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11 Essential Habits for Success

11 Essential Habits for Success


    We all want to succeed. Whether it’s in losing weight, learning the guitar, speed reading, or starting our own business. For those of us who have tried and failed, success seems elusive. Why is it one person succeeds where another person fails? First and foremost, I believe it is in their mindset. But secondly, I believe that successful people have developed certain habits, either naturally or through research, that the rest of us haven’t stumbled upon yet.

    Though I want each of you to succeed in everything you do, I can’t guarantee success. Only you can do that. It starts in your mind, and from there your thoughts take physical form through your actions. Believing in yourself is a necessity! Beyond that, I’ve made a list of some habits to help you set goals and achieve them.

    1. Identify your core values

    What is important to you? Finding your core values may seem a bit off-topic when it comes to success, but creating goals that are in line with your values is key to creating intrinsic motivation. Sit and reflect on what you value most. Pick a handful of things and actually write them down. Remind yourself of your values every day, and reflect on whether you are honoring those values through your work.

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    2. Pick a goal (Focus)

    Choose one goal to start. Something large enough that will give you a sense of accomplishment, while aligning well with your core values. Focus is key here. The more focused you are on one goal, the higher chance you have of success. If you spread yourself too thin, you might never complete your projects because they will take far too long. Believe me, multitasking isn’t all it’s cracked up to be.

    3. Set a deadline for success

    Set a date for success. Identify when your hope to achieve your goal. Keep it realistic, while not giving yourself too much time. By setting a time limit, you are making the process more real. You also now have something to visualize in the next point.

    4. Build the right mindset

    Believe fully in your ability to achieve your goal. Visualize yourself having completed your goal in the exact time-frame you have chosen, although finishing early is also acceptable. You don’t need to consider the failures that will happen along the way. Success is inevitable. Others may think you will fail, don’t let yourself be one of them! (If you have trouble visualizing success, perhaps a fear of success is limiting you)

    “Whether you think that you can, or that you can’t, you are usually right.” – Henry Ford

    5. Consequences for missing your deadline

    Set up negative consequences for missing the deadline. Necessity is the mother of all invention. If you can manage to keep yourself intrinsically motivated, that’s great. If not, this will help kick you into gear and keep your eye on the prize.

    6. Weekly and Daily Goals (Plan)

    Break down goals by week and by day, setting up a plan to reach your overall objective. Keep the number of tasks per day as low as you can, and focus on completing only your planned tasks for each day. If you find yourself done, pick the next thing from your weekly list. Do the hardest things during your peak energy level, which usually means doing them first!

    7. Prioritize

    Prioritize the tasks you have in front of you. Don’t always do the most urgent thing first. Pick the task that’s the most important. Sometimes these overlap, which is nice. By always accomplishing what’s most important, you are making clear progress toward your goal.

    Also keep in mind that completing the hardest task first is a sure-fire way of increasing your productivity. If you put it off until later in the day, your energy level is bound to drop, and finishing the hard task will seem daunting and maybe even impossible. But, if you start off with the hardest task, when your energy level is high, you will have the focus and energy required to finish it off.

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    8. Take risks

    Push yourself. Go out of your comfort zone. This is the best way to learn, and the best way to make progress quickly. If you’re looking for new ideas, being risk averse will not help. This takes a lot of self-awareness. Try and be conscious of when you are holding yourself back out of fear. Push yourself to be courageous, and take that next step.

    9. Perseverance

    Failure is inevitable when you take risks, which is what you’ll be doing if you want to succeed. By its very definition, the desire to succeed at something means you are risking failure. Many people tend to give up far too early. Don’t fall into this trap! Remember your mindset earlier, and visualize your success. Know it will happen. A failure is merely you working out the details, and learning what works and what doesn’t. Use failure. Treat it as a good thing, and march on!

    10. Reflect

    Take time every day to sit quietly and reflect on your values, goals, and progress made so far. Where have you excelled, and where can you do better. Is everything you are doing still lining up with your core values? Always look for ways to improve.

    11. Learn

    Never stop learning. Know what everyone else is doing, and what everyone else has done, and how they did it. Search wide for knowledge that might help you, and any inspiration that may do the same. Never think you have nothing to learn from others.

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    ***

    I cannot overstate the value of building the correct mindset and perseverance. I believe these two habits are the fundamental building blocks to enjoying any great success in life.

    (Photo credit: Businessman Climbing Ladder via Shutterstock)

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      Last Updated on June 22, 2018

      How to Nix Your Credit Card Debt in Less Than 3 Years

      How to Nix Your Credit Card Debt in Less Than 3 Years

      Debt is never a fun thing to be in. But, there are many actions that you can take that will help you rid yourself of the burden of debt once and for all.

      By coming up with a set plan, eliminating your debt can feel much easier than constantly thinking about it.

      This post will provide some tips on how you can do this to help you nix your credit card debt in less than 3 years.

      Hint: there are ways that are easier than you think.

      1. Consider consolidating multiple credit cards if possible

      This may not be applicable to you, but if you have multiple cards – it is something to consider. Keeping up with multiple bills is time consuming.

      It will depend on the balance you have on each. Consolidate ones you can but do not do it to the point that you get too close to the maximum limit. Also, it is ideal to pick the card with the lower interest rate.

      Consider if there are any fees or alternatively, rewards, with transferring a balance to another card. Watch out for fees. Note that some cards offer rewards for transferring a balance to them. This is extra cash that can help go towards paying off your debt.

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      Having one or two cards can make nixing your debt much simpler than keeping up with the balance of a bunch of cards. Keeping track of paying the minimum towards a bunch of cards is time consuming. Spend the time to consolidate instead to make the overall process simpler going forward.

      My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.

      Why do I suggest doing this? Having one thing set to auto-pay is one less thing to think about. One less thing to waste time on. Same idea with consolidating to one main card. Tracking down too many is a hassle.

      2. Try to pay the full balance you spent each month at the very least

      You need to pay off the amount you are spending each month when that bill comes in. This is the amount you spent THAT month.

      Do not let the debt keep accruing while you work on paying any unpaid debt that has accrued. It will become a never-ending battle. Try as best as you can to be current on paying for each month’s expenses when that month’s bill comes out.

      If this is a strain, consider why. You may need to cut expenses. Or you may need to consider other cards. Or look at where this money is going.

      3. Pay extra when you can – every small amount counts

      This cannot be emphasized enough. If you are looking at a lot of credit card debt, it can look daunting, but each extra amount that you can put towards the debt will really add up – no matter how small it is.

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      It does not just reduce the principal amount that you have left to pay off, but it reduces the amount that is collecting interest. You will always save money with that reduced interest.

      4. Create a plan on how to pay extra

      Back to the main point, having this plan is giving you one less thing to think about.

      This plan should be a plan that works for you. If it does not work for you, your spending habits, and your views on debt, then it will not be an effective plan.

      For instance, if a set plan of an extra $50 (or another amount that you know you can afford) works for you, then do that. Set that aside every month and pay that extra amount. Treat it like a bill. Choose an amount that works for you and pay it like clockwork as though it was a bill you had to pay each month.

      Little amounts will not nix it entirely, but they will help tackle it and having a set plan can make it less of a chore. Creating a new plan of how much to put towards it each month is an unnecessary added stress.

      5. Cut out costs for services you do not use

      If you are signed up for subscriptions that you do not use because of some free trial or for some other reason, cut it out. Your overall financial position will look better.

      In turn, that will make cutting your credit card debt easier. Look at your statements to find these expenses. If you do not use them, you may forget you are paying some unnecessary amount each month. Cutting it out can really add up in savings that you can put towards other needed expenses.

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      6. Get aggressive about it

      Consider these points:

      Depending on the interest and the level of debt, you may need to give up a few indulgences. For example, instead of ordering delivery or going out to eat, cook at home. Everything adds up.

      Other things may be more of a sacrifice. It may be a trip you wanted to go on, or a daily latte habit you’ve picked up. In these instances, consider how important it is to you and if it’s worth the sacrifice. And if it is a costly expense, think whether you can wait to indulge.

      Cutting an extravagant expense can really help make a dent in your overall debt. Try not to add to debt when you are trying to pay it off. It will be a never-ending battle. Make it less of a battle with these tips and it will feel easier.

      Bottom line: Do what you can to make this process easier for you. Implement steps that do this. It takes time now, but will help overall. Also, keep track of your spending and paying down of your debts. Which is the next point.

      7. Reevaluate your progress at set intervals

      Doing a regular check-in can help you see your efforts pay off or maybe indicate that you need to give this a bit more effort. If you check every 3-6 months, it will not feel so much like a chore or feel so daunting.

      By doing this, you will be able to better understand your progress and perhaps readjust your plan. Bonus: if you see it pay off, it will feel great to do this check-in. You will get there.

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      Finally (and most importantly)…

      8. Keep trying

      Do not get discouraged. Pushing it off will make it worse. Just keep trying.

      Once your debt becomes lower, each monthly payment will reduce the balance more. Why? You are paying less towards interest. It will be a snowball effect eventually and it will become much easier to manage. Just get to that point. And know once you do, it will feel easier and motivating.

      Start knocking out your debt today

      The best way to eliminate debt is to get started right away. Begin by implementing the above steps and watch your debt just melt away. Try out some of the above strategies and see what works best for you. Soon you’ll be on your way to a debt free life.

      Featured photo credit: Pexels via pexels.com

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