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10 Useful Websites That Will Help You Sell Your Old Stuff

10 Useful Websites That Will Help You Sell Your Old Stuff

Do you have a lot of old stuff simply sitting in your garage waiting to be thrown away? Forgotten furniture, books, and even old cars?  These might all be junk to you, but for many people these things can still be treasures.

What if you could sell these pre-loved items and earn a little bit of money? Here are some great websites to help you sell and get rid of any item, starting with your family’s creepy old cabinet to your children’s gently used clothes.

1. eBay

eBay is an ecommerce website that provides consumer to consumer, or business to consumer sales services. It’s relatively easy and anyone can learn how to be a seller on eBay , even people with minimal tech skills. As an auction site, eBay is a massive platform for all kinds of items ranging from electronics, clothing, collectibles, and almost anything in existence out there.

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2. Amazon

When it comes to selling your old books, Amazon is the best place to find bookworms who’ll take good care and read your collection again. You can opt to sell and ship the books yourself or allow Amazon to do it for you with their FBA or Fulfillment by Amazon Program. Aside from books, Amazon can also help you sell your old DVDs, gadgets and any old, but useful things you can put in a box.

3. Craigslist

Craigslist is a free online advertising platform where you can sell your own goods, services, and skills. It’s a great place to sell used cars, vintage furniture, and even old houses.  With craigslist you can connect to your buyer directly through email. It’s the largest advertising website that allows anyone from anywhere in the world to advertise their services with just a simple click of the computer.

4. Bonanza

From jewellery to handbags, Bonanza is a fast-growing online marketplace that helps you sell your items online. Bonanza has a good customer support that will aid you out through the whole process of buying and selling in the site. Signing up in the website is also easy. Like other online marketplaces, Bonanza takes a small fee for each of your sales.

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5. Offer Up

Offer up is one of the largest mobile marketplaces for local sellers and buyers. Here you can buy and sell your stuff with people in your area. You can find thrifty deals and packages for new and pre-loved items. There’s also a great variety of things you can sell like jewelries, cellphones, bags and more.

6. SellMax

Got an old car rusting in your garage? You can free up that space and earn money by selling it online. Before you call up your local newspaper or hire a car dealer to sell it for you, give Sell Max a try. Selling your car will be much easier. All you need to do is tell the website about your car, its year, model and condition. With these details, their experts will give you the best offer for your prized vehicle.

7. Antique Piano Shop

Antique shops are wonderful places to buy and sell your old stuff. If you’re not sure how much your old piano is worth, Antique Piano Shop is the best place online to help you. Antique Piano Shop will help restore your piano, and list it on their website, where it can be sold for a good price. Unlike other online marketplaces, Antique piano shop doesn’t offer advertising space, instead they will offer to buy your old piano and have it repurposed to sell again in their website.

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8. Swappa

Got some gently used electronics at home? Swappa is great marketplace to find buyers and sellers for various second hand mobile devices. You can be assured that every item is well reviewed and approved by the staff. Swappa allows users to buy and sell their stuff directly, which makes the prices more affordable.

9. Pro Tested Gear

Sell your old bike and gears for a great price at Pro Tested Gear. This website will pay cash for your old bike, outdoor gears, and even snowboards. All you need to do is help them arrange your shipping, send your gear, and let the team handle the entire process of selling.

10. Once Upon a Child

Kids grow up so fast. They start to walk, talk, and the next thing you know their clothes don’t fit them anymore. Once Upon A Child is an online marketplace that will pay cash for your gently used children clothes. The website has a lot of affordable merchandise to choose from including costumes, sleepwear, and dancewear for your little ones.

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Featured photo credit: Jamin Quaynor via hd.unsplash.com

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Published on January 8, 2021

How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

How To Pay Off Credit Card Debt Fast: 7 Powerful Tips

Ever wondered whether your credit card debt is the reason you’re in a bad financial situation? You can’t enjoy any fun activities because a good chunk of your money goes toward debt payment. Heck, you’re even behind on some of your monthly bills.

The effects of clumsy debt management are too many to list here. This guide is going to help you discover how to pay off credit card debt fast and start chasing your financial goals.

Debt problems are the last thing anyone wants to encounter. But things can get out of hand when all the “little debts” you take accumulate in interests.

What if you knew some simple and proven ways to be debt-free quickly? Implementing them would mean better financial health for you. It becomes possible to free up cash for your “wants.” These include taking a trip or buying something you’ve always desired. All that while paying your bills on time!

Let’s not wait any longer. Here are 7 powerful tips for paying off credit card debt fast:

1. Pay More Than the Minimum Credit Card Payments

Many people only pay the monthly minimum on their credit cards. Truly, that’s the right amount for staying on good terms with your credit card company. But you need a different approach if you’re looking to achieve financial independence within a short time.[1]

Most of your payments go toward interest costs when you only pay the minimum amount. A substantial sum of your balance remains standing. As a result, it becomes more expensive to eliminate your debts.

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You don’t want to wait more than 10 years to get rid of debt while it’s possible to do it sooner. All you have to do is double that $100 minimum payment to $200 or go higher.

The good thing is that minimum credit card payments are affordable in most cases. By paying a higher amount, you reduce your interest costs, lessen your borrowing period, and boost your credit score.

2. Start With High-Interest Credit Card Debt

If you have more than one credit card debt, prioritize putting the extra money toward the ones with the highest interests. This debt pay-off strategy, known as the debt avalanche method, is essential for being debt-free quickly.[2]

First, you need to list down all the credit card debts you have in the order of their interest rates. Next, you choose the one with the highest interest and pay a significant amount toward it each month. It can be an amount twice or even thrice larger than the minimum payment.

At the same time, you make monthly minimum payments on the other debts. Their interest charges won’t be as costly as that of the first debt on your list. You only move on to the next high-interest debt after the first one is gone. Remember that your focus is on the interest rates and not the balances.

3. Revisit Your Budget

Budgeting is useful for tracking your financial moves. Once you create a budget, some tweaks along the way can make it work for you better. One situation that requires you to revisit your budget is when you’re struggling with debts. It might hurt a bit to slash some expenses. But you also don’t want to miss out on achieving financial freedom in the long run.

You can reduce some variable expenses to free up more cash for credit card debt payments. They’re the ones that change from time to time. Some examples are groceries, fuel, and clothing.

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Other opportunities for cutting down your spending lie in non-essential expenses. Instead of dining out all the time, you can cook at home more to save money. You can also share some subscriptions with friends and pay a fraction of the cost.

If you’re determined enough, you can eliminate all your unnecessary expenses and focus on paying off your credit card debt first.

4. Avoid Using Your Credit Cards

Do you want to know how to pay off credit card debt with a low income? One simple way is to stop using them. Having your credit cards everywhere you go means that you’ll be more tempted to buy unnecessary stuff. In this case, you spend money that you don’t really own and get deeper into debt.

The quickest fix to stop the debt build-up is spending with cash. You’ll be more aware of everything you can afford at any particular time. If you decide to keep one or two cards to ease the transition, always make wise choices. For instance, only use them when experiencing financial difficulties.

It’s best to categorize your fun activities under “discretionary spending” in your budget. This way, you won’t need more debt to kill your boredom. By halting your credit debt from accumulating, it’s easy to pay down what you already owe and be happy with the progress.

5. Start a Side Hustle to Boost Your Income

You’re probably turning away a lot of money by not monetizing your skills. Everyone has something that they’re good at doing. And you can use that to generate extra income for attacking your credit card debt.

If you look around your neighborhood, you can find several side hustle opportunities. It can be pet sitting, tutoring, or lawn mowing. You can start an online business by offering services such as digital marketing, content creation, and web development. Such skills go in high demand on freelance sites and job boards.

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Finding clients on social media is also a good strategy to utilize your skills and make more money. Facebook groups, Quora Spaces, and subreddits are some places to look for side jobs. You only have to join a niche-specific platform, share your services, and respond to any opportunities.

It’s possible to learn a skill, practice it, and earn from it. Use the free resources online or purchase some e-courses to get started.

6. Sell Your Used Items for Extra Cash

Starting a side hustle isn’t the only way to generate extra money. You can turn unwanted items into cash for paying off credit card debt. Whether it’s an old TV, book, or furniture, there is always someone itching to buy your used stuff.

A garage sale, as much as it’s old-fashioned, is perfect for getting your neighbors and passers-by to buy from you. You keep all the money because there are no business permits or taxes involved. While you may not make much cash, it’s better than leaving your stuff to go defunct in your storage.

Other than that, you can sell your used stuff on online marketplaces. Facebook groups are great places to start if you want quick approvals and hence sales. You only have to ensure that your listing follows Facebook’s commerce policies.

When selling any pre-owned items online, ensure they’re in good shape to avoid problems with your buyers.

7. Know When to Seek Help With Your Debt

Asking for help with your credit card debt can be challenging to do. But letting it drown you is a road you don’t want to take. While you may feel embarrassed at first, it’s the best way to get back on track when you run out of options.

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There are tons of non-profit credit counseling organizations that can offer you free guidance on how to escape the debt trap. An example is The National Foundation for Credit Counseling. They simply review your finances and help you determine the source of your financial problems. After that, they match you with an actionable debt management solution.[3]

In extreme cases, the debt solution can be:

  • Debt relief – where your debt is partially or wholly forgiven
  • Debt consolidation – taking out one loan to repay others
  • Debt settlement – the creditor forgives a significant portion of your debt
  • Bankruptcy – legal process for seeking relief from some or all your debts

It’s necessary to carefully weigh your options before deciding on the way to go. Find out how it might affect your credit score and any other risks.

Wrapping It Up

Debt is a major setback when you’re trying to prosper in life. Paying off credit card debt is essential if you want to reach your financial goals. That means having more free income, a good credit card score, and even a chance to retire early. You become more productive each day because of the peace in your mind.

So, you now have some tips on how to pay off credit fast. Go ahead and get rid of that good life progress killer!

More Tips on How to Pay Off Debt

Featured photo credit: rupixen.com via unsplash.com

Reference

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