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Women Empowerment: 6 Creative Career Suggestions for Ambitious Ones

Women Empowerment: 6 Creative Career Suggestions for Ambitious Ones

Gender has always been emphasised in business. No matter the profession, or position in a company, women have always been pushed aside by the men in their surroundings. However, gender should not be a factor that decides if one should get a job or promotion, or how much money they make. Women should be able to do whatever they want.

No matter the job, every woman should strive to be the best at what she does and not be afraid of anything. Moreover, until there is equality everywhere, all women should work together and help each other out.

When it comes to choosing a profession, it could be anything you set your mind to, whether it is IT or design of any kind, or even beauty and fashion. A little bit of courage and a few good ideas can get you a long way. All you have to do is be you and go forwards. Therefore, do not look back or show fear.

So, if you think that you are a creative, ambitious and a powerful woman, here are a few career suggestions for you. It doesn’t matter if you are a student, changing career paths or anything else, any of these could be the next big thing in your life.

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1. Event planning

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    Are you organised and good with time management? Then perhaps, you could become an event planner. You could help others have the best birthdays, weddings or other parties. All you need is the right skill set, and love for planning. If you are new to this, maybe you could start planning a few events for your friends and have word of the mouth do its job. Moreover, you can showcase your work on your website or a professional blog.

    Just make sure you present yourself the right way, like choosing the right outline and theme for the blog, as well as keeping the posts interesting. For example, present yourself and your work through photos and blog posts. Why is this important? Well, it can show off your diverse skills, such as design or detail planning, or your capacity to think of different ideas and event themes. In a way, this would be your online portfolio.

    If you work smart and keep going, it can develop into something big. You can start from one city and then slowly conquer the whole country. Some people might consider this an unimportant job, but organising something takes a lot of time and knowledge, as well as patience. It is definitely an ambitious endeavour.

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    2. Landscape architect

    If you are interested in architecture, and love nature, then this job is right for you. Not only will you get to play with landscape, but you can also get to enjoy the outdoors while doing it. Additionally, if you are interested in preserving the environment, being a landscape architect offers you a great chance to do so. You can build all green spaces, and give your contribution to this cause.

    This position offers a lot of space for creativity, as you get to plan the outlines of gardens, parks, and other outdoor locations. You will be given a chance to create spaces of various designs, sizes, and all the rest. Furthermore, you can express yourself through your work, and maybe create something that will capture the interest of many people. Most certainly, you will not be the first woman landscape architect to ever do so. Who knows, perhaps you will create the next Central Park?

    3. Game designer

    You would think this profession is for boys only, but you would be very much in the wrong. In the recent years of game development, more and more women have started getting into it. It is a challenging job, without a doubt; it is based in the industry that is mostly reserved for men. However, that mould has started to crack, and the ladies have become a normal part of the gaming industry. So, if you are creative and like games, this is the job you should try out. Additionally, it is a challenge worth taking. You could show that women are capable designing games, too.

    4. Makeup artist

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      This is the perfect opportunity if you are looking for a career change. It is easier now, more than ever, to become a makeup artist thanks to the rising interest in makeup. People love experimenting with it. They are able to create different daily looks, or something special such as character design. A makeup artist can do several types of jobs, such as working in a salon, on TV, theatre or special effects – just to name a few options. It has become such an essential part of our lives, that some women decide to get permanent makeup.

      In the end, doing makeup is like painting, but the canvas is a human face. There is a lot of space for expressing yourself, turning your imagination and ideas into reality. Therefore, if you have always been into art then maybe you should try this out. With lots of online and physical schools of makeup artistry, it is very easy to get into it, no matter your age or education.

      5. Interior designer

      This is yet another great opportunity to express your imagination and possible ground-breaking ideas. If you are interested in architecture or design, perhaps this is the right profession for you. Being an interior designer, you could create so many things. For example, you can create stunning, elegant rooms, or try and make the most of a small space, in order to raise its functionality. It is a job that asks for problem solving skills, as well as great vision.

      Not only is it an amazing job, that could take you all over the world, but it pays well, too. You could be decorating houses, villas, cabins or five star hotels. Basically, your office space could be anywhere your work sends you.

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      6. Fashion designer

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        This is particularly interesting, since you can do so much. The fashion world offers various options, like designing clothes for men or women, adults or children. You can even choose to do a cheap clothing line, or high fashion. Really, whatever you do, it will be solely your decision.

        Even better, you could get into fashion in different ways, and at a different age. It doesn’t matter if you are changing your career, expanding from your fashion blog or just graduating – there are many opportunities awaiting. Plus, it is a job that could be easily enjoyed. If you are into art, fashion or have an eye for detail, and an admiration for all things beautiful – this could be your true calling.

        And, maybe you will get to start your own company or become a very famous designer. Also, you will get to work with celebrities and models. Or, collaborate with another designer or fashion brand. You never know what the future holds.

        In the end, starting your own business, or switching jobs, could be a difficult task, but not an impossible one. Believe in yourself and what you can do. Focus on success, and nothing else. If you need a push or two, here are a few quotes that could get you inspired, courtesy of some of the most famous businesswomen.

        Featured photo credit: unsplash.com via pexels.com

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        Last Updated on March 3, 2021

        Top 6 Hacks on How To Build Credit Fast

        Top 6 Hacks on How To Build Credit Fast

        When done right, credit can open doors and provide a lifestyle that you never imagined possible. Anything from flying around the world in first-class and staying at 5-star hotels entirely for free to starting and scaling businesses. It’s also an area where it can be easy to make mistakes and hard to recover from without the right information. In this article, I will break down how you can build credit fast so you can open doors in your life!

        When you start to think about improving your credit score, you have to answer three important questions first:

        1. What are you trying to achieve by having good credit?
        2. What really is your credit score?
        3. How is your credit score calculated?

        What Are Your Credit Goals?

        Having a high credit score is great, but ultimately, your credit score is a tool in your personal finance arsenal that you can use to open doors. The first question you should ask yourself is “what will a higher credit score do for me?”

        I work with many clients directly at Freedom Travel Systems to help them fully leverage the power of their credit so they can enjoy free luxury travel and start or grow their business. For my clients and many others, here are a few common goals many credit-savvy individuals have:

        • Free Travel – getting access to travel rewards cards so you can get tons of free travel and even get first-class flights, hotel suites, and luxury amenities all for free
        • Start/Grow a Business – getting access to business credit so you can start and grow a business with 0% or low-interest financing that does not impact your personal credit
        • More Approvals – getting approved for credit cards, auto loans, or mortgages so you improve your lifestyle or build your personal wealth
        • Better Rates – getting better interest rates on any loans you get will save you tens or hundreds of thousands of dollars over your lifetime

        What Is Your Credit Score?

        Your credit score is simply a 3-digit number that tells potential lenders how reliable of a borrower you are. Keep in mind that lenders, such as banks and credit issuers, stay in business by lending. Their goal is to find the people that have the highest probability of paying them back and they assess this primarily through your credit score.

        What’s important to know is that there are two major scoring models used to create your scores. These scores are your FICO Score and your Vantage Score. More than 90% of lenders rely on your FICO score, so when you are checking your score, you want to make sure you see the actual score that the lenders use. And no, checking your own score does not hurt your credit!

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        Then enters the 3 main credit bureaus, which are essentially agencies that collect credit information on you. These are Experian, Equifax, and TransUnion. These bureaus then apply a scoring model to the information they have on you and voila, you now have a credit score! Bureaus sometimes have different information on your report, which is why you will see 3 different scores.

        How Is Your Credit Score Calculated?

        Next, you need to understand how the credit score is calculated. This will provide a high-level overview, but there is more detail to each of these factors alone.

        There are 5 main factors in the calculation of your credit score:[1]

        1. Payment History (35%) – This refers to the amount and percentage of on-time payments you have.
        2. Utilization (30%) – This is how much revolving credit you use as a percentage of the total revolving credit issued to you. Note that installment loans like auto-loans or mortgages do not count towards this while credit cards do.
        3. Age of Credit (15%) – This refers to how long your credit history is, primarily your “average age.”
        4. Credit Mix (10%) – This is how many different types of credit you have. For example, there are credit cards, student loans, auto loans, mortgages, personal loans, and lines of credit.
        5. New Credit (10%) – This primarily refers to how many inquiries you have for new credit.

        Top 6 Hacks on How to Build Credit Fast

        Now that you’ve learned more about your credit score, here are the top 6 tips on how to build credit fast.

        1. Don’t Close Your Cards

        Many of us are taught that getting a new credit card is bad and having too many will hurt your score. In fact, the opposite is true. You want to have many positive accounts reporting to your credit report. Logically, this makes sense because having more accounts with more on-time payments shows that you are a more reliable borrower. You just don’t want to open too many accounts too quickly since that can hurt your “new credit” factor.

        Instead of closing a card, what you should do is simply keep the card open and put a small subscription service on it monthly. Why? Because each time you have an on-time payment, it helps build your payment history, the largest factor of credit.

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        If you close a card, you are missing on potential on-time payments, age of credit, credit mix, and also lowering the total credit lent to you so your utilization percentage may go up. If you have an annual fee on a card you don’t like, see if there is a “no-fee” version of the card and downgrade it to that card rather than close it.

        2. Use Autopay to Never Miss a Payment

        This one is easy to do and easy not to do. Go into your credit card account and set up auto-pay. You can choose to either pay the full amount, the statement balance, or the minimum payment. Personally, I like to set up autopay to pay the minimum payment so that I never get a late payment. Then, I go in and manually pay the statement balance each month by the payment due date.

        This helps me personally see my spending and have a manual review of my charges while ensuring, not have to pay interest, and still get the benefit of making sure that I never miss a payment if something goes wrong. Think about it, if you were to have a medical or family emergency, the last thing you want to experience on the back end of that is a late payment and a drop in your credit score. So, set up autopay.

        A pro tip is to update your payment due dates across all bills and accounts to be the same so that you can “time batch” the process and have one time a month where you sit down and handle your payments. You can do this by simply contacting the credit card company or doing it online.

        3. Get a Credit Limit Increase to Lower Your Utilization

        One of the factors that get most people into trouble is using too much of their allotted total credit. Their utilization, which is the percentage of revolving credit they use, goes up, and their score tanks. You should aim for less than 30%, and in an ideal world, less than 10%.

        To help drive this down, call your credit issuer and ask for a credit limit increase. This will help increase the total amount of credit extended to you and drop your utilization. Oftentimes, they will only give it to you when your utilization is fairly decent (less than 50%), so work to pay it down as best as possible before doing this. You should ask if the credit limit increase will give you an inquiry as some banks do a hard inquiry while some do not. If they do a hard inquiry, it is often better to just get a new card altogether or pass.

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        4. Add Authorized Users to Increase Your Age, Add History, and Decrease Utilization

        This is one of the best hacks out there as it helps with the 3 biggest factors of improving your credit: payment history, utilization, and age. This concept is also called “credit piggybacking” where someone with great credit history on a card adds an authorized user (AU) to the card. When the AU gets added, the credit history and information from that card are added to the AU’s report!

        This is extremely helpful for people with young credit because it can drastically increase your age of accounts. It can also help many people with limited payment history or high utilization.

        Please be aware that anything good or bad on that account you are added to will show up on your report. So, you want to avoid any cards with negative marks or high utilization. That being said, it is a one-way street, so nothing that you do with your credit can impact the primary account holder.

        This is so valuable that there are companies that sell AU accounts. I always suggest starting with your family and/or personal network first as there are likely people in your network that can help!

        5. Space Out Your Application Strategy

        New credit is the smallest factor of credit, but it still matters! If you are looking to build up your credit, you should space out your applications. If you apply for too much credit in a short period, it looks very needy in the eyes of the lenders. For this reason, it is safest to apply for cards slowly over time unless you have really studied more in-depth how this works. A good rule of thumb is once every few months.

        If you are in the credit game for the hopes of getting tons of credit card points for free travel, which is what I personally take full advantage of, you will want to familiarize yourself with the different bank rules and card promotions to put together the right application strategy. Applying blindly will waste inquiries and leave tons of benefits on the table!

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        6. Review Your Report for Negatives

        If you have any negative or “derogatory” marks on your credit report, this will hurt you drastically. They do impact you less as they age, however, you should review your credit report to ensure that everything on your report is 100% accurate and actually yours. Wrong information ends up on credit reports all the time and you will want to take personal responsibility for making sure it is accurate.

        The “burden of proof” is on the credit bureau to confirm that any information on your report is in fact accurate. If you find inaccuracies, you can dispute that with them, or you could consider getting a credible credit repair company to help you.

        Final Thoughts

        There you have it, the top 6 tips on how to build credit fast so you can get closer to reaching your goals. Now that you’ve learned more about how credit score works and how you can improve yours, you’ll hopefully be able to make better financial decisions and achieve your financial goals quicker.

        More Tips on How to Build Credit Fast

        Featured photo credit: CardMapr via unsplash.com

        Reference

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