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5 Online Jobs That Could Change Your Life

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5 Online Jobs That Could Change Your Life

Work from home jobs may have a bit of a bad rep as they are often not really all that they are sold to be, but real online jobs are a whole different ball game. If you are tired of the daily commute and can’t stop counting the clock once you actually make it to the office, it may be time for you to consider a career change via the very real and potentially highly profitable online jobs that are out there.

Online jobs that pay well are not necessarily ones that you can just walk into, but if you’ve got the motivation to do some basic study, you will certainly have options. Here is a little breakdown of five online jobs that could see you ditch the commute and develop a brand new career.

1. Virtual Assistant

Are you great at organising? If you are, it might surprise you to learn that a lot of people are really not all that good at it. The shift to more and more business being carried out online also means that there are now many people looking for virtual assistants.

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This means that the whole structure of business has changed. Secretary and PA jobs are now very much positions that can be done without you ever having to go to any office. Email, Skype, and high-speed internet connections everywhere mean that Virtual Assistants are in increasing demand.

Online jobs such as this are great as they don’t restrict you to working with only one client at a time. If you really are good at organising, there is no reason why you couldn’t be a Virtual Assistant for a number of people at the same time.

2. Online Reseller

This is one of the more interesting online jobs that you could do, but it’s also a bit more difficult to make consistent work. It’s one of those online jobs that you could dip into part-time at the outset. If you find that it’s working out for you, go all in. If not, keep searching for something you do like and that you can make work.

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Basically, an online reseller is somebody that sells stuff for people who are too busy to do it for themselves. If you’re already a bit of an Ebay whizz, this could be perfect for you. It’s also something that you will be able to get into more easily if you already have a strong profile on sites where people buy and sell goods online.

3. Online Teacher

If you would love to teach but don’t really like the idea of going to a school every day, this could be one of the best online jobs for you. This isn’t the simplest of online jobs to get into, as you you’ll need to have success with finding students, and you’ll almost certainly need to be qualified in the subject you’d like to teach. Having said that, after years of working in the real world, you may now be a specialist in your field and this could be turned into a very lucrative gig for you.

Typically, online teachers will most often be tutoring children who need extra work to keep up or get ahead at school. With this in mind, you should be expecting to do most of your work once schools are out for the day, and you also have to be financially prepared for the holidays when work will often dry up.

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4. Web Designer

The global business landscape changed forever with the arrival of the internet. Now, even the smallest businesses can set themselves up online. To do this properly, they need a good web designer who will make them stand out from the competition. With everybody needing a website, this means that becoming a web designer is one of the most lucrative online jobs out there.

An eye for design and creativity generally tends to help if you want to make a mark in this field. It is also highly advisable for you to consider taking a course, either one led by a teacher or a self-taught one that you can do at your own pace. Those people who are already relatively computer literate and creatively minded will soon get the hang of this kind of role. Once you do, it’s time to start pitching clients and building up a portfolio of work.

When you get fully initiated into this online world, you’ll discover that there are many connected areas that you could spread your expertise to once you’ve gotten the lay of the land. Then again, web design is a highly interesting role in itself. You could build upon your knowledge to become an absolute website master, but it’s probably not really all that necessary.

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5. Content Writer

For budding writers, this may sound like one of the great online jobs to get into. It is, but it’s also a lot more hard work than it might seem from the outside. If you can get good clients who provide you with interesting assignments, it’s awesome. If you don’t have a portfolio of work and have to work on boring pieces for pennies, it’s quite the slog.

Getting the negatives out of the way, however, this is definitely one of the online jobs that you can turn into a career if you have patience and just persevere with it. You will have to take the low-end jobs at first, but there is good work out there if you can prove yourself. That’s the other little problem — there are just so many people competing for the same jobs.

Luckily, there is also a lot of work to be had. Once you learn how to recognise the time wasters from the people who are genuinely looking for quality collaborators, the interesting, well-paid work can start flowing in!

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Last Updated on July 20, 2021

Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

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Financial Freedom is Not a Fantasy: 9 Secrets to Get You There

Have you ever considered your life now, and how it would be if you had more time to spend with your family and less worries about money?

Nowadays, financial stress is one of the most troublesome weights in life. If you’ve ever encountered financial stress, you know the difficulty of not having enough income to pay your obligations or bills.

Many people say that money is not the ultimate goal of life. While that’s true, money certainly plays a very significant role. The meaning of financial freedom changes with the different phases of our life, but ultimately, it is something that many people strive for.

In this article, we’ll explain how to capture that financial freedom you’ve been looking for. Read on to learn the secrets to financial freedom.

Break Free of Your Finances

Financial freedom is about having a constant flow of cash from your assets to cover all your regular needs.

When you are not worried about your income, or living paycheck to paycheck, you gain a great sense of freedom. It’s the freedom to be obtain and do what you truly need to make your way through everyday life.

Gaining financial freedom, though, is a process of growth, making small improvements and gaining emotional strength.

Though it seems hard to believe, it is really very simple to get financial freedom.

To do so, you simply need to make sure that your assets exceed your liabilities. In other words, you’ll need to find the sweet-spot where your residuals meet or surpass your expenses. This is something that you can achieve with the proper plan.

While not every person will accomplish financial freedom, the potential for anyone to do so is certainly there. Anyone can achieve this success, regardless of their income level.

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Outlined below are 9 secrets that will help you in your goals of achieving financial freedom.

1. Stop Unnecessary Spending

We often spend money inwardly, instead of objectively.

For example, you may spend when you’re anxious, depressed, restless, exhausted, from fear of missing out, or to please others. This is a very unhealthy way to handle your finances.

To stop this habitual spending, log down all your spending over the course of a month.

Just as some people keep a food diary, keep an expense diary. Remember not to just write down how much and what you spent the money on, also include the circumstances of why you spent the money. Was it an impulse buy at the checkout line or was it something you planned to purchase?

This increased self-awareness could enable you to avoid triggering situations in the future when you are considering an impulse buy.

2. Plan a Monthly Budget

This is a great opportunity to get serious.

Take a seat with your spouse or partner and make a monthly budget based on your income, not your expenses. You are never again going to spend more cash then you have on hand.

Overspending is the thing that led you to more financial obligations. Make sure you decide every month what is coming in and what will be going out and stick to that budget… no matter what.

3. Cut-up Credit Cards

Perhaps you are the type of person who always pays your credit card balance in full before the end of your billing cycle, and enjoys the reward points you gain. If this is the case, then you’re already way ahead of the game.

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If not, you may want to consider ridding your life of the burden that credit cards bring.

Many cards have strategies set up so that if you make a certain number of late payments, they will raise your interest rate much higher. This can really add up in the long run and you won’t be doing your financial situation any favors. If you’re prone to late payments or have a large balance due on your cards, cut them up!

Without proper self control on credit card spending and payments, you are basically throwing your money away. To ensure that you have better control over your spending, use only cash or debit for all future purchases (and don’t forget to pay at least your minimum payment on your cut-up cards each month!).

4. Increase Savings

There is no doubt that for a comfortable retirement you must accumulate satisfactory savings throughout your working life.

It’s good practice to save up to 15% of your income.

Start with your workplace 401(k), if you have one. If not, a Roth IRA (if you are eligible) or a traditional IRA (if you are not eligible for the Roth) are the next logical steps.

Increase in longevity means you might be able to look forward to 25 to 30 years in retirement, or possibly even significantly more. Investing now in good retirement plans will ensure that you have a guaranteed a stable monthly income when the time comes to stop working. [1]

5. Invest Wisely

Consider investing in funds.

Specifically, you will gain higher returns if you invest in different types of mutual funds such as Debt funds, Equity funds and Hybrid funds with a proper balance, although it absolutely relies on your personal preferences and sense of risk taking.

To get the most of these benefits, make sure you are investing in a variety of assets. Another resource of investing in mutual funds is SIP (Systematic Investment Plan) where you invest some money every month in funds. SIP works by averaging the per unit price of the stock.

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Mutual fund investors are aware of the benefits of an SIP (Systematic Investment Plan). For one, it is the most secure way to invest in equity mutual plans so that wealth is created over a long period of time. This plan also helps you to gain a better sense of financial discipline, which will come in handy in all your financial endeavors.

6. Invest in Gold

There isn’t really a better way to invest in gold than to have the physical gold itself in your possession.

You can purchase gold coins and bars from mints as well as from coin dealers and other private sellers.

Another way to invest in gold is through ETFs (Exchange Traded Funds).

These are is similar to mutual funds but they are exclusively investments of gold. ETFs are great because they offer more liquidity; the ETF owns the actual physical gold, stores it, and retains the value of the shares. These shares can then be bought and sold in the stock market, and one big benefit is that the transaction costs of gold ETFs are much lower than the that of physical gold.

With its consistently-increasing demand, investment in gold can be very wise long-term investment to make.

7. Stash Emergency Funds

Whether it’s a cash gift or a work bonus, always try to save any extra money that comes your way rather than making unneeded purchases.

If you get paid every other week, you’ll get an “extra” paycheck (three rather than the usual two) twice a year. Either save those paychecks towards your emergency funds or utilize the money to pay down other obligations, such as loans, credit cards or other debts.

Make it hard to get your cash.

Put your savings in an alternate bank, maybe an online bank that forces you to delay for several business days before transferred money hits your regular bank account.

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8. Find Fabulous Mentors

Find a mentor, such as a friend or family member, who has exceptional control over their finances and pay attention to everything they do.

If you do not have any friends or family that are enjoying financial freedom, then find a mentor online! There are numerous blogs and guru websites featuring the advice of many people who have reached financial freedom, and they exist primarily to let you in on how to achieve it for yourself.

There are also plentiful forums available that share tips and tricks on how to best achieve financial freedom. Read as much as you can and start changing your habits for the better.

9. Be Extra Patient

Patience is the key of financial success.

Being patient can be quite tough, especially when you’re struggling with your finances, but having faith is worth it. You’ll continuously be on the right track if you are taking the proper steps above.

So don’t be discouraged, even if you are only saving a few dollars a month; it all adds up. Within just a few years you’ll look back proudly at your accomplishments and be glad that you had the patience to get there.

Financial Freedom for All

Anyone can achieve financial freedom, regardless of their financial circumstance.

Use the tips provided above to get yourself on the track to financial freedom and toss your monetary concerns out the window. If you wish to achieve a life with financial freedom for yourself and your family then you must adopt a disciplined approach towards your finances.

Following the simple secrets above is a great start to making your money work for you, so you can work less and live more!

Featured photo credit: rawpixel via unsplash.com

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Reference

[1] Hartford Gold Group: IRA Retirement Accounts

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