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3 Tips to Protect Your Home From Natural Disasters

3 Tips to Protect Your Home From Natural Disasters

Floods, wildfires, earthquakes, tornadoes, hail and tropical storms are all classified as natural disasters.[1] Depending on the season, a natural disaster could strike at anytime, and your home could suffer serious damage because of it. This is why it is so important that you reinforce your home to prevent unnecessary damage and keep repair costs to a minimum.

1. Make Sure You Have Homeowner’s Insurance

Note that homeowner’s insurance is different from mortgage insurance. It’s not always easy to come up with the money for repairs with only a moment’s notice, and they could be costly. Homeowner’s insurance doesn’t always offer full coverage for damage to a home due to a natural disaster. Your homeowner’s insurance may include partial insurance for your home for specific natural disasters. While being prepared and having money put away for emergency repairs are responsible things to do, the best alternative may be to get separate insurance in your state for the natural disasters most likely to hit if your homeowner’s insurance doesn’t cover it.

Hurricanes and Tropical Storms

These are likely to hit on the east coast. Be prepared by having hurricane shutters installed, an extra strong garage door and reinforcing the frame of your home with hurricane straps. A contractor will know what hurricane straps are and how to install them.

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Hail

Hail could damage the roof, glass windows and doors and siding of your home. In addition to installing hurricane shutters on your windows and possibly your doors, you should make sure you have roof hail damage insurance.

Tornadoes

Protect your home from a tornado by bracing the gables of the roof and reinforcing the sheathing underneath the shingles or outer roofing.

2. Have a Safe Room

Build a standard safe room for tornadoes. This room may offer some protection when other disasters strike too, like hurricanes. A basic room of this type that accommodates 16 people costs around $3,000 to build. Your safe room could double as a utility closet or storage room at other times.

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Wildfires

Wildfires can be caused by lightening, human negligence or lava from volcanoes. Minimize the possibility of your home being damaged by a wildfire by creating a distance of 30 feet between your home and all dead foliage that could catch fire as well as any trees. This may be drastic, but it’s also recommended to install mesh screening under porches and decks, over vents, openings in your roof and over the entire outside of your home. This makes it almost impossible for flaming debris and flying sparks to light your home on fire.

Earthquakes

Secure heavy objects, like cabinets, shelves, TVs and bookcases to walls or the floor using brackets, safety straps and cables.

Floods

Elevate appliances in your home, especially the furnace, water heater and electric panels. It’s probably not a good idea to have them in your basement, since that’s where flood water will usually collect first.

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Use a waterproofing compound on your basement’s walls so water can’t get in. Also, put two-port check-valves in your drains so that floodwater can’t back up.

3. Find Out What Was Damaged and Have Repairs Done Quickly

Immediately after a disaster, note the date, and check your roof and home for damage both inside and out. On your roof, look for torn, broken or missing shingles. Take pictures, have the appropriate repair workers come and give you estimates of repair costs, and then contact your insurance company or have repairs done. Whether you’re dealing with your homeowner’s insurance or specific natural disaster insurance, if your insurance company is giving you trouble about covering costs, which are stipulated in the contract, then call a public adjuster to get help with your insurance provider.

To prevent the possibility of a natural disaster costing you extra money, do what you can to keep damage to a minimum. For example, use mulch or something similar instead of loose stones for paths and driveways, remove any weak branches from nearby trees, and make sure there is the least possibility of water getting into your home through spaces or gaps in windows and doors.

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Featured photo credit: WikiMedia via upload.wikimedia.org

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Last Updated on May 21, 2020

The Top Fad Diets That Are Actually Worth the Hype

The Top Fad Diets That Are Actually Worth the Hype

You have probably seen enough fad diets to last a lifetime. Many have become popular overnight and left just as quickly.

Some fad diets, though, have actually passed the test of time and are making some headway in the nutritional world.

Outlined below are four fad diets that are actually beneficial for your health and wellness. Read on to find out why you should consider adopting one (or more) of these healthy eating styles today.

An important concept you should keep in mind is to disregard the term “diet” as it is typically used. The word diet implies the idea of restriction and removal. Instead, think of the word diet in this context as a healthy eating lifestyle.

Let’s take a look at some of these healthy eating lifestyles that have been categorized, by no fault of their own, as fad diets.

1. The Paleo Diet

The paleo diet, or ancestral eating, is simply eating the way your paleolithic ancestors would have up to 10,000 years ago, or when the agriculture age began.

The advantage now is you don’t have to do this in a loin cloth, unless you want to… The focus of this diet is proteins, vegetables, some fruits, nuts and seeds and some healthy fats.

In the paleo diet, there aren’t any grains, starchy carbohydrates, sugars, or dairy.

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How Your Health Can Change With Paleo

The paleo diet is a good way to keep your blood sugar under control. It can also have a positive effect on type 2 diabetes, and can lower your risk of cardiovascular disease.

With this healthy eating lifestyle, people have also achieved good weight loss results and boast improved energy levels. [1]

It’s not just what’s in the paleo diet that’s important, it’s what’s NOT in it. There aren’t any processed and manufactured foods, junk foods, artificial ingredients or chemical additives.

Paleo is a way of eating that gets you more in tune with your body and, therefore, can provide a lot of benefits.

2. Whole30

The Whole30 diet is relatively new and owes its popularity to social media and the #Whole30 Instagram hashtag that allowed people to share and broadcast their success with the diet.

With Whole30 you are taking 30 days and focusing on nutritious whole foods such as meats, nuts and seeds, seafood, eggs, vegetables, and fruits.

During the month you are eliminating:

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  • sugar
  • alcohol
  • legumes
  • grains
  • dairy
  • soy

Whole30 is similar to paleo, but it goes a bit further eliminating sweeteners such as honey or maple syrup.

At the end of the 30 days, you strategically reintroduce those eliminated foods back into your diet to discover any possibility of health consequences from them or even potential food allergies.

Finding Out How Food Impacts You

Most people eat the same things so often and may not realize that certain foods are causing health consequences, as they’ve become accustomed to feeling lethargic and run down.

With Whole30 you get the chance to see how these foods may have a negative impact on your body. You’ll also reset your taste buds, which may have become desensitized from processed and artificial “foods” and excess salt.

This diet will help you regain your love of food… in a healthy way!

3. The Mediterranean Diet

The Mediterranean diet has been at the top of the list as a very effective diet for some time now.

For people in countries like Italy or Greece, this has simply been a normal way of life–along with higher activity levels, sunlight exposure, proximity to water, and lower stress.

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With the Mediterranean diet, the focus is on heart-healthy foods. It looks like this:

  • Fruits & vegetables
  • Whole grains
  • Legumes & nuts
  • Replacing butter with olive oil
  • Using herbs and spices instead of salt
  • Eating fish and poultry at least twice a week
  • Moderate amounts of red wine

Help Your Heart & Overall Health With A Mediterranean Diet

Information from the Mayo Clinic shows that this diet reduces heart disease and lowers your “bad” LDL cholesterol. Studies involving 1.5 million people demonstrated that the Mediterranean diet was associated with a reduced risk of cardiovascular mortality, along with overall mortality. [2]

With all these benefits, this is definitely a “fad diet” that’s worth the hype.

4. The Alkaline Diet

The alkaline diet is about changing the foods you eat so that you put your body into an alkaline state and out of an acidic state. When your body is too far on the acidic side it can result in a condition called acidosis. This can lead to issues in your body such as upset stomach, breathing difficulties, headaches, weakness and, fatigue. In extreme cases, it can result in shock, coma, or death.

The goal is to get your body in a more alkaline state, which results in overall better health. The focus is on including alkaline boosting foods such as fruits, nuts, vegetables, and legumes. You’re also wanting to reduce acidic foods such as low quality beef and poultry, dairy, eggs, grains, and alcohol.

Pros & Cons With The Alkaline Diet

The benefits that come from this way of eating is that reduction in inferior quality foods, processed items and alcohol. You may feel improved energy levels, mental clarity and even better joint health.

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People also report weight loss but again this may come from the reduction in calories from junk and processed foods but this is not a bad thing at all.

One con with this diet is that the pH value of the food you eat might not have an impact on blood pH, as your body is able to balance this pretty well on a day-to-day basis.

Follow These Fads for Better Health and Wellness

There can be a danger in categorizing things as a fad diet because fads come and go. People are always looking for the next big thing or a quick fix.

The four examples above buck that status quo. These diets, though mainstream, actually can give you benefits and aren’t going to go away anytime soon because they work.

What makes these diets special is that they boast real whole foods and the eliminate processed and manufactured junk.

The Big Takeaway:

Whatever way you choose to eat, the focus needs to be on whole unprocessed foods. Look for the cleanest, local and most natural things you can find for the benefit of your overall health and wellness. Your body and mind will thank you.

Featured photo credit: Dan Gold via unsplash.com

Reference

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