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Top Websites That People Who Want To Get Rich Have To Bookmark

Top Websites That People Who Want To Get Rich Have To Bookmark

The expansion of the internet caused the creation of numerous websites. Some are dedicated to entertainment, others are social networks which help people stay connected and there are those websites which are dedicated to business. Unfortunately, people tend to get lost in this sea of possibilities and lose focus on what is really important.

I am talking about earning money and finding the right way to earn a decent amount to have a less stressful life. In this sea of internet information, there are many websites which serve to give quality information and help people make the right choice when investing their money, with the end goal of becoming rich. If you want to become a financially independent person, you should definitely bookmark the following websites and spend more time gathering information from them.

1. RockStar Finance

Rockstar Finance

    This is the perfect website to start off with when gathering information about the world of money. The website was created by J. Money, with the goal of gathering all valuable articles that are helpful to people who want to ensure their financial future. The creator is an experienced blogger who created this website in order to share the best blog articles from a variety of other bloggers who offer interesting insights on money related topics.

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    The website team reviews more than 200 articles per day and chooses those which are most helpful to publish on the webpage. Beside the vast amount of articles, you can also see information about the net worth of the best finance bloggers. The net worth list is updated every month so you are always up to date with financial figures of successful finance bloggers.

    The website also offers a list of a must-read money books. Given all this, this website is the perfect choice for those who want to gather as much advice as possible from the financial world. This web page should definitely be in your bookmark list.

    2. I will teach you to be rich

    I will teach you to be rich

      This website was created by a best-selling author of a personal finance book, Ramit Sethi. It offers great insight into the way you should change some things in your life in order to become successful. The creator guarantees free tools on his webpage. All you have to do is subscribe with your email address.

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      This website offers solutions which will affect many areas of your life because it does not only offer financial tips, but psychological ones as well, because the author also has psychological knowledge, which according to the users of his website, does wonders. His basic tips start off with earning more money with the skills you already possess, finding a dream job and creating the perfect saving system which allows you to spend money on things you love.

      Due to the fact that this author was featured in The New York Times, The Wall Street Journal, CNN, PBS and many other well-known networks, you should definitely subscribe to his website and get access to the advice this person has to offer.

      3. Finance at Khan Academy

      Finance at Khan Academy

        This website provides great video material for numerous areas of financial planning. It covers basic tips on various big life expenses such as getting a house or a car but it also offers tips when it comes to stocks and bonds or compound interest, etc. The tutorial videos are usually under 10 minutes.

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        This is enough time to cover everything you should know and it is very useful as it takes a very small amount of time, so there are no excuses, no matter how pressed for time you are. If you want to save time and you are a good visual learner, this website is the best choice as the knowledge you can find there will certainly make you more financially educated.

        4. The Motley Fool

        The Motley Fool

          This website boasts an incredible community of successful investors. A strong community is very useful because you can exchange your thoughts with other people who may be more experienced and have already gone through a financial situation you are currently facing. The website also has free and paid solutions that help many users make the right financial sources.

          The newsletter is a fee based service which is very helpful as it servers as your personal advisor. This feature servers to give you an advantage over your competition when it comes to the moment of making the perfect investment at the perfect moment. A very good free tool is called CAPS. This is a community of people who exchange their thoughts and provide good insight into the perfect choice for appropriate stocks.

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          Using this tool, you will be able to minimize the risk when making an investment. You can also follow some of the most successful investors and follow in their footsteps on becoming a great investor. This website also offers various types of materials ranging from materials for beginners to perfect materials for those who are more experienced. This website should definitely be on your bookmark list if you plan to become a true financial expert.

          5. Investopedia

          Tutorials Investopedia

            This is a great website for beginners, as it provides all sorts of tips and tutorials important for financial success. Tutorials which are at the user’s disposal vary from personal finance to professional investing tips. Novice investors are to find an abundance of investing guides which provide knowledge that will turn them into true professionals.

            One of the reasons for using this website is that it has a stock simulator. This feature alone makes this site a must in your bookmark list. The stock simulator gives all beginner-level investors a place where they can practice investing in order to get ready for the real deal. By using the simulator, you can evaluate your progress and focus on some mistakes you are making.

            Another feature that welcomes inexperienced people to the financial world is the included financial dictionary which is full of various financial terms. Everything on this website is focused on helping people who are new to the investment business but it also gives more than enough material for those who are experienced financial experts.

            To sum up, these websites are perfect for people who want to get more financial education and improve their financial status. Whether you are starting an online business or simply looking into making the right investment, these website will greatly improve the financial concepts you currently have. The best way to learn about finance is by combining useful information from all of these websites. Do not focus on a single one as the amount of information is much greater when it is coming from several different sources.

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            Vladimir Zivanovic

            CMO at MyCity-Web

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            Last Updated on January 2, 2019

            How Personal Finance Software Helps You Get More Out of Your Money

            How Personal Finance Software Helps You Get More Out of Your Money

            Do you know what mental health experts point to as the biggest cause of stress in the United States today? If you said “money,” then ding, ding, we have a winner!

            Three out of four adults today report feeling stressed out about money at least part of the time. People are either worried about not having enough money or whether they’re putting the money they do have to use in the best possible way.

            Your money is either in charge of you or you’re in charge of it, there’s no middle ground. Using some type of personal finance software can help alleviate some of that money stress and better allow you to manage your money effectively. Without it, you may just be setting yourself up for constant financial worry. Life is already tough enough and there’s no need to make it more difficult by simply hoping your money issues will all work out in your favor. Hint: they won’t.

            This guide will help you to understand how personal finance software can better assist with both accomplishing long term financial goals and managing day-to-day aspects of life.

            Whether it’s tracking the savings plan for your child’s college fund or making sure you won’t be in the red with the month’s grocery budget, personal finance software keeps all this information in one convenient place.

            What Exactly is Personal Finance Software?

            Think of it like the dashboard in your car. You have a speedometer to tell you how fast you’re going, an odometer to tell you how far you’ve traveled, and then other gauges to tell you things like how much gas is in the tank and your engine temperature. Personal finance software is essentially the same thing for your money.

            When you install this software on your computer, tablet, or smartphone, it helps to track your money — how much is going in, how much is going out, and its growth. Most personal finance software programs will display your budget, spending, investments, bills, savings accounts, and even retirement plans, levels of debt, and credit score.

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            How It Leads to Financial Improvement

            It shouldn’t come as a surprise, but people who regularly monitor their finances end up wealthier than those who don’t. When you were a kid, keeping track of all of your money in a porcelain piggy bank was pretty easy. As we get older, though, our money becomes spread out across things like car payments, mortgages, retirement funds, taxes, and other investments and debts. All of these things make keeping track of our money a lot more complicated.

            Some types of personal finance software can help make things a little less complicated, setting you up to meet financial goals and taking away some of the stress associated with money.

            Even if you already have a Certified Financial Planner (CFP) some type of personal finance software can be of great benefit. Whereas CFPs focus on the big picture of your money, they don’t handle the day-to-day aspects that determine your overall financial health.

            It’s also not nearly as complicated as you might think and can take out a lot of the tedium that comes with doing everything on an Excel spreadsheet or with a pad and pencil.

            Types of Personal Finance Software

            When it comes to personal finance software, it generally fits into two categories: tax preparation and money management.

            Tax preparation software such as Turbo Tax and H&R Block’s software can help with everything from filing income taxes to IRS rules and regulations and even estate plans. Plus, there’s the benefit of filing online and getting your refund check a lot faster than if you were to mail off your forms after waiting in line at the post office.

            For the purpose of this article, however, will be focusing more on the personal finance software that aids with money management.

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            Money management personal finance software will help you to see the health of your cash flow, pay down debt, forecast for expenses and savings, track investments, pay bills, and do a host of other things that 30 years ago would have practically required a team of accountants.

            When to Use Personal Finance Software

            So far we’ve gone over what exactly personal finance software is and how it can be a benefit to your money. The next logical step in this whole equation is determining when it should be used and how is the best way to go about getting started using it.

            Below are four of the most common and practical ways to use personal finance software. If all or any of these apply to you and your money, then downloading some type of personal finance software is going to be a smart move.

            1. You Have Multiple Accounts

            There’s a good chance that when it comes to your money, it’s in more than one place. Sure, you probably have a checking account, but you may also have a savings account, money market account, and retirement accounts such as an IRA or 401k.

            If you’re like the average American, you probably have two to three credit cards as well. Fifty percent of Americans also don’t have loyalty to just one bank and spread their money across multiple banks.

            Rather than spending hours typing in every detail of every account you have into a spreadsheet, many programs allow you to easily import your account information. This will help to eliminate any mistakes and give you a bird’s eye view of everything at once.

            2. You Want to Automate Some or All of Your Payments

            Please don’t say that you’re still writing out paper checks and dropping each bill in the mailbox. While it’s noble that you’re doing your part to keep postal workers employed, we’re 18 years into the 21st century and you can literally pay every bill online now.

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            There’s no need to log into every account you have and type in your routing number either.

            With personal finance software you can schedule automatic payments and transfers between all of your imported accounts. Automatic transfers will help to make sure you have the necessary funds in the right account to ensure all bills are paid on the appropriate date. Late fees are annoying and do nothing but cost you money. It’s time that you said goodbye to them once and for all.

            3. You Need to Streamline Your Budget

            Perhaps the best feature of personal finance software is that it allows you track everything going in and out of your virtual wallet.

            Nearly every brand of personal finance software out there has easy-to-read graphs and charts that allow you track every cent you spend or earn, should you choose. You might be pretty amazed when you see just how much you spent on eating out last month or if you splurged a little more than you should have on Christmas gifts last year.

            Every successful business on the planet has a budget and using personal finance software can help you trim the fat on your spending in ways that affect your everyday life.

            4. You Have Specific Goals to Meet

            Maybe it’s paying off debt or saving for up something like a European vacation. Whatever your financial goal is, whether it’s long-term or short-term, personal finance software programs are one of the savviest ways to go about reaching those goals.

            You can do everything from set spending alerts to notify you when you’re over budget to automating what percentage of your paycheck goes to things like retirement investments. The personal finance software that you choose should show you exactly how close you are to hitting those goals at any given time.

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            How to Get Started

            From AceMoney to Mint and Quicken, there ’s no shortage of personal finance software apps out there. Many of these programs are free to download and will allow you to pay bills, invest, monitor your net worth and credit profile, and even get a loan with the swipe of a finger.

            Other programs may only offer you limited services and will require a one-time fee or subscription to unlock all that they offer. These fees can often vary from as little as two dollars to 50 bucks a month.

            It’s best to start off with the free version and then gauge whether you’re able to accomplish everything you’d like or if it’s worth exploring one of the paid options. Often times the subscription programs come with assistance from financial planning and investment experts — so that can be a real benefit.

            When deciding which personal finance software program to use, it’s also important to look at how many accounts you wish to monitor. Certain programs limit the number of accounts you can add. Be sure that if you have checking, credit card, and investment accounts to monitor, that you choose a service that can monitor them all.

            Finally, when looking around for the right personal finance software that meets your needs, make sure that you’re comfortable with the program’s interface. It shouldn’t be expected that you recognize every single feature instantly, but if the features don’t seem readable and manageable to you, then you’re not as likely to use it and get the full benefits.

            Final Thoughts

            Personal finance software can go a long way in helping you to take control of your money and meeting your financial goals. It’s important to note, however, that some focus more on budgeting and expense tracking while others prioritize investing portfolios and income taxes. Explore several different programs and read reviews to find the one that’s right for you.

            In this day and age, managing one’s personal finances in a secure manner that allows the user to have a real-time visual representation of their money is easier than ever before. With the numerous applications that are out there — both free and subscription-based — there’s no reason that every person can’t take control of their money and ensure they’re making smart money moves.

            Featured photo credit: rawpixel via unsplash.com

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