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Things to Think About Before Buying a New Car

Things to Think About Before Buying a New Car

In my 13 years of licensed driving, I’ve been lucky enough to only have gone through two cars. I’ve watched many friends go through one automobile after another for a variety of reasons: the cost caught up with them, it didn’t fit their needs, or it broke down beyond repair. A lot of the time, these issues could have easily been avoided if they had taken the process of buying a car a little more seriously.

I don’t consider myself a “car guy” by any stretch, but because of this I tend to go overboard when researching a new vehicle. When I invest my hard-earned money into a new car, I want it to last me a while. Knowing this, I’ve always taken the following into consideration:

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Purpose

What are you going to be using your new car for? Will you be the only one using it? Do you have children who constantly need a ride to events, parties, and practices? Will you need to drive long distances for work? Do you need to transport tools and other equipment for your job or hobbies? These are all questions you should ask yourself before you buy a new car, truck, or van, rather than going for what feels right at the time. Think about what you’ll be doing with your new automobile, and you’ll avoid having to give it away for much less than it’s worth when you realize it doesn’t fit with your lifestyle.

Need it or want it?

Along with figuring out why you’re in the market for a new car, think about whether you absolutely need one, or if you’re simply looking for an upgrade. On the one hand, if your current car is on its way out, you need to lower your standards at least a little bit when looking for a replacement. You don’t want to end up stranded with no way of getting to work, so you unfortunately don’t have the luxury of “shopping around.” However, you still don’t want to settle for “what works for now,” as it’ll likely end up costing you in the long run. On the other hand, just because you’re in a position to buy a new car because you want one doesn’t necessarily mean you should hold out for whatever is considered the absolute top of the line. In either case, make sure you make an informed decision and avoid splurging on the first thing on four wheels you see in the lot.

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Monthly cost

It shouldn’t come as a shocker to you that your car makes up a large part of your monthly expenses. Whether you’re buying or leasing a new car, don’t let a low monthly payment blind you to the hidden costs that come with an automobile. You’ll have to pay interest on your loans and monthly insurance costs, not to mention gas and other maintenance fees over the years. Failure to take all of these into consideration will almost certainly result in you giving your car away for less than its worth, while opting for something “a little more manageable.”

Safety features

This should actually be the first thing you take into consideration when buying a new car. Automobiles come with more safety features than ever before nowadays, so there really is no excuse for buying a car that you don’t feel safe driving. Seatbelts and airbags are commonplace nowadays, and the newer features – rear-view cameras, alert systems – are becoming more and more prevalent as well. Even with these accommodations, you should still check out the crash rating for your potential new automobile. While ignoring the other items on this list might set you back monetarily, ignoring the safety rating of your car could cost you much more.

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Add-ons

In addition to all the new safety features new cars come with, they also include a bunch of other extras that make one model more appealing than another. Bluetooth, Wi-Fi hotspots, iPhone connectors… all of this seems really awesome – and, well, it kind of is. However, is “awesome” worth the extra cost? Make sure you analyze the difference between the base price and the price for an all-included model, and think about whether or not you actually need your text messages to be read aloud to you on your ten minute drive home from the store. Then again, like I said: If you can afford it, and you’ve earned it, then go for it!

Featured photo credit: 2014 Proton Perdana 2.4P / Manoj Prasad via farm4.staticflickr.com

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Last Updated on August 15, 2018

30 Fun Things You Can Do This Summer Without Spending Much

30 Fun Things You Can Do This Summer Without Spending Much

Summertime can be a real strain on your wallet. The sun is out, there are people to see, places to be; it’s no wonder you might be short of funds during these sunny months. Not everything has to cost you an arm and a leg.

Take some time to go through this list of 20 cheap summer activities and make some realistic goals to complete as many as you can.

Video Summary

1. Visit a strawberry festival

Summer is prime time for tasting strawberries. More often than not, an area that grows strawberries will have a strawberry festival. Indulge yourself in strawberry pies, jams, cakes and more!

2. Have a picnic

Take your partner or your family to the local park and enjoy a relaxing picnic. Designate each person to bring one food item of their choice to add to the fun.

3. Camp in your back yard

    The summer heat can sometimes make it hard to sleep. Why not enjoy the heat outside in the yard? Pitch a tent or gaze into the night sky.

    4. Take long walks

    Discover something new where you live. Take the afternoon off from your chores and go for a long walk. You may be surprised by what you discover.

    5. Break a world record

    Breaking a world record doesn’t have to be time-consuming. You could even break one on your lunch hour. Give it a go!

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    6. Go on a bike ride

    The number of bike paths on roads in big cities has increased dramatically over the years. Take advantage, and enjoy the summer breeze.

    7. Join a gym class

      The gym is not everyone’s idea of a good time, but why not go with a friend a join a class? Spinning, yoga and step classes are always more fun with friends, and a lot of gyms allow you to pay-as-you-go.

      8. Find a new hobby

      The summer is the perfect time to find a new hobby. Serotonin (our body’s natural “happy” hormone) is produced by the sunshine and will be at a yearly high, which is great for when we want to tackle something new.

      9. Join a sports team

      Not all sports teams are competitive and require huge amounts of your time. Join in the fun with like-minded people, get fit, stay healthy and make some friends along the way.

      10. Make a slip ‘n slide

        Gather your friends, some plastic sheeting, a hose, washing up liquid if desired, and make a huge slip ‘n slide just like these guys. Granted, yours won’t be as big, but you get the idea… it’s fun!

        11. Make a treasure hunt for your kids

        Today’s digital world sees our children more often than not playing inside than outside. Why not create a sense of adventure by making a treasure hunt? Only rule? It has to be outside.

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        12. Visit a free festival

        Towns and cities are awash with free festivals, with themes from film to science. Scout your local area and discover something new.

        13. Visit the zoo

          Let’s face it: we love animals. While browsing news websites and social media networks you’re bound to come across a few pictures of cats. Take a trip to your local zoo for a better experience.

          14. Take a road trip

          Enjoy the open road with a few friends and take a road trip somewhere–anywhere. Just go out and enjoy the sunshine!

          15. Play ultimate frisbee in the park

            Frisbee is always great fun down the park, but why not turn it into more of a competitive sport by playing ultimate frisbee?

            16. Make your own ice cream

            Ice cream is a very versatile dessert. Make a sandwich, enjoy a cone, or simply just enjoy a bowl full. Better yet, making your own ice cream allows you to create any flavor you want.

            17. Invite your neighbors over for a BBQ

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              When was the last time you invited your neighbors over? Do you even know them? Now’s your chance. Just ask each person to bring a food item so costs don’t mount up for you.

              18. Get a summer job

              For many students, summer is the time for relaxation and fun. But who said earning money and being productive isn’t fun? You only get out what you put into a situation.

              19. Attend a charity event

              Attending a charity event is a great way to raise funds and awareness for a cause, meet new people, and generally have a good time. Search for your local charity event today.

              20. Visit a national park

              National parks are a great way to explore nature and learn something new. You could even volunteer and make a difference in helping restore natural habitats.

              21. Visit your local comedy club

                Local comedy clubs are extremely underrated. They are cheap to attend and no doubt you’ll have a barrel of laughs.

                22. Make your own hammock

                  Hammocks are very relaxing, are perfect for summer afternoons and are surprisingly easy to make.

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                  23. Read in your new hammock

                  Now you have your very own hammock, the only thing left to do is enjoy it. Grab your favorite book and read to your heart’s content.

                  24. Watch a movie outside

                  Movies are great. Relaxing outside in the evening is great. Put them together and you’ve got a perfect combination. In D.C, Maryland and Virginia this summer, for example, you can enjoy a huge number of movies outside.

                  25. Take a hike

                    Hikes are a great way to keep fit and see more of Mother Nature. There are countless trails available for you to explore. Why not try some this summer?

                    26. Learn how to fly a kite

                    As a child, you probably had a kite and haven’t touched it since. Why not dust it off and attempt to fly it? It’s tricky, but well worth the challenge.

                    27. Work out at the park

                    American cities are full of parks with ample space for a work out session. No doubt you’ll be happier to work out in the sun rather than a crowded gym.

                    28. Take your dog to the beach

                      One of the many joys of owning a dog is taking him or her for long walks during the summertime. This joy is enhanced when visiting the beach, for both you and your dog.

                      29. Make a summer smoothie

                      Healthy, delicious and perfect for the summer. Not only that, there are countless recipes ready for you to try.

                      30. Attend a free yoga session at the beach

                      No experience needed and all skill levels are welcome. Take yourself and a buddy down to the beach and try some yoga. You’ve got nothing to lose!

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