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8 Ideas for Your Teen’s Christmas Present

8 Ideas for Your Teen’s Christmas Present

Picking a Christmas gift for a teenager is a tricky task. Just a couple of years ago they would be smitten with a huge jar of candy drops and a new set of colored pencils. A surprise or a discovery were the main thrills of the present while they were kids.

Now your teen has a mile long wish list and it contains items they can brag about in Snapchat – like the newest gadget everyone talks about or a holiday tour in Europe. They surely know who brings them presents, but still, have only a vague concept of where the money comes from.

To bring back the magic you should really know what your child wants and dreams about deep down under the sheer desire to impress their friends. Look at what they are passionate about, and encourage this passion with your gift. It doesn’t have to be expensive to impress them, but it must be carefully chosen to show your support and recognition of their interests and appreciation of their individuality. This is the kind of present that creates warm memories!

1. For Avid Gamers

Video games are a favorite pastime for the vast majority of teens. Fact!

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However, some are more serious about it and might even have the ambition to become professional players in the future. Those having such aspirations will be excited about a new game console, a set of advanced controllers, or an accessory such as a mini rocking chair with a speaker for the immersive gaming experience.

They also might appreciate a themed artwork or collectible item, only make sure you get the right title and the right character to hit the nail on the head.

2. For Outdoorsy Teens

If your kid loves camping, hiking, sports or generally prefers spending their free time out in the open air, they’ll be excited to find a bicycle, a pair of rollerblades, a swagway board, a geocaching starter kit, or some cool camping equipment, such as a stove with USB-charger or something similar.

In fact, everything that combines technology with outdoor activities is a nominee for a successful gift. If your teen loves traveling, you can give them a scratch map to mark each journey.

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3. For Music Lovers

For those who cannot stand silence, there is a wide array of options from Star Wars headphones and wireless earbuds to Bluetooth waterproof speakers to sing along in the shower. However, you can dig deeper.

To encourage your child to take more active interest in music you can give them an instrument. Something as small and simple enough as a pocket guitar practice tool or a blues harp is a perfect start of a beautiful friendship with musical creativity.

4. For Beauty Aficionados

Jewelry stands and makeup palettes, colorful spray chalk for temporary hair dyeing (DIY style), a piece of piercing jewelry (accompanied with a salon gift card and your permission to use it, which probably is the actual present), a gift card for a mehndi courses – why not?

If your teen is passionate about beauty, style and fashion experiments, it can be a start of a designer career. Alternatively, they will just have hours of great time and oodles of fantastic pics for their Insta. Not so bad either way.

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5. For Romantic Souls

Something with a hidden meaning that says ‘I love and cherish you’, ‘I believe in you’ or ‘I trust you’ will touch their hearts. Romantic and impressionable teens will like personalized journals (with tiny padlocks and their name on it), artsy posters with inspirational quotes, paired pendants or key chains to share with the BFF, and stylish magnetic boards for their bedroom doors to keep concert tickets, snaps, cards and other mementos.

You can also try lucky charms with dry flowers that are in bloom on the day of your teen’s birthday or something equally personalized and metaphorical.

6. For Science Geeks

STEAM puzzles, a telescope, a microscope, a chemistry lab kit – whatever is to their liking. A tip: if you wonder whether a particular article is age-appropriate, take something for older kids. Anything that falls an inch short their expectations is instantly stigmatized as ‘lame’ and ‘for toddlers’.

If safety rules do not allow using some of the equipment below a certain age, it’s better to provide parental guidance and have some quality time together messing around with a ‘dangerous’ stuff than opting for something less sophisticated.

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7. For Art and Etsy Enthusiasts

Mini-looms, starter kits for string art, needle felting, scrapbooking, big art sets with watercolors, pastels, brushes and a book on drawing technics – everything that promotes creativity and self-expression also makes a perfect gift.

Besides, arts and crafts are very soothing activities, so it most certainly will help your teen to cope with anxieties.

8. For Those Into Old-School Stuff

Teens today also can be crazy about retro and vintage. For them, you can pick some antique books shelf holders (and a selection of books for that matter), retro instant cameras, and generally old-timey looking accessories such as record bowls, tape cassette boxes, mini-coolers for soda and snacks shaped like a streamline fridges.

To strike the right chord and see how their face lightens up instead of cringing with disappointment, do your homework. See if your teen likes one big present or a pile of trinkets, do they like to see their presents on the dressing table upon waking up or chase around the house finding the clues that lead them to the cache. Make a gift an experience!

Featured photo credit: Scott Hadfield/Flickr via flic.kr

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Published on July 4, 2018

Top 10 Recommendations on Money Management Apps

Top 10 Recommendations on Money Management Apps

Don’t want to overspend your budget, swipe your credit card too many times, and feel like a financial mess? Instead of beating yourself up for the bad financial decisions you’ve ever made, create a new plan!

The solution is simple, save more and spend less. But, we all know it’s easier said than done.

One problem is finding quality apps that save you time and money, and aren’t just hype.

Luckily, there’re many great money management apps available at your fingertips. Here are 10 reliable money management apps that can help you save money, and crush debt.

1. Personal Capital

    When was the last time you’ve tracked your net worth? Probably months ago or maybe never. Personal Capital allows you to easily track your net worth and plan for retirement.

    Here are some of its main features:

    • Sync many investment accounts, and expenses (mortgage, credit cards, etc.) in one place
    • Discover hidden fees and how much they’re affecting your retirement plan
    • Wealth management for investors requiring a long-term strategy

    With Personal you’re free to track your expenses and net worth.

    Available for: iOS and Android

    2. Mint

      If your smartphone could only install a few apps, Mint would be one of them. Why? Because Mint tracks all your balances and bills in one place.

      Here are some of its main features:

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      • Effortlessly track all your bills and balances in one dashboard
      • Categorized expenses to understand where you spend your money
      • Uncover hidden fees, and determine your investment style with sophisticated retirement tools.

      Feel at ease with managing your money by a reputable company that isn’t going anywhere.

      Available for: iOS and Android

      3. YNAB

        Everyone needs a budget, there’s no way around it. YNAB (You Need A Budget) is an easy to use app that will change the way you think about money. Their motto is to “give every dollar a job”, and you’ll quickly discover why.

        Here are some of its main features:

        • Easily sync all bank accounts in one place
        • Visually see your debt paying progress with eye-catching charts and notifications
        • Customized categories setting saving goals

        The best part about YNAB is the community that comes along with it. You can hop on the YNAB forum to receive support, listen to the YNAB Podcast or stay tuned for their weekly videos.

        Available for: iOS and Android

        4. Wealthfront

          Albert Einstein once said “compound interest is the eight wonder in the world”, and for a very good reason. The problem is, most people are scared or unwilling to learn the basics of investing. This is why Wealthfront is the perfect solution for the hands-off investors.

          Here are some of its main features:

          • Variety of investment account options including IRA, Roth IRA, and more
          • Your portfolio composed of 7 different asset classes
          • Automatically rebalanced portfolio
          • Daily tax loss harvesting

          Wealthfront is perfect for people requiring investment guidance, or prefer a hands-off solution.

          Available for: iOS and Android

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          5. Clarity Money

            If you’re staying on top of your budget but want to take your finances to the next level, Clarity Money can help you. Clarity Money helps you stay under budget and build a personalized savings plan.

            Here are some of its main features:

            • Easily cancel subscriptions with one click
            • Synchronize bank accounts fast
            • Transfer money effortlessly between different accounts

            Clarity Money isn’t an app that does it all. But, it does make transferring money and canceling subscriptions fast and efficient.

            Available for: iOS and Android

            6. Acorns

              What if there was a way to quickly gain confidence in investing your money, without too much risk? There is, and Acorns is your solution. With Acorns’s technology, you’re able to make investments as small as $5.

              Here are some of its main features:

              • Automatic contribution option
              • Customized portfolio tailored to your needs
              • Low management fees ranging from $1-$2 per month

              Stop wasting dollars on expensive coffee. Instead, invest them towards a brighter financial future.

              Available for: iOS and Android

              7. Albert

                Do you budget by only subtracting your expenses from your income? If so, how would you discover any overpayments or extra money you could save? This is where Albert shines, and it does it all free.

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                Here are some of its main features:

                • Receive notifications for overpayments, hidden fees, and low balances
                • An Automatic budget that’s built around your spending and income
                • Easily track debt and set new financial goals

                While Albert does offer a paid option, most of its core features are FREE. So, what better option to save?

                Available for: iOS

                8. Prism

                  Have you recently forgot to pay a bill because life got in the way? Prism automatically tracks your bills and syncs your bank accounts in one place.

                  Here are some of its main features:

                  • View all your account balances in one glance
                  • Bill due dates are automatically pulled and tracked
                  • Receive early reminders for upcoming bills

                  If your budget is on “fleek” but can’t seem to stay on top of your bills, Prism is your go-to app.

                  Available for: iOS, Android, Windows, Amazon

                  9. Mvelopes

                    Remember hearing about people using envelopes to budget their money? Well, Mvelopes is the new envelope system for this generation. Easily create monthly budgets and track your saving goals.

                    Here are some of its main features:

                    • Connect unlimited bank accounts
                    • Real-time budgeting with auto transaction syncing
                    • Low monthly $4 fee or $40 annual

                    Mvelopes can help you crush debt, save more, and help you stop overspending. With its low monthly fee, it’s worth a try.

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                    Available for: iOS and Android

                    10. Wallaby

                      Most people don’t have time to track their credit card’s changing rewards and interest rates. Because of this, you need help reaping the most of your credit card’s rewards. Wallaby is the app that will help you do just that.

                      Here are some of its main features:

                      • Automatic recommendations for the best credit card to use for each transaction
                      • A friendly user interface, displaying credit cards with their corresponding images
                      • Free to use

                      If you’re using the same credit card to make your purchases, you may be leaving money on the table. Give Wallaby a try if you’re ready to maximize your credit card’s rewards.

                      Available for: iOS and Android

                      Take control of your finances and experience financial freedom

                      Picture yourself staying on budget and saving more money than you’d ever imagined.

                      It took hard work and dedication but you’d finally learned how to manage your money. You have to start taking control of your spending and saving habits.

                      You now have a list of reliable apps that can help you build better money habits, what are you waiting for?

                      Featured photo credit: Pexels via pexels.com

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