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9 Charities Worth Donating To

9 Charities Worth Donating To

Giving money to charity is a great thing to do, but to make sure your money is being used wisely, it’s important to investigate the charity to which you’re considering donating. The last thing you want to do is give your money to a sketchy “charity” that uses the majority of the donations it receives to pay its staff. You need to be sure that your money is actually going to help the people you want it to help.

To help you do this, we’ve compiled a list of fifteen charities worth donating to for you to consider when deciding who to give your hard-earned money to.

1. Pencils of Promise

Pencils of Promise is a for-purpose (as opposed to a non-profit) organization that builds schools, trains teachers, and funds scholarships. It started when founder Adam Braun asked a boy on the streets in India what he wanted most. His answer was “a pencil.” Adam went on to give out thousands of pens and pencils to children in over fifty countries over the next five years, before starting Pencils of Promise.

Pencil of Promise is different from most charities in that it mixes a humanitarian purpose with a smart business approach to ensure there’s a great ROI on every dollar spent. It funds its operations through financial support from private donors, events, and companies. This means that 100% of the money donated to Pencils of Promise goes directly towards helping the children in the countries the charity works in. The charity also stays behind once the schools it builds are finished, to ensure that everything keeps running smoothly. The charity works with local communities to come up with curriculum and programs.

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2. 777

777 is an endurance, adventure, and philanthropic initiative put on in partnership with Pencils of Promise by Joel Runyon and his company, Impossible Ventures. Joel is going to run 7 ultra marathons on 7 continents in order to raise the money and awareness to build 7 schools with Pencils of Promise, to provide opportunities to those for whom a basic education seems impossible.

Joel runs IMPOSSIBLE, where he pushes himself and encourages other people to push their limits and do something impossible. In 2013, Joel raised the money to build one school in Guatemala with Pencils of Promise. Seeing the impact his work did, Joel decided to step it up and push himself to do what, for him, seems impossible, in order to make education possible for children in countries like Guatemala. Joel is funding the mission himself, through travel hacking and other initiatives, and all the money donated goes directly to building the schools.

3. Cancer Research UK

Cancer Research UK funds scientists, doctors, and nurses who are researching and attempting to find cures for cancer. It also provides information on cancer to members of the public and its policy-development team advises Government and develops policy on issues relating to cancer.

Cancer Research UK is officially the UK’s most trusted charity, according to research conducted for the Charity Commission. A number of bodies work together to ensure that the charity makes the best use of the donations it receives and that the research it carries out is world-class. The charity receives no Government funding, and so relies on donations to help its scientists move closer to finding a cure. Money goes towards such thing as funding research centers and buying research equipment.

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See some of the ways your support helps. We receive no Government funding so our life-saving work is only possible thanks to people like you.

4. Charity: Water

Scott Harrison, the founder of Charity: Water was a hedonistic nightclub promoter when he went to South America and realized he was “the most selfish, sycophantic and miserable human being.” He began volunteering as a photographer for a Christian aid group that performed surgeries in poor countries and saw how much impact people like him could have on the lives of the people he met. Two years later, he decided to start a charity to provide clean water to people in poor countries. But with no money, Harrison had to rely on his talent for promotion to begin raising money.

Several years later, Charity: Water ensures that every cent donated goes straight into projects in the field. It also shows its donors exactly what their money has achieved and uses social media to raise awareness. The charity is applauded for its accountability and transparency. To date, it has funded over 13,000 water projects.

5. Médicins Sans Frontières

Médicins Sans Frontières is an international medical humanitarian organization that provides emergency aid to people who are in need because of natural disasters, armed conflict, and exclusion from healthcare for whatever reason. It helps people according to their needs, ignoring variables such as race, religion, gender, and political beliefs. The organization aims to be impartial and neutral and to instead focus on providing the help that is needed.

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90% of the organization’s funding comes from private sources rather than governments, which means the charity can remain neutral and independent. Over 80% of the charity’s funding goes towards resources for humanitarian support. Only 20% of donations are put into management, administration, and fundraising activities. The charity’s audited financial reports are publicly available.

6. All Hands Volunteers

All Hands Volunteers is a US-based non-profit organization that gives hands-on help to communities around the world, aiming for maximum impact and minimum beaurocracy. It aims to provide immediate and sustainable support to those who need it and to be the most effective charity out there. It has helped survivors following disasters in places such as Haiti and Japan.

The charity raises money through special events, adverts, grant proposals, direct mail, internet appeals, and other approaches. Over 80% of the money raised by the charity goes directly into providing relief and assistance to communities, and the charity has an extremely high transparency score.

7. Oxfam

Oxfam is an international confederation of 17 organizations that work together and with local communities in over 90 countries. The organization is committed to mobilizing the power of people against poverty, by finding practical and innovative ways to help people and communities lift themselves out of poverty. It responds to crises, campaigns to raise awareness of poverty, and helps people to thrive.

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Approximately 80% of the charity’s donations go directly towards helping people in poverty. The charity also has an extremely high transparency rating and is well-known across the world.

8. Rainforest Alliance

The Rainforest Alliance is a conservation organization that aims to protect the rainforest by making it financially appealing for businesses and communities to protect the rainforest. They help businesses improve their standards, so that their practices are sustainable and rainforest-friendly. Once businesses meet their standards, they can become certified, which makes them more appealing to customers. Rainforest Alliance has certified companies such as Scholastic, McDonald’s, and Kraft.

Over 90% of this charity’s donations go directly towards helping the rainforest. The majority of the remaining money goes into fundraising efforts rather than administration or management.

9. World Wildlife Fund

The World Wildlife Fund aims to protect endangered species and their habitats. They aim to have the biggest impact they can, by encouraging people to make choices that are sustainable and animal-friendly, for example by buying sustainable seafood.

The charity’s financial information is readily available on its website. It receives just over 50% of its funding from donations, and 20% from governments. Over 80% of the organization’s income goes towards program expenses. Of the money that isn’t, just over 10% goes towards fundraising.

Featured photo credit: IMPOSSIBLE & Pencils of Promise via 777.impossiblehq.com

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Last Updated on June 26, 2020

25 Easy Tips on How to Save Money Fast

25 Easy Tips on How to Save Money Fast

“How to save money fast?” This is the question asked by all of us not in the top 1% of rich people.

If you are looking for ways to drastically reduce your expenses immediately, first look at what you need to spend money on every week. And I mean really need.

You don’t really need to order in food. You don’t really need to buy expensive perfume.

Building from that, you can work out how your regular expenses can be reduced.

As for irregular expenses, they can also be deceptively costly in the long run. Once-off buys can also be tackled with some prudent planning and a little extra research.

And remember: a budgeted lifestyle does not mean a bad or boring one!

But first, understand what budget you can cut down on daily:

  • Regular expenses for the average adult (can be trimmed but not eliminated):
    • food
    • rent/mortgage
    • cell phone
    • insurance
    • socializing/entertainment
    • transportation
    • hygiene products
    • household bills
  • Irregular expenses for the average adult (can be eliminated or cut down a lot):
    • travel
    • clothing
    • medication (*depends)
    • grooming (hair, nails etc.)
    • gifts

Now, let’s dive right into the 25 ways to save money fast:

Save Money on Food

1. Bring a stock of food to the office/work

Instead of popping out for an overpriced salad and a smoothie, leave a set of basic utensils at the office as well as a stock of non-perishable goods such as tinned fruit, tuna, rice crackers and so on (try to avoid the junk food and this can turn into a pretty great diet!).

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Stocking up means you won’t forget or say “I didn’t have the time” when you rushed out to work in the morning.

2. Buy the store-brand version

Many basic foods, such as bread and milk, will taste exactly the same as their branded alternatives. Go for stuff with minimal additives and preservatives. Meat in a tube is probably insanely unhealthy!

3. Eat cheaper cuts of meat

Learn how to tenderize and flavour cheaper meat and fish, and save on the (typically) most expensive item on your grocery bill.

4. Have group dinners

If 10 friends put $5 each in the kitty, it’s pretty easy to make a giant lasagne and get refreshments, as well as hang out with your favourite people.

Save Money in Transport

5. Get a bicycle

Save on gas money and bus/metro fares with this underrated mode of transport.

6. Use public transport and/or don’t get taxis

Some places can only be reached by car. But as a good practise, check your public transport website and see if any routes pass nearby where you need to get to. Walk as much as you can.

7. Find the cheapest gas

Regularly check out where the cheapest gas can be bought.

Save Money in General Shopping

8. Shop online

Not only will you save on the gas or transport fares from going to the shopping mall but you will also find better deals

9. Sell your old stuff

Get your unwanted belongings up on eBay ASAP and earn a few dollars.

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Here’re more ideas for you: 25 Things to Sell to Make a Lot of Money

10. Bulk buying stores

For regular non-perishable/slow perishable purchases such as toilet paper, cat food, pasta, washing powder and so on, do an epic stocking-up trip to a co-op or equivalent (my mum used to go to a place that restaurants buy from).

Be wary of supermarket “deals”, as some have been found to be fraudulent after working out a simple calculation.

11. Become a flea market/car boot sale/street market guru

You can find original gifts and develop good negotiation skills at these places.

12. Generic brand medication

More often than not, the generic version of paracetamol and other basics work the same as the branded version.

13. Choose deodorant, not perfume

It blows my mind when someone drops $70 on a bottle of spray. Stick with a nice deodorant, and not only will you smell just fine but you’ll be sweat-free as well!

Cut Down on Household Expenses

14. Printing

Ink is one of the most expensive substances in the office and coloured ink is doubly so. B

e more efficient and choose black and white, and if your printer doesn’t have a print-both-sides options, just print odd pages first, re-insert the paper and print even pages.

Expand the margins of what you are printing as often as you can to save on paper.

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15. Minimize SMS and phone calls

A combination of a free chat service such as WhatsApp and a free call service such as Skype can reduce your bill to nothing (so long as you have a decent Wifi connection).

16. Shop around for insurance

Most people don’t spend enough time searching for the best insurance deal.

Keep a watchful eye out for deals and new competitors in the market.

17. Try re-negotiating your rent/mortgage

If you have built up a good credit history or a good rapport with your landlord, then chances are a frank chat about needing to tighten your spending could result in lowering your payments. You’ve nothing to lose from trying.

18. Don’t get a TV

Invest in a computer/laptop and an internet-only package. You can watch more (and often better) entertainment on the web, and skip the advertisements as well.

19. Pool your internet bill with a neighbour

My apartment building is basically a big old house split into three apartments. There are five of us in total. We pool the internet bill, making it crazy cheap.

Save Money in Socializing, Entertainment And Travel

20. Have house parties

Instead of paying for overpriced drinks, set up a series of in-house get-togethers with your friends. Everyone takes a turn, so it’s not always your house that needs cleaning.

For sound insulation, hang heavy drapes on the walls and windows. For music, invest in a good second-hand set of speakers which you can connect to your computer. Let Spotify or Grooveshark playlists do the rest.

21. Open festivals, meetups and events

It never fails to surprise me how much underground stuff goes on around me for free or for very cheap. Find out who runs the blogs and websites that list all the less well-known cultural activities.

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22. Volunteer

If you can’t pay for a ticket, volunteer and get to be there anyway.

23. Housesit

There are multiple housesitting websites offering you the possibility to avoid paying hotels and skip the discomfort of crummy hostels.

Save Money on Hygiene and Beauty

24. DIY beauty

French manicures, pedicures, waxing, eyebrows… pretty much all of these can be achieved at home (and done well) with some practise. There are plenty excellent blogs and YouTube tutorials to help.

25. Fewer haircuts/volunteer at a trainee hairdresser

If you can’t bear the risk of a trainee touching your locks, learn more ways to manipulate your hair as it grows and get haircuts sparingly. Women’s haircuts are outrageously priced in many cities.

Bonus: Effective Money-Saving Tips for Everything

Here’s a summary of what you can generally do to save more money:

  • Share/pool resources. Organize a neighbourhood sharing scheme, common resources for your apartment block or with your friends. Not everybody needs an individual lawnmower.
  • Buy energy-saving everything. The easiest way to lower your bills – replace those lightbulbs!
  • Buy in bulk. Be sensible about it (i.e. make sure you have space!), and drastically reduce weekly expenditure.
  • DIY. Skill up using YouTube tutorials on plumbing and many other essential services so you never have to pay for simple problems again.
  • Research a lot before making a decision. Most money-wasting is the result of poor preparation and planning. Don’t shirk this part just because you don’t like it!
  • Use your network. Your network is full of resources that can ease the pain of budgeting. Ask for help.
  • Stop and think. Do I really need it?

Unfortunately, there are some things that require plain ol’ giving up for the time being. This can include high-cost sports such as skiing, the latest versions of some technologies, the finest brands of food/drinks, premier seats at the opera and most other indulgences.

What is important to remember during lean times is that when you look back on your life, it will be the experiences that stand out, not the extra comforts.

Living on a budget can teach you a lot about how much you can really get out of your paycheck. We only live one life, so make the most of every penny you earn!

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Featured photo credit: Unsplash via unsplash.com

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