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7 Financial Habits That Make You Smarter With Your Money

7 Financial Habits That Make You Smarter With Your Money

Being informed financially is an essential factor for building wealth. Most of the time the wealthy maintain solid financial and money habits that help them sustain their wealth. While there are sites like Creditloan that could offer solid financial advice and resources to be smarter with your money, this article will look at some money habits that can help you build your wealth.

Here are 7 financial habits that will make you smarter with your money.

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1. Be clear and specific

If you want to be smarter with your money, you have to know what you want to accomplish with it. Your financial goals should be written down and well articulated. Know what your annual income and net worth are. You can use this knowledge to set big goals in your business and personal life.

2. Invest

You will have spare change that could either be spent or invested. You can only build wealth by investing and you should make this a habit. You don’t need a lot of money to get started. Simply be willing to research and learn about the advantages of smart investments and how to begin. Take advantage of the money compounding opportunities available and invest that extra cash.

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3. Learn to save

Learn to save whatever dollars you can. You don’t have to save big at first. But saving is a habit that can be nurtured. When you are making a lot of money, your lifestyle could dull your senses about the need to save. However, if you can start seeing every extra penny you earn as a tool to paying off your students loans, personal loans, having an emergency fund, or investment account you’ll understand how effective saving can be for you in the long run. It’s better than the short term gains of spending your money now.

4. Automate your finances

Having your finances run on autopilot is a smart money move. Your money should automatically go to savings accounts, investment accounts, and to your creditors. This way you can effortlessly have financial security. Moreover, you are not consumed with paying your dues when you are meant to be working or spending time with people you care about.

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Payment processing tools like MoonClerk and Due will make sure your money is on autopilot. This way you won’t forget a payment and you’ll have a good solution for automating your extra cash flow.

5. Read finance books

Perhaps this is the one thing the wealthy have over the have-nots. They read. Nobody could have more financial wisdom than you, that’s if you put your heart and mind into growing your stash.

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It goes beyond whatever formal education you may have. You have to learn to teach and invest in yourself. In this way, you educate yourself about how to become wealthier.

6. Surround yourself with the right people

You can’t negate the power of surrounding yourself with people who can support you with financial advice and knowledge. Successful people who are high earners have the capacity to expand your thinking and boost your income. Most of the time we become like the people we surround ourselves with. You certainly would improve your financial habits when you’re surrounded by people who are smart with their money.

7. Know how much you spend

You can’t be smart with your money when you do not know how much you are spending or giving away. If you want to be sure about how much you can potentially put away, you have to track your daily expenses. There are apps like Mint and Level Money that can help you understand how much you are giving out and how much is coming in.

Featured photo credit: https://morguefile.com via morguefile.com

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Casey Imafidon

Specialized in motivation and personal growth, providing advice to make readers fulfilled and spurred on to achieve all that they desire in life.

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Last Updated on February 11, 2021

Want to Get Free Product Samples Like Bloggers and Beauty Gurus Do? Read This.

Want to Get Free Product Samples Like Bloggers and Beauty Gurus Do? Read This.

Imagine receiving a regular supply of free samples through your letterbox?

These free samples by mail could include things such as cleaning products, cosmetics and packaged food.

Free samples are a great way to try out some of the latest products. One week you may have a new toothpaste to try – the next week you may be snacking on a delicious chocolate cookie sample.

As the saying goes, variety is the spice of life. And by requesting free samples by mail (I’ll show you how shortly), you’ll have not just variety – but fun too!

Tell Me More About Getting Free Samples Sent to My Door!

So, it looks like I’ve caught your interest. That’s great news!

Just before I introduce you to 10 places where you can get free samples by mail, let me clarify a couple of things.

Firstly, all the places I’ll talk about are currently active in sending out free samples to consumers. (In other words, no links to out-of-date or dead pages!)

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Secondly, location is key. If you live in North America, then you’ll have a wide selection of places to sign up to. In other locations (for example, Africa, Asia and Europe), you’ll have fewer choices – but free samples by mail are still a possibility.

Lastly, to whet your appetite for the freebies, here’s a short list of product examples:

  • Pet food.
  • Beauty products.
  • T-shirts.
  • Greeting cards.
  • Wallets.
  • Snack bars.
  • Vitamins.

Free Samples by Mail… Tell Me Where to Get Them!

It’s now time to share my recommendations for the best sites to claim free samples from.

Let’s start with…

#1 SampleSource

    This company sends out boxes of 6-12 free samples about four times a year. Products include baby wipes, cereals and tissues. Register with SampleSource to be notified of the availability of their free samples. (Canada and U.S. only.)

    #2 Influenster

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      As their name suggests, Influenster wants to send free samples to you in exchange for you sharing about the products on your social media accounts. Once you’ve become a member (join for free!), they’ll send you a box of free goodies every few months. The more you share pictures and reviews of the products – the more free samples they’ll send you! (All major territories.)

      #3 PINCHme

        This organization will send you free samples in the hope that you’ll then go out and buy the equivalent full-size products. To receive regular boxes of free food, drink and cosmetic samples (and sometimes coupons), then sign up and create your profile. (U.S. only.)

        #4 House Party

          Thinking of throwing a house party? If yes, then be sure to sign up with this company. They’ll send you a box of ‘themed’ products and services that you can hand out at your party. Register with House Party. Wait for the fun freebies to be mailed to you. And then start sending out your party invites! (Worldwide.)

          #5 YoFreeSamples

            This site is a great resource for a whole host of free samples that can be mailed directly to your door (with no survey requirements!). You’ll find anything from books to perfume, with new offers listed daily. Head over to their site to see what’s currently available. (Mostly U.S., with occasional offers for other countries.)

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            #6 Magic Freebies

              The U.K.’s most popular freebie site. Register for their email newsletter, and they’ll send you a daily email with eight free sample offers. These include products such as disposable razors, dog bowls, and even fake tan! So, what are you waiting for? (U.K. only.)

              #7 SweetFreeStuff

                Since 2002, this simple site has been linking to the best free sample offers currently available. To get started, sign up to their daily email newsletter, which contains links to the latest offers. As well as free samples, SweetFreeStuff also gives information on coupons and deals. (Worldwide.)

                #8 Sample A Day

                  Would you like to receive a notification of a new free sample every day? Well, that’s the promise from this site. They claim to thoroughly research all offers, ensuring there are no catches or hidden surveys! From baby products to socks, this site is sure to have something for you. Registration is super-easy. Simply enter your email address. (Australia, Canada, U.K. and U.S. only.)

                  #9 Pretty Thrifty

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                    This site specializes in free beauty products, but also lets you claim free samples such as energy drinks, snack bars, and even magazine subscriptions. Pretty Thrifty has more than 85,000 followers on social media, so clearly knows how to attract free sample hunters. One thing that makes Pretty Thrifty stand out from most of their competitors, is that their email newsletter is available in daily, weekly and monthly formats. (Mostly U.S., with occasional offers for other countries.)

                    #10 CrazyFree

                      My final tip for getting the best free samples by mail, is Australian company CrazyFree. Their funky website offers big brand free sample offers, which currently include items such as Dolce & Gabbana perfume, Coke Zero, and Happy Dog pet food. To claim the offers, select the free samples you would like, and then complete their registration form. (Australia, U.K. and U.S. only.)

                      Receiving regular free samples by mail is a fabulous way of testing out the latest products on the market (and some that aren’t even on the market yet!)

                      You’ll impress your friends and family with all the free stuff you’ll be receiving. And take it from me… it’s a fun, free and rewarding hobby.

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