Advertising
Advertising

5 Online Jobs That Could Change Your Life

5 Online Jobs That Could Change Your Life

Work from home jobs may have a bit of a bad rep as they are often not really all that they are sold to be, but real online jobs are a whole different ball game. If you are tired of the daily commute and can’t stop counting the clock once you actually make it to the office, it may be time for you to consider a career change via the very real and potentially highly profitable online jobs that are out there.

Online jobs that pay well are not necessarily ones that you can just walk into, but if you’ve got the motivation to do some basic study, you will certainly have options. Here is a little breakdown of five online jobs that could see you ditch the commute and develop a brand new career.

1. Virtual Assistant

Are you great at organising? If you are, it might surprise you to learn that a lot of people are really not all that good at it. The shift to more and more business being carried out online also means that there are now many people looking for virtual assistants.

Advertising

This means that the whole structure of business has changed. Secretary and PA jobs are now very much positions that can be done without you ever having to go to any office. Email, Skype, and high-speed internet connections everywhere mean that Virtual Assistants are in increasing demand.

Online jobs such as this are great as they don’t restrict you to working with only one client at a time. If you really are good at organising, there is no reason why you couldn’t be a Virtual Assistant for a number of people at the same time.

2. Online Reseller

This is one of the more interesting online jobs that you could do, but it’s also a bit more difficult to make consistent work. It’s one of those online jobs that you could dip into part-time at the outset. If you find that it’s working out for you, go all in. If not, keep searching for something you do like and that you can make work.

Advertising

Basically, an online reseller is somebody that sells stuff for people who are too busy to do it for themselves. If you’re already a bit of an Ebay whizz, this could be perfect for you. It’s also something that you will be able to get into more easily if you already have a strong profile on sites where people buy and sell goods online.

3. Online Teacher

If you would love to teach but don’t really like the idea of going to a school every day, this could be one of the best online jobs for you. This isn’t the simplest of online jobs to get into, as you you’ll need to have success with finding students, and you’ll almost certainly need to be qualified in the subject you’d like to teach. Having said that, after years of working in the real world, you may now be a specialist in your field and this could be turned into a very lucrative gig for you.

Typically, online teachers will most often be tutoring children who need extra work to keep up or get ahead at school. With this in mind, you should be expecting to do most of your work once schools are out for the day, and you also have to be financially prepared for the holidays when work will often dry up.

Advertising

4. Web Designer

The global business landscape changed forever with the arrival of the internet. Now, even the smallest businesses can set themselves up online. To do this properly, they need a good web designer who will make them stand out from the competition. With everybody needing a website, this means that becoming a web designer is one of the most lucrative online jobs out there.

An eye for design and creativity generally tends to help if you want to make a mark in this field. It is also highly advisable for you to consider taking a course, either one led by a teacher or a self-taught one that you can do at your own pace. Those people who are already relatively computer literate and creatively minded will soon get the hang of this kind of role. Once you do, it’s time to start pitching clients and building up a portfolio of work.

When you get fully initiated into this online world, you’ll discover that there are many connected areas that you could spread your expertise to once you’ve gotten the lay of the land. Then again, web design is a highly interesting role in itself. You could build upon your knowledge to become an absolute website master, but it’s probably not really all that necessary.

Advertising

5. Content Writer

For budding writers, this may sound like one of the great online jobs to get into. It is, but it’s also a lot more hard work than it might seem from the outside. If you can get good clients who provide you with interesting assignments, it’s awesome. If you don’t have a portfolio of work and have to work on boring pieces for pennies, it’s quite the slog.

Getting the negatives out of the way, however, this is definitely one of the online jobs that you can turn into a career if you have patience and just persevere with it. You will have to take the low-end jobs at first, but there is good work out there if you can prove yourself. That’s the other little problem — there are just so many people competing for the same jobs.

Luckily, there is also a lot of work to be had. Once you learn how to recognise the time wasters from the people who are genuinely looking for quality collaborators, the interesting, well-paid work can start flowing in!

More by this author

5 Simple Ways To Survive Your Tax Returns attractive 5 Misconceptions About What Is Attractive To Women The Top 5 Happiest Countries In The World Top 5: The World’s Best Cities To Move To canada Canada: 5 Reasons Why You Should Pay A Visit

Trending in Budget Activity

1 6 Easy Ways to Treat Yourself 2 7 Websites to Sell Used Stuff Profitably 3 Seven Tips to Save Money While Renovating Your Home 4 4 Ways to Make Every Penny Stretch in 2017 5 Getting Out of Debt in 4 Simple Steps

Read Next

Advertising
Advertising
Advertising

Published on November 5, 2020

8 Best Finance Apps For Effective Budget Tracking And Planning

8 Best Finance Apps For Effective Budget Tracking And Planning

Looking for ways to effectively track, plan, and manage your budgeting? Well, there is a multitude of apps for that! Finance apps are the best options around for tracking and planning your budget and keeping you accountable. After all, using a pen and paper can make it cumbersome to track.

The apps that we’ve listed below do a ton of the heavy lifting for you and provide a wide array of functions to help you with your financial needs.

How to Pick a Suitable Finance App

When looking at some of the best finance apps that are ideal for budgeting, we found these particular features to be important. Keep these in mind when looking for ideal finance apps.

  • User interface – Navigation is key in any circumstances of an app. This is especially true for helpful apps like finance apps. You want to be using them regularly. As such, the interface should be simple to navigate.
  • Habit building – Finance tracking is all about building money habits, and apps have unique ways of building those habits. There is the app itself but features like push notifications are also essential in some circumstances.
  • Syncing – You should be able to connect your bank account to these finance apps, and that process should also be pretty easy to do, too.
  • Usefulness – The number of features that the app has should be relevant and make it something you want to check. Sure, some of these finance apps work in the background, but those on this list help significantly when you check them regularly.
  • Data presentation – The number of reports and analytical data is a core focus for these finance apps as well since it allows you to make sound financial decisions.

1. Best Finance App Overall – Mint

    If you’re looking for an overall quality finance app, Mint is the first that comes to mind. It’s one of the most well-known personal finance apps around and for good reason. It provides you with a complete financial picture all in one place.

    By connecting your debit and credit cards to your account, Mint will provide you with a list of transactions and break them into categories, showing you exactly where you are spending your money. You can also track billing and create a budget on the app to help you stay on track of your savings goals.

    A new feature that Mint rolled out recently is the ability to see your credit score. Through this feature, you can also see the factors that are contributing to your credit score. Beyond that, you can also track investments and schedule routine utility payments.

    Download Mint here.

    2. Best Finance App for Debt Management – YNAB

    Advertising

      You Need A Budget (YNAB) is an app that is built on four rules:

      1. Give every dollar a job.
      2. Embrace true expenses.
      3. Roll with the punches.
      4. Age your money.

      Based on these four rules, the app will help you build a better budget while also allowing you to gain control of your spending. You can import transactions from your checking account and apply them to each budget category to get an accurate look at your spending.

      This app also provides detailed reports to show you your spending habits while you are striving to keep a balanced budget in the various categories. YNAB will also point out other spots that you can improve your spending.

      According to YNAB, the average user will save about $600 in the first two months and can save over $6,000 in the first year. It sounds promising for a debt management app.

      Download You Need A Budget here.

      3. Best Wealth Management App – Personal Capital

        Another solid choice is Personal Capital. It focuses on wealth management but also serves as another personal finance app. Through this app, you can manage assets and investments along with setting up a budget for everyday spending accounts.

        This service integrates with over 14,000 financial institutions, allowing you to link your bank account(s) directly to the app and through it. By linking your bank account to the app, you can track your spending, too.

        That said, the app really shines when you connect it to your investing accounts. By doing so, you have a convenient spot to track your portfolio by account, asset class, or individual security. The app can also show you opportunities to diversify, manage risk, and find any hidden fees that you could be paying.

        Advertising

        You can also compare your own portfolio to the major market benchmarks to help you keep track of whether you’re on track to reaching your goals. You can also get financial advice from this app as the financial advisors here are registered and can provide you with advice tailored to your goals.

        Download Personal Capital here.

        4. Manage Your Subscriptions – Clarity Money

          One of the popular business models that companies are moving to these days is subscription-based. While this model does have its merits, one of the many problems that we face with this model as consumers is that we find ourselves subscribed to things we don’t need. Paying for a streaming service is nice, but many people often are subscribed to multiple streaming services.

          Because it’s so difficult to remember and even track all the subscriptions we’re paying for, this particular app can provide us with clarity. Clarity Money is all about bringing to light what you are paying for and providing you with a convenient way to cancel and throw away unused subscriptions you’re not using.

          Beyond removing unnecessary subscriptions, the app also looks at your spending behavior and offers suggestions for ways to improve your financial health. You can even make deposits to your savings account through this app.

          Download Clarity Money here.

          5. Best Bill Paying App – Prism

            If you’re looking for a convenient app that shows all of your bills and financial apps, this is the app for you. Prism takes pride in having 11,000 billers on this app. This is the highest amount of billers on bill-paying apps you can find. From billers like large banks to even small utility companies, chances are high that the company you’re paying for accepts this app.

            Advertising

            In terms of actual function, you can add your bills to the app and the app will then automatically track it. It’ll send you date reminders to pay the bill as well so you won’t get hit with late payments. On top of that, you can schedule payments to be made the same day or several days in advance as well. Prism is a nice app that allows you to pay bills in one sitting without having to log in to several accounts.

            Download Prism here.

            6. Best Shared Expenses Management App – Spendee

              Many of these apps are focused on providing services to a single user. This is natural considering most of these apps are asking for your banking information. However, this is one of the few apps on here that allows multiple people to use it.

              With Spendee, the idea is to create shared wallets with your friends and family that you can then use to manage shared expenses for a household budget. You will need to get bank transactions for this to work, but that is fine. After that, the app will categorize all of the transactions and tally how you’re spending money every month.

              You’ll be able to add cash expenses manually as well for accuracy. Beyond those features, you’ve got bill tracker functionality to ensure you pay your bills and avoid late payments. There is also a budget component that will allow you to save and ensure you don’t overspend.

              Download Spendee here.

              7. Best Visuals on Finance App – Mobills

                Mobills is another bill management app that offers a great presentation of information. The app focuses on bill management and offers typical features you can find in these apps. These include categorizing your bills, paying them through the app, and setting up budgets to ensure you stick to them.

                Advertising

                That being said, Mobills delivers these features remarkably. It presents you with charts that are completely interactive and can help you analyze your financial life. Also, moving bills to various categories is easy and smooth to do.

                Download Mobills here.

                8. Best Finance App for Budgeting Overall – EveryDollar

                  Dave Ramsey is a personal finance expert who urged people to follow a zero-based budget method. This method is the idea that every dollar serves a purpose in your budget. It’s this concept that has inspired the name of this app: EveryDollar.

                  With that in mind, the app provides a monthly expense tracker that you can connect your bank account to. This will take note of important transactions to ensure your spending is in check. You can even split expenses between multiple budget items. The tracker also provides you with an overview of how much money you’ve spent this month and what you’ve got left.

                  Staying true to the name, EveryDollar also has a money management aspect that will help you set up a money management plan. You’ve got access to money management experts who will guide you through financial planning.

                  Download EveryDollar here.

                  Final Thoughts

                  Many financial apps are available to help you achieve your financial goals. Each app has its own perks and benefits to consider. The nice thing about many of the apps on this list is that they have free trials that allow you to get a good feel of them before fully getting them.

                  More Finance Apps

                  Featured photo credit: Austin Distel via unsplash.com

                  Read Next