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9 Harmful Money Beliefs You Should Avoid To Get Richer

9 Harmful Money Beliefs You Should Avoid To Get Richer

Whether we know it or not, sometimes we hold onto beliefs that can actually inhibit our ability to make money. I’ve been guilty of some of the thought patterns explored below, and once I learned to face and negate them, greater income sources opened up to me.

See if you, too, harbor any of these bad money beliefs.

1. “Only certain people get rich.”

Maybe you grew up in a family that experienced a serious lack of funds and deep down believe it’ll always be that way, as if you somehow inherited “poorness” like a disease. Well, I’m here to tell you that it’s faulty to think that only people such as Oprah or Bill Gates were intended to be blessed with large sums of money. Even Ms. Winfrey was poor once, and if richness can happen to her, it can happen to just about anyone. Why not create a $1 million business this weekend?

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2. “There are no jobs out there.”

Buying into doom and gloom job reports give some people an excuse to give up their search for employment. As author James Altucher notes, however, millionaires learn to look for hidden opportunities and make their own entrepreneurial moves. Get inspired by this guy who left Google to sell brain pills.

3. “Giving income away will make me lose cash.”

It seems logical that if you have $500 and give away $100 to help a family in need, you’d only have $400 left over. Conversely, if you choose to keep that $500 and skip helping the people whose light may have pricked your heart, common math would tell you that you’d still have $500 for yourself. But life doesn’t work in logical ways; it works mysteriously and circuitously, whereby you may find that opening the door to being charitable comes back to you in fabulous ways.

4. “It’s a zero-sum game – to win, somebody has to lose.”

Simply because one person gains $1 million doesn’t mean that another person has lost out. Instead of viewing money as a big pie whereby those with larger slices are cheating those with slivers, Bill Gates once spoke of a concept called “the creation of wealth,” whereby companies like Microsoft generated funding that wouldn’t have been there otherwise. I view it almost as money being printed out of thin air instead of funds being stolen via some “the rich get richer and poor get poorer” idea.

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5. “Impoverished people are holier, less selfish, etc.”

Yes, we’ve had great examples of folks who’ve walked this Earth that intentionally lived in poverty and focused more on non-material attributes. But that doesn’t mean doing so makes us saints. You can be just as effective by having money and using it in altruistic ways to help others, instead of taking a vow of poverty if your life isn’t meant to duplicate that direction.

6. “Wealthy people are jerks.”

Some rich people are full of themselves. Some rich people are kind and caring. Certain disadvantaged members of the public are lovely, whilst others are cruel. Money in and of itself is merely a tool. Having a lot of it only magnifies a person’s true character. Great wealth doesn’t create character.

7. “I’ll hit the lottery one day.”

Out of all the major lessons I remember from the popular book titled The Millionaire Next Door, the one that sticks out is that millionaires don’t always look like the flashy Rolls Royce driving folks we see in the movies. That’s because some of them plod away at doing all the non-glamorous things it can take to get rich: driving older cars, living beneath our means, etc.

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As long as we’re solely waiting for some sweet Powerball-winning day to make us rich, it kind of takes the onus off of getting there the hard way. Like one stockbroker told me, “Continue on with your get-rich-quick plan, and in the meantime, save money as well.”

8. “I’d better lower my prices/salary in order to gain sales/clients.”

If you’re trying to get rich through your business, there could be times when you’re tempted to cut your hourly rate or the prices of your products or services in order to make ends meet. This could be a great business move – after all, the marketing term “loss leader” wasn’t invented for nothing.

However, if you’re constantly undercutting your own value just because you’re afraid of losing clients or due to fears that what you bring to the table is not good enough to compete with others, it could be more symptomatic of deeper issues.

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A graphic artist who provides high-quality image editing might decide that her level of expertise and skills are worth $50 per hour. If clients looking for a cheap deal try to talk her down to $10 per  hour and she accepts, the artist may discover that she’s effectively lowered her annual salary below the poverty level. Instead of kowtowing to cheap clients out of anxiety, it would be better to politely decline and move on to others that are more than willing to pay higher rates for quality work.

9. “My business has to be shady to make money.”

The talk of the Internet recently was about a New York-area hotel that had the gall to charge people $500 for any negative reviews posted about them on sites like Yelp. Setting aside the fact that the practice might actually be illegal, most readers agreed that instead of threatening guests with fines for negative reviews, the hotel should actually do their best to provide positive customer experiences and gain great reviews naturally.

Amazon is king when it comes to “the customer is always right” theory. They even allow consumers to return Kindle books within seven days if they don’t like them – one of the many ways the online retailing giant has won the trust of goo-gobs of people that love to fork over their credit and debit card numbers to “The Everything Store,” as goes their motto.

Businesses and leaders who adopt the same thought-process – that is, harboring quality customer relationship management training, honesty and good ethics – are the ones that stand a greater chance of making their owners and employees rich. Those firms and folks that believe they must adhere to shady, confusing practices that rely on trickery to make a lot of money are the ones that will burn out like a shooting star streaking across the night sky.

Featured photo credit: Dollars in Wallet via static2.bigstockphoto.com

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Last Updated on April 19, 2021

40 Healthy And Really Delicious Meals You Can Make Under $5

40 Healthy And Really Delicious Meals You Can Make Under $5

Ever had those moments where you really wanted to eat something delicious and healthy but didn’t have the financials means to do so? Whether you’re a student or parent, this compilation of 40 great, healthy, and inexpensive recipes will make every night special and help you get fit! No more meals where you have to force the food down! It’s time to make that budget your best friend and turn it into great recipes. Enjoy!

1. Fish Tacos in Crunchy Shells ($3.56 per serving)

Is there a better way to end the day than a Fish Taco dinner filled with protein and nutrients and is easy on the wallet? This recipe calls for a boys’ or girls’ night in front of a good movie or game.

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    2. Mini-Meatball Noodle Soup ($3.43 per serving)

    We’ve heard of the delicious spaghetti and meatballs recipes, but imagine having that same meatball goodness in a soup? It’s like Christmas in a bowl. Healthy, warm, and only $3.43 per serving.

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      3. Spaghetti and (Vegan) Meatballs ($2.13 per serving)

      Now it’s time to look at the traditional spaghetti and meatballs recipe, but with a little twist: vegan meatballs. This way, you can enjoy the Italian tradition without adding on the extra calories. I’m sold!

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        4. Kabocha Squash and Lentils ($3.12 per serving)

        Absolutely delicious way to end the day with a Kabocha Squash and lentils dinner. The beauty of this recipe is that you can actually make many other things from the mixture, from dips to full-on meals. All under $5 per serving.

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          5. Baked Coconut Lentils ($0.91 per serving)

          Coconuts are always a good idea, but it doesn’t have to be eaten only for dessert or breakfast. With this great recipe, you can now eat a lunch or dinner filled proteins and a coconut twist. Yum!

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            6. Easy Marinated Roasted Chicken ($3.40 per serving)

            We love chicken and at less than $5 per serving, we are in heaven with this recipe. Add some vegetables and rice on the side and you’ve got yourself a full meal!

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              7. Organic Greens and Goat Cheese Gratin ($2.36 per serving)

              This is absolutely divine. You get in your healthy greens and your fat macros with this great recipe. Takes only a few minutes to make and it’s easy on the wallet. Bon Appetite!

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                8. Beef Pot Roast ($3.22 per serving)

                One word: perfect. This meal will warm your insides and fill you up with the high protein content.

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                  9. Fajita-Style Quesadillas ($0.43 per serving)

                  If you want to eat Mexican tonight but want to stay in your budget, this Quesadilla recipe is your best friend. It’s tasty and filled with healthy ingredients for less than a dollar per serving.

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                    10. Fish Tostadas with Chili Lime Cream ($2.82 per serving)

                    Another great lunch idea for the busy days ahead. Prep this in the morning or the night before and you’ve got yourself a healthy and cheap lunch meal!

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                      11. Beef and Black Bean Chili ($1.36 per serving)

                      Might not look like much, but this amazing chili is actually extremely healthy for you. The protein from the beef and the carbs from the black beans will fill you up in no time, and keep you full for a long period of time. Delicious and warm, just right for the winter!

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                        12. Crispy Fish and Peppers ($2.18 per serving)

                        Amazing recipe for anyone looking to change up their meals while keeping their macros in check and not going overboard on spending. Satisfies your crunch tooth (see what I did there?) and gives you all the protein you need to stay full and lean.

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                          13. Vegetarian Gumbo ($1.50 per serving)

                          You have the perfect macro mix here with the carbs, fats, and proteins. At less than $5 per serving, you’ve got yourself a meal that will last for the whole week!

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                            14. Mexican White Bean Soup ($0.99 per serving)

                            With the cold weather creeping in, it’s not a surprise that soups are coming back in style. This great Mexican White Bean Soup dish will keep you warm for winter without making a hole in your pocket.

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                              15. Black Beans with Mango & Cilantro ($0.38 per serving)

                              Mangoes make every dish a little bit sweeter, which is why we absolutely love this recipe. A normal rice and bean dish might be a little meh, but add the sugary taste of mangoes and you’ve got yourself a party!

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                                16. Bean Burritos ($0.71 per serving)

                                If you’re having people over tonight and don’t want to spend too much time or money on food, this dish is a great option! You can even cut up the burritos into pieces and make finger foods while everyone’s watching the game or gossiping.

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                                  17. Five-Spice Beef Kabobs ($2.43 per serving)

                                  The spices in this recipes add a delicious twist to the beef kabobs, which is definitely worth trying!

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                                    18. Cornmeal Crusted Pork ($1.92 per serving)

                                    If you like the fried crunch but want to opt for a healthier alternative, cornmeal is your man. This healthy recipe will satisfy all your fried desires without making you pop open your pant’s button.

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                                      19. Chicken, Tomato & Cucumber Dinner Salad ($2.57 per serving)

                                      Easy to do, extremely healthy, and super delicious. A must-try!

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                                        20. Lentil Soup with Beef and Red Pepper ($1.90 per serving)

                                        I can’t believe how cheap this meal is, especially for all the nutrients it contains. You can make a big pot on Sunday night and divide it into small portions to last you a whole week.

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                                          21. Smoky Mushroom Stroganoff ($1.90 per serving)

                                          Craving pasta but not sure what to top it off with? How about smoky mushrooms with a twist?

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                                            22. White Bean Tuna Salad ($1.36 per serving)

                                            You can add this White Bean Tuna Salad in your sandwich or just eat it as-is for a quick lunch on a busy day.

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                                              23. Sausage Eggwiches ($0.80 per serving)

                                              Who says you have to eat fast food to get an eggwich? This delicious recipe will give you an amazingly healthy eggwich for less than a dollar per portion. Can you say Breakfast?

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                                                24. Baja-Cali Black Bean Salad ($1.17 per serving)

                                                Great snack to add to a movie-night with friends. You don’t have to use chemically-processed salsas anymore, you can now use this homemade salad for your chip dips.

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                                                  25. Gnocchi, Sweet Corn & Arugula in Cream Sauce ($2.24 per serving)

                                                  Italians always knew how to make carbs look good! This delicious Gnocchi recipe will give your lunch a whole new meaning. Easy to make and only $2.24 per serving.

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                                                    26. Vegetable Lasagna ($1.73 per serving)

                                                    If you were looking for a healthy lasagna, you’ve just found it. At under $5 per serving, you can fill yourself up right away without putting on the extra calories.

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                                                      27. Fajita-Ranch Chicken Wraps ($2.05 per serving)

                                                      Don’t know what to make for lunch this week? How about delicious chicken wraps with a healthy ranch? This recipe will make all your lunches, even the quick ones, healthy and colorful.

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                                                        28. Quinoa with Pan Roasted Brussels Sprouts ($1.24 per serving)

                                                        A dish that has quinoa and brussel sprouts can’t be unhealthy, it just can’t, which is why this dish is one to keep in the books. Easy to make, healthy, and will keep you full for a long period of time.

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                                                          29. Butternut Squash Chili ($1.04 per serving)

                                                          You don’t need meat to make chili now that you have this recipe! It’s 100% healthy, filling, and smells absolutely delicious.

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                                                            30. Fast Shrimp Bisque ($2.03 per serving)

                                                            Seafood doesn’t have to be expensive if you know how to do it right, and this fast shrimp bisque is a great recipe to try if you’re in the mood for some seafood!

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                                                              31. Chicken-Noodle Casserole ($0.98 per serving)

                                                              Looks divine doesn’t it? This super easy to make dish will satisfy all your taste buds without burning a hole in your wallet or adding a few extra numbers on the scale.

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                                                                32. Burrito Cups ($1.18 per serving)

                                                                Entertaining someone tonight and don’t know what to make as appetizers? These burrito cups are a great alternative to chips or other greasy finger foods. All you need to enjoy it is a spoon and a cup.

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                                                                  33. Lemon-Dill Shrimp & Pasta ($2.45 per serving)

                                                                  Another impressive shrimp recipe under $5 per serving. The lemon-dill twist adds a great taste to the dish.

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                                                                    34. Potato Frittata ($0.87 per serving)

                                                                    If you want to eat potatoes for breakfast but still want it to be healthy, this is the recipe for you. At under a dollar per serving, this potato frittata will make you see potatoes in a whole new light.

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                                                                      35. Grilled Pork and Pineapple ($2.67 per serving)

                                                                      Meat and fruits? Oh, yes. The juiciness of the pork mixed with the liquid sugar in the pineapple will make you wish you knew about it sooner.

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                                                                        36. Greek Honey-Lemon Pork Chops ($2.15 per serving)

                                                                        Another splendid recipe mixing sweet and salty for a healthy meal. Easy to make and absolutely mouthwatering.

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                                                                          37. Jamaican Pork Stir-Fry ($2 per serving)

                                                                          You can add this healthy stir-fry to any dish as a side or amply enjoy it as-is for lunch or dinner. You can even make a wrap sandwich out of it if you’re in a rush to eat.

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                                                                            38. Herbed Salmon ($2.49 per serving)

                                                                            Salmon contains a healthy dose of fats that will boost your metabolism, lower inflammation, and make you happier. At under $5 per serving, need I say more?

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                                                                              39. Five-Spice Pork Kabobs ($1.96 per serving)

                                                                              Exquisite recipe under $5 per serving that will most definitely awe everyone at your dinner party.

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                                                                                40. Stuffed Sweet Potatoes with Mango-Black Bean Salsa ($1.24 per serving)

                                                                                You don’t have to eat sweet potatoes alone anymore with this flavorful recipe.

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                                                                                  Featured photo credit: Featured Photo Credit: 5 Dollar Dinners via 5dollardinners.com

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