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11 Regrets You Can Avoid Before You Retire

11 Regrets You Can Avoid Before You Retire

Ever do something — or not do something — that you regretted later? Ate that one last slice of pizza, or drank a little too much and maybe slept with someone you didn’t know? Of course you have; everyone has. It’s all part of the learning process, right?

However, there are some regrets that can stay with you until you are dying. Many, many people have these regrets. But the good news is, you can start taking care of them today.

1. Caring too much what people think

It’s an absolute given that, no matter how many different ways you stand on your head, you’re going to let people down, make them mad, or break their heart. If you’re going to upset people sooner or later anyway, you might as well upset them while doing something you love.

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2. Staying in a bad relationship

If you are miserable in a relationship, you can’t offer your partner what he or she deserves, which is your best. Let him or her go so he or she can find happiness, and let yourself go so you can find your own.

3. Holding grudges

“Holding” is a verb – an action. It takes effort to hold a grudge. If a grudge were a great big rock, you would be waking up every morning, picking the darn thing up, and carrying it around with you all day. What good is that doing you? Are you trying to punish the person who wronged you by depriving him or her of your company? That’s silly – what if he or she doesn’t even like you? Just put the rock down; it’ll make moving forward much easier.

4. Not taking risks

Yeah, you could fall on your face and make a total ass of yourself. Your business might go belly-up, or your “friends” might laugh at you. But you’ll survive. In the meantime, you’ll learn a hell of a lot… and the next time you take a risk, it won’t be nearly as scary.

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5. Staying in a bad job

In 10 or 20 years, will you be more likely to remember all the bills you kept paid by staying in this job, or will you remember how utterly and completely miserable you were?

6. Spending too much money on “golden shackles”

Buying that fancy car or nice house feels really good at first… until the mortgage payments and repair bills kick in. Those costs stick around a long, long time after the newness and fun has worn off – and can keep you locked into that bad job.

7. Not taking care of your health

By the time you go to the doctor and get that prescription, it’s too late. Take care of your health up front by eating healthy food, exercising regularly, and getting enough rest. It won’t cost you anything except a little effort – and it’ll save you a ton in medical bills, which can also keep you locked in that bad job.

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8. Not finishing what you started

One of the saddest things in the world is a musical instrument that sits on a garage shelf collecting dust while waiting for “someday” to come. Turn “someday” into “now.” In five years, you will have fulfilled a dream. If you don’t, those five years will have passed anyway.

9. Not telling your loved ones you love them

Even the act of taking a few seconds to text or phone someone with “I love you” puts you in a place of appreciating them, and it brightens his or her day, too.

10. Not choosing to be happier

Are you really going to let the things going on in Washington or that rotten person at work keep you from being happy? Well, okay. It’s your choice. But if you’re waiting around for the world to be perfect before you can get happy, you’re going to be waiting a long, long time.

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11. Not sticking up for yourself

You are a child of God, and God doesn’t make garbage. If you think you’re garbage, you’re insulting God, and if someone else thinks you’re garbage, THEY’RE insulting God. You have nothing to be ashamed of.

A final thought:

Whether you’re in your 20’s or your 80’s, it is never too late to start making choices that will free you and make your life bragworthy.

Featured photo credit: Regret / Neil Moralee via flickr.com

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Last Updated on July 22, 2019

10 Killer Cover Letter Tips to Nail Every Interview Opportunity

10 Killer Cover Letter Tips to Nail Every Interview Opportunity

A cover letter is an introduction to what will be found in the resume. In a cover letter, the applicant is able to use a conversational tone, to explain why the attached resume is worth reviewing, why the applicant is qualified, and to express that it’s the best application the reader will see for the open position.

Employers do read your cover letter, so consider the cover letter an elevator pitch. The cover letter is the overview of your professional experience. The information in the body presents the key qualifications, the things that matter. The cover letter is the “here is what will be found in my presentation”, which is the resume in this case.

Something really important to point out- a cover letter should be written from scratch each time. Great cover letters are the ones that express why the applicant is the best for the specific job being applied to. Using a general cover letter will not lead to great results.

This doesn’t mean that your cover letter should repeat your most valuable qualifications, it just means that you don’t want to recycle a templated, general letter, not specific to the position being applied to.

Here’re 10 cover letter tips to nail every interview.

1. Take a few minutes to learn about the company so that you use an appropriate tone

Like people, every company has its own culture and tone. Doing a bit of research to learn what that is will be extremely beneficial. For instance, a technology start-up has a different culture and tone than a law firm. Using the same tone for both would be a mistake.

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2. Don’t use generic cover letter terms — be specific to each company and position

Hiring managers and recruiters can easily identify generic cover letters. They read cover letters and resumes almost every day. Using words and terms like: “your company” instead of naming the actual company, and “your website” instead of “in your about us section on www.abc123.com”, are mistakes. Be as specific as possible, it’s worth the additional few minutes.

3. Address the reader directly if you can

It is an outdated practice to use “To Whom it May Concern” if you know the person that will be reviewing your documents. You may wonder how you’ll know this information; this is where attention to detail and/or a bit of research comes into play.

For example, if you are applying for a job using LinkedIn, many times, the job poster is listed within the job post. This is the person reading your documents when you “apply now”. Addressing that person directly will be much more effective than using a generic term.

4. Don’t repeat the information found in the resume

A resume is an action-based document. When presenting information in a resume, the tone isn’t conversational but leading with action instead, for example: “Analyze sales levels and trends, and initiate action as necessary to ensure attainment of sales objectives”.

In a cover letter, you have the opportunity to deliver your elevator pitch: “I have positively impacted business development and growth initiatives, having combined two regions into one and achieving 17% in compound growth over the following three-year period”.

Never use your resume qualifications summary as a paragraph in your resume. This would be repeating information. Keep in mind that your cover letter is the introduction to your resume- the elevator pitch- this is your opportunity to show more personality.

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5. Tell the company what you can do for them

As mentioned above, this is your chance to explain to the company why you are the best person for the open position. This is where you tell the company what you can do for them: “If hired as the next (job title) with (company name), I will cultivate important partnerships that will enhance operations while boosting revenue.”

Many times, we want to take the reader through the journey of our life. It is important to remember that the reader needs to know why you are the best person for the job. Lead with that.

6. Showcase the skills and qualifications specific to the position

A lot of people are Jack’s and Jill’s of all trades. This can be a great big picture, but not great to showcase in a cover letter or resume.

Going back to what was mentioned before, cover letters and resumes are scanned through ATS. Being as specific as possible to the position being applied to is important.

If you are applying for a coding position, it may not be important to mention your job in high school as a dog walker. Sticking to the exact job being applied to is the most effective way to write your cover letter.

7. Numbers are important — show proof

It always helps to show proof when stating facts: “I have a reputation for delivering top-level performance and supporting growth so that businesses can thrive; established industry relationships that generated double digit increase in branch revenues”.

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8. Use testimonials and letters of recommendations

A cover letter is a great place to add testimonials and information from your letter of recommendations. Mirroring the example above, here is a good way to use that information:

I have a history of consistently meeting and exceeding metrics: “(Name) rose through the company and became a Subject Matter Expert, steadily providing exceptional quality of work.”- Team Manager.

9. Find the balance between highlighting your achievements and bragging

There is fine line between telling someone about your achievements and bragging. My advice is to always use facts first, and support that with an achievement related to the fact, as shown in the examples above.

You don’t want to have a cover letter with nothing but bullet points of what you have achieved. I can’t stress this enough — cover letters are your elevator pitch, the introduction to your resume.

10. Check your length — you want to provide no more than an introduction

The general rule for most positions is one page in length. Positions such as professors and doctors will require more in length (and they actually use CV’s); however, for most positions, one page is sufficient. Remember, the cover letter is an introduction and elevator pitch. Follow the logic below to get you started:

Start with: “I am ready to deliver impeccable results as (name of company) next (Position Title).

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What you know and like about the company, what initiatives, missions, goals resonate with you: “I read/listened to an interview that your Chief of Staff did on www.abc123.com. His/her statement regarding important up and coming employee engagement initiatives really resonated with me”.

Overview of your qualifications and experience: “I have a strong background in developing, monitoring, and controlling annual processes and operational plans related to community relations and social initiatives”.

Highlight/ Back up your facts with achievements: “I’m a vision-driven leader, with a proven history of innovation and mentorship; I led an initiative that reduced homelessness in four counties and received recognition from the local Homeless Network and the County Commissioner”.

Close with what will you do for the company: “As your next (job title), I am focused on hitting the ground running as a transformational leader who is driven by challenge, undeterred by obstacles, and committed to the growth of (name of company).

Bonus Advice

When applying for a job online or in person, a resume and a cover letter are standard submissions. At least 98% of the time, both your resume and cover letter and scanned via ATS (applicant tracking systems). You can learn more about that process here.

The information provided in a cover letter should be written and organized to be compatible with these scans, so that it can make to a human; from there, you want to make sure that you capture the recruiter and/or hiring managers attention.

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Featured photo credit: Kaleidico via unsplash.com

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