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4 Apps Worth Downloading Just for the Bonus Perks

4 Apps Worth Downloading Just for the Bonus Perks

These days it seems like almost every website, retailer, and restaurant has their own app. Because of this overload, chances are you’ve downloaded an app only to discover that it was pretty much worthless. But don’t be so quick to throw the baby out with digital bathwater — there are a few applications that do deserve a download after all.

The latest trend in mobile seems to be the integration of rewards programs into apps. Gone are the traditional punch cards and stamps that were once used to denote loyalty, only to be replaced by a 21st century staple: the smartphone. However, not all rewards programs are created equal. That’s why, for the purposes of this list, we’ll be looking at applications that either offer perks upon downloading or give you a bonus with your first purchase.

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Without further ado, here are four (technically five) apps worth downloading for the bonuses they offer:

Dairy Queen

I know — December isn’t the ideal time to be talking about ice cream, but hear me out. While perhaps not seasonally appropriate, ice cream is still delicious and that’s doubly true for Dairy Queen’s Blizzards. So did you know that you can get a free small Blizzard just for downloading the fast food chain’s app and signing up for their rewards program? It’s true, and it’s spectacular.

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Uber/Lyft

If you live in one of the growing number of cities that Uber and/or Lyft operates in, you really can’t go wrong having one or both apps downloaded just in case you find yourself in need of a ride. However, you may want to hold off on actually registering your account until that time comes. Why? So that you can take advantage of some of the coupon codes that both companies tend to offer.

Admittedly you may have to do a quick Google search in order to make this one work, but there is almost always a promo code in effect that will get you a free or discounted ride to start off with. For example, right now the code FEELING22 (apparently someone in company’s promotional department is a T Swift fan) will make your first trip of up to $22 free. Meanwhile, Lyft typically offers new users $50 in credit, but they can only be used $10 at a time. So whether you want to wait for the right night out or perhaps save some money on cab fare during your next vacation, both ride-hailing apps are a must-have.

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Expedia

Speaking of vacations, Expedia is a pretty strong one-stop shop for flights, hotels, rental cars, and even packaged deals. Better yet, they also have a loyalty rewards program that earns you a $25 credit for every 3,500 in points you rack up. So where does the app come in? Currently the site is granting double points to bookings made using the app. They’ve also been known to sweeten that offer at times, so keep an eye out as well.

Even if you end up researching your hotel, flight, etc. on your desktop computer, it may be worth switching over to the app when it’s time to book. Hopefully doing so will mean a nice little discount on your next getaway.

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Krispy Kreme

Another tasty treat makes the list — and hopefully this one’s a little more appealing to those in colder climates. On its own, Krispy Kreme’s app actually offers some pretty cool features, including the ability to see which stores currently have their famed “Hot Now” signs on. But the real reason to download is that you’ll be instantly rewarded with a free original glazed donut coupon when you do. Of course, like many of the other apps on the list, this will require you to sign up for their rewards program, but that sugary little pillow from heaven you get in return is well worth it.

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While there are probably too many retail apps in the world that really don’t need to exist, there are a few companies are that doing it right. By serving up the perks right away or otherwise incentivizing their use, these brands make their applications worth downloading. So make some room on your phone (and, in some of these cases, some room in your stomach) and enjoy the bonuses that these apps have to offer you.

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Last Updated on March 29, 2021

Life Insurance: A Secure Way To Protect Your Future.

Life Insurance: A Secure Way To Protect Your Future.

Life is a journey full of ups and downs. No one can actually predict what might happen the next moment; there are times where the happiest moments do not even take a second to turn into the gravest. Planning for your future can help you face such unwelcomed but irrepressible situations with much ease. We all want to make every memorable event of our life more special and to cherish all those moments happily and worry less, you must financially plan your future. But no one has control over life and death. Who would wish to see his family suffer in his absence? Insurance hands over the financial jeopardy of life’s happenings to an insurance company.

Importance of getting a life insurance

No one has control over life and death. Nobody would like to see their family suffering in an absence, and that’s why many people recommend life insurance. A life insurance plan is one of the best ways to secure the future of your family, even against those financial troubles after an untimely demise. These plans are safe and credible, and you could trust them for your family’s better future.

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On the other hand, a life insurance policy is a contract between a company (insurance provider) and policyholder in which the insurance provider ensures to pay a certain amount of money to the nominated beneficiary in case of the policyholder’s death during the term of the agreement. There are different types of insurance plans, and it is important for you to know the benefits of those plans such as a funeral, medical or some life expenses provided they are mentioned in the agreement.

Choosing the right insurance plan

If you’re about to select an insurance plan, you should consider some important factors:

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  • The time at which you start investing in a program and the number of family members you want to get insured. Obviously, a married man with two children has different needs compared to a single one. The number of persons who are dependent on an individual also varies from person to person.
  • The next thing you need to consider is you and your family needs. What are your child’s dream, your retirement plans, for how long would your dependents need financial support, any personal injury, etc. And do not forget those events or situations that will surely demand a huge sum of money.
  • The next thing one must consider is your current income. You should preferably choose a plan which you can afford.

Now you must be having a pretty clear idea of how to choose the best plan for you. Further, you should also compare various plans offered by different companies and numerous sites available online that help will you to compare them.

Differences between life insurance plans

Here’s a short brief of some plan categories you can choose according to your needs:

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  • Term Insurance Plan – You have to pay once, and your nominee gets the paid money under your misfortune demise. It ensures a person for a fixed time. If you survive the policy period, you do not get your premiums back.
  • Whole Life Policy – This plan continues for your lifetime. Under this, the policyholder has to pay regular premiums, until their death.
  • Endowment Policy –  In case the individual dies during the tenure, the beneficiary gets the amount assured. If the person survives the policy tenure, they gets back the premiums paid with other investment returns along with several other benefits.
  • Money Back Policy – In this a portion of the money invested is returned to the investor at regular intervals. If you survive the insurance term you get the entire amount back; else the beneficiary receives the entire sum assured.
  • ULIPs – These are the life insurance plans that offer you future security plus wealth creation options.

Many people do not opt for whole life policy and endowment policy because of the high amount of money you need to pay, while others may prefer to opt for these if they have a high life expectancy. Surely you will find the best one for you.

So what are you waiting for? Plan for your future and live a happier and carefree life today.

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Featured photo credit: aryehsampson.com via aryehsampson.com

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