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Top Websites That People Who Want To Get Rich Have To Bookmark

Top Websites That People Who Want To Get Rich Have To Bookmark

The expansion of the internet caused the creation of numerous websites. Some are dedicated to entertainment, others are social networks which help people stay connected and there are those websites which are dedicated to business. Unfortunately, people tend to get lost in this sea of possibilities and lose focus on what is really important.

I am talking about earning money and finding the right way to earn a decent amount to have a less stressful life. In this sea of internet information, there are many websites which serve to give quality information and help people make the right choice when investing their money, with the end goal of becoming rich. If you want to become a financially independent person, you should definitely bookmark the following websites and spend more time gathering information from them.

1. RockStar Finance

Rockstar Finance

    This is the perfect website to start off with when gathering information about the world of money. The website was created by J. Money, with the goal of gathering all valuable articles that are helpful to people who want to ensure their financial future. The creator is an experienced blogger who created this website in order to share the best blog articles from a variety of other bloggers who offer interesting insights on money related topics.

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    The website team reviews more than 200 articles per day and chooses those which are most helpful to publish on the webpage. Beside the vast amount of articles, you can also see information about the net worth of the best finance bloggers. The net worth list is updated every month so you are always up to date with financial figures of successful finance bloggers.

    The website also offers a list of a must-read money books. Given all this, this website is the perfect choice for those who want to gather as much advice as possible from the financial world. This web page should definitely be in your bookmark list.

    2. I will teach you to be rich

    I will teach you to be rich

      This website was created by a best-selling author of a personal finance book, Ramit Sethi. It offers great insight into the way you should change some things in your life in order to become successful. The creator guarantees free tools on his webpage. All you have to do is subscribe with your email address.

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      This website offers solutions which will affect many areas of your life because it does not only offer financial tips, but psychological ones as well, because the author also has psychological knowledge, which according to the users of his website, does wonders. His basic tips start off with earning more money with the skills you already possess, finding a dream job and creating the perfect saving system which allows you to spend money on things you love.

      Due to the fact that this author was featured in The New York Times, The Wall Street Journal, CNN, PBS and many other well-known networks, you should definitely subscribe to his website and get access to the advice this person has to offer.

      3. Finance at Khan Academy

      Finance at Khan Academy

        This website provides great video material for numerous areas of financial planning. It covers basic tips on various big life expenses such as getting a house or a car but it also offers tips when it comes to stocks and bonds or compound interest, etc. The tutorial videos are usually under 10 minutes.

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        This is enough time to cover everything you should know and it is very useful as it takes a very small amount of time, so there are no excuses, no matter how pressed for time you are. If you want to save time and you are a good visual learner, this website is the best choice as the knowledge you can find there will certainly make you more financially educated.

        4. The Motley Fool

        The Motley Fool

          This website boasts an incredible community of successful investors. A strong community is very useful because you can exchange your thoughts with other people who may be more experienced and have already gone through a financial situation you are currently facing. The website also has free and paid solutions that help many users make the right financial sources.

          The newsletter is a fee based service which is very helpful as it servers as your personal advisor. This feature servers to give you an advantage over your competition when it comes to the moment of making the perfect investment at the perfect moment. A very good free tool is called CAPS. This is a community of people who exchange their thoughts and provide good insight into the perfect choice for appropriate stocks.

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          Using this tool, you will be able to minimize the risk when making an investment. You can also follow some of the most successful investors and follow in their footsteps on becoming a great investor. This website also offers various types of materials ranging from materials for beginners to perfect materials for those who are more experienced. This website should definitely be on your bookmark list if you plan to become a true financial expert.

          5. Investopedia

          Tutorials Investopedia

            This is a great website for beginners, as it provides all sorts of tips and tutorials important for financial success. Tutorials which are at the user’s disposal vary from personal finance to professional investing tips. Novice investors are to find an abundance of investing guides which provide knowledge that will turn them into true professionals.

            One of the reasons for using this website is that it has a stock simulator. This feature alone makes this site a must in your bookmark list. The stock simulator gives all beginner-level investors a place where they can practice investing in order to get ready for the real deal. By using the simulator, you can evaluate your progress and focus on some mistakes you are making.

            Another feature that welcomes inexperienced people to the financial world is the included financial dictionary which is full of various financial terms. Everything on this website is focused on helping people who are new to the investment business but it also gives more than enough material for those who are experienced financial experts.

            To sum up, these websites are perfect for people who want to get more financial education and improve their financial status. Whether you are starting an online business or simply looking into making the right investment, these website will greatly improve the financial concepts you currently have. The best way to learn about finance is by combining useful information from all of these websites. Do not focus on a single one as the amount of information is much greater when it is coming from several different sources.

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            Vladimir Zivanovic

            CMO at MyCity-Web

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            Last Updated on April 3, 2019

            How to Nix Your Credit Card Debt in Less Than 3 Years

            How to Nix Your Credit Card Debt in Less Than 3 Years

            Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

            By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

            This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

            Hint: there are ways that are easier than you think.

            1. Consider Consolidating Multiple Credit Cards If Possible

            This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

            It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

            Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

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            Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

            My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

            Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

            2. Try to Pay the Full Balance You Spent Each Month at the Very Least

            You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

            Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

            If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

            3. Pay Extra When You Can – Every Small Amount Counts

            This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

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            It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

            4. Create a Plan on How to Pay Extra

            Back to the main point, having this plan is giving you one less thing to think about.

            This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

            For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

            Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

            5. Cut out Costs for Services You Do Not Use

            If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

            In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

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            6. Get Aggressive About It

            Consider these points:

            Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

            Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

            Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

            Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

            7. Reevaluate Your Progress at Set Intervals

            Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

            By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

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            Finally (and most importantly)…

            8. Keep Trying

            Do not get discouraged. Pushing it off will make it worse. Just keep trying.

            Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

            Start Knocking out Your Debt Today

            The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

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            Featured photo credit: Pexels via pexels.com

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