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10 Useful Websites That Will Help You Sell Your Old Stuff

10 Useful Websites That Will Help You Sell Your Old Stuff

Do you have a lot of old stuff simply sitting in your garage waiting to be thrown away? Forgotten furniture, books, and even old cars?  These might all be junk to you, but for many people these things can still be treasures.

What if you could sell these pre-loved items and earn a little bit of money? Here are some great websites to help you sell and get rid of any item, starting with your family’s creepy old cabinet to your children’s gently used clothes.

1. eBay

eBay is an ecommerce website that provides consumer to consumer, or business to consumer sales services. It’s relatively easy and anyone can learn how to be a seller on eBay , even people with minimal tech skills. As an auction site, eBay is a massive platform for all kinds of items ranging from electronics, clothing, collectibles, and almost anything in existence out there.

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2. Amazon

When it comes to selling your old books, Amazon is the best place to find bookworms who’ll take good care and read your collection again. You can opt to sell and ship the books yourself or allow Amazon to do it for you with their FBA or Fulfillment by Amazon Program. Aside from books, Amazon can also help you sell your old DVDs, gadgets and any old, but useful things you can put in a box.

3. Craigslist

Craigslist is a free online advertising platform where you can sell your own goods, services, and skills. It’s a great place to sell used cars, vintage furniture, and even old houses.  With craigslist you can connect to your buyer directly through email. It’s the largest advertising website that allows anyone from anywhere in the world to advertise their services with just a simple click of the computer.

4. Bonanza

From jewellery to handbags, Bonanza is a fast-growing online marketplace that helps you sell your items online. Bonanza has a good customer support that will aid you out through the whole process of buying and selling in the site. Signing up in the website is also easy. Like other online marketplaces, Bonanza takes a small fee for each of your sales.

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5. Offer Up

Offer up is one of the largest mobile marketplaces for local sellers and buyers. Here you can buy and sell your stuff with people in your area. You can find thrifty deals and packages for new and pre-loved items. There’s also a great variety of things you can sell like jewelries, cellphones, bags and more.

6. SellMax

Got an old car rusting in your garage? You can free up that space and earn money by selling it online. Before you call up your local newspaper or hire a car dealer to sell it for you, give Sell Max a try. Selling your car will be much easier. All you need to do is tell the website about your car, its year, model and condition. With these details, their experts will give you the best offer for your prized vehicle.

7. Antique Piano Shop

Antique shops are wonderful places to buy and sell your old stuff. If you’re not sure how much your old piano is worth, Antique Piano Shop is the best place online to help you. Antique Piano Shop will help restore your piano, and list it on their website, where it can be sold for a good price. Unlike other online marketplaces, Antique piano shop doesn’t offer advertising space, instead they will offer to buy your old piano and have it repurposed to sell again in their website.

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8. Swappa

Got some gently used electronics at home? Swappa is great marketplace to find buyers and sellers for various second hand mobile devices. You can be assured that every item is well reviewed and approved by the staff. Swappa allows users to buy and sell their stuff directly, which makes the prices more affordable.

9. Pro Tested Gear

Sell your old bike and gears for a great price at Pro Tested Gear. This website will pay cash for your old bike, outdoor gears, and even snowboards. All you need to do is help them arrange your shipping, send your gear, and let the team handle the entire process of selling.

10. Once Upon a Child

Kids grow up so fast. They start to walk, talk, and the next thing you know their clothes don’t fit them anymore. Once Upon A Child is an online marketplace that will pay cash for your gently used children clothes. The website has a lot of affordable merchandise to choose from including costumes, sleepwear, and dancewear for your little ones.

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Featured photo credit: Jamin Quaynor via hd.unsplash.com

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Last Updated on June 6, 2019

The Average Retirement Savings and How to Save Wisely

The Average Retirement Savings and How to Save Wisely

Are you on track for retirement?

If not, don’t worry, I’m not sure either. I save each month and hope for the best.

Fortunately, I’m at an age where most people don’t save so I’m ahead of the curve.

But, what if you aren’t in your 20s? What if you’re near retirement and are looking to gauge where you stand?

If so, keep reading. Here’s how to prepare for retirement and save wisely during the process.

What Does the Average American Have Saved for Retirement?

Saving for retirement is tricky.

Tell someone straight out of college to save $10k a year for retirement and it’ll be next to impossible.

Make the same request to someone decades older and they’d be more likely to be able to save this amount. But, a 20-year old college student can be “financially ahead” of someone saving more than them. Why?

Age matters in your financial journey. The younger you are, the more time you have to save and put compound interest to work. As you get older and have more saving power, you’d have less time to put compound interest to work.

Here are the average savings Americans hold by age bracket:

20’s – $16,000

During this stage, most people are paying loans and moving up the corporate ladder. Your best bet during this stage is to focus on eliminating debt and increasing your income. Don’t focus only on getting a high-paying job neither.

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Instead, focus on learning via Podcasts, reading books, and taking specialized courses. Doing this will make you more valuable and give you more career options.

30’s – $45,000

At this stage, you’ve hopefully escaped your entry-level salary and work at a career you enjoy. Your earning power has increased but you now have more obligations. For example, marriage, kids, and a mortgage.

Set a plan to pay off all your debt and focus on eliminating unnecessary expenses. Leverage financial tools like Personal Capital to ensure you’re on track for retirement.

40’s – $63,000

This is the stage where you’re at the prime of your career. Top financial institutions recommend you have at least 2 to 4 times your salary saved up. If you’re falling behind, start maxing out your 401K and Roth IRA accounts.

50’s – $115,000

During your fifties, you’re close to retirement but still, have time to save. You may be helping your kids pay college tuition and other expenses. Since you’re at the peak of your earning power, max out all your retirement accounts.

60’s – $172,000

By this point, you should have about eight times your salary saved up. If not, you’ll depend primarily on social security benefits averaging $1400 per month. Max out all your retirement options as much as possible before retiring.

Ways to Save Money on a Tight Budget

The sad reality is that most Americans aren’t saving enough for retirement.

Even high-earning power isn’t enough to secure one’s financial future. You need to have the discipline to save for retirement while time is in your favor. Don’t wait for you to have a high salary to save, start with having a small budget.

First, get a clear picture of where you stand. Write down a list of “needs” and “wants.” For example, Netflix and Amazon Prime are “wants” and a “cell-phone” is a need.

Use tools like Personal Capital to analyze your spending patterns. Personal Capital allows you to add all your financial data in one place–making it a powerful option to gauge where you stand.

Once you know all your expenses, organize them from highest to lowest expense. When you can’t cut more expenses, call your service providers to negotiate a lower price. If you’re not good at negotiating, use services like Trimm to lower your monthly expenses.

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How to Save Money Each Month

By this point, you know the average amount of money you should have saved for retirement based on your age.

But, breaking this down into monthly goals can be challenging. Here are some rule of thumbs to follow:

Aim to contribute 10%–15% of your salary each paycheck. Review your progress each week.

Why so often? The reality is that life gets in our way and you will have many financial setbacks. Your goal isn’t to be perfect but to get back on track instead.

Reviewing your finances weekly lets you know where you stand with your retirement. This doesn’t have to be a long process either. All it takes is login in Personal Capital to view your net worth and check how much you have saved for retirement.

Turn saving into a game and aim to save more each month. It will get challenging but you’ll get creative and find more ways to save.

Top Money Saving Challenge Tips

To prepare for your financial future and not be another statistic you need to be different.

How?

By adopting new habits that’ll help you become a saving machine. Here are some ways you can save more:

Automatically Contribute Towards Retirement

If you’re working for a company, you can automatically contribute towards your 401k. If you’re not currently contributing more than 10%, make this your goal. Contribute 1% more today and automatically increase this amount a year from now.

Odds are that you’re not going to be negatively affected by contributing 1% more. Many times we spend our money on things we don’t need. Contributing more towards retirement is a great way to secure your financial future.

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Use the Right Tools to Know Where You Stand

Once you’re contributing more towards your retirement accounts, gauge your progress. Make use of finance tracking apps to help you view the big picture of your retirement.

When I’d first signed up for the app Personal Capital, I didn’t know I had a negative net worth. Despite saving thousands of dollars, my debt brought my net worth to the negative. Knowing this motivated me to save more and spend less.

Now, I have a positive net worth. But, it was because I was able to view the big picture using the app. Find out what your net worth is using a finance tracking app and you may surprise yourself.

Bring in Experts to View Your Blind Spots

If you have too little or too much money saved, you should consider hiring financial experts.

Why?

You may need someone to hold you accountable to help you reach your financial goals. Or, you may need help managing your money as effective as possible.

Regardless of the reason, getting help may help improve your financial situation.

Before you hire an expert, find out which areas you need help the most. For example, if you’re constantly overspending, find a debt counselor. If you’re struggling with choosing the best investment options, hire a financial advisor.

Speed up Your Retirement Contribution

After learning how to manage your money well, the next best thing is to earn a higher income.

You’re capped at how much you can save but not much you can earn. Even if your employer isn’t giving you a promotion, you can still take charge of your financial future. How?

By starting a side-business.

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This will be something you’d work on after you’ve finished your day job. Once you start earning income from your side-business, you’ll be financially better off.

The best part is the more work you put into your side-business,[1] the more potential it has to earn more money.

So start a side-business in an area you’re familiar with. For example, if you enjoy writing, do freelance writing for small e-commerce businesses.

Once you’re earning a higher income, you can contribute more towards your retirement. Don’t wait for the right opportunity to secure your financial future, create one.

Reach Financial Freedom with Confidence

What if you were able to retire tomorrow with no problem, all because you’d have enough money saved up and little to no debt left to pay off? How would you feel?

My guess is that you’d feel happy and relieved.

Most Americans are falling behind their retirement goals for many reasons. They’re not prepared, they carry bad money-habits and are thinking short-term.

For you to retire successfully, you need to work backward and adopt better habits. Contribute more towards your 401K and focus on growing your income.

If you do, you’ll save money and pay debt faster.

Don’t beat yourself up if you’re behind your retirement goals. Take the first step today towards a brighter financial future. Isn’t retirement worth the hard work and sacrifice to be at peace?

Featured photo credit: Huy Phan via unsplash.com

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