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30 Awesome Online Shopping Sites I Wish I’d Known Earlier

30 Awesome Online Shopping Sites I Wish I’d Known Earlier

Aah, the joys of shopping. You reserve a day or an entire weekend for it, head to the mall and start hunting the best deals through dozens of stores. I hate that! I become so confused that I don’t remember where I saw those awesome shoes I delayed buying just in case I found something better.

When I started shopping online, I discovered a whole new world. It didn’t matter what I needed; I could always get it on Amazon, Best Buy, Target, or eBay. It took me a long time before I realized that there were many other shopping websites that deserved attention, too.

Here is my list of 30 shopping sites I wish I’d known earlier.

Furniture/home decor

1. Poppin

poppin

    This is a website focused on office decor. When you organize your working or studying desk properly, you’ll enjoy the hard work much more. Here comes the best part: the items are organized by color! That makes the choice much easier.

    A classic des set of 12 ballpoint pens, a pen cup and notebook costs $25. The quality of the cheaper items is not high-class, but the website offers more exclusive products as well.

    2. Dwell Studio

    dwell

      Dwell Studio offers furniture, bed and bath products, decor and accessories, rugs and windows, and more. Although the items featured in the furniture category are more on the luxury side, you can get them on sale and save a lot of money on a high-end piece for your home.

      A bed costs around $1000, and it’s the most beautiful thing I’ve ever seen. As far as rugs are concerned, Dwell offers a great choice of high-quality designs in various shapes, materials and styles.

      3. One Kings Lane

      la02

        As someone with a thing for awesome vintage finds, I cannot recommend this website enough. The furniture items are outstanding, but I also enjoy the Kitchen & Tabletop, as well as the Art & Mirrors categories.

        These aren’t actual vintage or antique pieces, so the prices are affordable thanks to many items for sale. For example, a nice mirror for your bedroom will cost you $135 (that’s with a great discount of 68%). Hunt for daily deals and you can easily refresh the appearance of your home with exclusive pieces.

        4. The Hut

        hut

          This British website provides affordable international delivery. You’ll appreciate the great choice of home decor and kitchen products that will make your home more pleasant for a cheap price.

          The prices for home accessories start from $1.53 and go up to $370; so there is something for everyone’s taste. I’ve had some hits and misses with this website, since it features different brands and quality levels. Make sure to read reviews before ordering a particular piece and you’ll do just fine.

          Books

          5. Book Depository

          book depository

            Forget Amazon; Book Depository offers the same (outstanding!) selection of books through a much more convenient shopping experience. The website is organized really well and the worldwide delivery is free of charge. There are awesome discounts and deals that will help you get more books for your money.
            The prices for classics are especially attractive, f.e. you can start collecting Marquez for less than $10 per edition.

            6. Book Finder

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            book finder

              You want to get new and used books, rare editions, textbooks and print books? You can use the search tool at Book Finder to compare prices and get the best deal. The shipping costs are included in the calculation, so you won’t waste time doing math.

              Through this search engine, you can find even better prices than the ones offered at Book Depository. Make sure to check that you are purchasing a well-preserved edition if you’re opting for a used book.

              Shopping for students

              7. Papers Gear

              Custom writing service

                If you need an essay, personal statement, research paper, coursework assignment, or even a dissertation – this is the right service to turn to. Custom writing at Papers Gear helps students with academic papers.

                The writers never fail to deliver exactly the help, the customers need, and the prices are really affordable. You’ll need to pay from $19.99 to $52.99 per page depending on the quality and deadline you choose, but the company offers great discounts that reduce the price.

                8. Sam’s Club

                sam

                  When you have too much studying to do, even browsing through different shopping websites can be a waste of time. That’s when you should turn to Sam’s Club – an online store with student-friendly prices on groceries, gifts, flowers, wine, health and beauty products, and more.

                  The prices are even lower than the ones in your local stores, and the shopping experience is much more convenient. Sam’s Clubs are available in different cities across the USA, so you can easily join the community and start saving without searching for any coupons.

                  9. Fab

                  fab

                    If you are looking for something similar to Target, but way more affordable, Fab.com will surely please you. This is a social shopping site that offers great deals on clothes and accessories for men and women, kitchen and dining items, furniture and lighting, home decor, gifts, tech gadgets, and much more.

                    For example, you can get a queen-size bed on sale (below $300) and save money for other things you deserve. Clearly, you can’t expect the best quality when you pay such a low price.

                    Fitness

                    10. FitOrbit

                    fit

                      Going to the gym is not always a pleasant experience. You have to pay a fortune for a personal trainer; otherwise you are left wandering around in absolute discomfort. FitOrbit is a much better solution for me.

                      At this website, you can get a personal trainer who will tailor the perfect exercise plan and daily meal plans for you. The prices are really affordable and the results are guaranteed. Depending on the plan you choose (6 months, 3 months or 1 month), you’ll get a price of $11.50, $16.99 or $29.99 per week.

                      11. Gaiam TV – My Yoga channel

                      gaiam

                        For a low monthly fee, you can choose from hundreds of videos provided by famous yoga instructors. All you need to do is create a pleasant environment in your home, commit to a daily schedule and start practicing with great instructors without spending a fortune for your physical and emotional wellbeing.

                        The monthly fee at this website is $9.95, but you can also provide a one-time payment of $89.40 for the annual plan and save 25%. You get a chance to practice with great instructors, so you can expect these plans to be even better than the classes offered in your local studio.

                        Clothes, shoes and accessories

                        12. Wantering

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                        wantering

                          Who doesn’t want to look like a celebrity? You don’t need to hit the malls and high-end stores to find the pieces that were made for you; this website will help you on the mission to be on trend and keep things classy at the same time.

                          You can set the price range of the products you’re looking for, so it’s easy to get awesome dresses, jeans and bags for under $25. Of course, you can also set the price range up to $2.5K and get good deals on trending items by Oscar De La Renta, Mary Katrantzou, Jason Wu, and other popular names in fashion.

                          13. Cadet

                          cadet

                            This one is for men only. Cadet is a brand established by Brad Shmidt and Raul Arevalo, who get their inspiration by the post-war military academy era. And I know one thing for sure: every woman respects a man dressed like that.

                            The website features high-quality shirts, knits, pants, outerwear and swimwear. Jackets and coats come from $200 to $1000, and the awesome pants are priced from $120 up. Of course, I recommend you to shop in the SALE section and get these unique items for a reduced price. This is the type of clothing all men should invest in.

                            14. eShakti

                            eshakti

                              Do you have trouble nailing the right size when shopping online? This is the right website for you! You can select pieces in sizes ranging from 0-36W or require a garment to be customized to your exact size, height and style.

                              Since plus-size and petite clothing is not easily available, you can expect to find prices that are slightly above the average. For example, an average mid-length dress is priced above $80, and the quality is not perfect. However, eShakti can literally save you when you urgently need a perfect fit.

                              15. Otte New York

                              otte

                                If you miss the lady that follows you in a store and tells you which garments would suit you perfectly, you’ll love this website. OtteNY.com offers more than a luxurious shopping experience – it enables you to hire a personal shopping team that will help you get the perfect outfit for any occasion.

                                I’m talking about brands like Alexander Wang, Kenzo, Cacharel and other big names, so you can expect to pay above $200 for a nice summer dress. However, Otte enables you to find your special piece for a highly reduced price, so it’s definitely worthy of a bookmark.

                                16. Wanelo

                                wanelo

                                  Who doesn’t love a great deal? This community-based site helps you find the best prices from a vast array of online stores. You can get clothes, shoes, home accessories, toys, and much more.

                                  Depending on the quality and brand you are after, the prices of the offered products will range. One thing is for sure, though: you will pay the lowest possible price for the particular item if you search for it through Wanelo.

                                  17. Necessary Clothing

                                  necessary

                                    Nasty Gal used to be one of my favorite shopping destinations before I discovered Necessary Clothing – a cheaper alternative to that website that sells trendy designer fashion. Hint: check out the shoe section. I guarantee you won’t be able to resist it!

                                    You can get the cutest pumps for a price around $25; that’s a deal you can’t neglect. Although the prices seem too low for shoes, the offered models feature a great design and a decent quality.

                                    18. Zady

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                                    zady

                                      Zady is a shopping destination for clothes and accessories (men and women), as well as house & home decor pieces. When you shop at Zady, you know where your stuff comes from, you reduce waste, and make a contribution to the community.

                                      The average price for a men jacket is around $300, and you can expect to pay above $100 for a simple women’s top. However, the awesome quality and conscious shopping experience deserve the extra dollar.

                                      19. Baublebar

                                      bau

                                        Underwear

                                        20. Natori

                                        nato

                                          From reasonably-priced lingerie to the most beautiful pajama sets you’ve ever seen, Natori enables you to find everything you need for your boudoir.

                                          When I say reasonably-priced, I mean an average of $200 for a chemise. However, you can rest assured that you’ll never regret making that investment for the superb quality and style offered by Natori.

                                          21. Flint and Tinder

                                          flint

                                            This website offers a great selection of underwear items for men. All items are made in the USA, and the customer’s satisfaction is guaranteed. The price for all men’s underwear items is $29.50.

                                            Cosmetics/perfumes

                                            22. Strawbery

                                            straw

                                              If you’re on the quest for the perfect perfume, but want to get it at a discounted price, then Strawberry.net should be your fist destination. You’ll be amazed with the huge price reductions on the daily deals!

                                              For example, you can get a designer’s perfume for only $25. The featured brands include Givenchy, Anna Sui, Bvlgari, John Galliano, and many others. The products are always fresh and packed flawlessly.

                                              23. Beauty Expert

                                              expert

                                                Although the discounts are not as impressive as the ones at Strawberry.net, Beauty Expert is still a great shopping destination for skincare, makeup and hair care products. In the SALE section, you’ll find great deals with up to %40 off.

                                                The website features cosmetic products of different brands, so you can find a great range of prices for any type of product you’re looking for. For example, the prices for foundations range from $13 to $70.

                                                24. Beauty

                                                beauty

                                                  You want to get the most popular beauty products recommended by makeup artists? You’ll find them at this website, which offers free shipping on orders over $35, free returns, and free samples.

                                                  For example, Urban Decay’s Naked palette is sold for $54, but we’ve already made peace with the fact that high-quality beauty products cost more than we expect.

                                                  Electronics/gadgets

                                                  25. AliExpress

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                                                  aliexpress

                                                    If you’ve tried shopping at this website, then you know it’s full of risks in terms of the quality you receive. However, you can still make a safe purchase as long as you read the comments and choose a seller with high rating. AliExpress can be listed in all other categories, since there isn’t a product you cannot find, but I recommend it mostly for electronics, accessories, and gifts.

                                                    It’s difficult to talk about the prices, since there are many sellers with different offers, but you can get a decent tablet for around $100 at AliExpress.

                                                    26. Pricewatch

                                                    pricewatch

                                                      When it comes to computers, drives, and electronics, you always want to get the best product for the best price. The price comparisons at Pricewatch will help you get there!

                                                      For example, if you choose the category Desktops, you’ll get a huge selection of products with prices from $99 to $1300.

                                                      27. Crutchfield

                                                      crutch

                                                        At this website, you can get recommendations by tech experts who know how to help you get the best product. Each purchase comes with free tech support.
                                                        The thing that attracted me to Crutchfield was the offer of LED TVs of the best brands (Samsung, Sony and LG) for an average price of $300 for the 32’’ models.

                                                        Presents

                                                        28. Gilt

                                                        gilt

                                                          Willing to spend a bit more on presents for kids, babies, women and men? Gilt has exactly what you’re looking for. The Home and Travel sections of the website are pure magic.

                                                          The prices in the Kids section are especially pleasing; you can get nice sets for under $30.

                                                          29. MoMA

                                                          moma

                                                            If it’s time for some real, unique presents. MoMA online store enables you to get great items on sale, including toys, games, jewelry, watches, dining items, posters, and much more.

                                                            The prices are not that affordable, so you can expect to pay over $50 for a nice scarf. However, the quality of all products is impeccable, and everyone would be thrilled to get a present from MoMA.

                                                            Antiques

                                                            30. Junkables

                                                            junk

                                                              It might take you a while before you land the perfect collectible at this website, but the result will be totally worth the effort. Junkables features antiques, collectible books, magazines, glassware, dolls, and much more.

                                                              Since these are antiques, the quality is inconsistent and you need to be careful with the purchase you make. The prices vary depending on the type, age, and appearance of the product. For example, you can get a nice piece of wall art for around $100.

                                                              Why spend hundreds of dollars on a piece of jewelry when you can find affordable, but stylish items at Baublebar? Although the prices are relatively cheap (with an average of $40 for a statement necklace), you won’t find any kitschy, flashy items here.

                                                              You’ll definitely spot the perfect necklace, bracelet and ring in the huge selection of diverse inventory of decent quality.

                                                              Featured photo credit: Young man drinking coffee in cafe and using tablet computer via shutterstock.com

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                                                              Last Updated on March 3, 2021

                                                              Top 6 Hacks on How To Build Credit Fast

                                                              Top 6 Hacks on How To Build Credit Fast

                                                              When done right, credit can open doors and provide a lifestyle that you never imagined possible. Anything from flying around the world in first-class and staying at 5-star hotels entirely for free to starting and scaling businesses. It’s also an area where it can be easy to make mistakes and hard to recover from without the right information. In this article, I will break down how you can build credit fast so you can open doors in your life!

                                                              When you start to think about improving your credit score, you have to answer three important questions first:

                                                              1. What are you trying to achieve by having good credit?
                                                              2. What really is your credit score?
                                                              3. How is your credit score calculated?

                                                              What Are Your Credit Goals?

                                                              Having a high credit score is great, but ultimately, your credit score is a tool in your personal finance arsenal that you can use to open doors. The first question you should ask yourself is “what will a higher credit score do for me?”

                                                              I work with many clients directly at Freedom Travel Systems to help them fully leverage the power of their credit so they can enjoy free luxury travel and start or grow their business. For my clients and many others, here are a few common goals many credit-savvy individuals have:

                                                              • Free Travel – getting access to travel rewards cards so you can get tons of free travel and even get first-class flights, hotel suites, and luxury amenities all for free
                                                              • Start/Grow a Business – getting access to business credit so you can start and grow a business with 0% or low-interest financing that does not impact your personal credit
                                                              • More Approvals – getting approved for credit cards, auto loans, or mortgages so you improve your lifestyle or build your personal wealth
                                                              • Better Rates – getting better interest rates on any loans you get will save you tens or hundreds of thousands of dollars over your lifetime

                                                              What Is Your Credit Score?

                                                              Your credit score is simply a 3-digit number that tells potential lenders how reliable of a borrower you are. Keep in mind that lenders, such as banks and credit issuers, stay in business by lending. Their goal is to find the people that have the highest probability of paying them back and they assess this primarily through your credit score.

                                                              What’s important to know is that there are two major scoring models used to create your scores. These scores are your FICO Score and your Vantage Score. More than 90% of lenders rely on your FICO score, so when you are checking your score, you want to make sure you see the actual score that the lenders use. And no, checking your own score does not hurt your credit!

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                                                              Then enters the 3 main credit bureaus, which are essentially agencies that collect credit information on you. These are Experian, Equifax, and TransUnion. These bureaus then apply a scoring model to the information they have on you and voila, you now have a credit score! Bureaus sometimes have different information on your report, which is why you will see 3 different scores.

                                                              How Is Your Credit Score Calculated?

                                                              Next, you need to understand how the credit score is calculated. This will provide a high-level overview, but there is more detail to each of these factors alone.

                                                              There are 5 main factors in the calculation of your credit score:[1]

                                                              1. Payment History (35%) – This refers to the amount and percentage of on-time payments you have.
                                                              2. Utilization (30%) – This is how much revolving credit you use as a percentage of the total revolving credit issued to you. Note that installment loans like auto-loans or mortgages do not count towards this while credit cards do.
                                                              3. Age of Credit (15%) – This refers to how long your credit history is, primarily your “average age.”
                                                              4. Credit Mix (10%) – This is how many different types of credit you have. For example, there are credit cards, student loans, auto loans, mortgages, personal loans, and lines of credit.
                                                              5. New Credit (10%) – This primarily refers to how many inquiries you have for new credit.

                                                              Top 6 Hacks on How to Build Credit Fast

                                                              Now that you’ve learned more about your credit score, here are the top 6 tips on how to build credit fast.

                                                              1. Don’t Close Your Cards

                                                              Many of us are taught that getting a new credit card is bad and having too many will hurt your score. In fact, the opposite is true. You want to have many positive accounts reporting to your credit report. Logically, this makes sense because having more accounts with more on-time payments shows that you are a more reliable borrower. You just don’t want to open too many accounts too quickly since that can hurt your “new credit” factor.

                                                              Instead of closing a card, what you should do is simply keep the card open and put a small subscription service on it monthly. Why? Because each time you have an on-time payment, it helps build your payment history, the largest factor of credit.

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                                                              If you close a card, you are missing on potential on-time payments, age of credit, credit mix, and also lowering the total credit lent to you so your utilization percentage may go up. If you have an annual fee on a card you don’t like, see if there is a “no-fee” version of the card and downgrade it to that card rather than close it.

                                                              2. Use Autopay to Never Miss a Payment

                                                              This one is easy to do and easy not to do. Go into your credit card account and set up auto-pay. You can choose to either pay the full amount, the statement balance, or the minimum payment. Personally, I like to set up autopay to pay the minimum payment so that I never get a late payment. Then, I go in and manually pay the statement balance each month by the payment due date.

                                                              This helps me personally see my spending and have a manual review of my charges while ensuring, not have to pay interest, and still get the benefit of making sure that I never miss a payment if something goes wrong. Think about it, if you were to have a medical or family emergency, the last thing you want to experience on the back end of that is a late payment and a drop in your credit score. So, set up autopay.

                                                              A pro tip is to update your payment due dates across all bills and accounts to be the same so that you can “time batch” the process and have one time a month where you sit down and handle your payments. You can do this by simply contacting the credit card company or doing it online.

                                                              3. Get a Credit Limit Increase to Lower Your Utilization

                                                              One of the factors that get most people into trouble is using too much of their allotted total credit. Their utilization, which is the percentage of revolving credit they use, goes up, and their score tanks. You should aim for less than 30%, and in an ideal world, less than 10%.

                                                              To help drive this down, call your credit issuer and ask for a credit limit increase. This will help increase the total amount of credit extended to you and drop your utilization. Oftentimes, they will only give it to you when your utilization is fairly decent (less than 50%), so work to pay it down as best as possible before doing this. You should ask if the credit limit increase will give you an inquiry as some banks do a hard inquiry while some do not. If they do a hard inquiry, it is often better to just get a new card altogether or pass.

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                                                              4. Add Authorized Users to Increase Your Age, Add History, and Decrease Utilization

                                                              This is one of the best hacks out there as it helps with the 3 biggest factors of improving your credit: payment history, utilization, and age. This concept is also called “credit piggybacking” where someone with great credit history on a card adds an authorized user (AU) to the card. When the AU gets added, the credit history and information from that card are added to the AU’s report!

                                                              This is extremely helpful for people with young credit because it can drastically increase your age of accounts. It can also help many people with limited payment history or high utilization.

                                                              Please be aware that anything good or bad on that account you are added to will show up on your report. So, you want to avoid any cards with negative marks or high utilization. That being said, it is a one-way street, so nothing that you do with your credit can impact the primary account holder.

                                                              This is so valuable that there are companies that sell AU accounts. I always suggest starting with your family and/or personal network first as there are likely people in your network that can help!

                                                              5. Space Out Your Application Strategy

                                                              New credit is the smallest factor of credit, but it still matters! If you are looking to build up your credit, you should space out your applications. If you apply for too much credit in a short period, it looks very needy in the eyes of the lenders. For this reason, it is safest to apply for cards slowly over time unless you have really studied more in-depth how this works. A good rule of thumb is once every few months.

                                                              If you are in the credit game for the hopes of getting tons of credit card points for free travel, which is what I personally take full advantage of, you will want to familiarize yourself with the different bank rules and card promotions to put together the right application strategy. Applying blindly will waste inquiries and leave tons of benefits on the table!

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                                                              6. Review Your Report for Negatives

                                                              If you have any negative or “derogatory” marks on your credit report, this will hurt you drastically. They do impact you less as they age, however, you should review your credit report to ensure that everything on your report is 100% accurate and actually yours. Wrong information ends up on credit reports all the time and you will want to take personal responsibility for making sure it is accurate.

                                                              The “burden of proof” is on the credit bureau to confirm that any information on your report is in fact accurate. If you find inaccuracies, you can dispute that with them, or you could consider getting a credible credit repair company to help you.

                                                              Final Thoughts

                                                              There you have it, the top 6 tips on how to build credit fast so you can get closer to reaching your goals. Now that you’ve learned more about how credit score works and how you can improve yours, you’ll hopefully be able to make better financial decisions and achieve your financial goals quicker.

                                                              More Tips on How to Build Credit Fast

                                                              Featured photo credit: CardMapr via unsplash.com

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