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3 Tips to Protect Your Home From Natural Disasters

3 Tips to Protect Your Home From Natural Disasters
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Floods, wildfires, earthquakes, tornadoes, hail and tropical storms are all classified as natural disasters.[1] Depending on the season, a natural disaster could strike at anytime, and your home could suffer serious damage because of it. This is why it is so important that you reinforce your home to prevent unnecessary damage and keep repair costs to a minimum.

1. Make Sure You Have Homeowner’s Insurance

Note that homeowner’s insurance is different from mortgage insurance. It’s not always easy to come up with the money for repairs with only a moment’s notice, and they could be costly. Homeowner’s insurance doesn’t always offer full coverage for damage to a home due to a natural disaster. Your homeowner’s insurance may include partial insurance for your home for specific natural disasters. While being prepared and having money put away for emergency repairs are responsible things to do, the best alternative may be to get separate insurance in your state for the natural disasters most likely to hit if your homeowner’s insurance doesn’t cover it.

Hurricanes and Tropical Storms

These are likely to hit on the east coast. Be prepared by having hurricane shutters installed, an extra strong garage door and reinforcing the frame of your home with hurricane straps. A contractor will know what hurricane straps are and how to install them.

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Hail

Hail could damage the roof, glass windows and doors and siding of your home. In addition to installing hurricane shutters on your windows and possibly your doors, you should make sure you have roof hail damage insurance.

Tornadoes

Protect your home from a tornado by bracing the gables of the roof and reinforcing the sheathing underneath the shingles or outer roofing.

2. Have a Safe Room

Build a standard safe room for tornadoes. This room may offer some protection when other disasters strike too, like hurricanes. A basic room of this type that accommodates 16 people costs around $3,000 to build. Your safe room could double as a utility closet or storage room at other times.

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Wildfires

Wildfires can be caused by lightening, human negligence or lava from volcanoes. Minimize the possibility of your home being damaged by a wildfire by creating a distance of 30 feet between your home and all dead foliage that could catch fire as well as any trees. This may be drastic, but it’s also recommended to install mesh screening under porches and decks, over vents, openings in your roof and over the entire outside of your home. This makes it almost impossible for flaming debris and flying sparks to light your home on fire.

Earthquakes

Secure heavy objects, like cabinets, shelves, TVs and bookcases to walls or the floor using brackets, safety straps and cables.

Floods

Elevate appliances in your home, especially the furnace, water heater and electric panels. It’s probably not a good idea to have them in your basement, since that’s where flood water will usually collect first.

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Use a waterproofing compound on your basement’s walls so water can’t get in. Also, put two-port check-valves in your drains so that floodwater can’t back up.

3. Find Out What Was Damaged and Have Repairs Done Quickly

Immediately after a disaster, note the date, and check your roof and home for damage both inside and out. On your roof, look for torn, broken or missing shingles. Take pictures, have the appropriate repair workers come and give you estimates of repair costs, and then contact your insurance company or have repairs done. Whether you’re dealing with your homeowner’s insurance or specific natural disaster insurance, if your insurance company is giving you trouble about covering costs, which are stipulated in the contract, then call a public adjuster to get help with your insurance provider.

To prevent the possibility of a natural disaster costing you extra money, do what you can to keep damage to a minimum. For example, use mulch or something similar instead of loose stones for paths and driveways, remove any weak branches from nearby trees, and make sure there is the least possibility of water getting into your home through spaces or gaps in windows and doors.

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Featured photo credit: WikiMedia via upload.wikimedia.org

Reference

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Last Updated on July 12, 2021

100 Incredible Life Hacks That Make Life So Much Easier

100 Incredible Life Hacks That Make Life So Much Easier
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Want to learn some quick and easy life hacks that are easy to do, low cost and saves you time?

By tweaking little things in your daily life, it can make your life much more convenient!

Here’re 100 of the most practical life hacks so you can just pick up any of them right away!

83 tie a small piece of bright colored fabric

    84 write random letter

      85 use a rubberband

        86 dorm smell bad

          87 lean your phone on your sunglassess

            89 how to waterproof your shoes

              90 take a picture of the name card

                91 iron inside out

                  92 old newspaper

                    93 tumble try shoes

                      keep a card like this

                        SONY DSC

                          94 soap bar

                            95 make a hole

                              96 drop the battery

                                97 use a coozie

                                  98 when taking a picture

                                    use a clean dust pan

                                      try a pants hanger

                                        use your cellphone light

                                          use a spring from an old pen

                                            quick and easy iphone speaker

                                              user binder clips

                                                wrap a wet paper towel around your beverage

                                                  put pancake mix in a ketchup bottle

                                                    clean out an old lotion bottle for your beach

                                                      use a muffin tin to serve condiments at a bbq

                                                        doritos are great for kindling

                                                          use nail polish to identify different keys

                                                            use a hanging shoe rack to store cleaning supplies

                                                              freeze grapes to chill white wine without

                                                                use paper clips to organize your cables

                                                                  almost finished your jar of nutella

                                                                    sick of having a box full of tangled

                                                                      unroll the rim to increase the capacity

                                                                        cut open toilet paper rolls and use as a cuff

                                                                          remove the stem from strawberries

                                                                            turn an old bottle into a simple little cord holder

                                                                              for iced coffee and iced cappuccino, use frozen coffee cubes

                                                                                how to fold a fitted bed sheet

                                                                                  tired of snoozing past your alarm

                                                                                    place a rubber band around an open paint can to wipe your brush on

                                                                                      ut a wooden spoon across a boiling pot

                                                                                        use bread clips to save flip-flops

                                                                                          take pictures of friends holding items

                                                                                            how i always know which headphone is the left one

                                                                                              put a stocking over the end of a vacuum

                                                                                                How to make sure you drink enough water

                                                                                                  user a can opener to open blister

                                                                                                    good sandwich guide

                                                                                                      turn your muffin pans upside down

                                                                                                        50 pounds of groceries and living on the 5th floor

                                                                                                          the right way to make a blt

                                                                                                            add one teaspoon of baking soda

                                                                                                              38

                                                                                                                hair straighteners equals to collar irons

                                                                                                                  stack your clothes vertically to see them all

                                                                                                                    the right way to make cookies in the summer

                                                                                                                      how to clean a blender

                                                                                                                        the right way to eat a popsicle

                                                                                                                          use bread clips to label and organize power cords

                                                                                                                            to get the built up residue off of your shower head

                                                                                                                              user a hair clip to orgainize long wires

                                                                                                                                a frozen saturated sponge in a bag

                                                                                                                                  rub stuck zipper teeth with a graphite pencil

                                                                                                                                    use a soda pop tab

                                                                                                                                      50

                                                                                                                                        51 How to multiply large numbers in your head.

                                                                                                                                          52 How to open a bottle if you dont have a corkscrew.

                                                                                                                                            rub a walnut on damaged wooden furniture

                                                                                                                                              kids fall out of bed

                                                                                                                                                use toothpaste to clear up hazy car

                                                                                                                                                  58

                                                                                                                                                    59 keep pizza out while driving home

                                                                                                                                                      60 put your straw through the tab to keep it from rising

                                                                                                                                                        hold oreos with a fork so your fingers

                                                                                                                                                          Never lose your remotes again

                                                                                                                                                            hiding your emergency money

                                                                                                                                                              use a bread tab to hold your spot on a roll

                                                                                                                                                                if you are at a hotel and run out of chargers

                                                                                                                                                                  keep a square of cardboard in a ziplock bag

                                                                                                                                                                    If you need to pee or smoke at a bar

                                                                                                                                                                      drill holes in the bottom of your garbage

                                                                                                                                                                        use an accented letter as your passcode

                                                                                                                                                                          use a squeeze ketchup bottle top with your shopvac

                                                                                                                                                                            do something unusual when locking the door

                                                                                                                                                                              when heating leftovers space out a circle in the middle

                                                                                                                                                                                dont burn yourself in those hard to reach candles

                                                                                                                                                                                  put a small amount of water in a glass when you microwave your pizza

                                                                                                                                                                                    75 use a piece of paper to organize

                                                                                                                                                                                      use half a pool noodle

                                                                                                                                                                                        pencil case to store cables

                                                                                                                                                                                          78 clothespin to hold nail

                                                                                                                                                                                            79 make blts

                                                                                                                                                                                              80 take a picture of your fridge

                                                                                                                                                                                                81 fill plastic water bottles

                                                                                                                                                                                                  82 right ways to eat chips

                                                                                                                                                                                                    99 if your plug keeps failing

                                                                                                                                                                                                      100 put the banana on the wire

                                                                                                                                                                                                        88 before you throw away a post it

                                                                                                                                                                                                          Source: Reddit LifeProTips

                                                                                                                                                                                                          There you go, 100 awesome life hacks that you can try right now to make your life a lot easier!

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