and proven ways to be debt-free quickly? Implementing them would mean better financial health for you. It becomes possible to free up cash for your “wants.” These include taking a trip or buying something you’ve always desired. All that while paying your bills on time!

Let’s not wait any longer. Here are 7 powerful tips for paying off credit card debt fast:

1. Pay More Than the Minimum Credit Card Payments

Many people only pay the monthly minimum on their credit cards. Truly, that’s the right amount for staying on good terms with your credit card company. But you need a different approach if you’re looking to achieve financial independence within a short time.[1]

Most of your payments go toward interest costs when you only pay the minimum amount. A substantial sum of your balance remains standing. As a result, it becomes more expensive to eliminate your debts.

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You don’t want to wait more than 10 years to get rid of debt while it’s possible to do it sooner. All you have to do is double that $100 minimum payment to $200 or go higher.

The good thing is that minimum credit card payments are affordable in most cases. By paying a higher amount, you reduce your interest costs, lessen your borrowing period, and boost your credit score.

2. Start With High-Interest Credit Card Debt

If you have more than one credit card debt, prioritize putting the extra money toward the ones with the highest interests. This debt pay-off strategy, known as the debt avalanche method, is essential for being debt-free quickly.[2]

First, you need to list down all the credit card debts you have in the order of their interest rates. Next, you choose the one with the highest interest and pay a significant amount toward it each month. It can be an amount twice or even thrice larger than the minimum payment.

At the same time, you make monthly minimum payments on the other debts. Their interest charges won’t be as costly as that of the first debt on your list. You only move on to the next high-interest debt after the first one is gone. Remember that your focus is on the interest rates and not the balances.

3. Revisit Your Budget

Budgeting is useful for tracking your financial moves. Once you create a budget, some tweaks along the way can make it work for you better. One situation that requires you to revisit your budget is when you’re struggling with debts. It might hurt a bit to slash some expenses. But you also don’t want to miss out on achieving financial freedom in the long run.

You can reduce some variable expenses to free up more cash for credit card debt payments. They’re the ones that change from time to time. Some examples are groceries, fuel, and clothing.

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Other opportunities for cutting down your spending lie in non-essential expenses. Instead of dining out all the time, you can cook at home more to save money. You can also share some subscriptions with friends and pay a fraction of the cost.

If you’re determined enough, you can eliminate all your unnecessary expenses and focus on paying off your credit card debt first.

4. Avoid Using Your Credit Cards

Do you want to know how to pay off credit card debt with a low income? One simple way is to stop using them. Having your credit cards everywhere you go means that you’ll be more tempted to buy unnecessary stuff. In this case, you spend money that you don’t really own and get deeper into debt.

The quickest fix to stop the debt build-up is spending with cash. You’ll be more aware of everything you can afford at any particular time. If you decide to keep one or two cards to ease the transition, always make wise choices. For instance, only use them when experiencing financial difficulties.

It’s best to categorize your fun activities under “discretionary spending” in your budget. This way, you won’t need more debt to kill your boredom. By halting your credit debt from accumulating, it’s easy to pay down what you already owe and be happy with the progress.

5. Start a Side Hustle to Boost Your Income

You’re probably turning away a lot of money by not monetizing your skills. Everyone has something that they’re good at doing. And you can use that to generate extra income for attacking your credit card debt.

If you look around your neighborhood, you can find several side hustle opportunities. It can be pet sitting, tutoring, or lawn mowing. You can start an online business by offering services such as digital marketing, content creation, and web development. Such skills go in high demand on freelance sites and job boards.

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Finding clients on social media is also a good strategy to utilize your skills and make more money. Facebook groups, Quora Spaces, and subreddits are some places to look for side jobs. You only have to join a niche-specific platform, share your services, and respond to any opportunities.

It’s possible to learn a skill, practice it, and earn from it. Use the free resources online or purchase some e-courses to get started.

6. Sell Your Used Items for Extra Cash

Starting a side hustle isn’t the only way to generate extra money. You can turn unwanted items into cash for paying off credit card debt. Whether it’s an old TV, book, or furniture, there is always someone itching to buy your used stuff.

A garage sale, as much as it’s old-fashioned, is perfect for getting your neighbors and passers-by to buy from you. You keep all the money because there are no business permits or taxes involved. While you may not make much cash, it’s better than leaving your stuff to go defunct in your storage.

Other than that, you can sell your used stuff on online marketplaces. Facebook groups are great places to start if you want quick approvals and hence sales. You only have to ensure that your listing follows Facebook’s commerce policies.

When selling any pre-owned items online, ensure they’re in good shape to avoid problems with your buyers.

7. Know When to Seek Help With Your Debt

Asking for help with your credit card debt can be challenging to do. But letting it drown you is a road you don’t want to take. While you may feel embarrassed at first, it’s the best way to get back on track when you run out of options.

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There are tons of non-profit credit counseling organizations that can offer you free guidance on how to escape the debt trap. An example is The National Foundation for Credit Counseling. They simply review your finances and help you determine the source of your financial problems. After that, they match you with an actionable debt management solution.[3]

In extreme cases, the debt solution can be:

  • Debt relief – where your debt is partially or wholly forgiven
  • Debt consolidation – taking out one loan to repay others
  • Debt settlement – the creditor forgives a significant portion of your debt
  • Bankruptcy – legal process for seeking relief from some or all your debts

It’s necessary to carefully weigh your options before deciding on the way to go. Find out how it might affect your credit score and any other risks.

Wrapping It Up

Debt is a major setback when you’re trying to prosper in life. Paying off credit card debt is essential if you want to reach your financial goals. That means having more free income, a good credit card score, and even a chance to retire early. You become more productive each day because of the peace in your mind.

So, you now have some tips on how to pay off credit fast. Go ahead and get rid of that good life progress killer!

More Tips on How to Pay Off Debt

Featured photo credit: rupixen.com via unsplash.com

Reference

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