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Home Inspections: Don’t Make These Mistakes

Home Inspections: Don’t Make These Mistakes

Buying a home involves many different processes, one of which is closing on a home, and getting your potential new abode inspected. Although an inspection doesn’t seem like something that could affect you much during the home buying process, making mistakes during this process can cost you big bucks a few years down the road.

Why? A home inspection that points out the major defects in a home can be used to reduce the price of a home or make the seller fix the problems before selling the house to you, the buyer. If a home inspector misses a major defect on the inspection or you don’t follow through with getting the problems in the home fixed, it could cost you thousands of dollars of your own money getting the defects repaired or replaced down the line.

You can save yourself stress and money by making sure you don’t make these mistakes:

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Not Getting a Home Inspection

Depending on your mortgage lender, you may not be required to get a home inspection. Purchasing a home without a home inspection isn’t illegal, but it’s not recommended. No matter what home you’re buying, how old it is or how many times it’s been remodeled, you should get a home inspection. If you don’t, you won’t know what state the home’s systems and appliances are in, and you won’t be able to discount the price of the home or plan for possible break downs and repairs.

Not Hiring the Right Inspector

Hire an Inspector Who Will be Neutral

An inspector is one of the only people in a real estate transaction that isn’t paid based on how much the home sells for, so you should hire someone who will give you a neutral point of view when looking at the state of the home. A home inspector who has been recommended by a realtor is probably trustworthy, but they could be glazing over real problems in their reports to keep the home at a certain price. For this same reason, you should never have the seller hire and pay the home inspector. There are just too many ethical barriers that could be broken.

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Hire an Inspector Who Meets Certain Qualifications

Unfortunately, there aren’t laws in every state regarding home inspections and the qualifications that an individual needs t become a home inspector. According to The National Association of Home Inspectors, 15 states do not have any legislation about home inspections. You should hire someone is a part of a home inspector group that has specific ethical guidelines they follow. You should also see if the inspector has errors and omissions insurance so in case they miss something, you won’t have your hands tied.

Hire an Inspector Who Will Look into Every Part of the Home

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Much like the lack of legislation on who can be an inspector, only half of the states in the US have specific rules on what should be inspected and what shouldn’t during a home inspection. Make sure you hire someone who will look into all of the parts of a home you want them to inspect. Don’t be afraid to ask them for a sample report to see what types of things they normally check.

Getting Work Done by the Inspector You Hired

Although most inspectors are trustworthy individuals, you’ll want to make sure that you don’t hire the same inspector to repair the problems they find in your future home. This can also cause ethical problems. In fact, inspectors who are a part of the American Society of Home Inspectors aren’t allowed to repair, replace or upgrade any of the systems they inspect for a year after inspection.

Not Attending the Inspection

Another mistake that you could make is not attending the home inspection. By attending the home inspection you’ll be able to see the problems as the inspector finds them, and learn more about the inner workings of your future home. 

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Not Following Up on the Inspection

When you receive the inspection report, you should read it thoroughly and go through it with your realtor. This is when you should follow up on the report. First, hire multiple inspectors that have areas of expertise on the specific systems in the home that have defects. These experts can help you know what kind of problems you’re looking at if you buy the home and how much money you’re going to spend fixing them. Then, take this information to negotiations with the seller to see if the seller wants to fix the defects or lower the price of the home so you can foot the bill.

By avoiding these mistakes, you will end up with a home that’s in better shape, and you will have more money in your pocket. Plus, with a home inspection, the home warranty that may have come on your home will be even more useful. Home warranties can use the home inspection report to see what the state of the home was in when it was purchased, and a home warranty can help you repair or replace your failed systems and appliances for a deductible between $50 and $100.

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    Featured photo credit: Landmark Home Warranty via landmarkhw.com

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    Last Updated on May 15, 2019

    How to Tap Into the Power of Positivity

    How to Tap Into the Power of Positivity

    As it appears, the human mind is not capable of not thinking, at least on the subconscious level. Our mind is always occupied by thoughts, whether we want to or not, and they influence our every action.

    “Happiness cannot come from without, it comes from within.” – Helen Keller

    When we are still children, our thoughts seem to be purely positive. Have you ever been around a 4-year old who doesn’t like a painting he or she drew? I haven’t. Instead, I see glee, exciting and pride in children’s eyes. But as the years go by, we clutter our mind with doubts, fears and self-deprecating thoughts.

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    Just imagine then how much we limit ourselves in every aspect of our lives if we give negative thoughts too much power! We’ll never go after that job we’ve always wanted because our nay-saying thoughts make us doubt our abilities. We’ll never ask that person we like out on a date because we always think we’re not good enough.

    We’ll never risk quitting our job in order to pursue the life and the work of our dreams because we can’t get over our mental barrier that insists we’re too weak, too unimportant and too dumb. We’ll never lose those pounds that risk our health because we believe we’re not capable of pushing our limits. We’ll never be able to fully see our inner potential because we simply don’t dare to question the voices in our head.

    But enough is enough! It’s time to stop these limiting beliefs and come to a place of sanity, love and excitement about life, work and ourselves.

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    So…how exactly are we to achieve that?

    It’s not as hard as it may seem; you just have to practice, practice, practice. Here are a few ideas on how you can get started.

    1. Learn to substitute every negative thought with a positive one.

    Every time a negative thought crawls into your mind, replace it with a positive thought. It’s just like someone writes a phrase you don’t like on a blackboard and then you get up, erase it and write something much more to your liking.

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    2. See the positive side of every situation, even when you are surrounded by pure negativity.

    This one is a bit harder to put into practice, which does not mean it’s impossible.

    You can find positivity in everything by mentally holding on to something positive, whether this be family, friends, your faith, nature, someone’s sparkling eyes or whatever other glimmer of beauty. If you seek it, you will find it.

    3. At least once a day, take a moment and think of 5 things you are grateful for.

    This will lighten your mood and give you some perspective of what is really important in life and how many blessings surround you already.

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    4. Change the mental images you allow to enter your mind.

    How you see yourself and your surroundings make a huge difference to your thinking. It is like watching a DVD that saddens and frustrates you, completely pulling you down. Eject that old DVD, throw it away and insert a new, better, more hopeful one instead.

    So, instead of dwelling on dark, negative thoughts, consciously build and focus on positive, light and colorful images, thoughts and situations in your mind a few times a day.

    If you are persistent and keep on working on yourself, your mind will automatically reject its negative thoughts and welcome the positive ones.

    And remember: You are (or will become) what you think you are. This is reason enough to be proactive about whatever is going on in your head.

    Featured photo credit: Kyaw Tun via unsplash.com

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