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Home Inspections: Don’t Make These Mistakes

Home Inspections: Don’t Make These Mistakes

Buying a home involves many different processes, one of which is closing on a home, and getting your potential new abode inspected. Although an inspection doesn’t seem like something that could affect you much during the home buying process, making mistakes during this process can cost you big bucks a few years down the road.

Why? A home inspection that points out the major defects in a home can be used to reduce the price of a home or make the seller fix the problems before selling the house to you, the buyer. If a home inspector misses a major defect on the inspection or you don’t follow through with getting the problems in the home fixed, it could cost you thousands of dollars of your own money getting the defects repaired or replaced down the line.

You can save yourself stress and money by making sure you don’t make these mistakes:

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Not Getting a Home Inspection

Depending on your mortgage lender, you may not be required to get a home inspection. Purchasing a home without a home inspection isn’t illegal, but it’s not recommended. No matter what home you’re buying, how old it is or how many times it’s been remodeled, you should get a home inspection. If you don’t, you won’t know what state the home’s systems and appliances are in, and you won’t be able to discount the price of the home or plan for possible break downs and repairs.

Not Hiring the Right Inspector

Hire an Inspector Who Will be Neutral

An inspector is one of the only people in a real estate transaction that isn’t paid based on how much the home sells for, so you should hire someone who will give you a neutral point of view when looking at the state of the home. A home inspector who has been recommended by a realtor is probably trustworthy, but they could be glazing over real problems in their reports to keep the home at a certain price. For this same reason, you should never have the seller hire and pay the home inspector. There are just too many ethical barriers that could be broken.

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Hire an Inspector Who Meets Certain Qualifications

Unfortunately, there aren’t laws in every state regarding home inspections and the qualifications that an individual needs t become a home inspector. According to The National Association of Home Inspectors, 15 states do not have any legislation about home inspections. You should hire someone is a part of a home inspector group that has specific ethical guidelines they follow. You should also see if the inspector has errors and omissions insurance so in case they miss something, you won’t have your hands tied.

Hire an Inspector Who Will Look into Every Part of the Home

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Much like the lack of legislation on who can be an inspector, only half of the states in the US have specific rules on what should be inspected and what shouldn’t during a home inspection. Make sure you hire someone who will look into all of the parts of a home you want them to inspect. Don’t be afraid to ask them for a sample report to see what types of things they normally check.

Getting Work Done by the Inspector You Hired

Although most inspectors are trustworthy individuals, you’ll want to make sure that you don’t hire the same inspector to repair the problems they find in your future home. This can also cause ethical problems. In fact, inspectors who are a part of the American Society of Home Inspectors aren’t allowed to repair, replace or upgrade any of the systems they inspect for a year after inspection.

Not Attending the Inspection

Another mistake that you could make is not attending the home inspection. By attending the home inspection you’ll be able to see the problems as the inspector finds them, and learn more about the inner workings of your future home. 

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Not Following Up on the Inspection

When you receive the inspection report, you should read it thoroughly and go through it with your realtor. This is when you should follow up on the report. First, hire multiple inspectors that have areas of expertise on the specific systems in the home that have defects. These experts can help you know what kind of problems you’re looking at if you buy the home and how much money you’re going to spend fixing them. Then, take this information to negotiations with the seller to see if the seller wants to fix the defects or lower the price of the home so you can foot the bill.

By avoiding these mistakes, you will end up with a home that’s in better shape, and you will have more money in your pocket. Plus, with a home inspection, the home warranty that may have come on your home will be even more useful. Home warranties can use the home inspection report to see what the state of the home was in when it was purchased, and a home warranty can help you repair or replace your failed systems and appliances for a deductible between $50 and $100.

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    Featured photo credit: Landmark Home Warranty via landmarkhw.com

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    Last Updated on September 20, 2018

    How to Stay Calm and Cool When You Are Extremely Stressful

    How to Stay Calm and Cool When You Are Extremely Stressful

    Being in a hurry all the time drains your energy. Your work and routine life make you feel overwhelmed. Getting caught up in things beyond your control stresses you out…

    If you’d like to stay calm and cool in stressful situations, put the following 8 steps into practice:

    1. Breathe

    The next time you’re faced with a stressful situation that makes you want to hurry, stop what you’re doing for one minute and perform the following steps:

    • Take five deep breaths in and out (your belly should come forward with each inhale).
    • Imagine all that stress leaving your body with each exhale.
    • Smile. Fake it if you have to. It’s pretty hard to stay grumpy with a goofy grin on your face.

    Feel free to repeat the above steps every few hours at work or home if you need to.

    2. Loosen up

    After your breathing session, perform a quick body scan to identify any areas that are tight or tense. Clenched jaw? Rounded shoulders? Anything else that isn’t at ease?

    Gently touch or massage any of your body parts that are under tension to encourage total relaxation. It might help to imagine you’re in a place that calms you: a beach, hot tub, or nature trail, for example.

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    3. Chew slowly

    Slow down at the dinner table if you want to learn to be patient and lose weight. Shoveling your food down as fast as you can is a surefire way to eat more than you need to (and find yourself with a bellyache).

    Be a mindful eater who pays attention to the taste, texture, and aroma of every dish. Chew slowly while you try to guess all of the ingredients that were used to prepare your dish.

    Chewing slowly will also reduce those dreadful late-night cravings that sneak up on you after work.

    4. Let go

    Cliche as it sounds, it’s very effective.

    The thing that seems like the end of the world right now?

    It’s not. Promise.

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    Stressing and worrying about the situation you’re in won’t do any good because you’re already in it, so just let it go.

    Letting go isn’t easy, so here’s a guide to help you:

    21 Things To Do When You Find It Hard To Let Go

    5. Enjoy the journey

    Focusing on the end result can quickly become exhausting. Chasing a bold, audacious goal that’s going to require a lot of time and patience? Split it into several mini-goals so you’ll have several causes for celebration.

    Stop focusing on the negative thoughts. Giving yourself consistent positive feedback will help you grow patience, stay encouraged, and find more joy in the process of achieving your goals.

    6. Look at the big picture

    The next time you find your stress level skyrocketing, take a deep breath, and ask yourself:

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    Will this matter to me…

    • Next week?
    • Next month?
    • Next year?
    • In 10 years?

    Hint: No, it won’t.

    I bet most of the stuff that stresses you wouldn’t matter the next week, maybe not even the next day.

    Stop agonizing over things you can’t control because you’re only hurting yourself.

    7. Stop demanding perfection of yourself

    You’re not perfect and that’s okay. Show me a person who claims to be perfect and I’ll show you a dirty liar.

    Demanding perfection of yourself (or anybody else) will only stress you out because it just isn’t possible.

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    8. Practice patience every day

    Below are a few easy ways you can practice patience every day, increasing your ability to remain calm and cool in times of stress:

    • The next time you go to the grocery store, get in the longest line.
    • Instead of going through the drive-thru at your bank, go inside.
    • Take a long walk through a secluded park or trail.

    Final thoughts

    Staying calm in stressful situations is possible, all you need is some daily practice.

    Taking deep breaths and eat mindfully are some simple ways to train your brain to be more patient. But changing the way you think of a situation and staying positive are most important in keeping cool whenever you feel overwhelmed and stressful.

    Featured photo credit: Brooke Cagle via unsplash.com

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