In a world of ever-increasing connectivity, it’s no surprise that new industries are joining the digital revolution every day. More notable than most, is the increasing convenience and simplicity that banking apps have given customers. As various companies work towards truly seamless mobile payment methods, many incredible expense apps are already out there. Going far beyond the typical bank app, these expense tracking programs include many helpful and forward-thinking features.
Mint, a free app for android and iPhone, uses your banking data to keep all your account activity in one place. The app lets you program bill reminders, budget and track your spending, but most impressively, uses live banking information to give a full picture of your finances. On Mint, you can add your bank accounts, credit cards, student loans and more, to better manage the total sum of your accounts. Additionally, mint generates graphs on all your spending trends, so you can better work out where you could be saving money.
Like Mint, inDinero hooks directly into your bank account to bring you live expense activity. This app also focuses on easy expense search features, along with bringing all your accounts into one place. With inDinero you get easy categorization of expenses as well as real-time alerts for your business accounts.
BillGuard is another impressive personal expense app. This app uses live transactions from your bank accounts and credit cards to warn you of potentially fraudulent activity. A hugely useful app for users of all economic backgrounds, BillGuard keeps you up to date on your spending, plus automatically alerts you to possible erroneous transactions. Not only that, BillGuard automatically searches the Internet for coupons in the largest areas of spending, so you can start saving money.
Expensify is a simple and powerful app useful for individuals as well as businesses. Expensify brings a long-desired feature to consumers by automatically converting photos of receipts into expense data. Expensify is incredibly useful, quickly converting purchases to your favorite budgeting software document. Simply take a photo of your receipt, choose which expense report the purchase should be added to, and you’re done.
Much like Expensify, Shoeboxed lets you take photos of your receipts and automatically converts them into data. This app also eliminates the need for manual data entry, but also keeps a record of your receipt photos. Like Expensify, this app lets you create email reports from your receipt photos; however Shoeboxed also supports automatic mileage expense data.
BizXpenseTracker is a powerful expense app for businesses. This app allows users to simplify business expenses by tracking them all in one place. BizXpenseTracker keeps track of your expenses, mileage and time worked. For expense reporting, the app supports manual expense entries, as well as taking photos of receipts. The app also auto records mileage by using your device’s GPS, as well as supporting mileage by start and end address and total odometer meter reading. Finally, this app calculates time worked hourly by day or by visit, and can automatically calculate overtime worked.
Concur Mobile is another powerful expense app for businesses. Concur Mobile not only lets you send and receive expense reports, but allows you to approve and edit them as well. The unique Concur Mobile user interface lets you easily enter airplane travel expenses, plus quickly import credit card information. Not only that, this app lets users manage flight and dining itineraries, check into flights, and even book hotels.
Dollarbird is an expense app for individuals that makes budgeting easier. Featuring an easy-to-use interface, this app lets users enter their expenses, then helps generate a budget. This app simplifies projecting how much money you’ll have in the future, plus lets you set reminders for your bills. Dollarbird is a powerful expense app for individuals.
Cashbook Expense Tracker is a powerful finance app for the android and Google play market. Cashbook Expense Tracker lets users track expenses and mileage. Like other all-in-one expense apps, this app also features automatic mileage expense reporting using your devices GPS. Categories in this app are fully customizable and users can easily import data from other programs. Finally this all-in-one expense app includes a tip calculator to round out your financial tools.
10. Spending Tracker
Spending Tracker is a personal finance app with several important features. This app helps users track their expenses and helps formulate a budget; however Spending Tracker also let’s you set spending goals. Additionally, Spending Tracker lets you carry over any excess money to next months budget. This free app also helps you track your spending by generating charts and graphs.
Featured photo credit: OTA Photos via flickr.com