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The Ultimate Frugal Living Guide: 18 Tips for Extreme Penny-Pinching

The Ultimate Frugal Living Guide: 18 Tips for Extreme Penny-Pinching

When it comes to spending less and saving more, there are many ways to get financially fit, but some are much easier to accomplish than others. We’ve put together the ultimate frugal guide for people who are excited about saving money and really want to do whatever it takes to whip their finances into shape. Check it out below.

1. Dry your clothes on a line.

I know, I know. There’s this thing called a dryer that someone invented. Lucky us! However, you can save around $100 a year or more if you hang your clothes up to dry on a line. If you don’t have a yard, you can hang them up in your apartment too.

2. Wash dishes by hand using one sink-full of water.

Some people say washing dishes by hand costs just as much as running the dish washer, but if you use just a minimal amount of water, you’d be surprised at how much you save.

3. Make your own laundry detergent.

Did you know that you can actually make your own laundry detergent? It’s really awesome because you can see exactly what goes into it, which creates a healthier environment in your home.

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4. Take public transportation.

Gas and parking passes get so expensive, especially if you use your vehicle every single day. Do some research to find out how much your local bus or subway costs. You might be surprised at how much you save. Also, ask around your work to see who might want to share a ride with you.

5. Make every gift you give.

With the popularity of websites like Pinterest, there is no shortage of ideas for handmade gifts. All you have to do is search for crafts or gift ideas, and you’ll have hundreds of awesome tutorials and ideas at your disposal.

6. Travel in-state.

Everyone always travels to different states or countries, but I bet you’d be surprised at how much fun you can have within a 200-mile radius from where you live. That way, you can save on hotel costs and maybe learn something new about your community along the way.

7. Give up your smart phone.

I know—these days, smart phones might seem like a necessity, but I lived without one for almost two years and I was amazed at how relaxed and rejuvenated I felt after giving it up. You can also save hundreds of dollars a month on your cell phone bill. If you really, really want to save money and penny-pinch, this is the way to do it.

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8. Become a coupon expert.

You’ve probably seen the TV shows about extreme couponers, and that can be you too! All it takes it a little bit of time and practice to learn about couponing. You can save hundreds of dollars on groceries this way, so it’s definitely worth the time you put into learning about it!

9. Get a roommate.

Maybe you didn’t have a good experience with roommates in the past, but you can’t deny that having one cuts down on costs dramatically. For the most benefit, ask your roommate to split all bills with you, including electricity and water, so that they will be respectful about their usage.

10. Grow your own food.

Think of how much money you’ll save if you grow your own tomatoes or herbs. Plus, you’ll have awesome, fresh-tasting veggies to put in your dinner, which is great for both your wallet and your waistline.

11. Patch up your own clothes.

You don’t have to buy a sewing machine to do this: all you need is a few pieces of scrap fabric and a needle and thread. It will only cost you a few dollars. Plus, you can watch tutorials like this one on YouTube that explain the process in just a few minutes.

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12. Use the Internet from your local library.

If you are really strapped for cash, you can use your local library for Internet access. They are usually open every day, and the librarians are so helpful if you have any questions.

13. Give up cable.

Today, you can catch all of your favorite shows on your computer, so there is no reason to pay $100 a month for cable. Plus, watching TV takes up valuable time that you could be using to hustle and make some money.

14. Use cards or board games as your main entertainment.

You don’t have to spend $20 per person to go see a movie. Playing board games with a handful of friends actually makes for a really fun night—just try it and see. I think you’ll be surprised at how inexpensive and how fun a game night in can be.

15. Cook more meals at home.

Eating out is definitely a drain on your budget. If you start to cook in more, you can save hundreds of dollars a month.

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16. Shop at thrift stores.

You can buy all your clothes and furniture from a thrift store. I always say that it’s amazing what people will give away! You can definitely find designer duds if you look hard enough. Also, be sure to go on 50% off days if your local store has them!

17. Clean with vinegar.

Vinegar can be used to clean just about anything. You don’t have to spend any more money on expensive products. All you need is an old rag and a vinegar/water mix to make your house sparkle.

18. Unplug everything when you leave the house.

Our very last tip is to unplug all electronic devices when you leave the house. Although it might take up some time and only save you a few dollars, this is a must for those of you who want to live the ultimate frugal living.

Of course, these aren’t the only ways that you can save money and live better, so please share your tips with us in the comment section below!

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Catherine Alford

Catherine is the go to personal finance expert for educated, aspirational moms who want to recapture their life passions.

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Last Updated on April 19, 2021

40 Healthy And Really Delicious Meals You Can Make Under $5

40 Healthy And Really Delicious Meals You Can Make Under $5

Ever had those moments where you really wanted to eat something delicious and healthy but didn’t have the financials means to do so? Whether you’re a student or parent, this compilation of 40 great, healthy, and inexpensive recipes will make every night special and help you get fit! No more meals where you have to force the food down! It’s time to make that budget your best friend and turn it into great recipes. Enjoy!

1. Fish Tacos in Crunchy Shells ($3.56 per serving)

Is there a better way to end the day than a Fish Taco dinner filled with protein and nutrients and is easy on the wallet? This recipe calls for a boys’ or girls’ night in front of a good movie or game.

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    2. Mini-Meatball Noodle Soup ($3.43 per serving)

    We’ve heard of the delicious spaghetti and meatballs recipes, but imagine having that same meatball goodness in a soup? It’s like Christmas in a bowl. Healthy, warm, and only $3.43 per serving.

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      3. Spaghetti and (Vegan) Meatballs ($2.13 per serving)

      Now it’s time to look at the traditional spaghetti and meatballs recipe, but with a little twist: vegan meatballs. This way, you can enjoy the Italian tradition without adding on the extra calories. I’m sold!

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        4. Kabocha Squash and Lentils ($3.12 per serving)

        Absolutely delicious way to end the day with a Kabocha Squash and lentils dinner. The beauty of this recipe is that you can actually make many other things from the mixture, from dips to full-on meals. All under $5 per serving.

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          5. Baked Coconut Lentils ($0.91 per serving)

          Coconuts are always a good idea, but it doesn’t have to be eaten only for dessert or breakfast. With this great recipe, you can now eat a lunch or dinner filled proteins and a coconut twist. Yum!

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            6. Easy Marinated Roasted Chicken ($3.40 per serving)

            We love chicken and at less than $5 per serving, we are in heaven with this recipe. Add some vegetables and rice on the side and you’ve got yourself a full meal!

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              7. Organic Greens and Goat Cheese Gratin ($2.36 per serving)

              This is absolutely divine. You get in your healthy greens and your fat macros with this great recipe. Takes only a few minutes to make and it’s easy on the wallet. Bon Appetite!

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                8. Beef Pot Roast ($3.22 per serving)

                One word: perfect. This meal will warm your insides and fill you up with the high protein content.

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                  9. Fajita-Style Quesadillas ($0.43 per serving)

                  If you want to eat Mexican tonight but want to stay in your budget, this Quesadilla recipe is your best friend. It’s tasty and filled with healthy ingredients for less than a dollar per serving.

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                    10. Fish Tostadas with Chili Lime Cream ($2.82 per serving)

                    Another great lunch idea for the busy days ahead. Prep this in the morning or the night before and you’ve got yourself a healthy and cheap lunch meal!

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                      11. Beef and Black Bean Chili ($1.36 per serving)

                      Might not look like much, but this amazing chili is actually extremely healthy for you. The protein from the beef and the carbs from the black beans will fill you up in no time, and keep you full for a long period of time. Delicious and warm, just right for the winter!

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                        12. Crispy Fish and Peppers ($2.18 per serving)

                        Amazing recipe for anyone looking to change up their meals while keeping their macros in check and not going overboard on spending. Satisfies your crunch tooth (see what I did there?) and gives you all the protein you need to stay full and lean.

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                          13. Vegetarian Gumbo ($1.50 per serving)

                          You have the perfect macro mix here with the carbs, fats, and proteins. At less than $5 per serving, you’ve got yourself a meal that will last for the whole week!

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                            14. Mexican White Bean Soup ($0.99 per serving)

                            With the cold weather creeping in, it’s not a surprise that soups are coming back in style. This great Mexican White Bean Soup dish will keep you warm for winter without making a hole in your pocket.

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                              15. Black Beans with Mango & Cilantro ($0.38 per serving)

                              Mangoes make every dish a little bit sweeter, which is why we absolutely love this recipe. A normal rice and bean dish might be a little meh, but add the sugary taste of mangoes and you’ve got yourself a party!

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                                16. Bean Burritos ($0.71 per serving)

                                If you’re having people over tonight and don’t want to spend too much time or money on food, this dish is a great option! You can even cut up the burritos into pieces and make finger foods while everyone’s watching the game or gossiping.

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                                  17. Five-Spice Beef Kabobs ($2.43 per serving)

                                  The spices in this recipes add a delicious twist to the beef kabobs, which is definitely worth trying!

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                                    18. Cornmeal Crusted Pork ($1.92 per serving)

                                    If you like the fried crunch but want to opt for a healthier alternative, cornmeal is your man. This healthy recipe will satisfy all your fried desires without making you pop open your pant’s button.

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                                      19. Chicken, Tomato & Cucumber Dinner Salad ($2.57 per serving)

                                      Easy to do, extremely healthy, and super delicious. A must-try!

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                                        20. Lentil Soup with Beef and Red Pepper ($1.90 per serving)

                                        I can’t believe how cheap this meal is, especially for all the nutrients it contains. You can make a big pot on Sunday night and divide it into small portions to last you a whole week.

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                                          21. Smoky Mushroom Stroganoff ($1.90 per serving)

                                          Craving pasta but not sure what to top it off with? How about smoky mushrooms with a twist?

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                                            22. White Bean Tuna Salad ($1.36 per serving)

                                            You can add this White Bean Tuna Salad in your sandwich or just eat it as-is for a quick lunch on a busy day.

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                                              23. Sausage Eggwiches ($0.80 per serving)

                                              Who says you have to eat fast food to get an eggwich? This delicious recipe will give you an amazingly healthy eggwich for less than a dollar per portion. Can you say Breakfast?

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                                                24. Baja-Cali Black Bean Salad ($1.17 per serving)

                                                Great snack to add to a movie-night with friends. You don’t have to use chemically-processed salsas anymore, you can now use this homemade salad for your chip dips.

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                                                  25. Gnocchi, Sweet Corn & Arugula in Cream Sauce ($2.24 per serving)

                                                  Italians always knew how to make carbs look good! This delicious Gnocchi recipe will give your lunch a whole new meaning. Easy to make and only $2.24 per serving.

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                                                    26. Vegetable Lasagna ($1.73 per serving)

                                                    If you were looking for a healthy lasagna, you’ve just found it. At under $5 per serving, you can fill yourself up right away without putting on the extra calories.

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                                                      27. Fajita-Ranch Chicken Wraps ($2.05 per serving)

                                                      Don’t know what to make for lunch this week? How about delicious chicken wraps with a healthy ranch? This recipe will make all your lunches, even the quick ones, healthy and colorful.

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                                                        28. Quinoa with Pan Roasted Brussels Sprouts ($1.24 per serving)

                                                        A dish that has quinoa and brussel sprouts can’t be unhealthy, it just can’t, which is why this dish is one to keep in the books. Easy to make, healthy, and will keep you full for a long period of time.

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                                                          29. Butternut Squash Chili ($1.04 per serving)

                                                          You don’t need meat to make chili now that you have this recipe! It’s 100% healthy, filling, and smells absolutely delicious.

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                                                            30. Fast Shrimp Bisque ($2.03 per serving)

                                                            Seafood doesn’t have to be expensive if you know how to do it right, and this fast shrimp bisque is a great recipe to try if you’re in the mood for some seafood!

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                                                              31. Chicken-Noodle Casserole ($0.98 per serving)

                                                              Looks divine doesn’t it? This super easy to make dish will satisfy all your taste buds without burning a hole in your wallet or adding a few extra numbers on the scale.

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                                                                32. Burrito Cups ($1.18 per serving)

                                                                Entertaining someone tonight and don’t know what to make as appetizers? These burrito cups are a great alternative to chips or other greasy finger foods. All you need to enjoy it is a spoon and a cup.

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                                                                  33. Lemon-Dill Shrimp & Pasta ($2.45 per serving)

                                                                  Another impressive shrimp recipe under $5 per serving. The lemon-dill twist adds a great taste to the dish.

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                                                                    34. Potato Frittata ($0.87 per serving)

                                                                    If you want to eat potatoes for breakfast but still want it to be healthy, this is the recipe for you. At under a dollar per serving, this potato frittata will make you see potatoes in a whole new light.

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                                                                      35. Grilled Pork and Pineapple ($2.67 per serving)

                                                                      Meat and fruits? Oh, yes. The juiciness of the pork mixed with the liquid sugar in the pineapple will make you wish you knew about it sooner.

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                                                                        36. Greek Honey-Lemon Pork Chops ($2.15 per serving)

                                                                        Another splendid recipe mixing sweet and salty for a healthy meal. Easy to make and absolutely mouthwatering.

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                                                                          37. Jamaican Pork Stir-Fry ($2 per serving)

                                                                          You can add this healthy stir-fry to any dish as a side or amply enjoy it as-is for lunch or dinner. You can even make a wrap sandwich out of it if you’re in a rush to eat.

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                                                                            38. Herbed Salmon ($2.49 per serving)

                                                                            Salmon contains a healthy dose of fats that will boost your metabolism, lower inflammation, and make you happier. At under $5 per serving, need I say more?

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                                                                              39. Five-Spice Pork Kabobs ($1.96 per serving)

                                                                              Exquisite recipe under $5 per serving that will most definitely awe everyone at your dinner party.

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                                                                                40. Stuffed Sweet Potatoes with Mango-Black Bean Salsa ($1.24 per serving)

                                                                                You don’t have to eat sweet potatoes alone anymore with this flavorful recipe.

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                                                                                  Featured photo credit: Featured Photo Credit: 5 Dollar Dinners via 5dollardinners.com

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