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9 Mobile Coupon Apps You Should Have To Save Money While Shopping

9 Mobile Coupon Apps You Should Have To Save Money While Shopping

Clipping coupons is such a chore, but it doesn’t have to be anymore. Much like everything else in life there is an app for that. Now you can view, save, and use coupons all from your mobile device. Leave the hassle out of using coupons and utilize the following apps (and maybe a few extra hacks) to save yourself some cash:

Cartwheel by Target (Free)

Target’s newest app is great for frequent shoppers. You can view all of the latest deals and sales in the app, save up to ten coupons onto your account, and use all of your coupons at once at the register with a simple scan of a bar code provided in the app.

Cartwheel App by Target

    Walgreens App (Free)

    The Walgreens app offers in-app coupons, a bar code you can scan at the register, as well as many more features. It’s easier now than ever to keep up with the weekly deals. This app requires the user to have a Walgreens card to function. This app even allows the user to refill their prescriptions, so you can save time and money all at once.

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    Walgreens mobile app

      CVS App (Free)

      Much like the Walgreens app, the CVS app allows users to view and use coupons. The CVS app differs from Walgreens, however, because it allows you to actually order products directly from your phone much like an online store. This app requires the users to have a CVS card to use, but if you’re a frequent customer of CVS this is definitely a great investment.

      CVS App

        SnipSnap (Free)

        Do you struggle with keeping up with all of your paper coupons? If so, SnipSnap is the app for you. With this app you can take pictures of your coupons, which scans it into the program for you to organize and use. There is also an option to search and find useful coupons directly on the app. SnipSnap is the way to go if you’re looking for a better way to organize and use your coupons before they expire.

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        SnipSnap app

          Yowza (Free)

          Why limit the savings to just grocery stores? With Yowza you can save on a wide variety of items, including food, clothes, entertainment, car repair, and more. Yowza is location based, as well, so the app can send you notifications when a nearby store releases a new deal.

          Yowza mobile app

            Dealnews (Free)

            Do you work better with lists? Dealnews brings you the top 300 best deals in your area which is great if you’re unsure of what kind of savings you’re looking for. You can save on a wide range of products without being overwhelmed with too many deals. Dealnews updates every day so you’ll have a fresh list of the top 300 deals daily.

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            Dealnews app

              SavingStar (Free)

              SavingStar is great if you are the type of person to use a lot of in-store savings cards. With this app you can send your coupons directly to your savings cards. SavingStar is a coupon app specifically for groceries that allows you to clip and use coupons straight from the app.

              SavingStar app

                RetailMeNot (Free)

                Do you like to shop from specific restaurants and stores? Retail Me Not has got your back! You can browse deals from all of your favorite individual shops and bookmark any deals you would like to use in the future. This app is great for people who shop in a wide variety of stores and knows which ones they like best.

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                RetailMeNot App

                  Groupon (Free)

                  And, of course, there is always Groupon! This app is focused on what deals are in your local area including items and services up between 20 and 70 percent off. You can instantly use any of the coupons in the app and participate in Groupon Giveaways.With Groupon you’ll never have to print another coupon again.

                  Groupon app

                    Featured photo credit: Matt McGee via flickr.com

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                    Last Updated on March 4, 2019

                    How to Use Credit Cards While Staying Out of Debt

                    How to Use Credit Cards While Staying Out of Debt

                    Many people will suggest that the best thing to do with your credit cards during these tough economic times is to cut them up with a pair of scissors. Indeed, if you are already in huge debt, you probably should stop using them and begin a payback strategy immediately. However, if you are not currently in trouble with your credit cards, there are wise ways to use them.

                    I happen to really love my credit cards so I will share with you my approach to how I use mine without getting into deep financial trouble.

                    Ever since about 1983 when I got my first Visa card, I continue to charge as many of my purchases as possible on credit. Everything from gas, groceries and monthly payments for services like my cable and home security monitoring are charged on credit. Despite my heavy usage, I have maintained the joy of never paying any interest fees at all on any of my credit cards.

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                    Here are some tips on how best to use your credit cards without falling into the trap of paying those nasty double-digit interest fees.

                    Do Not Treat Credit Cards as Your Funding Sources

                    Too many people treat their credit cards as funding sources for major purchases. Do not do this if you want to stay out of trouble. I use my credit cards as convenient financial instruments so I do not have to carry around much cash. In fact, I hate carrying cash, especially coins. When you buy things on credit, the purchases are clean and you will not get annoying coins back as change.

                    I do not rely on my Visa, MasterCard or American Express to fund any of my purchases, large or small. This brings me to my golden rule when it comes to whether I will pull out any of my credit cards either at a retail or online store.

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                    I never purchase anything with my credit cards if I do not have the actual cash on hand in my bank account.

                    If I really cannot pay for the item or service with cash that I already have at the bank, then I simply will not make the purchase. Remember, my credit cards are not used as funding sources. They are just convenient alternatives to actual cash in my pocket.

                    Make Sure to Always Pay Off Balances in Full Each Month

                    The next very important part of my overall strategy is to make absolutely sure that I pay the balances in full each and every month no matter how large they are. This should never be a problem if the cash has been budgeted for my purchases and secured in the bank. I have always paid my full balances each month ever since my very first credit card and this is why I never pay interest charges.

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                    Using Credit Cards with Rewards

                    Most of my credit cards are of the “no annual fees” type, including one MasterCard on a separate account I keep at home as a spare in case I lose my wallet or incur any fraudulent charges. However, I do use a main Visa card which does have an annual fee because all purchases on that card reward me with airline frequent flyer points. For me, the annual fee is worth it since I do travel and I get enough points to redeem many free flights.

                    You have to decide for yourself if you will charge enough purchases on credit each year without paying interest charges to warrant a credit card that rewards you with airline points (or other rewards). In my case, the answer is “yes” but that might not be the case for you.

                    I occasionally use a MasterCard or American Express card on small purchases just to keep those accounts active. Also, I have been to the odd retailer that accepted only a certain type of credit card, so I find that having one from each major company is quite handy. Aside from my main Visa card which earns the airline points, the rest of my cards are of the “no annual fees” variety.

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                    So this is how I use my credit cards without getting into any financial trouble with them. This strategy is recommended only if you are not in debt, of course. In fact, it is worth keeping in mind once you’re out of debt so that you can keep your credit cards active and treat them responsibly.

                    What are your credit card usage strategies? Let me know in the comments — I’d love to hear what methods you use.

                    Featured photo credit: Artem Bali via unsplash.com

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